YOLFTbeta
Capital One Financial Corporation

Capital One Financial Corporation

COF · NYSE · Financial Services / Credit Services

195.08USD+1.48 (+0.76%)

Price History

Full chart

Market Stats

Previous Close193.60
Open195.61
Day Range194.18 – 196.65
52-Week Range173.62 – 256.64
Volume3.62M
Market Cap124.14B
P/E (TTM)13.00
Forward P/E8.53
EPS15.57
Dividend Yield1.59%
Beta1.04
50-Day Avg205.77
200-Day Avg201.84

About

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts. Its loan products include credit card and personal loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company offers credit and debit card products; bank lending; and provides advisory, capital markets, net interchange, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Richard D. Fairbank
  • Employees77.50K
  • Headquarters1680 Capital One Drive, McLean, VA, United States, 22102, USA
  • Websitehttps://www.capitalone.com

Leadership

  • Mr. Richard D. FairbankFounder, Chairman, CEO & President · b. 1951
  • Mr. Andrew M. YoungChief Financial Officer · b. 1975
  • Mr. Matthew W. CooperPresident of Discover Integration, General Counsel & Secretary · b. 1972
  • Mr. Frank G. LaPrade III, J.D.Chief Enterprise Services Officer & Chief of Staff to the CEO · b. 1967
  • Mr. Mark Daniel MouadebPresident of Card · b. 1984
  • Mr. Timothy P. GoldenSenior VP, Chief Accounting Officer & Controller · b. 1972
  • Mr. Robert M. AlexanderChief Information Officer · b. 1965
  • Mr. Danielle DietzManaging Vice President of Investor Relations
  • Ms. Kaitlin Burek HaggertyChief Human Resources Officer · b. 1984
  • Mr. Sanjiv YajnikPresident of Financial Services · b. 1957

Financials

Income Statement

Currency: USD1994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue655.60M1.01B1.42B1.79B2.60B3.97B5.52B7.38B9.65B9.78B10.66B12.08B15.17B19.03B17.80B15.95B19.07B18.52B23.18B24.18B23.87B25.04B27.52B30.00B31.88B33.77B31.64B32.03B38.37B49.48B53.94B69.25B
Growth (%)-+54.12%+40.92%+25.51%+45.48%+52.54%+39.16%+33.81%+30.64%+1.41%+8.99%+13.33%+25.49%+25.46%-6.44%-10.40%+19.54%-2.84%+25.11%+4.31%-1.27%+4.90%+9.91%+9.01%+6.26%+5.92%-6.29%+1.23%+19.79%+28.96%+9.00%+28.39%
Cost of Revenue124.40M315.30M462.20M597.70M683.80M923.80M1.61B2.29B3.61B3.10B3.01B3.54B4.55B7.18B9.06B7.20B6.80B4.61B6.79B5.25B5.12B6.16B8.48B10.31B10.16B11.41B13.38B-346.00M9.97B23.12B26.54B36.47B
Gross Profit531.20M695.10M961.70M1.19B1.92B3.04B3.91B5.09B6.04B6.68B7.65B8.55B10.62B11.84B8.74B8.75B12.26B13.92B16.39B18.93B18.75B18.88B19.04B19.69B21.72B22.36B18.26B32.38B28.40B26.36B27.40B32.78B
Gross Margin81.03%68.79%67.54%66.55%73.70%76.71%70.76%68.97%62.57%68.31%71.75%70.73%70.00%62.24%49.08%54.88%64.32%75.14%70.70%78.30%78.55%75.39%69.20%65.62%68.14%66.21%57.70%101.08%74.02%53.27%50.79%47.33%
Operating Expense384.40M497.40M713.20M883.90M1.47B2.47B3.15B4.06B4.59B4.86B5.29B5.72B6.94B7.97B8.16B7.42B7.93B9.33B11.20B12.35B12.18B13.00B13.56B14.19B14.40B15.48B15.06B16.57B19.16B20.32B21.49B30.50B
Operating Income146.80M197.70M248.50M305.50M443.90M577.00M757.47M1.04B1.45B1.83B2.36B2.83B3.67B3.87B582.00M1.34B4.33B4.59B5.18B6.58B6.57B5.88B5.48B5.49B7.32B6.87B3.20B15.81B9.24B6.04B5.91B2.28B
Operating Margin22.39%19.57%17.45%17.09%17.07%14.55%13.72%14.02%15.04%18.67%22.13%23.41%24.21%20.34%3.27%8.38%22.71%24.76%22.37%27.21%27.52%23.49%19.93%18.31%22.96%20.36%10.12%49.35%24.08%12.22%10.96%3.29%
EBITDA166.70M235.10M290.40M352.10M552.10M749.60M1.00B1.37B1.83B2.21B2.74B3.25B4.21B4.55B1.27B2.02B4.85B5.17B7.05B8.64B8.57B7.98B7.91B7.93B9.71B10.21B6.70B19.29B12.45B9.27B9.15B7.54B
EBITDA Margin25.43%23.27%20.39%19.70%21.24%18.90%18.16%18.59%19.02%22.60%25.71%26.93%27.79%23.90%7.16%12.66%25.42%27.89%30.40%35.75%35.91%31.88%28.75%26.44%30.47%30.25%21.19%60.22%32.44%18.74%16.96%10.89%
Net Income95.20M126.50M155.30M189.40M275.20M363.10M469.63M641.97M899.64M1.14B1.54B1.81B2.41B1.57B-46.00M883.78M2.74B3.15B3.72B4.34B4.43B4.05B3.75B1.98B6.01B5.55B2.71B12.39B7.36B4.89B4.75B2.45B
Net Income Margin14.52%12.52%10.91%10.60%10.59%9.16%8.51%8.69%9.33%11.61%14.48%14.97%15.92%8.25%-0.26%5.54%14.39%16.99%16.05%17.94%18.55%16.18%13.63%6.61%18.87%16.42%8.58%38.68%19.18%9.88%8.81%3.54%
R&D---------------0-0000000--------
R&D as % of Total Revenue---------------0.00%-0.00%0.00%0.00%0.00%0.00%0.00%0.00%--------
Interest Expense93.70M249.40M295.00M334.90M416.80M540.90M801.02M1.17B1.46B1.58B1.79B2.05B3.07B4.55B3.96B2.97B2.90B2.25B2.38B1.79B1.58B1.63B2.02B2.76B4.30B5.17B3.12B1.60B4.12B12.70B14.83B15.82B
Interest Expense % of Total Revenue14.29%24.68%20.72%18.74%16.03%13.64%14.51%15.86%15.15%16.18%16.80%16.94%20.26%23.90%22.26%18.60%15.19%12.12%10.25%7.41%6.62%6.49%7.33%9.21%13.49%15.32%9.86%4.99%10.74%25.66%27.49%22.84%

Balance Sheet

Currency: USD1994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets3.09B4.76B6.47B7.08B9.42B13.34B18.89B28.18B37.38B46.28B53.75B88.70B149.74B150.59B165.91B169.65B197.50B206.02B312.92B297.05B308.85B334.05B357.03B365.69B372.54B390.37B421.60B432.38B455.25B478.46B490.14B669.01B
Total Liabilities2.62B4.16B5.73B6.18B8.15B11.82B16.93B24.86B32.76B40.23B45.36B74.57B124.50B126.30B139.30B143.06B170.96B176.35B272.42B255.30B263.80B286.76B309.52B316.96B320.87B332.35B361.40B371.35B402.67B420.38B429.36B555.39B
Total Equity474.60M599.20M740.40M893.30M1.27B1.52B1.96B3.32B4.62B6.05B8.39B14.13B25.24B24.29B26.61B26.59B26.54B29.67B40.50B41.74B45.05B47.28B47.51B48.73B51.67B58.01B60.20B61.03B52.58B58.09B60.78B113.62B
Cash406.90M872.50M529.00M237.70M300.20M246.50M176.11M687.44M544.95M969.96M637.52M2.77B3.56B3.05B6.85B8.14B4.84B5.50B11.06B5.95B7.24B7.98B9.98B14.04B13.19B13.41B40.51B21.75B30.86B43.30B43.23B57.43B
Total Debt2.06B3.30B4.53B4.53B5.48B6.96B6.98B9.33B11.93B14.81B16.51B22.28B33.98B37.53B32.32B30.06B50.45B50.59B49.91B40.65B96.37B78.23B76.65B68.31B67.60B62.38B47.06B51.33B54.28B49.86B45.55B51.00B
Net Debt1.66B2.43B4.00B4.29B5.18B6.71B6.80B8.64B11.39B13.84B15.87B19.51B30.42B34.47B25.47B21.92B45.60B45.10B38.85B34.70B40.34B50.15B49.49B45.66B45.37B41.98B-638.00M20.52B16.98B6.56B2.32B-6.43B

Cash Flow

Currency: USD1994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow59.10M117.70M275.30M508.60M780.60M1.27B1.40B1.27B2.28B2.03B4.53B3.63B3.38B13.01B3.48B2.80B8.14B7.46B9.06B9.98B9.30B10.13B11.86B14.18B12.98B16.64B16.70B12.31B13.81B20.57B18.16B27.72B
Investing Cash Flow-561.50M-1.12B-2.07B-1.11B-2.15B-4.51B-5.94B--9.42B-8.85B-10.47B-6.89B-7.13B-10.47B-15.61B10.45B4.46B-10.36B-17.99B3.72B-15.99B-29.73B-25.63B-15.54B-15.62B-23.00B-14.84B-31.50B-29.74B-21.92B-26.41B-444.00M
Financing Cash Flow908.30M1.47B1.45B309.40M1.43B3.19B4.53B6.77B7.36B7.89B5.38B5.91B4.34B-2.38B14.80B-12.05B-16.04B3.50B14.15B-18.47B7.00B20.38B15.73B3.22B1.78B6.62B25.16B474.00M25.13B13.84B8.17B-8.85B
Capital Expenditure58.10M61.60M74.90M51.60M153.00M351.00M374.02M326.59M275.44M252.40M208.97M159.82M712.19M437.55M356.33M231.62M340.00M315.00M560.00M818.00M502.00M532.00M779.00M1.02B874.00M887.00M710.00M698.00M934.00M961.00M1.20B1.58B
Free Cash Flow1.00M56.10M200.40M457.00M627.60M921.30M1.02B941.15M2.00B1.78B4.32B3.47B2.66B12.57B3.13B2.57B7.80B7.14B8.50B9.17B8.80B9.60B11.08B13.16B12.10B15.75B15.99B11.61B12.88B19.61B16.95B26.14B
Dividends Paid-15.90M20.60M20.60M20.50M20.70M20.82M22.31M23.46M24.28M25.62M27.50M32.32M42.05M568.25M318.84M91.00M91.00M126.00M608.00M746.00M974.00M1.03B1.04B1.04B1.03B740.00M1.42B1.18B1.16B1.16B1.77B
FCF to OCF1.69%47.66%72.79%89.85%80.40%72.41%73.21%74.24%87.90%87.55%95.38%95.60%78.91%96.64%89.77%91.72%95.82%95.77%93.82%91.81%94.60%94.75%93.43%92.82%93.27%94.67%95.75%94.33%93.24%95.33%93.37%94.31%
Dividend Paid to FCF-28.34%10.28%4.51%3.27%2.25%2.04%2.37%1.17%1.37%0.59%0.79%1.21%0.33%18.17%12.43%1.17%1.27%1.48%6.63%8.48%10.15%9.26%7.94%8.58%6.57%4.63%12.25%9.15%5.91%6.84%6.76%

Earnings

Report DateApr 16, 1996Jul 18, 1996Oct 16, 1996Jan 22, 1997Apr 17, 1997Jul 15, 1997Oct 16, 1997Jan 15, 1998Apr 16, 1998Jul 16, 1998Oct 13, 1998Jan 19, 1999Apr 15, 1999Jul 15, 1999Oct 14, 1999Jan 18, 2000Apr 13, 2000Jul 12, 2000Oct 11, 2000Jan 16, 2001Apr 17, 2001Jul 17, 2001Oct 16, 2001Jan 15, 2002Apr 16, 2002Jul 16, 2002Oct 15, 2002Jan 16, 2003Apr 21, 2003Jul 16, 2003Oct 22, 2003Jan 21, 2004Apr 21, 2004Jul 21, 2004Oct 20, 2004Jan 19, 2005Apr 20, 2005Jul 20, 2005Oct 20, 2005Jan 19, 2006Apr 20, 2006Jul 20, 2006Oct 18, 2006Jan 18, 2007Apr 19, 2007Jul 19, 2007Oct 18, 2007Jan 23, 2008Apr 17, 2008Jul 17, 2008Oct 16, 2008Jan 22, 2009Apr 21, 2009Jul 23, 2009Oct 22, 2009Jan 21, 2010Apr 22, 2010Jul 22, 2010Oct 18, 2010Jan 20, 2011Apr 21, 2011Jul 13, 2011Oct 20, 2011Jan 19, 2012Apr 19, 2012Jul 18, 2012Oct 18, 2012Jan 17, 2013Apr 18, 2013Jul 18, 2013Oct 17, 2013Jan 16, 2014Apr 16, 2014Jul 17, 2014Oct 16, 2014Jan 22, 2015Apr 23, 2015Jul 23, 2015Oct 22, 2015Jan 26, 2016Apr 26, 2016Jul 21, 2016Oct 25, 2016Jan 24, 2017Apr 25, 2017Jul 20, 2017Oct 24, 2017Jan 23, 2018Apr 24, 2018Jul 19, 2018Oct 23, 2018Jan 22, 2019Apr 25, 2019Jul 18, 2019Oct 24, 2019Jan 21, 2020Apr 23, 2020Jul 21, 2020Oct 22, 2020Jan 26, 2021Apr 27, 2021Jul 22, 2021Oct 26, 2021Jan 25, 2022Apr 26, 2022Jul 21, 2022Oct 27, 2022Jan 24, 2023Apr 27, 2023Jul 20, 2023Oct 26, 2023Jan 25, 2024Apr 25, 2024Jul 23, 2024Oct 24, 2024Jan 21, 2025Apr 22, 2025Jul 22, 2025Oct 21, 2025Jan 22, 2026Apr 21, 2026Jul 21, 2026Oct 20, 2026
EPS Estimate0.190.190.190.190.210.190.230.270.280.310.330.350.390.410.440.480.510.540.580.610.660.700.750.800.810.860.991.051.031.101.061.011.511.491.300.981.921.751.660.952.062.081.811.241.971.63-0.250.671.441.310.930.28-0.04-0.410.160.450.570.881.181.391.551.711.671.561.411.421.821.641.621.731.831.571.701.841.951.781.861.971.961.631.921.891.941.591.961.902.161.852.342.632.872.392.732.872.922.351.02-1.542.072.744.054.545.205.195.465.055.043.863.893.243.242.673.383.393.762.803.653.724.364.144.574.855.45
EPS Actual0.190.190.190.200.210.190.240.290.320.340.330.350.420.410.450.470.510.540.580.610.660.700.750.800.830.921.131.051.351.231.171.111.841.651.970.771.992.031.810.972.561.781.851.141.621.70-0.210.601.471.241.03-1.75-0.390.530.940.891.581.781.791.522.242.041.880.891.562.202.091.501.922.071.881.481.912.061.941.681.971.762.111.651.851.762.031.661.751.962.421.622.653.223.121.872.903.373.322.49-3.02-1.615.055.297.037.716.865.415.624.964.202.822.313.524.452.243.213.144.513.094.065.485.953.864.425.816.69
Surprise0.00%0.00%0.00%5.26%0.00%0.00%4.35%7.41%14.29%9.68%0.00%0.00%7.69%0.00%2.27%-2.08%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%2.47%6.98%14.14%0.00%31.07%11.82%10.38%9.90%21.85%10.74%51.54%-21.43%3.65%16.00%9.04%2.11%24.27%-14.42%2.21%-8.06%-17.77%4.29%16.00%-10.45%2.08%-5.34%10.75%-725.00%-875.00%229.27%487.50%97.78%177.19%102.27%51.69%9.35%44.52%19.30%12.57%-42.95%10.64%54.93%14.84%-8.54%18.52%19.65%2.73%-5.73%12.35%11.96%-0.51%-5.62%5.91%-10.66%7.65%1.23%-3.65%-6.88%4.64%4.40%-10.71%3.16%12.04%-12.43%13.25%22.43%8.71%-21.76%6.23%17.42%13.70%5.96%-396.08%-4.55%143.96%93.07%73.58%69.82%31.92%4.24%2.93%-1.78%-16.67%-26.94%-40.62%8.64%37.35%-16.10%-5.03%-7.37%19.95%10.36%11.23%47.31%36.47%-6.76%-3.28%19.79%22.75%
Timing-----Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap124.14B
Enterprise Value127.02B
Trailing P/E13.00
Forward P/E8.53
PEG Ratio0.18
Price / Sales2.54
Price / Book1.09
EPS15.57
Book Value167.86
Revenue (TTM)48.89B
Gross Profit (TTM)48.89B
Profit Margin22.23%
Operating Margin37.83%
Return on Equity9.39%
Return on Assets1.57%
Shares Outstanding613.50M
Shares Float592.87M
Beta1.04
Dividend Yield1.59%
Dividend Rate3.20
Payout Ratio11.97%

Analyst Ratings

Buy
Based on 24 analystsTarget 254.55
  • Strong Buy
    14
  • Buy
    5
  • Hold
    5

Ownership Breakdown

Institutions
90.98%
Insiders
1.25%
Retail / Other
7.77%

Top Institutional Holders

  • BlackRock Inc
    51.05M8.32%
  • Vanguard Capital Management, LLC
    40.65M6.63%
  • State Street Corp
    27.80M4.53%
  • JPMorgan Chase & Co
    17.79M2.90%
  • Geode Capital Management, LLC
    14.36M2.34%
  • Franklin Templeton Inc
    13.44M2.19%
  • Vanguard Portfolio Management, LLC
    12.80M2.09%
  • Harris Associates L.P.
    11.49M1.87%
  • FMR Inc
    11.13M1.81%
  • NORGES BANK
    9.98M1.63%
  • Dodge & Cox
    9.12M1.49%
  • Morgan Stanley - Brokerage Accounts
    8.77M1.43%
  • The Goldman Sachs Group Inc
    8.50M1.38%
  • Davis Selected Advisers
    8.27M1.35%
  • Amvescap Plc.
    7.42M1.21%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    19.47M3.17%
  • Vanguard 500 Index Investor
    16.11M2.63%
  • iShares Core S&P 500 ETF
    8.17M1.33%
  • Fidelity 500 Index
    8.08M1.32%
  • State Street® SPDR® S&P 500® ETF
    7.52M1.23%

Dividends

20263×
0.80Aug 17, 20260.80May 19, 20260.80Feb 19, 2026
20254×
0.80Nov 17, 20250.60Aug 15, 20250.60May 23, 20250.60Feb 18, 2025
20244×
0.60Nov 14, 20240.60Aug 12, 20240.60May 10, 20240.60Feb 9, 2024
20234×
0.60Nov 10, 20230.60Aug 4, 20230.60May 12, 20230.60Feb 3, 2023
20224×
0.60Nov 10, 20220.60Aug 5, 20220.60May 13, 20220.60Feb 11, 2022
20214×
0.60Nov 12, 20211.20Aug 6, 20210.40May 14, 20210.40Feb 16, 2021
20201×
0.10Nov 6, 2020

Stock Splits

  • Jun 2, 19993:1