Dream Finders Homes Inc

DFH · NYSE · Consumer Cyclical / Residential Construction

10.66USD-0.35 (-3.18%)

Price History

Full chart

Market Stats

Previous Close11.01

Open10.57

Day Range10.21 – 10.87

52-Week Range10.87 – 27.20

Volume981.17K

Market Cap1.00B

P/E (TTM)8.28

Forward P/E4.73

EPS1.34

Dividend Yield0.00%

Beta1.91

50-Day Avg13.99

200-Day Avg15.84

About

Dream Finders Homes, Inc., through its subsidiary, Dream Finders Homes LLC, engages in the homebuilding business in the United States. It operates through four segments: Southeast, Mid-Atlantic, Midwest, and Financial Services. The company designs, builds, constructs, and sells single-family homes, such as entry-level, first and second time move-up, and active adult and custom homes. It markets its homes under various brands, including Dream Finders Homes, DF Luxury, Reverie Active Adult Lifestyle by Dream Finders Homes, Craft Homes and Coventry Homes. The company also provides insurance agency services, including closing, escrow, and title insurance, as well as mortgage banking solutions. It sells its homes through its sales representatives and independent real estate brokers. The company was founded in 2008 and is headquartered in Jacksonville, Florida.

Company Details

SectorConsumer Cyclical
IndustryResidential Construction
CEOMr. Patrick O. Zalupski
Employees1.91K
Headquarters14701 Philips Highway, Jacksonville, FL, United States, 32256, USA
Websitehttps://www.dreamfindershomes.com

Leadership

Mr. Patrick O. ZalupskiFounder, President, CEO & Co-Chairman of the Board of Directors · b. 1981
Mr. Clinton SzubinskiChief Operating Officer · b. 1977
Mr. David ZalupskiVice President of Sales
Mr. Batey McGrawNational Head of Land
Mr. Marcus MeidePresident of Custom Division
Mr. Brad MustonDivision President of Jacksonville Division
Mr. Gerry BoenemanPresident of Central Florida Division
Mr. J. Douglas MoranNational President · b. 1972
Andrew BrownTreasurer

Financials

Income Statement

Currency: USD	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	522.26M	976.56M	1.13B	1.92B	3.34B	3.75B	4.45B	4.32B
Growth (%)	-	+86.99%	+16.10%	+69.69%	+73.73%	+12.15%	+18.75%	-2.89%
Cost of Revenue	454.40M	844.38M	962.93M	1.61B	2.72B	3.01B	3.62B	3.57B
Gross Profit	67.86M	132.18M	170.88M	313.58M	620.20M	736.77M	828.58M	754.77M
Gross Margin	12.99%	13.54%	15.07%	16.30%	18.56%	19.65%	18.61%	17.46%
Operating Expense	43.55M	83.00M	90.79M	154.41M	271.04M	308.80M	395.75M	485.21M
Operating Income	24.31M	49.18M	80.09M	159.17M	349.16M	427.98M	432.83M	269.55M
Operating Margin	4.65%	5.04%	7.06%	8.27%	10.45%	11.42%	9.72%	6.24%
EBITDA	28.05M	61.68M	98.15M	172.57M	373.28M	422.32M	455.07M	313.26M
EBITDA Margin	5.37%	6.32%	8.66%	8.97%	11.17%	11.27%	10.22%	7.25%
Net Income	17.32M	31.02M	79.09M	122.38M	262.31M	295.90M	335.34M	217.20M
Net Income Margin	3.32%	3.18%	6.98%	6.36%	7.85%	7.89%	7.53%	5.02%
Interest Expense	682.15K	221.45K	870.87K	672.00K	32.00K	1.00K	176.76M	196.31M
Interest Expense % of Total Revenue	0.13%	0.02%	0.08%	0.03%	0.00%	0.00%	3.97%	4.54%

Balance Sheet

Currency: USD	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	375.45M	514.92M	733.68M	1.89B	2.37B	2.56B	3.33B	3.73B
Total Liabilities	313.42M	427.95M	597.89M	1.34B	1.73B	1.48B	1.91B	2.12B
Total Equity	62.02M	86.97M	135.79M	532.30M	644.65M	1.07B	1.39B	1.57B
Cash	19.81M	44.01M	35.50M	227.23M	364.53M	494.14M	274.38M	234.77M
Total Debt	341.03M	450.18M	609.76M	786.41M	990.91M	845.42M	1.30B	591.06M
Net Debt	172.25M	203.59M	298.79M	559.18M	626.38M	351.27M	1.03B	356.29M

Cash Flow

Currency: USD	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-2.51M	23.84M	95.34M	65.11M	-27.62M	374.23M	-256.65M	-100.57M
Investing Cash Flow	2.63M	-17.82M	-13.03M	-523.04M	-5.52M	-4.48M	-221.67M	-225.84M
Financing Cash Flow	-2.42M	26.08M	-65.83M	645.88M	146.96M	-216.42M	269.69M	270.98M
Capital Expenditure	10.16M	2.89M	2.92M	2.77M	5.54M	4.78M	25.34M	25.79M
Free Cash Flow	-12.67M	20.95M	92.42M	62.33M	-33.17M	369.45M	-281.99M	-126.37M
Dividends Paid	11.71M	8.30M	17.26M	23.29M	13.69M	13.24M	13.50M	13.50M
FCF to OCF	504.84%	87.87%	96.93%	95.74%	120.07%	98.72%	109.88%	125.64%
Dividend Paid to FCF	-92.42%	39.62%	18.67%	37.36%	-41.27%	3.58%	-4.79%	-10.68%

Earnings

Report Date	Dec 31, 2019	Dec 22, 2020	Mar 16, 2021	May 12, 2021	Aug 10, 2021	Nov 10, 2021	Mar 16, 2022	May 10, 2022	Aug 4, 2022	Nov 3, 2022	Mar 2, 2023	May 4, 2023	Aug 3, 2023	Nov 2, 2023	Feb 29, 2024	May 2, 2024	Aug 1, 2024	Oct 31, 2024	Feb 26, 2025	May 6, 2025	Jul 31, 2025	Oct 30, 2025	Feb 26, 2026	Apr 30, 2026	Jul 30, 2026	Oct 29, 2026
EPS Estimate	0.00	0.27	0.37	0.21	0.33	0.42	0.52	0.42	0.52	0.71	0.75	0.26	0.36	0.60	0.71	0.66	0.77	0.84	1.10	0.63	0.61	0.50	0.64	0.20	0.30	0.20
EPS Actual	112.00	0.21	0.38	0.18	0.31	0.20	0.55	0.42	0.60	0.64	0.78	0.45	0.65	0.75	1.00	0.55	0.81	0.70	1.29	0.54	0.56	0.47	0.58	0.11	0.27	-
Surprise	-	-22.22%	2.70%	-14.29%	-6.06%	-52.38%	5.77%	0.00%	15.38%	-9.86%	4.00%	73.08%	80.56%	25.00%	40.85%	-16.67%	5.19%	-16.67%	17.27%	-14.29%	-8.20%	-6.00%	-9.62%	-45.00%	-10.00%	-
Timing	-	-	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	-	Pre-market	Pre-market	Pre-market

Key Statistics & Ratios

Market Cap1.00B

Enterprise Value2.82B

Trailing P/E8.28

Forward P/E4.73

Price / Sales0.24

Price / Book0.74

EPS1.34

Book Value15.75

Revenue (TTM)4.13B

Gross Profit (TTM)825.93M

EBITDA203.22M

Profit Margin3.55%

Operating Margin2.41%

Return on Equity9.42%

Return on Assets3.03%

Shares Outstanding32.81M

Shares Float27.15M

Beta1.91

Dividend Yield0.00%

Dividend Rate0.00

Payout Ratio0.00%

Analyst Ratings

Hold

Based on 3 analystsTarget 18.00

Hold
3

Ownership Breakdown

Institutions: 96.70%
Insiders: 18.94%
Retail / Other: 0.00%

Top Institutional Holders

BlackRock Inc
4.67M5.16%
Kayne Anderson Rudnick Investment Management LLC
4.27M4.71%
HHG PLC
1.88M2.07%
Cooke & Bieler LP
1.87M2.07%
State Street Corp
1.69M1.87%
Dimensional Fund Advisors, Inc.
1.55M1.71%
Vanguard Portfolio Management, LLC
1.47M1.62%
Vanguard Capital Management, LLC
1.24M1.37%
Elgethun Capital Management
819.41K0.91%
Geode Capital Management, LLC
718.59K0.79%
Marshall Wace Asset Management Ltd
499.59K0.55%
Amvescap Plc.
497.73K0.55%

Top Fund Holders

iShares Core S&P Small-Cap ETF
1.68M1.86%
Virtus KAR Small-Cap Growth I
1.23M1.36%
Janus Henderson Triton D
864.55K0.95%
Vanguard MStar Total Stk Mkt Idx Invest
857.46K0.95%
iShares Russell 2000 ETF
722.91K0.80%
Vanguard Small Cap Index
622.02K0.69%
Janus Henderson Venture D
564.94K0.62%
State Street® SPDR® S&P® Hmebldr ETF
476.45K0.53%