Chubb Ltd

Chubb Ltd

CB · NYSE · Financial Services / Insurance - Property & Casualty

375.74USD+3.98 (+1.07%)

Price History

Full chart

Market Stats

Previous Close371.76
Open375.32
Day Range373.80 – 377.93
52-Week Range270.02 – 364.86
Volume1.52M
Market Cap137.63B
P/E (TTM)12.50
Forward P/E12.29
EPS28.53
Dividend Yield1.15%
Beta0.36
50-Day Avg341.96
200-Day Avg332.90

About

Chubb Limited provides insurance and reinsurance products worldwide. It operates in six segments: North America Commercial Property and Casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The company offers property and general liability, workers' compensation, and umbrella; professional and management liability; environmental, health, and international coverages; and claims and risk management products and services, loss control, and engineering and complex claims management. It also provides homeowners, automobile and collector cars, valuable articles, and personal and excess liability insurance. In addition, the company offers multiple peril crop insurance and crop-hail insurance for farm, ranch, specialty (P&C), and commercial agriculture products; product and employer liability, business interruption, and specialty risk; property insurance products, including traditional commercial fire coverage, energy industry-related, marine, construction, and other technical coverages; personal accident and supplemental medical coverages, such as accidental death, business/holiday travel, specified disease, disability, medical and hospital indemnity, and income protection; and directors and officers, professional indemnity, cyber, surety, aviation, political risk, and specialty personal lines products. Further, it provides property catastrophe reinsurance; traditional and specialty P&C reinsurance; and protection and savings products, which includes individual and group term life, dental, critical illness, dementia, hospital cash, credit life, group employee benefits, whole life, universal life, unit linked contracts, endowment plans, and annuities. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Property & Casualty
  • CEOMr. Evan G. Greenberg
  • Employees45.00K
  • HeadquartersBaerengasse 32, Zurich, Switzerland, 8001, USA
  • Websitehttps://www.chubb.com

Leadership

  • Mr. Evan G. GreenbergChairman & CEO · b. 1955
  • Mr. John W. KeoghChairman of North America Insurance, President & COO · b. 1965
  • Mr. Peter C. Enns C.F.A.Executive VP & CFO · b. 1966
  • Mr. Juan Luis Ortega GuarderasExecutive VP of Chubb Group & President of North America Insurance · b. 1975
  • Mr. Christopher J. Hogan CFASenior VP of Chubb Group & Chief Investment Officer
  • Mr. George OhsiekVP of Chubb Group & Chief Accounting Officer
  • Mr. Gordon MackechnieVP of Chubb Group, Global Head of Tech, Division President of North America Financial Lines & CTO
  • Mr. Sean RingstedEVP of Chubb Group, Chief Scientist, Chief Digital Business & Chief Analytics Officer · b. 1964
  • Ms. Susan P. Spivak BernsteinSenior Vice President of Investor Relations · b. 1967
  • Mr. Joseph F. Wayland J.D.Executive VP, General Counsel & Secretary · b. 1958

Financials

Income Statement

Currency: USD1992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-09-301998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue519.80M537.90M537.50M660.80M848.90M1.19B1.41B1.41B3.02B5.27B6.78B7.12B10.69B12.32B13.09B13.33B14.15B13.67B15.07B16.01B8.12B17.96B19.28B19.17B18.97B31.48B32.34B32.68B34.23B36.05B40.77B42.98B50.00B56.15B59.78B
Growth (%)-+3.48%-0.07%+22.94%+28.47%+39.77%+18.58%-0.00%+114.44%+74.57%+28.77%+5.03%+50.07%+15.25%+6.23%+1.83%+6.20%-3.41%+10.27%+6.18%-49.30%+121.38%+7.30%-0.54%-1.07%+65.96%+2.73%+1.05%+4.75%+5.32%+13.09%+5.41%+16.34%+12.31%+6.47%
Cost of Revenue35.00M39.20M45.80M46.60M517.82M521.74M-622.59M1.98B3.59B5.51B6.97B8.80B9.43B10.38B8.91B9.29B39.00M11.70B12.15B-8.72B12.62B12.52B13.24B12.97B22.54B24.91B24.57B25.62B29.04B29.44B32.15B-505.00M39.98B42.18B
Gross Profit519.80M537.90M491.70M614.20M331.08M664.76M-784.31M1.04B1.68B1.27B7.12B10.69B2.89B2.71B4.42B4.86B13.67B15.07B16.01B8.12B5.34B6.75B5.93B6.00B8.94B7.43B8.11B8.61B7.01B11.33B10.83B50.00B16.17B17.61B
Gross Margin100.00%100.00%91.48%92.95%39.00%56.03%-55.75%34.45%31.90%18.78%100.00%100.00%23.46%20.71%33.16%34.36%100.00%100.00%100.00%100.00%29.75%35.04%30.94%31.63%28.39%22.97%24.82%25.14%19.45%27.80%25.20%100.00%28.80%29.45%
Operating Expense755.10M532.70M16.80M25.90M-423.32M-356.54M--325.49M645.72M1.04B1.03B7.14B8.97B1.45B1.41B1.60B1.71B12.14B12.20B12.34B6.50B2.37B2.52B2.44B2.70B3.99B3.71B3.45B3.36B2.85B1.54B4.34B40.55B4.72B4.56B
Operating Income-235.30M5.20M474.90M588.30M754.40M1.02B-1.11B393.65M636.89M243.88M-18.59M1.72B1.44B1.30B2.82B3.15B1.53B2.88B3.67B1.61B2.98B4.24B3.49B3.30B4.95B3.72B4.66B5.25B4.16B9.79B6.49B9.45B11.46B13.04B
Operating Margin-45.27%0.97%88.35%89.03%88.87%86.08%-78.88%13.05%12.09%3.60%-0.26%16.12%11.68%9.94%21.18%22.28%11.18%19.08%22.91%19.89%16.57%21.98%18.19%17.38%15.72%11.51%14.25%15.33%11.54%24.02%15.09%18.90%20.40%21.82%
EBITDA-235.30M5.20M480.30M575.70M746.60M12.90M-15.80M544.13M937.16M276.55M-18.59M1.72B1.73B1.56B3.01B3.32B1.53B2.88B3.67B1.61B3.28B4.61B3.77B3.77B7.13B4.59B5.64B6.11B4.97B10.57B7.34B91.00M12.52B14.11B
EBITDA Margin-45.27%0.97%89.36%87.12%87.95%1.09%-1.12%18.04%17.79%4.08%-0.26%16.12%14.03%11.96%22.58%23.47%11.18%19.08%22.91%19.89%18.24%23.90%19.65%19.86%22.66%14.19%17.25%17.84%13.78%25.93%17.08%0.18%22.30%23.60%
Net Income10.50M223.50M-45.70M237.60M289.70M502.70M560.15M560.20M364.96M542.98M-181.00M76.55M1.42B1.15B1.03B2.31B2.58B1.20B2.55B3.11B1.22B2.71B3.76B2.85B2.83B4.13B3.86B3.96B4.45B3.53B8.53B5.25B9.03B9.27B10.31B
Net Income Margin2.02%41.55%-8.50%35.96%34.13%42.37%39.81%39.82%12.10%10.31%-2.67%1.07%13.26%9.36%7.85%17.29%18.21%8.76%16.91%19.42%15.03%15.06%19.49%14.88%14.94%13.14%11.94%12.12%13.01%9.80%20.91%12.21%18.06%16.51%17.25%
R&D------------------0000000000-------
R&D as % of Total Revenue------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense245.80M218.30M00011.70M025.50M105.14M221.45M199.00M193.49M177.43M183.00M174.00M176.00M175.00M230.00M225.00M224.00M15.00M250.00M275.00M280.00M300.00M605.00M607.00M641.00M552.00M516.00M492.00M570.00M672.00M741.00M764.00M
Interest Expense % of Total Revenue47.29%40.58%0.00%0.00%0.00%0.99%0.00%1.81%3.48%4.20%2.93%2.72%1.66%1.49%1.33%1.32%1.24%1.68%1.49%1.40%0.18%1.39%1.43%1.46%1.58%1.92%1.88%1.96%1.61%1.43%1.21%1.33%1.34%1.32%1.28%

Balance Sheet

Currency: USD1992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets2.02B2.29B2.63B3.24B4.57B5.00B8.79B30.12B31.69B37.19B43.45B49.55B56.34B62.44B67.14B72.09B72.06B77.98B83.36B87.50B92.55B94.51B98.25B102.37B159.79B167.02B167.77B176.94B190.77B200.05B199.12B230.68B246.55B272.33B
Total Liabilities917.00M925.40M1.54B1.80B2.33B2.38B5.07B25.67B26.27B31.08B37.06B40.72B45.80B50.63B52.86B55.41B57.61B58.31B60.38B50.43B65.01B65.69B68.66B73.23B111.51B115.85B117.46B121.61B131.33B140.34B148.58B166.99B178.15B192.55B
Total Equity1.10B1.37B1.09B1.44B2.24B2.62B3.91B4.45B5.42B6.01B6.27B8.83B9.84B11.81B14.28B16.68B14.45B19.67B22.97B24.52B27.53B28.82B29.59B29.14B48.27B51.17B50.31B55.33B59.44B59.71B50.54B59.51B64.02B73.76B
Cash----53.37M106.34M317.71M599.23M608.07M671.38M663.36M561.65M534.00M512.00M565.00M510.00M867.00M669.00M772.00M614.00M615.00M579.00M655.00M1.77B985.00M728.00M1.25B1.54B1.75B1.66B2.01B2.45B2.29B2.27B
Total Debt------250.00M2.50B1.79B1.35B1.75B2.37B2.00B2.11B2.14B2.18B3.28B3.32B4.97B4.61B5.07B6.02B6.22B21.90B13.42B12.88B12.90B15.17B16.50B16.17B15.66B14.49B15.60B17.65B
Net Debt-----53.37M-106.34M-67.71M1.90B1.18B681.00M1.09B1.81B1.50B1.60B1.57B1.67B2.41B2.65B3.89B4.00B4.15B5.13B5.25B7.67B12.13B11.84B11.35B13.32B13.20B14.51B12.87B12.05B13.31B15.38B

Cash Flow

Currency: USD1992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow256.10M123.30M336.80M437.00M621.40M423.50M66.80M-460.85M-427.17M1.35B2.42B4.22B4.94B4.31B4.11B4.70B4.10B3.33B3.55B3.47B4.00B4.02B4.50B3.86B5.29B4.50B5.48B6.34B9.79B11.15B11.24B12.63B16.18B14.54B
Investing Cash Flow-260.80M-155.00M-247.00M-379.10M-499.30M-214.00M-664.30M-1.56B233.74M-2.19B-1.94B-4.72B-4.87B-5.59B-3.77B-4.53B-4.12B-3.22B-4.18B-3.04B-3.44B-4.44B-2.50B-6.29B-5.32B-2.42B-2.94B-5.91B-7.52B-6.66B-5.65B-7.65B-13.92B-12.98B
Financing Cash Flow-97.60M35.20M-85.20M-55.40M-85.70M-219.30M699.10M2.38B202.27M896.90M-491.41M395.00M-155.00M1.33B-284.00M-253.00M314.00M-321.00M732.00M-565.00M-550.00M391.00M-1.78B3.69B-742.00M-2.32B-1.99B-151.00M-2.08B-4.41B-5.13B-4.49B-2.18B-1.85B
Capital Expenditure0000027.10M02.68B000000000000000000980.00M1.39B907.00M1.42B0000
Free Cash Flow256.10M123.30M336.80M437.00M621.40M396.40M66.80M-3.14B-427.17M1.35B2.42B4.22B4.94B4.31B4.11B4.70B4.10B3.33B3.55B3.47B4.00B4.02B4.50B3.86B5.29B4.50B5.48B7.73B10.69B12.57B11.24B12.63B16.18B14.54B
Dividends Paid-16.40M19.90M22.10M27.70M43.00M54.40M77.84M121.71M154.41M193.13M231.00M271.00M298.00M357.00M386.00M386.00M388.00M435.00M459.00M815.00M517.00M862.00M862.00M1.17B1.31B1.34B1.35B1.39B1.40B1.38B1.39B1.44B1.50B
FCF to OCF100.00%100.00%100.00%100.00%100.00%93.60%100.00%681.36%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%121.92%109.27%112.75%100.00%100.00%100.00%100.00%
Dividend Paid to FCF-13.30%5.91%5.06%4.46%10.85%81.44%-2.48%-28.49%11.41%7.96%5.47%5.49%6.92%8.70%8.21%9.41%11.63%12.27%13.23%20.40%12.85%19.17%22.31%22.17%29.05%24.40%17.51%12.98%11.15%12.23%11.04%8.87%10.35%

Earnings

Report DateNov 16, 1995Jan 21, 1996Apr 23, 1996Jul 23, 1996Nov 7, 1996Jan 21, 1997Apr 23, 1997Jul 23, 1997Nov 5, 1997Jan 21, 1998Apr 22, 1998Jul 22, 1998Nov 4, 1998Jan 26, 1999Apr 27, 1999Jul 27, 1999Nov 4, 1999Feb 16, 2000May 9, 2000Aug 1, 2000Nov 1, 2000Feb 14, 2001May 1, 2001Jul 31, 2001Oct 25, 2001Feb 13, 2002May 1, 2002Jul 29, 2002Oct 29, 2002Feb 5, 2003Apr 29, 2003Jul 28, 2003Oct 28, 2003Feb 4, 2004Apr 27, 2004Jul 27, 2004Oct 26, 2004Feb 2, 2005Apr 26, 2005Jul 25, 2005Oct 25, 2005Jan 31, 2006Apr 25, 2006Jul 25, 2006Oct 24, 2006Jan 30, 2007Apr 24, 2007Jul 24, 2007Oct 23, 2007Feb 5, 2008Apr 29, 2008Jul 29, 2008Oct 28, 2008Feb 3, 2009Apr 28, 2009Jul 27, 2009Oct 27, 2009Feb 2, 2010Apr 28, 2010Jul 27, 2010Oct 27, 2010Feb 2, 2011May 4, 2011Jul 26, 2011Oct 25, 2011Jan 31, 2012Apr 24, 2012Jul 24, 2012Oct 23, 2012Jan 29, 2013Apr 22, 2013Jul 23, 2013Oct 22, 2013Jan 28, 2014Apr 29, 2014Jul 22, 2014Oct 21, 2014Jan 27, 2015Apr 21, 2015Jul 21, 2015Oct 20, 2015Jan 26, 2016May 4, 2016Jul 26, 2016Oct 25, 2016Jan 31, 2017Apr 25, 2017Jul 25, 2017Oct 26, 2017Jan 30, 2018Apr 24, 2018Jul 24, 2018Oct 23, 2018Feb 5, 2019Apr 30, 2019Jul 23, 2019Oct 29, 2019Feb 4, 2020Apr 21, 2020Jul 28, 2020Oct 27, 2020Feb 2, 2021Apr 27, 2021Jul 27, 2021Oct 26, 2021Feb 1, 2022Apr 26, 2022Jul 26, 2022Oct 25, 2022Jan 31, 2023Apr 25, 2023Jul 25, 2023Oct 24, 2023Jan 30, 2024Apr 23, 2024Jul 23, 2024Oct 29, 2024Jan 28, 2025Apr 22, 2025Jul 22, 2025Oct 21, 2025Feb 3, 2026Apr 21, 2026Jul 21, 2026Oct 20, 2026
EPS Estimate0.340.350.370.400.410.430.450.450.490.520.530.560.580.540.560.370.390.510.570.600.660.640.660.45-1.610.150.830.840.57-0.290.960.991.021.081.231.240.150.281.431.44-0.610.731.561.581.641.741.751.841.811.901.911.901.431.871.971.941.961.941.701.831.811.830.671.631.771.791.871.901.831.271.931.952.232.022.142.232.362.312.212.282.372.262.172.232.582.412.412.49-0.222.302.262.622.362.002.562.562.612.152.57-0.392.232.822.493.022.253.283.483.622.614.254.464.424.425.125.305.154.995.453.235.976.166.786.616.636.53
EPS Actual0.330.350.370.380.450.480.460.500.500.510.540.570.550.550.570.220.370.500.800.610.620.650.650.45-1.660.140.770.850.57-0.411.021.011.041.121.401.290.070.541.491.50-0.700.721.631.741.961.921.981.982.062.052.162.181.511.871.992.092.072.011.702.012.012.050.792.012.221.942.052.172.011.432.172.292.492.392.272.422.642.472.252.402.742.382.262.252.882.722.482.50-0.132.282.342.682.412.022.542.602.702.282.68-0.562.003.182.523.622.643.813.824.203.174.054.414.924.955.545.415.385.726.023.686.147.497.526.827.267.66
Surprise-2.94%0.00%0.00%-5.00%9.76%11.63%2.22%11.11%2.04%-1.92%1.89%1.79%-5.17%1.85%1.79%-40.54%-5.13%-1.96%40.35%1.67%-6.06%1.56%-1.52%0.00%-3.11%-6.67%-7.23%1.19%0.00%-41.38%6.25%2.02%1.96%3.70%13.82%4.03%-53.33%92.86%4.20%4.17%-14.75%-1.37%4.49%10.13%19.51%10.34%13.14%7.61%13.81%7.89%13.09%14.74%5.59%0.00%1.02%7.73%5.61%3.61%0.00%9.84%11.05%12.02%17.91%23.31%25.42%8.38%9.63%14.21%9.84%12.60%12.44%17.44%11.66%18.32%6.07%8.52%11.86%6.93%1.81%5.26%15.61%5.31%4.15%0.90%11.63%12.86%2.90%0.40%40.91%-0.87%3.54%2.29%2.12%1.00%-0.78%1.56%3.45%6.05%4.28%-43.59%-10.31%12.77%1.20%19.87%17.33%16.16%9.77%16.02%21.46%-4.71%-1.12%11.31%11.99%8.20%2.08%4.47%14.63%10.46%13.93%2.85%21.59%10.91%3.18%9.50%17.30%
Timing-------Pre-marketPre-marketPre-market------------Pre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap137.63B
Enterprise Value157.84B
Trailing P/E12.50
Forward P/E12.29
PEG Ratio2.67
Price / Sales2.22
Price / Book1.87
EPS28.53
Book Value191.43
Revenue (TTM)61.95B
Gross Profit (TTM)18.47B
EBITDA14.09B
Profit Margin18.12%
Operating Margin21.37%
Return on Equity14.25%
Return on Assets3.11%
Shares Outstanding385.80M
Shares Float346.61M
Beta0.36
Dividend Yield1.15%
Dividend Rate4.08
Payout Ratio10.83%

Analyst Ratings

Buy
Based on 25 analystsTarget 372.39
  • Strong Buy
    7
  • Buy
    2
  • Hold
    13
  • Sell
    3

Ownership Breakdown

Institutions
84.84%
Insiders
9.53%
Retail / Other
5.63%

Top Institutional Holders

  • Berkshire Hathaway Inc
    34.25M8.88%
  • BlackRock Inc
    29.09M7.54%
  • Vanguard Capital Management, LLC
    23.18M6.01%
  • State Street Corp
    16.73M4.34%
  • T. Rowe Price Associates, Inc.
    15.35M3.98%
  • FMR Inc
    13.37M3.47%
  • GQG Partners LLC
    12.47M3.23%
  • Geode Capital Management, LLC
    9.15M2.37%
  • Vanguard Portfolio Management, LLC
    8.90M2.31%
  • Wellington Management Company LLP
    6.20M1.61%
  • Massachusetts Financial Services Company
    5.89M1.53%
  • Capital World Investors
    5.58M1.45%
  • Ameriprise Financial Inc
    5.37M1.39%
  • Morgan Stanley - Brokerage Accounts
    5.29M1.37%
  • Bank of America Corp
    4.53M1.18%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    11.01M2.85%
  • Vanguard 500 Index Investor
    9.22M2.39%
  • Goldman Sachs GQG Ptnrs Intl Opps Instl
    7.32M1.90%
  • Fidelity 500 Index
    4.68M1.21%
  • iShares Core S&P 500 ETF
    4.68M1.21%

Dividends

20263×
1.02Sep 11, 20261.02Jun 12, 20260.97Mar 13, 2026
20254×
0.97Dec 12, 20250.97Sep 12, 20250.97Jun 13, 20250.91Mar 14, 2025
20244×
0.91Dec 13, 20240.91Sep 13, 20240.91Jun 14, 20240.86Mar 14, 2024
20234×
0.86Dec 14, 20230.86Sep 14, 20230.86Jun 15, 20230.83Mar 16, 2023
20224×
0.83Dec 15, 20220.83Sep 15, 20220.83Jun 16, 20220.80Mar 17, 2022
20214×
0.80Dec 16, 20210.80Sep 16, 20210.80Jun 17, 20210.78Mar 18, 2021
20201×
0.78Dec 17, 2020

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