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Banco Santander Chile

Banco Santander Chile

BSAC · NYSE · Financial Services / Banks - Regional

32.43USD+0.46 (+1.44%)

Price History

Full chart

Market Stats

Previous Close31.97
Open32.11
Day Range32.02 – 32.46
52-Week Range24.65 – 36.40
Volume220.20K
Market Cap15.91B
P/E (TTM)13.68
Forward P/E16.92
EPS2.47
Dividend Yield4.32%
Beta0.23
50-Day Avg34.69
200-Day Avg33.28

About

Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail, Wealth Management & Insurance, Middle-Market, Corporate and Investment Banking, and Corporate Activities and Other segments. The company provides checking accounts and savings products; debit and credit cards; consumer, auto, commercial, mortgage, and government-guaranteed loans; and Chilean peso and foreign currency denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines, as well as mortgage financing services. It offers mutual fund management, insurance and securities brokerage, foreign exchange services, financial leasing, financial consulting and advisory, investment management, foreign trade, leasing, factoring, treasury, and transactional services, as well as specialized services to finance residential projects. In addition, the company offers short-term financing and funding, and brokerage services, as well as derivatives, securitization, and other products; and manages capital allocations. Further, it provides health, life, travel, automobile, and unemployment insurance products; personal and corporate protection products; guarantees; international investment accounts, structured funds, and alternative investment funds; and wealth management and open architecture, asset management, and private banking services. It serves individuals, small to middle-sized companies, and other companies, as well as universities, government agencies, municipalities, regional governments, and construction and real estate companies. The company was incorporated in 1977 and is headquartered in Santiago, Chile. Banco Santander-Chile is a subsidiary of Banco Santander, S.A.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Andrés Trautmann Buc
  • Employees8.53K
  • HeadquartersBandera 140, Santiago, Chile, USA
  • Websitehttps://banco.santander.cl

Leadership

  • Mr. Andrés Trautmann BucCEO & Country Head
  • Ms. Patricia Perez PallacanChief Financial Officer
  • Mr. Eduardo HerreraExecutive Vice President of Technology & Operations
  • Mr. Jonathan Covarrubias HernandezChief Accounting Officer
  • Mr. Cristian VicunaChief Strategy Officer & Head of IR
  • Mr. Cristian Florence KauerGeneral Counsel
  • Mr. Fernando Larrain AninatExecutive Vice-President of Communications, Marketing & Research
  • Ms. Paula Melendez CubillosExecutive Vice-President of Human Resources
  • Mr. Claudio Soto GamboaChief Economist
  • Pedro GallardoHead of Shareholder Relations

Financials

Income Statement

Currency: CLP1998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue679.59B602.80B664.00B690.68B1.25T985.14B1.13T1.42T1.60T2.09T2.45T1.65T1.77T2.13T2.23T2.30T2.56T2.47T2.53T2.47T2.64T2.81T2.68T3.37T4.72T5.22T4.90T4.66T
Growth (%)--11.30%+10.15%+4.02%+81.69%-21.50%+14.42%+26.29%+12.51%+30.28%+17.63%-32.58%+6.98%+20.44%+4.71%+3.03%+11.29%-3.64%+2.51%-2.28%+6.96%+6.33%-4.80%+26.08%+39.92%+10.62%-6.10%-4.96%
Cost of Revenue461.61B395.44B424.16B373.43B610.18B408.85B422.88B563.75B730.57B1.18T1.46T684.41B727.18B1.11T1.25T1.17T1.26T1.23T1.20T1.03T1.15T1.23T1.12T1.40T2.87T3.63T2.81T2.38T
Gross Profit217.98B207.36B239.84B317.25B644.74B576.29B704.33B859.83B871.12B907.18B997.38B970.50B1.04T1.02T980.79B1.13T1.30T1.24T1.33T1.44T1.50T1.58T1.56T1.97T1.85T1.59T2.09T2.28T
Gross Margin32.08%34.40%36.12%45.93%51.38%58.50%62.48%60.40%54.39%43.47%40.63%58.64%58.93%47.82%43.93%49.32%50.60%50.14%52.64%58.16%56.59%56.32%58.27%58.47%39.14%30.41%42.64%48.84%
Operating Expense147.99B162.13B150.54B201.59B457.90B327.68B446.39B541.99B501.57B508.79B516.67B444.96B450.39B535.26B574.88B595.48B668.39B708.83B743.64B719.78B732.78B788.20B863.80B898.56B946.32B896.67B1.01T1.03T
Operating Income70.00B45.23B89.30B115.66B186.85B248.61B257.94B317.84B369.55B398.40B480.71B525.53B592.82B484.43B405.91B538.96B626.94B528.12B587.46B717.46B763.07B794.69B695.26B1.07T901.11B691.38B1.08T1.25T
Operating Margin10.30%7.50%13.45%16.75%14.89%25.24%22.88%22.33%23.07%19.09%19.58%31.76%33.49%22.72%18.18%23.43%24.49%21.41%23.23%29.03%28.87%28.27%25.98%31.84%19.09%13.24%22.02%26.73%
EBITDA81.24B58.88B102.46B132.19B226.64B288.44B300.71B360.92B411.06B444.14B528.34B572.16B642.22B537.90B462.27B600.03B671.07B581.74B652.82B795.28B842.35B900.78B804.69B1.20T1.03T835.15B1.22T1.38T
EBITDA Margin11.95%9.77%15.43%19.14%18.06%29.28%26.68%25.35%25.66%21.28%21.52%34.57%36.28%25.23%20.70%26.08%26.21%23.58%25.81%32.18%31.87%32.05%30.07%35.46%21.84%15.99%24.90%29.63%
Net Income69.61B50.69B88.72B118.97B159.10B205.29B209.54B263.14B306.99B336.09B413.37B431.56B505.39B402.19B356.81B442.29B569.91B448.47B476.07B562.80B595.33B619.09B547.61B842.47B792.28B579.43B852.96B1.02T
Net Income Margin10.24%8.41%13.36%17.22%12.68%20.84%18.59%18.48%19.17%16.11%16.84%26.08%28.55%18.86%15.98%19.23%22.26%18.18%18.83%22.77%22.52%22.03%20.47%24.97%16.78%11.10%17.40%21.92%
R&D-----------------00000------
R&D as % of Total Revenue-----------------0.00%0.00%0.00%0.00%0.00%------
Interest Expense424.87B333.20B379.51B327.16B517.94B308.34B337.76B494.01B598.33B954.83B1.17T351.26B473.26B796.43B848.22B794.44B909.91B830.78B855.68B731.75B829.95B904.42B638.48B1.11T2.52T3.31T2.31T1.81T
Interest Expense % of Total Revenue62.52%55.27%57.16%47.37%41.27%31.30%29.96%34.70%37.36%45.76%47.64%21.23%26.73%37.35%37.99%34.54%35.54%33.68%33.84%29.61%31.40%32.18%23.86%32.89%53.31%63.41%47.07%38.82%

Balance Sheet

Currency: CLP1998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets5.55T5.43T5.85T6.76T11.79T10.83T11.98T13.77T15.96T18.54T21.08T20.77T22.09T24.67T24.76T27.12T30.53T34.65T37.01T35.80T39.20T50.57T55.70T63.84T68.42T71.09T68.40T68.15T
Total Liabilities5.09T4.99T5.35T6.22T10.82T9.82T10.95T12.67T14.62T16.96T19.57T19.08T20.15T22.57T22.56T24.75T27.89T31.89T34.11T32.70T35.91T47.10T52.00T59.41T63.46T65.77T63.04T62.41T
Total Equity453.13B437.06B494.56B538.66B974.13B1.01T1.02T1.11T1.34T1.57T1.49T1.66T1.91T2.06T2.16T2.34T2.61T2.76T2.90T3.11T3.29T3.48T3.70T4.43T4.96T5.32T5.36T5.62T
Cash491.95B335.95B500.29B555.85B989.33B976.04B941.01B1.25T1.17T1.21T855.41B2.04T1.76T3.22T2.03T2.36T2.14T3.44T3.17T2.45T2.42T4.22T3.87T5.26T5.27T5.78T3.27T5.24T
Total Debt1.63T1.62T1.92T2.27T3.97T3.36T2.71T2.90T2.82T3.88T4.64T4.97T5.77T9.02T6.60T7.09T7.04T9.45T12.65T11.89T13.61T19.84T14.69T17.41T10.58T12.71T15.08T15.88T
Net Debt1.14T1.29T1.42T1.71T2.98T2.39T1.77T1.65T1.64T2.67T3.78T2.93T4.01T5.80T4.57T4.73T4.90T3.85T6.10T6.36T7.48T9.37T10.83T12.15T5.31T6.93T11.81T10.64T

Cash Flow

Currency: CLP1998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow162.72B-106.52B325.70B-204.23B363.90B288.52B439.17B327.14B433.79B746.84B-10.32B1.32T-64.04B1.56T-1.02T645.17B282.42B687.80B736.15B-416.36B1.02T1.85T-819.99B-587.18B-358.99B-2.17T482.39B704.90B
Investing Cash Flow-302.33B77.02B-129.94B-266.36B755.10B447.88B-1.12T-669.29B-1.19T-1.80T-45.34B-28.13B-20.02B-52.09B-72.09B30.00B-92.67B-92.86B-90.20B-73.46B-91.56B-141.79B-70.11B-91.77B-94.60B-100.08B-106.58B-1.29T
Financing Cash Flow327.48B-146.32B-52.66B495.70B-1.18T-730.85B616.05B581.51B606.15B1.16T-173.61B-172.06B-258.76B-289.42B-401.14B-240.69B-265.16B-330.20B-336.66B-330.64B-423.61B-385.29B102.09B238.66B-384.32B2.95T-372.85B-50.06B
Capital Expenditure16.38B8.46B7.44B8.59B15.83B16.55B20.09B21.51B22.32B32.80B57.74B45.72B47.33B60.74B79.00B59.19B86.53B92.68B89.64B91.39B97.89B83.83B85.78B86.77B113.29B56.66B107.72B80.50B
Free Cash Flow146.34B-114.98B318.26B-212.82B348.07B271.98B419.09B305.64B411.47B714.03B-68.06B1.28T-111.37B1.50T-1.10T585.98B195.90B595.11B646.52B-507.75B924.60B1.77T-905.78B-673.95B-472.28B-2.22T374.67B624.40B
Dividends Paid54.58B69.94B52.66B91.21B219.90B154.99B234.48B206.60B155.24B215.73B200.65B218.55B258.76B286.29B261.05B232.78B265.16B330.20B336.66B330.64B423.61B355.14B331.25B310.47B464.98B485.19B347.48B570.84B
FCF to OCF89.93%107.94%97.72%104.21%95.65%94.27%95.43%93.43%94.85%95.61%659.27%96.55%173.91%96.10%107.76%90.83%69.36%86.52%87.82%121.95%90.43%95.47%110.46%114.78%131.56%102.62%77.67%88.58%
Dividend Paid to FCF37.30%-60.83%16.55%-42.86%63.18%56.99%55.95%67.60%37.73%30.21%-294.80%17.10%-232.34%19.14%-23.80%39.73%135.35%55.49%52.07%-65.12%45.82%20.12%-36.57%-46.07%-98.45%-21.84%92.74%91.42%

Earnings

Report DateOct 20, 1997Mar 13, 1998Aug 3, 1998Nov 2, 1998Feb 3, 1999May 6, 1999Jul 30, 1999May 3, 2000May 15, 2001Jul 23, 2001Oct 24, 2001Jan 29, 2002May 1, 2002Jul 23, 2002Oct 28, 2002Feb 3, 2003May 5, 2003Jul 30, 2003Oct 30, 2003Feb 3, 2004Apr 29, 2004Jul 30, 2004Oct 29, 2004Jan 20, 2005Apr 28, 2005Jul 29, 2005Oct 26, 2005Feb 9, 2006Apr 28, 2006Jul 31, 2006Oct 27, 2006Jan 22, 2007May 2, 2007Jul 24, 2007Oct 22, 2007Jan 22, 2008Apr 25, 2008Jul 28, 2008Oct 29, 2008Feb 9, 2009Apr 29, 2009Jul 30, 2009Oct 29, 2009Feb 5, 2010Apr 29, 2010Jul 29, 2010Oct 30, 2010Feb 3, 2011Apr 29, 2011Aug 1, 2011Oct 29, 2011Feb 2, 2012May 3, 2012Jul 15, 2012Oct 30, 2012Feb 5, 2013Apr 29, 2013Aug 1, 2013Oct 24, 2013Feb 5, 2014May 12, 2014Aug 1, 2014Oct 30, 2014Feb 4, 2015Apr 30, 2015Jul 30, 2015Oct 29, 2015Feb 1, 2016Apr 28, 2016Jul 28, 2016Oct 27, 2016Jan 31, 2017Apr 28, 2017Jul 29, 2017Oct 27, 2017Jan 31, 2018Apr 27, 2018Jul 26, 2018Oct 31, 2018Feb 4, 2019Apr 30, 2019Jul 26, 2019Oct 30, 2019Jan 29, 2020May 1, 2020Jul 29, 2020Oct 30, 2020Feb 4, 2021Apr 30, 2021Jul 29, 2021Oct 28, 2021Feb 3, 2022Apr 29, 2022Jul 29, 2022Oct 27, 2022Feb 3, 2023Apr 27, 2023Aug 2, 2023Nov 2, 2023Feb 1, 2024Apr 29, 2024Sep 25, 2024Oct 30, 2024Jan 29, 2025Apr 30, 2025Jul 31, 2025Oct 30, 2025Jan 30, 2026Apr 30, 2026Jul 29, 2026Oct 29, 2026
EPS Estimate0.180.100.160.140.130.140.130.130.180.190.180.170.190.190.110.060.120.150.160.190.180.200.170.230.190.210.240.260.240.280.290.290.290.360.370.360.390.360.340.300.300.310.340.440.440.450.560.570.540.600.420.48-0.510.310.470.410.420.480.450.460.550.400.480.320.450.410.340.350.390.400.390.410.440.460.450.540.540.500.510.570.490.490.550.360.310.230.370.390.480.500.480.590.780.480.310.320.290.450.430.360.480.670.580.580.620.610.610.630.670.72
EPS Actual0.150.100.150.160.120.060.090.140.200.220.170.160.190.210.100.000.120.150.160.230.170.160.190.200.200.230.270.230.260.270.270.220.280.320.350.300.370.320.370.260.280.430.430.570.480.540.550.600.510.640.310.420.510.460.230.500.360.360.430.710.551.540.510.480.320.470.400.250.390.400.400.360.460.480.460.560.530.500.420.480.390.530.400.330.360.220.280.550.540.520.460.580.640.660.410.250.360.340.060.440.270.510.550.590.620.600.500.600.620.90-
Surprise-16.67%0.00%-6.25%14.29%-7.69%-57.14%-30.77%7.69%11.11%15.79%-5.56%-5.88%0.00%10.53%-9.09%-100.00%0.00%0.00%0.00%21.05%-5.56%-20.00%11.76%-13.04%5.26%9.52%12.50%-11.54%8.33%-3.57%-6.90%-24.14%-3.45%-11.11%-5.41%-16.67%-5.13%-11.11%8.82%-13.33%-6.67%38.71%26.47%29.55%9.09%20.00%-1.79%5.26%-5.56%6.67%-26.19%-12.50%--9.80%-25.81%6.38%-12.20%-14.29%-10.42%57.78%19.57%180.00%27.50%0.00%0.00%4.44%-2.44%-26.47%11.43%2.56%0.00%-7.69%12.20%9.09%0.00%24.44%-1.85%-7.41%-16.00%-5.88%-31.58%8.16%-18.37%-40.00%0.00%-29.03%21.74%48.65%38.46%8.33%-8.00%20.83%8.47%-15.38%-14.58%-19.35%12.50%17.24%-86.67%2.33%-25.00%6.25%-17.91%1.72%6.90%-3.23%-18.03%-1.64%-1.59%34.33%-
Timing--------------------After-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-market-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-market

Key Statistics & Ratios

Market Cap15.91B
Enterprise Value18.77T
Trailing P/E13.68
Forward P/E16.92
PEG Ratio2.69
Price / Sales5.38
Price / Book3.19
EPS2.47
Book Value24.37
Revenue (TTM)2.34T
Gross Profit (TTM)2.32T
Profit Margin47.15%
Operating Margin0.00%
Return on Equity23.59%
Return on Assets1.69%
Shares Outstanding471.12M
Shares Float305.58M
Beta0.23
Dividend Yield4.32%
Dividend Rate1.48
Payout Ratio58.02%

Analyst Ratings

Hold
Based on 11 analystsTarget 35.32
  • Strong Buy
    1
  • Hold
    8
  • Sell
    2

Ownership Breakdown

Institutions
5.33%
Insiders
0.00%
Retail / Other
94.67%

Top Institutional Holders

  • Franklin Templeton Inc
    3.43M0.73%
  • Inca Investments, LLC
    1.94M0.41%
  • JPMorgan Chase & Co
    1.94M0.41%
  • USS Investment Management Ltd
    1.56M0.33%
  • Vanguard Capital Management, LLC
    1.52M0.32%
  • BlackRock Inc
    1.45M0.31%
  • Robeco Institutional Asset Management BV
    1.20M0.26%
  • Allspring Global Investments Holdings, LLC
    1.10M0.23%
  • Dimensional Fund Advisors, Inc.
    672.13K0.14%
  • TT International Asset Management Ltd
    617.13K0.13%
  • American Century Companies Inc
    576.75K0.12%
  • Morgan Stanley - Brokerage Accounts
    544.27K0.12%
  • Renaissance Technologies Corp
    543.83K0.12%

Top Fund Holders

  • Templeton Emerging Mkts Invmt Tr TEMIT
    1.15M0.24%
  • iShares Latin America 40 ETF
    924.26K0.20%
  • Vanguard Total Intl Stock Index Inv
    726.90K0.15%
  • Templeton Emerging Markets Equity A
    602.63K0.13%
  • Templeton Emerging Markets A(Ydis)USD
    531.49K0.11%
  • Avantis Emerging Markets Equity ETF
    527.83K0.11%
  • Allspring Emerging Markets Equity A
    523.28K0.11%

Dividends

20261×
1.52Apr 30, 2026
20251×
1.33Apr 23, 2025
20241×
0.76Apr 17, 2024
20231×
1.25Apr 19, 2023
20221×
1.22Apr 21, 2022
20211×
0.93Apr 22, 2021
20202×
0.47Nov 19, 20200.41Apr 24, 2020
20191×
1.13Apr 15, 2019
20181×
1.49Apr 18, 2018
20171×
1.07Apr 19, 2017
20161×
1.05Apr 19, 2016
20151×
1.13Apr 21, 2015
20141×
1.02Apr 15, 2014
20131×
1.05Apr 22, 2013
20121×
1.14Apr 19, 2012
20111×
1.27Apr 15, 2011
20101×
1.03Apr 20, 2010
20091×
0.78Apr 21, 2009
20081×
0.98Apr 15, 2008
20071×
0.74Apr 18, 2007
20061×
0.64Apr 19, 2006
20051×
0.73Apr 27, 2005
20041×
0.73Apr 26, 2004

Stock Splits

  • Oct 22, 2012260:100