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Banco Santander Brasil SA ADR

Banco Santander Brasil SA ADR

BSBR · NYSE · Financial Services / Banks - Regional

5.05USD+0.03 (+0.60%)

Price History

Full chart

Market Stats

Previous Close5.02
Open5.06
Day Range5.03 – 5.08
52-Week Range4.78 – 6.95
Volume1.05M
Market Cap20.78B
P/E (TTM)16.82
Forward P/E5.98
EPS0.33
Dividend Yield6.23%
Beta0.14
50-Day Avg5.75
200-Day Avg5.86

About

Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking. The company offers payment and loyalty products, including credit and debit cards; payroll and real estate loans; home equity financing solutions; microfinance programs; consortiums; agribusiness products, such as credit, securities and other products; call center and digital solutions; nonperforming assets; and insurance products comprising life, personal accident, vehicle, property, and credit insurance, as well as insurance for travel and banking transactions. It also provides emergency solutions for homes, cars, motorcycles, pets, and telemedicine; consumer finance; and corporate and investment banking services, which include cash management, structured trade and working capital solutions, trade and lending, mergers and acquisitions, equity capital markets, investment grade and emerging markets debt, and structured finance, as well as sales markets, market making, energy trading, equities, research, and private debt mobilization and securitization. In addition, the company offers cash management solutions, such as collections, payments, instant payments, and payroll and custody services; advance program, a non-financial platform to support entrepreneurs regarding educational content, certified courses, events focused on management, innovation, internationalization, and team development; customer funding through deposits and other bank funding instruments; and various investments. It offers its products and services through branches, mini-branches, and automated teller machines; call centers; banking correspondents and third-party vendors; and online and mobile banking platforms. The company was founded in 1970 and is headquartered in São Paulo, Brazil.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Gilson Finkelsztain
  • Employees47.33K
  • HeadquartersAv. Pres Juscelino Kubitschek, 2041, São Paulo, SP, Brazil, 04543-011, USA
  • Websitehttps://www.santander.com.br

Leadership

  • Mr. Gilson FinkelsztainChief Executive Officer · b. 1972
  • Mr. Ede Ilson VianiVice President of the Board of Executive Officers & Director · b. 1967
  • Mr. Gilberto Duarte de Abreu FilhoVP of Technology & Operations and VP of the Board of Executive Officers · b. 1973
  • Ms. Germanuela de Almeida de AbreuVice President of the Board of Executive Officers · b. 1975
  • Mr. Alessandro TomaoVice President of the Board of Executive Officers · b. 1977
  • Mr. Andre Juacaba de AlmeidaVice President of the Board of Executive Officers · b. 1974
  • Mr. Carlos Jose da Costa AndreVice President of the Board of Executive Officer · b. 1963
  • Mr. Renato EjnismanVice President of the Board of Executive Officer · b. 1970
  • Mr. Cezar Augusto JanikianVice President of the Board of Executive Officers · b. 1974
  • Ms. Maria Elena Lanciego PerezVice President of the Board of Executive Officers · b. 1969

Financials

Income Statement

Currency: BRL2003-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue7.17B571.23M9.41B16.17B24.05B38.16B41.90B50.34B44.10B45.10B56.09B56.51B83.36B74.36B66.90B75.47B50.88B75.34B110.90B121.36B129.02B151.54B
Growth (%)--92.03%+1546.47%+71.90%+48.77%+58.67%+9.78%+20.16%-12.41%+2.28%+24.35%+0.76%+47.52%-10.80%-10.03%+12.81%-32.57%+48.07%+47.19%+9.44%+6.31%+17.45%
Cost of Revenue-810.86M4.36B8.20B13.56B20.66B18.79B26.91B23.11B25.43B33.73B42.53B49.28B39.78B30.56B32.20B19.99B28.85B68.94B85.82B85.10B109.84B
Gross Profit-114.36M5.05B7.97B10.49B17.51B23.11B23.44B20.98B19.67B22.35B13.98B34.08B34.57B36.34B43.27B30.90B46.50B41.96B35.54B43.92B41.70B
Gross Margin-20.02%53.68%49.29%43.62%45.87%55.16%46.56%47.59%43.61%39.86%24.73%40.88%46.50%54.32%57.33%60.72%61.71%37.84%29.28%34.04%27.52%
Operating Expense--31.45M4.04B5.28B7.94B9.37B13.11B14.67B15.51B15.65B15.91B17.19B17.69B20.06B20.43B20.99B21.23B21.74B22.38B23.62B24.73B24.97B
Operating Income1.56B145.81M1.00B2.69B2.55B8.14B10.00B8.77B5.47B4.02B6.44B-3.22B16.38B14.51B15.91B22.27B9.66B24.75B19.57B11.92B19.19B16.73B
Operating Margin21.76%25.53%10.68%16.62%10.60%21.32%23.86%17.43%12.42%8.91%11.49%-5.69%19.65%19.52%23.78%29.51%18.99%32.85%17.65%9.82%14.87%11.04%
EBITDA1.95B145.81M1.21B3.27B3.39B9.39B11.23B9.77B6.68B5.27B7.81B-1.73B17.87B16.18B17.65B24.67B12.24B27.18B22.16B14.66B21.92B19.35B
EBITDA Margin27.25%25.53%12.88%20.21%14.11%24.59%26.81%19.41%15.14%11.69%13.92%-3.05%21.43%21.75%26.38%32.68%24.06%36.08%19.98%12.08%16.99%12.77%
Net Income1.62B175.04M803.62M1.90B2.38B5.51B7.38B7.74B5.48B5.72B5.63B9.78B7.33B8.92B12.58B16.41B13.42B15.53B14.29B9.45B13.37B12.77B
Net Income Margin22.66%30.64%8.54%11.77%9.89%14.43%17.62%15.37%12.43%12.69%10.04%17.31%8.80%12.00%18.81%21.74%26.37%20.61%12.88%7.79%10.36%8.42%
R&D-----------00000------
R&D as % of Total Revenue-----------0.00%0.00%0.00%0.00%0.00%------
Interest Expense-331.36M4.36B7.00B12.33B17.18B16.81B23.92B21.06B22.74B31.70B38.53B46.56B36.47B28.56B28.52B18.33B26.67B67.72B81.40B80.50B104.86B
Interest Expense % of Total Revenue-58.01%46.32%43.31%51.26%45.01%40.13%47.51%47.75%50.41%56.51%68.19%55.85%49.05%42.69%37.79%36.03%35.40%61.07%67.07%62.40%69.20%

Balance Sheet

Currency: BRL2003-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets35.69B5.25B102.03B116.04B294.19B315.97B374.66B400.58B422.61B453.05B520.23B605.39B634.39B645.74B723.87B762.24B933.58B931.21B985.45B1.12T1.24T1.27T
Total Liabilities29.86B3.52B94.05B106.77B244.35B246.71B301.30B323.70B343.47B371.40B441.55B525.56B549.58B558.65B632.27B89.42B827.49B825.23B874.77B1.00T1.12T1.14T
Total Equity5.70B1.73B7.98B9.26B49.83B69.27B73.36B76.86B78.90B81.37B78.30B79.84B84.81B87.09B91.60B672.82B105.78B105.64B110.18B114.45B119.49B125.17B
Cash-298.74M1.18B1.64B23.70B27.27B56.80B65.94B55.54B51.71B55.90B89.14B110.60B100.87B31.72B20.13B78.93B101.57B149.64B193.99B204.88B201.98B
Total Debt8.96B1.45B9.96B11.66B12.09B22.74B29.78B49.50B65.93B74.21B84.42B268.83B352.92B267.61B222.69B192.80B70.00B98.68B126.66B135.80B135.37B129.96B
Net Debt-1.15B8.78B10.02B-11.61B-4.53B-27.02B-16.44B10.40B22.49B28.52B23.57B-1.98B-21.66B62.58B63.75B-8.93B-2.89B-22.98B-58.19B-69.51B-72.03B

Cash Flow

Currency: BRL2003-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow2.49B-481.23M15.44B-13.21B-12.21B-10.36B-11.75B3.40B20.68B-4.62B4.03B6.75B50.29B8.28B24.87B42.32B6.81B6.85B36.61B-21.13B4.99B
Investing Cash Flow-2.84B231.84M-1.51B9.96B2.73B-2.33B848.52M-1.56B-2.32B-3.16B-760.84M-1.27B-1.45B-2.36B-4.86B-3.50B-1.93B-2.71B-2.58B-2.02B-3.32B
Financing Cash Flow323.26M1.35B158.93M3.72B11.45B3.31B10.57B8.75B-1.04B-7.34B4.36B-18.19B-44.30B-3.30B-26.20B-34.15B-658.51M12.75B5.82B930.18M4.40B
Capital Expenditure266.46M500.41M1.57B2.79B3.28B2.41B1.92B1.99B2.37B2.42B1.78B1.54B1.84B3.01B3.44B2.01B2.37B2.86B3.35B2.61B3.66B
Free Cash Flow2.22B-981.64M13.87B-16.00B-15.49B-12.77B-13.66B1.41B18.32B-7.03B2.25B5.20B48.45B5.27B21.43B40.31B4.44B3.98B33.26B-23.74B1.34B
Dividends Paid-92.89M900.01M1.50B1.54B2.73B3.93B2.50B2.05B2.20B3.99B3.21B5.65B6.08B6.95B10.28B9.91B7.39B5.45B5.62B6.50B
FCF to OCF89.28%203.98%89.83%121.13%126.89%123.23%116.30%41.54%88.56%152.40%55.78%77.13%96.33%63.63%86.15%95.26%65.25%58.18%90.84%112.35%26.77%
Dividend Paid to FCF--9.46%6.49%-9.39%-9.95%-21.42%-28.74%176.53%11.17%-31.22%177.79%61.69%11.67%115.36%32.45%25.50%223.04%185.60%16.39%-23.67%486.16%

Earnings

Report DateDec 2, 2009Feb 4, 2010Apr 29, 2010Jul 29, 2010Oct 28, 2010Feb 11, 2011Apr 28, 2011Jul 27, 2011Oct 27, 2011Jan 31, 2012Apr 26, 2012Jul 26, 2012Oct 25, 2012Jan 31, 2013Apr 25, 2013Jul 30, 2013Oct 24, 2013Jan 30, 2014Apr 29, 2014Jul 31, 2014Nov 4, 2014Feb 5, 2015Apr 28, 2015Jul 30, 2015Oct 29, 2015Jan 27, 2016Apr 27, 2016Jul 27, 2016Oct 26, 2016Jan 26, 2017Apr 26, 2017Jul 28, 2017Oct 26, 2017Jan 30, 2018Apr 25, 2018Jul 25, 2018Oct 31, 2018Jan 30, 2019Apr 30, 2019Jul 23, 2019Oct 30, 2019Jan 29, 2020Apr 28, 2020Jul 29, 2020Oct 27, 2020Feb 3, 2021Apr 28, 2021Jul 28, 2021Oct 27, 2021Feb 2, 2022Apr 26, 2022Jul 28, 2022Oct 26, 2022Feb 28, 2023Apr 25, 2023Jul 26, 2023Oct 25, 2023Feb 19, 2024May 1, 2024Jul 24, 2024Oct 29, 2024Feb 5, 2025Apr 30, 2025Jul 30, 2025Oct 29, 2025Feb 4, 2026Apr 29, 2026Jul 29, 2026
EPS Estimate-0.190.170.200.240.260.240.260.230.200.200.180.160.170.160.150.130.140.110.160.140.120.130.100.090.070.050.100.110.130.150.180.170.200.220.210.220.230.220.240.230.250.190.120.140.170.190.190.210.210.210.210.190.140.100.140.160.150.130.160.170.170.170.170.170.200.200.20
EPS Actual0.040.370.250.260.300.300.340.350.270.270.250.200.19-0.050.200.160.170.430.130.090.160.120.120.100.110.110.130.150.190.170.190.200.180.300.220.220.220.240.230.250.240.230.170.440.180.190.170.290.410.090.110.110.050.480.060.130.140.120.080.080.090.180.180.170.090.210.200.16
Surprise-94.74%47.06%30.00%25.00%15.38%41.67%34.62%17.39%35.00%25.00%11.11%18.75%-129.41%25.00%6.67%30.77%207.14%18.18%-43.75%14.29%0.00%-7.69%0.00%22.22%57.14%160.00%50.00%72.73%30.77%26.67%11.11%5.88%50.00%0.00%4.76%0.00%4.35%4.55%4.17%4.35%-8.00%-10.53%266.67%28.57%11.76%-10.53%52.63%95.24%-57.14%-47.62%-47.62%-73.68%242.86%-40.00%-7.14%-12.50%-20.00%-38.46%-50.00%-47.06%5.88%5.88%0.00%-44.71%5.00%0.00%-21.35%
Timing--Pre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketAfter-hours-Pre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap20.78B
Enterprise Value169.53B
Trailing P/E16.82
Forward P/E5.98
PEG Ratio0.42
Price / Sales0.43
Price / Book1.77
EPS0.33
Book Value13.53
Revenue (TTM)48.29B
Gross Profit (TTM)47.47B
Profit Margin28.66%
Operating Margin33.22%
Return on Equity11.15%
Return on Assets1.11%
Shares Outstanding3.74B
Shares Float1.87B
Beta0.14
Dividend Yield6.23%
Dividend Rate0.35
Payout Ratio59.14%

Analyst Ratings

Hold
Based on 3 analystsTarget 6.77
  • Buy
    1
  • Hold
    2

Ownership Breakdown

Institutions
0.95%
Insiders
13.70%
Retail / Other
85.35%

Top Institutional Holders

  • Banco Santander Central Hispano Sa
    520.22M6.95%
  • Aquamarine Financial (Cayman) Ltd
    10.39M0.14%
  • Delaware Management Holdings Inc
    3.13M0.04%
  • Vanguard Capital Management, LLC
    3.01M0.04%
  • Marshall Wace Asset Management Ltd
    2.32M0.03%
  • Arrowstreet Capital Limited Partnership
    2.23M0.03%
  • Morgan Stanley - Brokerage Accounts
    2.04M0.03%
  • Jane Street Group LLC
    1.61M0.02%
  • The Goldman Sachs Group Inc
    1.17M0.02%
  • American Century Companies Inc
    1.12M0.01%
  • D. E. Shaw & Co LP
    945.20K0.01%
  • Millennium Management LLC
    886.68K0.01%
  • JPMorgan Chase & Co
    473.60K0.01%
  • UBS Group AG
    470.60K0.01%
  • Citadel Advisors Llc
    415.18K0.01%
  • Qube Research & Technologies
    385.19K0.01%

Top Fund Holders

  • Vanguard Emerging Mkts Stock Idx Inv
    3.01M0.04%
  • Nomura Emerging Markets Instl
    2.88M0.04%
  • Avantis Emerging Markets Equity ETF
    1.10M0.01%
  • LUX IM - Global Emerging Equities HX
    380.58K0.01%

Dividends

20265×
0.05Oct 22, 20260.10Jul 30, 20260.11Apr 23, 20260.10Jan 22, 20260.03Jan 9, 2026
20254×
0.10Oct 23, 20250.10Jul 21, 20250.07Apr 23, 20250.07Jan 24, 2025
20244×
0.07Oct 21, 20240.07Jul 25, 20240.08Apr 22, 20240.08Jan 22, 2024
20234×
0.08Oct 20, 20230.08Jul 21, 20230.08Apr 25, 20230.09Jan 27, 2023
20225×
0.09Oct 24, 20220.09Aug 15, 20220.10Apr 22, 20220.15Feb 11, 20220.01Jan 10, 2022
20212×
0.14Nov 5, 20210.17Aug 5, 2021