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Dime Community Bancshares, Inc.

Dime Community Bancshares, Inc.

DCOM · NYSE · Financial Services / Banks - Regional

42.22USD-0.01 (-0.02%)

Price History

Full chart

Market Stats

Previous Close42.23
Open42.49
Day Range41.87 – 43.09
52-Week Range25.09 – 41.97
Volume232.20K
Market Cap1.78B
P/E (TTM)14.46
Forward P/E12.80
EPS2.78
Dividend Yield2.50%
Beta0.99
50-Day Avg40.54
200-Day Avg36.32

About

Dime Commercial Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services in the United Stated. The company accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. It also provides commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans. In addition, the company invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; federal deposit insurance corporation insurance; merchant credit and debit card processing, automated teller machines, cash and treasury management services, escrow account services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services for small and medium sized businesses, and municipal and consumer relationships. The company was formerly known as Dime Community Bancshares, Inc. and changed its name to Dime Commercial Bancshares, Inc. in May 2026. Dime Commercial Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Stuart H. Lubow
  • Employees902
  • Headquarters898 Veterans Memorial Highway, Hauppauge, NY, United States, 11788, USA
  • Websitehttps://www.dime.com

Leadership

  • Mr. Kenneth J. MahonExecutive Chairman · b. 1951
  • Mr. Stuart H. LubowCEO, President & Director · b. 1958
  • Mr. Avinash ReddyCOO, Senior EVP & CFO · b. 1984
  • Mr. Christopher J. PorzeltExecutive VP & Chief Risk Officer · b. 1967
  • Mr. Thomas X. GeiselSenior Executive Vice President & Chief Commercial Officer · b. 1961
  • Ms. Elizabeth DiGangiChief Accounting Officer · b. 1984
  • Mr. Shawn GinesExecutive Vice President of Corporate & Specialty Finance
  • Ms. Judy WuExecutive VP, General Counsel & Corporate Secretary · b. 1983
  • Ms. Monica LaCroix-RubinEVP & Chief Compliance Officer · b. 1983
  • Mr. Steven MileyExecutive VP & Chief Marketing Officer · b. 1965

Financials

Income Statement

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue93.20M51.60M113.40M141.80M170.67M190.94M199.42M-194.24M184.13M174.86M183.20M192.58M208.68M206.55M222.86M217.15M206.08M182.94M181.34M183.41M203.38M223.20M231.23M250.44M255.28M426.69M477.38M609.36M646.19M730.38M
Growth (%)--44.64%+119.77%+25.04%+20.36%+11.88%+4.44%---5.20%-5.03%+4.77%+5.12%+8.36%-1.02%+7.89%-2.56%-5.10%-11.23%-0.87%+1.14%+10.89%+9.75%+3.60%+8.30%+1.93%+67.15%+11.88%+27.65%+6.04%+13.03%
Cost of Revenue45.80M-58.50M77.40M99.06M114.78M102.48M-71.35M68.06M77.68M93.58M111.39M113.31M110.84M90.62M76.56M90.03M47.34M46.54M44.90M54.26M59.89M77.63M108.19M82.47M33.23M64.74M-256.58M368.21M320.47M
Gross Profit47.40M-54.90M64.40M71.61M76.16M96.93M-122.89M116.08M97.18M89.62M81.19M95.37M95.72M132.24M140.59M116.04M135.60M134.80M138.51M149.12M163.31M153.60M142.25M172.81M393.46M412.64M609.36M277.99M409.90M
Gross Margin50.86%-48.41%45.42%41.96%39.89%48.61%-63.27%63.04%55.58%48.92%42.16%45.70%46.34%59.34%64.74%56.31%74.12%74.33%75.52%73.32%73.17%66.43%56.80%67.70%92.21%86.44%100.00%43.02%56.12%
Operating Expense27.50M-29.90M30.50M34.02M35.10M35.43M-40.81M42.41M40.74M41.98M45.50M53.18M55.44M61.99M61.69M48.85M62.71M60.43M62.49M15.65M74.57M86.89M95.39M117.83M245.30M200.73M472.48M226.55M253.10M
Operating Income19.90M-25.00M33.90M37.59M41.06M61.50M-82.08M73.67M56.44M47.64M35.69M42.19M40.28M70.25M78.90M67.20M72.89M74.37M76.02M133.47M88.74M66.72M46.86M54.98M148.17M211.91M136.88M51.44M156.80M
Operating Margin21.35%-22.05%23.91%22.03%21.50%30.84%-42.26%40.01%32.28%26.01%18.53%20.22%19.50%31.52%36.33%32.61%39.84%41.01%41.45%65.63%39.76%28.85%18.71%21.54%34.72%44.39%22.46%7.96%21.47%
EBITDA21.30M-28.20M38.90M42.92M46.70M63.06M-87.48M78.08M58.77M48.91M36.94M43.94M42.72M72.69M81.83M70.08M75.72M77.01M78.75M135.77M92.41M71.68M51.94M60.05M158.59M222.11M136.88M58.30M162.42M
EBITDA Margin22.85%-24.87%27.43%25.15%24.46%31.62%-45.04%42.40%33.61%26.70%19.18%21.06%20.68%32.62%37.69%34.01%41.39%42.47%42.94%66.76%41.40%31.00%20.74%23.52%37.17%46.53%22.46%9.02%22.24%
Net Income12.30M12.30M13.10M19.90M22.37M25.24M38.68M-51.28M46.22M36.21M30.59M22.44M28.03M26.19M41.39M47.31M40.31M43.55M44.25M44.77M72.51M51.88M51.29M36.19M42.32M104.00M152.56M96.09M29.08M110.68M
Net Income Margin13.20%23.84%11.55%14.03%13.11%13.22%19.39%-26.40%25.10%20.71%16.70%11.65%13.43%12.68%18.57%21.79%19.56%23.80%24.40%24.41%35.65%23.24%22.18%14.45%16.58%24.37%31.96%15.77%4.50%15.15%
R&D----------------00000000-------
R&D as % of Total Revenue----------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense41.60M056.90M77.20M98.82M114.04M102.24M071.06M67.78M77.34M93.34M111.15M111.30M97.69M79.41M69.71M86.11M46.97M48.42M46.23M52.14M59.37M75.38M90.85M56.30M27.02M59.36M292.79M332.10M277.44M
Interest Expense % of Total Revenue44.64%0.00%50.18%54.44%57.90%59.73%51.27%-36.59%36.81%44.23%50.95%57.71%53.34%47.29%35.63%32.10%41.79%25.67%26.70%25.20%25.64%26.60%32.60%36.28%22.06%6.33%12.43%48.05%51.39%37.99%

Balance Sheet

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.37B1.31B1.62B2.25B2.50B2.72B2.81B2.95B2.97B3.38B3.13B3.17B3.50B4.06B3.95B4.04B4.02B3.91B4.03B4.50B5.03B6.01B6.40B6.32B6.35B6.78B12.07B13.19B13.64B14.35B15.34B
Total Liabilities1.16B1.12B1.44B2.04B2.29B2.49B2.56B2.68B2.69B3.10B2.83B2.88B3.23B3.78B3.66B3.71B3.66B3.51B3.59B4.04B4.54B5.44B5.80B5.72B5.76B6.08B10.87B12.02B12.41B12.96B13.87B
Total Equity213.10M190.90M186.30M211.70M207.17M227.12M249.74M265.74M283.92M281.72M291.71M290.63M268.85M276.96M294.77M328.73M361.03M391.57M435.51M459.73M493.95M565.87M598.57M602.08M596.76M701.10M1.19B1.17B1.23B1.40B1.48B
Cash17.10M19.20M16.30M17.80M15.37M25.32M25.78M21.49M24.07M26.58M40.20M26.26M101.71M211.02M39.34M86.19M43.31M79.08M45.78M78.19M64.15M113.50M169.46M147.26M155.49M243.60M393.72M169.30M457.55M1.28B2.35B
Total Debt27.70M63.20M360.10M731.60M1.01B995.29M697.72M675.54M571.67M737.08M834.12M788.90M886.58M1.35B1.26B1.19B1.13B842.50M910.00M1.17B1.17B831.13M1.28B1.24B1.36B1.48B290.06M1.39B1.57B979.32M370.63M
Net Debt10.60M44.00M343.80M713.80M998.66M969.97M671.94M654.05M547.60M710.50M793.92M762.64M784.87M1.14B1.23B1.10B1.09B763.42M864.22M1.10B1.10B717.62M1.11B1.09B1.20B1.24B-103.66M1.22B1.11B-304.25M-1.98B

Cash Flow

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow50.10M-14.90M16.00M39.10M10.13M34.64M47.06M47.06M65.59M37.76M61.39M31.05M17.77M28.92M27.85M68.18M62.59M72.70M61.15M47.26M50.15M20.06M43.26M64.31M68.49M59.93M146.33M295.17M90.87M99.06M186.57M
Investing Cash Flow-299.10M--291.10M-312.30M-237.59M-201.42M-89.13M-89.13M-44.17M-395.49M253.22M-63.07M-242.09M-449.67M-62.53M-60.30M-39.90M149.57M-168.40M-433.94M-553.67M-853.65M-332.34M48.33M-10.37M-324.38M1.10B-1.33B-214.05M64.13M-69.45M
Financing Cash Flow259.30M-40.90M272.20M274.70M225.03M176.72M42.53M42.53M-18.84M360.23M-300.99M18.08M299.76M530.06M-137.01M39.73M-69.16M-187.46M73.95M419.33M489.24M882.94M345.03M-134.84M-49.89M352.57M-1.10B812.59M411.42M662.84M953.28M
Capital Expenditure800.00K700.00K700.00K34.40M1.08M1.06M1.59M1.59M1.95M1.74M1.25M6.91M2.57M8.36M1.45M3.91M3.88M4.42M1.96M1.62M1.49M5.77M9.23M4.29M1.72M954.00K14.00K3.75M5.72M6.26M4.13M
Free Cash Flow49.30M-15.60M16.00M4.70M9.05M33.59M45.47M45.47M63.64M36.02M60.15M24.14M15.21M20.57M26.40M64.27M58.70M68.28M59.19M45.65M48.66M14.29M34.03M60.02M66.77M58.98M146.33M291.43M85.15M92.80M182.44M
Dividends Paid500.00K500.00K2.60M5.90M7.70M8.74M9.90M6.21M15.81M19.77M19.87M19.75M18.05M18.27M18.50M18.64M18.90M19.22M19.73M20.11M20.29M20.58M21.00M20.83M20.08M23.49M46.64M44.08M44.59M45.32M50.21M
FCF to OCF98.40%104.70%100.00%12.02%89.34%96.95%96.61%96.61%97.03%95.39%97.97%77.75%85.56%71.11%94.80%94.27%93.79%93.92%96.79%96.58%97.03%71.21%78.66%93.33%97.49%98.41%100.00%98.73%93.70%93.68%97.79%
Dividend Paid to FCF1.01%-3.21%16.25%125.53%85.11%26.04%21.77%13.66%24.85%54.88%33.03%81.82%118.68%88.83%70.06%29.00%32.19%28.15%33.33%44.05%41.70%144.07%61.72%34.70%30.08%39.84%31.87%15.12%52.36%48.84%27.52%

Earnings

Report DateApr 22, 1998Jul 27, 1998Oct 20, 1998Jan 27, 1999Apr 21, 1999Jul 26, 1999Oct 20, 1999Jan 21, 2000Apr 19, 2000Jul 21, 2000Oct 20, 2000Jan 22, 2001Apr 18, 2001Jul 16, 2001Oct 15, 2001Jan 15, 2002Apr 16, 2002Jul 18, 2002Oct 21, 2002Jan 23, 2003Apr 22, 2003Jul 21, 2003Oct 21, 2003Jan 22, 2004Apr 22, 2004Jul 22, 2004Oct 21, 2004Jan 25, 2005Apr 26, 2005Jul 21, 2005Oct 20, 2005Jan 27, 2006Apr 25, 2006Jul 25, 2006Oct 25, 2006Jan 26, 2007Apr 24, 2007Jul 25, 2007Oct 19, 2007Jan 25, 2008Apr 21, 2008Jul 23, 2008Oct 24, 2008Jan 23, 2009Apr 29, 2009Jul 27, 2009Oct 29, 2009Jan 26, 2010Apr 28, 2010Jul 23, 2010Oct 25, 2010Jan 27, 2011Apr 27, 2011Jul 28, 2011Oct 27, 2011Jan 26, 2012Apr 26, 2012Jul 26, 2012Oct 25, 2012Jan 24, 2013Apr 25, 2013Jul 25, 2013Oct 28, 2013Jan 27, 2014Apr 24, 2014Jul 24, 2014Oct 23, 2014Jan 27, 2015Apr 23, 2015Jul 23, 2015Oct 22, 2015Jan 27, 2016Apr 28, 2016Jul 27, 2016Oct 27, 2016Jan 26, 2017Apr 27, 2017Jul 27, 2017Oct 26, 2017Jan 25, 2018Apr 26, 2018Jul 26, 2018Oct 26, 2018Jan 24, 2019Apr 25, 2019Jul 25, 2019Oct 24, 2019Jan 23, 2020Apr 28, 2020Jul 28, 2020Oct 27, 2020Mar 15, 2021Apr 30, 2021Jul 30, 2021Oct 29, 2021Jan 28, 2022Apr 29, 2022Jul 29, 2022Oct 28, 2022Jan 27, 2023Apr 28, 2023Jul 28, 2023Oct 19, 2023Jan 26, 2024Apr 23, 2024Jul 23, 2024Oct 22, 2024Jan 23, 2025Apr 22, 2025Jul 24, 2025Oct 23, 2025Jan 21, 2026Apr 23, 2026Jul 23, 2026Oct 22, 2026
EPS Estimate0.080.090.090.100.100.120.130.130.130.140.150.150.160.180.210.240.260.280.300.300.330.350.340.240.340.320.310.290.280.360.400.380.350.350.320.270.250.260.260.260.280.370.400.380.330.330.380.420.420.460.490.500.500.520.530.510.490.460.470.520.500.480.490.440.430.420.410.440.440.440.450.460.450.490.470.460.490.490.500.510.530.550.510.490.490.510.560.520.460.390.500.550.590.910.800.860.830.830.921.000.820.600.540.460.370.380.410.450.580.620.690.710.770.760.88
EPS Actual0.080.110.100.120.150.130.130.130.140.150.150.160.170.190.220.240.270.290.290.330.370.340.410.270.330.340.310.280.300.450.420.390.350.370.290.260.260.260.230.260.280.370.390.320.260.350.420.400.450.480.520.490.510.570.510.580.460.520.520.570.460.520.460.450.430.450.510.510.420.490.430.480.520.460.450.510.460.490.510.520.560.510.490.520.490.560.200.420.370.600.680.72-0.660.941.010.840.821.010.950.990.950.680.560.390.380.370.290.420.570.640.610.790.740.79-
Surprise0.00%22.22%11.11%20.00%50.00%8.33%0.00%0.00%7.69%7.14%0.00%6.67%6.25%5.56%4.76%0.00%3.85%3.57%-3.33%10.00%12.12%-2.86%20.59%12.50%-2.94%6.25%0.00%-3.45%7.14%25.00%5.00%2.63%0.00%5.71%-9.38%-3.70%4.00%0.00%-11.54%0.00%0.00%0.00%-2.50%-15.79%-21.21%6.06%10.53%-4.76%7.14%4.35%6.12%-2.00%2.00%9.62%-3.77%13.73%-6.12%13.04%10.64%9.62%-8.00%8.33%-6.12%2.27%0.00%7.14%24.39%15.91%-4.55%11.36%-4.44%4.35%15.56%-6.12%-4.26%10.87%-6.12%0.00%2.00%1.96%5.66%-7.27%-3.92%6.12%0.00%9.80%-64.29%-19.23%-19.57%53.85%36.00%30.91%-211.86%3.30%26.25%-2.33%-1.20%21.69%3.26%-1.00%15.85%13.33%3.70%-15.22%2.70%-2.63%-29.27%-6.67%-1.72%3.23%-11.59%11.27%-3.90%3.95%-
Timing----------------------------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap1.78B
Enterprise Value612.41M
Trailing P/E14.46
Forward P/E12.80
PEG Ratio3.76
Price / Sales4.04
Price / Book1.26
EPS2.78
Book Value31.79
Revenue (TTM)439.07M
Gross Profit (TTM)439.07M
Profit Margin29.36%
Operating Margin44.63%
Return on Equity8.74%
Return on Assets0.88%
Shares Outstanding44.16M
Shares Float42.30M
Beta0.99
Dividend Yield2.50%
Dividend Rate1.00
Payout Ratio34.13%

Analyst Ratings

Strong Buy
Based on 5 analystsTarget 45.80
  • Strong Buy
    3
  • Buy
    2

Ownership Breakdown

Institutions
90.54%
Insiders
4.26%
Retail / Other
5.20%

Top Institutional Holders

  • BlackRock Inc
    6.06M13.72%
  • Wellington Management Company LLP
    3.41M7.72%
  • Dimensional Fund Advisors, Inc.
    2.43M5.51%
  • T. Rowe Price Investment Management,Inc.
    1.99M4.51%
  • Basswood Capital Management LLC
    1.95M4.41%
  • State Street Corp
    1.89M4.29%
  • Vanguard Capital Management, LLC
    1.84M4.18%
  • Systematic Financial Management LP
    1.21M2.74%
  • American Century Companies Inc
    1.05M2.38%
  • Geode Capital Management, LLC
    1.03M2.32%
  • Vanguard Portfolio Management, LLC
    798.79K1.81%
  • Brown Advisory Holdings Inc
    780.73K1.77%
  • Arnhold & S. Bleichroeder Advisers, LLC
    663.32K1.50%
  • UBS Group AG
    597.64K1.35%
  • Penn Capital Management Company LLC
    562.51K1.27%

Top Fund Holders

  • iShares Core S&P Small-Cap ETF
    2.51M5.68%
  • Vanguard MStar Total Stk Mkt Idx Invest
    1.34M3.03%
  • iShares Russell 2000 ETF
    1.05M2.38%
  • Avantis US Small Cap Value ETF
    1.03M2.32%
  • T. Rowe Price Small-Cap Stock
    989.34K2.24%

Dividends

20264×
0.25Oct 16, 20260.25Jul 17, 20260.25Apr 17, 20260.25Jan 16, 2026
20254×
0.25Oct 17, 20250.25Jul 17, 20250.25Apr 17, 20250.25Jan 17, 2025
20244×
0.25Oct 17, 20240.25Jul 17, 20240.25Apr 16, 20240.25Jan 16, 2024
20234×
0.25Oct 16, 20230.25Jul 14, 20230.25Apr 14, 20230.24Jan 13, 2023
20224×
0.24Oct 14, 20220.24Jul 15, 20220.24Apr 14, 20220.24Jan 13, 2022
20214×
0.24Oct 15, 20210.24Jul 16, 20210.24May 10, 20210.24Feb 4, 2021

Stock Splits

  • Jul 26, 20043:2