Crawford & Company

Crawford & Company

CRD-A · NYSE · Financial Services / Insurance Brokers

11.91USD-0.09 (-0.75%)

Price History

Full chart

Market Stats

Previous Close12.00
Open12.11
Day Range11.89 – 12.60
52-Week Range8.77 – 13.90
Volume31.60K
Market Cap591.57M
P/E (TTM)26.45
Forward P/E11.36
EPS0.47
Dividend Yield2.58%
Beta0.63
50-Day Avg12.44
200-Day Avg11.12

About

Crawford & Company provides claims management and outsourcing solutions for carriers, brokers, and corporations in the United States, the United Kingdom, Europe, Canada, Australia, Asia, and Latin America. The company provides claims management services to insurance carriers and self-insured entities risk, including property, public liability, automobile liability, and marine insurance; claims management and adjusting services to insurance carriers and self-insured entities from property and casualty insurance company markets; and field investigation and the evaluation and resolution of property and casualty insurance claims. It also offers claims management services, including workers' compensation, liability, and property; death and dismemberment, business travel, life, disability, critical illness, and credit protection claims programs; short and long term disability, family medical leave act, Americans with disabilities act, and state leave claims; legal services, risk management information, and consultative analytical services; loss mitigation services, such as medical bill review, medical case management and vocational rehabilitation; risk management information services; and administration of loss funds established to pay claims. In addition, the company provides managed repair service and outsourced contractor management to national and regional personal and commercial insurance carriers; services to insurance companies on losses caused by all types of natural disasters comprising fires, hailstorms, hurricanes, earthquakes, floods, as well as man-made disasters, such as oil spills, chemical releases, and explosions; staff augmentation that provides temporary staffing resources; and outsourced subrogation claims management, recovery, and consultative services for the property and casualty insurance industry. Crawford & Company was founded in 1941 and is headquartered in Atlanta, Georgia.

Company Details

  • SectorFinancial Services
  • IndustryInsurance Brokers
  • CEOMr. William Bruce Swain Jr.
  • Employees8.76K
  • Headquarters5335 Triangle Parkway, Atlanta, GA, United States, 30092, USA
  • Websitehttps://www.crawco.com

Leadership

  • Mr. William Bruce Swain Jr.President, CEO & Director · b. 1964
  • Mr. Andrew John BartExecutive VP & CEO of International Operations · b. 1963
  • Mr. Michael J. HobermanEVP & Chief Executive Officer of U.S. Operations · b. 1960
  • Ms. Holly Belcher BoudreauExecutive VP & CFO · b. 1982
  • Mr. Anthony Patrick BelcastroSenior VP, Controller & Chief Accounting Officer · b. 1982
  • Mr. Jemin ThakkarGlobal Chief Information Officer
  • Ms. Tami E. StevensonSenior VP, General Counsel & Corporate Secretary · b. 1967
  • Ms. Michelle MontgomeryChief Marketing Officer
  • Ms. Nidhi VermaSenior VP and Chief People & ESG Officer · b. 1973
  • Mr. Dalerick Mandel CardenSenior Vice President of Finance · b. 1969

Financials

Income Statement

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue243.60M265.10M294.30M374.00M449.20M538.00M597.70M576.30M587.80M607.60M633.60M692.30M667.30M701.90M712.17M766.27M757.62M768.01M811.66M854.77M900.38M1.05B1.14B1.05B1.11B1.21B1.27B1.25B1.22B1.24B1.18B1.16B1.12B1.05B1.02B1.14B1.23B1.32B1.34B1.31B
Growth (%)-+8.83%+11.01%+27.08%+20.11%+19.77%+11.10%-3.58%+2.00%+3.37%+4.28%+9.26%-3.61%+5.19%+1.46%+7.60%-1.13%+1.37%+5.68%+5.31%+5.34%+16.76%+8.05%-7.72%+5.97%+9.05%+4.52%-1.00%-2.91%+2.02%-5.15%-1.18%-3.50%-6.71%-3.00%+12.11%+8.08%+6.96%+1.83%-2.00%
Cost of Revenue159.30M174.70M198.80M253.80M297.10M348.20M393.80M373.50M386.40M422.10M435.80M481.20M479.80M497.80M508.83M587.09M590.64M607.44M643.96M690.74M719.03M809.53M854.43M792.33M839.25M917.93M936.06M936.43M914.81M940.35M850.11M842.17M808.00M752.77M737.32M847.43M924.87M957.85M973.42M992.21M
Gross Profit84.30M90.40M95.50M120.20M152.10M189.80M203.90M202.80M201.40M185.50M197.80M211.10M187.50M204.10M203.35M179.18M166.98M160.57M167.70M164.03M181.35M241.75M281.49M255.88M271.55M293.43M330.08M317.00M302.15M301.17M327.48M321.54M314.97M294.85M278.88M291.80M306.35M359.07M367.55M321.90M
Gross Margin34.61%34.10%32.45%32.14%33.86%35.28%34.11%35.19%34.26%30.53%31.22%30.49%28.10%29.08%28.55%23.38%22.04%20.91%20.66%19.19%20.14%23.00%24.78%24.41%24.45%24.22%26.07%25.29%24.83%24.26%27.81%27.63%28.05%28.14%27.44%25.61%24.88%27.27%27.41%24.50%
Operating Expense55.70M61.90M65.10M76.30M101.60M128.10M137.00M137.90M133.40M125.10M125.80M125.90M129.90M140.40M140.98M126.60M129.73M130.53M135.32M138.95M153.19M207.76M222.56M209.46M202.63M221.47M246.64M232.31M237.88M276.00M246.41M251.75M242.42M227.17M218.95M244.85M255.75M286.51M299.66M245.69M
Operating Income28.60M28.50M30.40M43.90M50.50M61.70M66.90M64.90M68.00M60.40M72.00M85.20M57.60M63.70M62.37M52.58M37.25M30.04M32.39M25.09M28.16M33.99M58.93M46.42M68.93M71.96M83.44M84.70M64.27M25.17M81.06M69.80M72.55M67.68M59.92M46.95M50.60M72.57M67.88M76.21M
Operating Margin11.74%10.75%10.33%11.74%11.24%11.47%11.19%11.26%11.57%9.94%11.36%12.31%8.63%9.08%8.76%6.86%4.92%3.91%3.99%2.93%3.13%3.23%5.19%4.43%6.21%5.94%6.59%6.76%5.28%2.03%6.88%6.00%6.46%6.46%5.90%4.12%4.11%5.51%5.06%5.80%
EBITDA39.50M40.50M41.00M53.20M61.00M77.30M83.60M80.70M82.90M77.30M87.70M100.60M72.40M80.70M82.52M73.21M54.98M46.68M50.56M44.27M50.40M59.66M92.40M-67.58M84.77M107.18M125.81M122.20M104.34M20.71M113.92M93.83M99.61M75.67M100.03M91.02M52.11M102.91M97.61M92.62M
EBITDA Margin16.22%15.28%13.93%14.22%13.58%14.37%13.99%14.00%14.10%12.72%13.84%14.53%10.85%11.50%11.59%9.55%7.26%6.08%6.23%5.18%5.60%5.67%8.13%-6.45%7.63%8.85%9.94%9.75%8.57%1.67%9.67%8.06%8.87%7.22%9.84%7.99%4.23%7.81%7.28%7.05%
Net Income15.20M16.40M18.80M27.70M32.10M37.40M40.40M35.50M40.60M36.00M42.80M47.00M27.50M39.30M25.35M29.45M24.51M7.66M25.17M12.88M15.01M16.12M32.26M-115.68M28.33M45.40M48.89M50.98M30.62M-45.49M35.97M27.66M25.98M12.48M28.30M30.69M-18.30M30.61M26.60M19.63M
Net Income Margin6.24%6.19%6.39%7.41%7.15%6.95%6.76%6.16%6.91%5.92%6.76%6.79%4.12%5.60%3.56%3.84%3.24%1.00%3.10%1.51%1.67%1.53%2.84%-11.04%2.55%3.75%3.86%4.07%2.52%-3.66%3.05%2.38%2.31%1.19%2.78%2.69%-1.49%2.32%1.98%1.49%
R&D------------------------------0.050.040.040.020.040.0400.04--
R&D as % of Total Revenue------------------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%--
Interest Expense000000000000004.48M4.78M4.71M5.41M3.54M5.14M8.15M17.33M17.62M14.17M15.68M16.93M9.57M7.19M6.81M8.98M9.93M9.91M11.40M11.52M8.19M6.98M10.97M19.81M20.30M17.97M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.63%0.62%0.62%0.70%0.44%0.60%0.90%1.65%1.55%1.35%1.41%1.40%0.76%0.57%0.56%0.72%0.84%0.85%1.02%1.10%0.81%0.61%0.89%1.50%1.51%1.37%

Balance Sheet

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets144.40M156.80M165.30M200.90M271.10M292.50M304.00M316.80M362.80M367.00M378.10M417.10M433.30M474.00M458.35M431.42M474.78M513.00M571.26M571.66M892.99M902.78M895.25M742.90M820.67M825.77M844.59M790.06M789.32M783.41M735.86M787.94M701.44M760.01M752.98M852.64M791.51M799.20M803.75M764.30M
Total Liabilities66.90M69.10M65.50M81.50M130.30M127.00M112.90M109.00M149.60M146.10M156.50M175.40M193.20M223.70M240.58M243.12M315.35M340.40M376.43M392.63M677.29M643.52M714.89M681.62M725.44M685.61M700.74M582.52M609.97M659.05M576.60M594.20M520.50M595.14M566.06M641.24M668.13M659.37M648.20M592.87M
Total Equity77.50M87.70M99.80M119.40M140.80M165.50M191.10M207.80M213.20M220.90M221.60M215.00M240.10M250.30M217.77M188.30M159.43M172.59M194.83M179.03M211.15M254.22M175.55M56.68M89.52M135.35M138.25M199.81M172.94M113.69M153.88M182.32M171.29M159.32M186.94M211.97M124.54M141.62M157.21M173.09M
Cash15.10M35.10M45.90M59.10M34.10M53.50M57.10M69.30M39.00M40.80M55.50M55.40M8.40M17.70M22.14M21.97M31.09M41.56M43.57M49.44M61.67M50.85M73.12M70.35M93.54M77.61M71.16M75.95M52.46M76.07M81.57M54.01M53.12M51.80M44.66M53.23M46.01M58.36M55.41M64.08M
Total Debt3.40M4.40M1.90M1.70M30.40M21.40M10.50M10.80M20.40M20.40M17.90M20.50M39.70M55.50M81.30M73.14M81.49M96.78M90.18M81.14M229.46M215.31M196.86M181.28M223.33M214.19M166.41M137.65M156.81M247.28M188.01M225.67M190.41M294.78M239.57M288.67M346.40M311.53M309.49M270.27M
Net Debt-11.70M-30.70M-44.00M-57.40M-3.70M-32.10M-46.60M-58.50M-18.60M-20.40M-37.60M-34.90M31.30M37.80M59.16M51.18M50.40M55.21M46.60M31.70M167.79M164.46M123.73M110.93M129.79M136.57M95.25M61.69M104.36M171.22M106.44M171.66M137.29M242.98M194.91M235.44M300.39M253.16M254.08M206.19M

Cash Flow

Currency: USD1985-12-311986-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow13.40M15.20M18.80M30.00M16.80M56.00M36.50M35.50M72.10M47.30M71.00M66.10M20.90M68.60M55.63M63.07M52.62M36.86M35.75M39.82M52.72M23.28M70.97M51.66M26.17M36.68M92.85M77.84M6.61M61.66M98.86M40.76M52.42M75.22M93.18M54.32M27.63M103.79M51.62M101.85M
Investing Cash Flow----8.10M-46.00M-16.10M-7.40M-8.10M-36.40M-17.40M-10.50M-11.30M-40.40M-36.80M-28.83M-28.27M-33.37M-23.78M-16.58M-14.71M-174.61M-19.09M-28.04M-31.17M-42.53M-34.93M-33.80M-33.53M-31.77M-101.18M-32.97M-81.87M6.45M-23.42M-27.04M-70.83M-57.88M-36.60M-41.65M-36.21M
Financing Cash Flow----8.70M4.10M-19.60M-25.20M-14.70M-36.70M-28.10M-45.80M-53.60M-26.70M-21.80M-21.42M-34.13M-11.10M-4.38M-22.24M-18.82M135.79M-17.19M-12.22M-26.55M39.75M-17.96M-64.92M-39.13M4.53M67.89M-55.15M10.34M-58.74M-53.41M-74.37M24.66M25.94M-54.68M-12.86M-57.62M
Capital Expenditure00010.30M23.00M16.20M14.70M9.20M11.70M12.60M7.50M12.30M30.10M30.40M9.33M11.99M9.19M11.14M10.67M15.33M22.74M28.11M32.01M24.57M27.78M29.90M33.18M31.01M29.20M32.92M29.20M44.91M30.02M21.12M37.38M30.95M34.60M36.60M41.65M7.01M
Free Cash Flow13.40M15.20M18.80M19.70M-6.20M39.80M21.80M26.30M60.40M34.70M63.50M53.80M-9.20M38.20M46.30M51.08M43.43M25.72M25.09M24.50M29.98M-4.83M38.96M27.09M-1.61M6.78M59.68M46.83M-22.59M28.74M69.67M-4.15M22.40M54.09M55.80M23.37M-6.96M67.19M9.97M94.83M
Dividends Paid---9.00M11.90M13.60M15.60M17.30M18.90M19.50M20.10M21.80M25.10M26.20M26.94M27.15M19.43M11.68M11.71M11.74M8.87M--274.00K218.00K5.26M9.88M8.84M11.72M13.51M13.56M13.70M13.53M13.17M9.64M12.66M11.84M12.70M13.76M14.33M
FCF to OCF100.00%100.00%100.00%65.67%-36.90%71.07%59.73%74.08%83.77%73.36%89.44%81.39%-44.02%55.69%83.22%80.99%82.54%69.79%70.17%61.51%56.86%-20.72%54.90%52.43%-6.16%18.48%64.27%60.16%-341.98%46.61%70.47%-10.19%42.73%71.92%59.88%43.02%-25.20%64.74%19.32%93.11%
Dividend Paid to FCF---45.69%-191.94%34.17%71.56%65.78%31.29%56.20%31.65%40.52%-272.83%68.59%58.19%53.14%44.73%45.42%46.67%47.94%29.59%--1.01%-13.52%77.65%16.56%18.88%-51.87%47.02%19.47%-329.80%60.40%24.35%17.29%54.19%-170.02%18.90%137.94%15.11%

Earnings

Report DateMar 31, 1997Jun 30, 1997Sep 30, 1997Dec 31, 1997Mar 31, 1998Jun 30, 1998Sep 30, 1998Dec 31, 1998Mar 31, 1999Jun 30, 1999Sep 30, 1999Dec 31, 1999Mar 31, 2000Jun 30, 2000Sep 30, 2000Dec 31, 2000Mar 31, 2001Jun 30, 2001Sep 30, 2001Jan 31, 2002Apr 25, 2002Jul 22, 2002Sep 30, 2002Jan 27, 2003Apr 24, 2003Jul 21, 2003Oct 27, 2003Feb 2, 2004Apr 26, 2004Jul 26, 2004Oct 25, 2004Jan 31, 2005Apr 25, 2005Jul 25, 2005Oct 24, 2005Feb 6, 2006May 1, 2006Jul 31, 2006Oct 23, 2006Feb 12, 2007May 2, 2007Jul 30, 2007Nov 1, 2007Feb 4, 2008May 5, 2008Aug 4, 2008Nov 3, 2008Feb 9, 2009May 4, 2009Aug 10, 2009Nov 9, 2009Feb 8, 2010May 10, 2010Aug 9, 2010Nov 4, 2010Feb 7, 2011May 5, 2011Aug 8, 2011Nov 7, 2011Feb 13, 2012May 8, 2012Aug 6, 2012Nov 5, 2012Feb 13, 2013May 6, 2013Aug 5, 2013Nov 4, 2013Feb 26, 2014May 5, 2014Aug 4, 2014Nov 6, 2014Feb 23, 2015May 7, 2015Aug 3, 2015Nov 9, 2015Mar 10, 2016May 9, 2016Aug 8, 2016Nov 7, 2016Feb 27, 2017May 8, 2017Aug 9, 2017Nov 6, 2017Mar 7, 2018May 10, 2018Aug 6, 2018Nov 5, 2018Feb 25, 2019May 6, 2019Aug 5, 2019Nov 4, 2019Mar 5, 2020May 5, 2020Aug 3, 2020Nov 2, 2020Mar 4, 2021May 5, 2021Aug 3, 2021Nov 8, 2021Mar 14, 2022May 9, 2022Aug 8, 2022Nov 8, 2022Mar 6, 2023May 3, 2023Aug 3, 2023Nov 6, 2023Mar 4, 2024May 1, 2024Aug 5, 2024Nov 4, 2024Mar 3, 2025May 5, 2025Aug 4, 2025Nov 3, 2025Mar 2, 2026May 5, 2026Aug 3, 2026
EPS Estimate-------------------0.130.170.13---------------------------0.110.110.100.130.110.11------0.16---0.200.260.210.210.230.280.280.130.150.260.110.160.180.190.160.170.210.230.190.180.200.20-0.170.230.220.140.140.110.15-0.150.160.20-0.080.180.190.170.160.230.240.120.140.200.230.240.150.240.280.160.160.22
EPS Actual0.130.270.290.250.230.24-0.040.120.200.210.160.210.210.220.20-0.110.170.180.140.120.170.100.120.120.070.12-0.080.040.050.110.190.160.050.050.040.120.120.090.13-0.030.070.120.070.070.180.160.130.160.060.110.140.170.11-0.050.240.280.230.250.280.080.110.210.330.260.180.310.250.190.120.190.190.050.070.140.140.160.190.200.220.170.150.270.230.300.160.200.170.210.120.190.230.160.010.160.290.230.150.250.240.070.150.150.160.230.280.240.250.060.130.250.220.190.210.220.320.150.160.27
Surprise--------------------7.69%0.00%-23.08%---------------------------0.00%27.27%70.00%-15.38%-143.64%121.55%------31.25%---55.00%-3.85%-9.52%-42.86%-17.39%-32.14%-82.14%-46.15%-6.67%-46.15%45.45%18.75%11.11%15.79%6.25%-11.76%28.57%0.00%57.89%-11.11%0.00%-15.00%--29.41%-17.39%4.55%14.29%-92.86%45.45%93.33%-0.00%56.25%20.00%-87.50%-16.67%-15.79%35.29%75.00%4.35%4.17%-50.00%-7.14%25.00%-4.35%-20.83%40.00%-8.33%14.29%-6.25%0.00%24.82%
Timing-------------------------------------------------------------Pre-market---Pre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hours

Key Statistics & Ratios

Market Cap591.57M
Enterprise Value779.66M
Trailing P/E26.45
Forward P/E11.36
PEG Ratio0.91
Price / Sales0.47
Price / Book3.28
EPS0.47
Book Value3.84
Revenue (TTM)1.26B
Gross Profit (TTM)361.78M
EBITDA79.81M
Profit Margin1.86%
Operating Margin7.40%
Return on Equity13.03%
Return on Assets5.11%
Shares Outstanding28.69M
Shares Float22.60M
Beta0.63
Dividend Yield2.58%
Dividend Rate0.32
Payout Ratio33.72%

Analyst Ratings

Buy
Based on 1 analystsTarget 15.00
  • Buy
    1

Dividends

20263×
0.08Aug 14, 20260.07May 29, 20260.07Feb 23, 2026
20254×
0.07Nov 19, 20250.07Aug 15, 20250.07May 23, 20250.07Feb 24, 2025
20244×
0.07Nov 19, 20240.07Aug 12, 20240.07May 23, 20240.07Feb 23, 2024
20234×
0.07Nov 17, 20230.07Aug 17, 20230.06May 25, 20230.06Feb 24, 2023
20224×
0.06Nov 18, 20220.06Aug 17, 20220.06May 26, 20220.06Feb 25, 2022
20214×
0.06Nov 19, 20210.06Aug 17, 20210.06May 28, 20210.06Feb 25, 2021
20201×
0.05Nov 19, 2020

Stock Splits

  • Mar 26, 19973:2