YOLFTbeta
Employers Holdings Inc

Employers Holdings Inc

EIG · NYSE · Financial Services / Insurance - Specialty

47.60USD+0.24 (+0.51%)

Price History

Full chart

Market Stats

Previous Close47.36
Open47.64
Day Range47.20 – 48.24
52-Week Range34.63 – 52.22
Volume141.22K
Market Cap849.53M
P/E (TTM)59.87
Forward P/E13.61
EPS0.79
Dividend Yield2.86%
Beta0.48
50-Day Avg49.34
200-Day Avg44.95

About

Employers Holdings, Inc., through its subsidiaries, provides workers' compensation insurance and services in the United States. The company offers insurance to small businesses in low to medium hazard industries. It market its products through local, regional, specialty and national insurance agents and brokers; national, regional, and local trade groups and associations; and direct-to-customer interactions. Employers Holdings, Inc. was founded in 2000 and is based in Reno, Nevada.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Specialty
  • CEOMs. Katherine Holt Antonello FCAS, FSA, MAAA
  • Employees623
  • Headquarters5340 Kietzke Lane,, Reno, NV, United States, 89511, USA
  • Websitehttps://www.employers.com

Leadership

  • Ms. Katherine Holt Antonello FCAS, FSA, MAAAPresident, CEO & Director · b. 1964
  • Mr. Michael Aldo PedrajaExecutive VP & CFO · b. 1968
  • Mr. John Michael MutschinkExecutive VP & Chief Administrative Officer · b. 1973
  • Ms. Ann Marie SmithSenior VP, Chief Actuarial & Underwriting Officer · b. 1971
  • Mr. Matthew H. HendricksenSenior Vice President of Treasury & Investments · b. 1980
  • Mr. Matthew Robert PollakVP, Corporate Controller & Principal Accounting Officer · b. 1966
  • Ms. Kelley Foster KageSenior VP & Chief Information Officer · b. 1985
  • Mr. Jeffrey P. LisenbyExecutive Vice President & General Counsel
  • Kimberly EyeVice President of Marketing & Communications
  • Mr. Ty VukelichVice President of Corporate Marketing

Financials

Income Statement

Currency: USD2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue208.53M331.11M456.65M496.49M520.25M429.92M396.78M495.94M415.60M464.15M579.18M723.50M773.50M752.10M779.80M799.30M800.40M835.90M711.40M703.10M713.50M850.90M880.70M858.20M
Growth (%)-+58.78%+37.92%+8.72%+4.79%-17.36%-7.71%+24.99%-16.20%+11.68%+24.78%+24.92%+6.91%-2.77%+3.68%+2.50%+0.14%+4.44%-14.89%-1.17%+1.48%+19.26%+3.50%-2.55%
Cost of Revenue113.78M118.12M348.04M211.69M129.75M143.30M136.51M214.46M232.58M309.86M353.49M541.90M534.80M514.80M501.40M508.60M470.90M454.00M381.20M391.30M486.90M505.70M557.40M581.80M
Gross Profit208.53M331.11M456.65M284.80M390.50M286.62M260.26M281.47M183.03M154.30M225.69M181.60M238.70M237.30M278.40M290.70M329.50M381.90M330.20M311.80M226.60M345.20M323.30M276.40M
Gross Margin100.00%100.00%100.00%57.36%75.06%66.67%65.59%56.76%44.04%33.24%38.97%25.10%30.86%31.55%35.70%36.37%41.17%45.69%46.42%44.35%31.76%40.57%36.71%32.21%
Operating Expense175.04M231.17M350.08M116.81M136.20M135.74M148.21M189.18M116.03M107.78M128.15M128.50M132.10M137.90M137.70M146.70M160.00M188.10M182.50M164.80M170.80M196.80M176.60M264.40M
Operating Income33.49M99.94M106.58M167.99M254.29M150.89M112.05M92.30M66.99M46.52M97.54M53.10M106.60M99.40M140.70M144.00M169.50M193.80M147.70M147.00M55.80M148.40M146.70M12.00M
Operating Margin16.06%30.18%23.34%33.84%48.88%35.10%28.24%18.61%16.12%10.02%16.84%7.34%13.78%13.22%18.04%18.02%21.18%23.18%20.76%20.91%7.82%17.44%16.66%1.40%
EBITDA33.49M99.94M106.58M170.22M258.44M157.29M121.41M109.61M79.78M56.55M106.65M62.40M116.60M110.40M150.80M153.60M177.30M203.40M156.30M154.90M64.60M159.00M150.40M16.10M
EBITDA Margin16.06%30.18%23.34%34.28%49.68%36.59%30.60%22.10%19.20%12.18%18.41%8.62%15.07%14.68%19.34%19.22%22.15%24.33%21.97%22.03%9.05%18.69%17.08%1.88%
Net Income32.66M96.22M95.57M137.60M171.57M120.28M101.78M83.02M63.47M48.62M106.89M63.80M100.70M94.40M106.70M101.20M141.30M157.10M119.80M119.30M48.40M118.10M118.60M10.80M
Net Income Margin15.66%29.06%20.93%27.71%32.98%27.98%25.65%16.74%15.27%10.48%18.46%8.82%13.02%12.55%13.68%12.66%17.65%18.79%16.84%16.97%6.78%13.88%13.47%1.26%
R&D---------00000000-------
R&D as % of Total Revenue---------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense0000002.13M7.41M5.69M3.64M3.50M3.20M3.00M2.70M1.60M1.40M1.50M600.00K400.00K500.00K3.50M5.80M100.00K500.00K
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.54%1.49%1.37%0.78%0.60%0.44%0.39%0.36%0.21%0.18%0.19%0.07%0.06%0.07%0.49%0.68%0.01%0.06%

Balance Sheet

Currency: USD2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets2.68B2.74B2.94B3.09B3.20B3.19B3.76B3.68B3.48B3.48B3.51B3.64B3.77B3.76B3.77B3.84B3.92B4.00B3.92B3.78B3.72B3.55B3.54B3.44B
Total Liabilities2.91B2.84B2.93B2.95B2.89B2.81B3.31B3.18B2.99B3.01B2.97B3.07B3.08B3.00B2.93B2.89B2.90B2.84B2.71B2.57B2.77B2.54B2.47B2.48B
Total Equity-227.95M-104.46M9.75M144.61M303.78M379.45M444.73M498.40M490.12M473.64M539.38M568.70M686.84M760.80M840.60M947.70M1.02B1.17B1.21B1.21B944.20M1.01B1.07B955.70M
Cash283.35M166.21M60.41M61.08M79.98M149.70M202.89M191.57M119.83M252.30M140.66M34.50M103.57M56.60M67.20M73.30M101.40M154.90M160.40M75.10M89.20M226.40M68.30M159.80M
Total Debt-----36.40M182.00M132.00M132.00M122.00M112.00M102.00M92.00M32.00M33.60M21.10M21.40M28.00M28.60M25.50M196.10M5.90M4.20M38.90M
Net Debt-283.35M-166.21M-60.41M-61.08M-79.98M-113.30M-20.89M-59.57M12.18M-130.30M-28.66M67.50M-11.57M-24.60M-35.20M-53.30M-81.40M-137.10M-140.40M-58.50M106.90M-220.50M-64.10M-120.90M

Cash Flow

Currency: USD2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow213.12M258.10M121.81M120.15M67.31M40.75M56.98M43.22M131.77M163.72M169.40M116.40M122.80M142.30M180.20M123.10M33.30M10.80M99.80M49.40M76.40M44.70M
Investing Cash Flow--257.43M-99.83M10.16M-135.07M83.27M-51.33M199.16M-184.95M-258.89M-85.50M-101.20M-88.60M-110.20M-119.60M49.20M84.30M-1.70M-146.10M377.30M-159.70M225.90M
Financing Cash Flow---3.08M-60.59M120.95M-135.34M-74.66M-109.90M-58.46M-10.99M-14.83M-62.20M-23.60M-26.00M-32.90M-119.10M-112.20M-94.40M60.40M-289.50M-74.80M-179.10M
Capital Expenditure1.01M9.14M9.63M4.96M3.93M4.68M1.91M4.69M5.12M3.72M9.30M11.50M5.00M8.20M10.20M12.10M5.50M3.60M2.60M2.20M4.90M2.20M
Free Cash Flow-258.10M112.18M115.19M63.39M36.07M55.08M38.53M126.66M160.01M160.10M104.90M117.80M134.10M170.00M111.00M27.80M7.20M97.20M47.20M71.50M42.50M
Dividends Paid---9.28M11.81M11.03M9.94M8.94M7.51M7.46M7.54M7.70M11.50M19.70M26.70M28.90M30.80M29.00M90.30M29.70M30.30M29.90M
FCF to OCF-100.00%92.09%95.87%94.17%88.51%96.66%89.15%96.12%97.73%94.51%90.12%95.93%94.24%94.34%90.17%83.48%66.67%97.39%95.55%93.59%95.08%
Dividend Paid to FCF---8.05%18.63%30.58%18.04%23.21%5.93%4.66%4.71%7.34%9.76%14.69%15.71%26.04%110.79%402.78%92.90%62.92%42.38%70.35%

Earnings

Report DateMar 29, 2007May 14, 2007Aug 14, 2007Nov 13, 2007Feb 27, 2008May 13, 2008Aug 7, 2008Nov 6, 2008Feb 25, 2009May 6, 2009Aug 6, 2009Nov 4, 2009Feb 24, 2010May 5, 2010Aug 4, 2010Nov 3, 2010Feb 23, 2011May 4, 2011Aug 3, 2011Nov 2, 2011Feb 27, 2012May 8, 2012Aug 7, 2012Nov 7, 2012Feb 27, 2013May 8, 2013Aug 7, 2013Nov 6, 2013Feb 19, 2014Apr 30, 2014Jul 30, 2014Oct 29, 2014Feb 18, 2015Apr 29, 2015Jul 29, 2015Oct 28, 2015Feb 17, 2016Apr 27, 2016Jul 27, 2016Oct 26, 2016Feb 22, 2017Apr 26, 2017Jul 26, 2017Oct 25, 2017Feb 21, 2018Apr 25, 2018Jul 25, 2018Oct 24, 2018Feb 20, 2019Apr 24, 2019Jul 24, 2019Oct 23, 2019Feb 19, 2020Apr 23, 2020Jul 23, 2020Oct 22, 2020Feb 17, 2021Apr 22, 2021Jul 22, 2021Oct 28, 2021Feb 16, 2022Apr 27, 2022Jul 28, 2022Oct 27, 2022Feb 16, 2023Apr 27, 2023Jul 26, 2023Oct 25, 2023Feb 15, 2024Apr 25, 2024Jul 31, 2024Oct 30, 2024Feb 13, 2025May 1, 2025Jul 30, 2025Oct 30, 2025Feb 19, 2026Apr 29, 2026Jul 29, 2026Oct 29, 2026
EPS Estimate0.810.430.480.420.490.420.440.370.390.250.300.320.280.230.220.240.170.270.130.090.140.060.060.080.080.090.150.240.270.190.200.230.280.330.370.420.500.530.580.550.550.510.560.590.560.530.570.570.640.540.640.750.650.540.330.410.410.430.570.560.650.520.740.460.840.580.930.671.080.691.100.771.090.760.970.600.540.510.610.61
EPS Actual1.010.400.490.490.550.440.460.580.230.340.340.570.150.270.290.130.390.100.100.200.100.170.110.270.040.110.310.42-0.110.200.460.320.400.310.540.631.050.520.570.570.950.570.600.651.060.880.940.981.310.940.900.880.480.350.850.481.460.510.410.411.060.330.790.561.250.601.170.681.400.671.100.811.150.870.48-1.100.660.530.70-
Surprise24.69%-6.98%2.08%16.67%12.24%4.76%4.55%56.76%-41.03%36.00%13.33%78.13%-46.43%17.39%31.82%-45.83%129.41%-62.96%-23.08%122.22%-28.57%183.33%83.33%237.50%-50.00%22.22%106.67%75.00%-140.74%5.26%130.00%39.13%42.86%-6.06%45.95%50.00%110.00%-1.89%-1.72%3.64%72.73%11.76%7.14%10.17%89.29%66.04%64.91%71.93%104.69%74.07%40.63%17.33%-26.15%-35.19%157.58%17.07%256.10%18.60%-28.07%-26.79%63.08%-36.54%6.76%21.74%48.81%3.45%25.81%1.49%29.63%-2.90%0.00%5.19%5.50%14.47%-50.52%-283.33%22.22%3.92%14.75%-
Timing-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap849.53M
Enterprise Value873.63M
Trailing P/E59.87
Forward P/E13.61
PEG Ratio1.32
Price / Sales1.01
Price / Book1.00
EPS0.79
Book Value47.83
Revenue (TTM)837.60M
Gross Profit (TTM)10.40M
EBITDA14.10M
Profit Margin0.90%
Operating Margin16.35%
Return on Equity0.77%
Return on Assets0.19%
Shares Outstanding17.96M
Shares Float17.55M
Beta0.48
Dividend Yield2.86%
Dividend Rate1.36
Payout Ratio1.67%

Analyst Ratings

Buy
Based on 3 analystsTarget 54.00
  • Strong Buy
    1
  • Hold
    2

Ownership Breakdown

Institutions
85.90%
Insiders
2.47%
Retail / Other
11.63%

Top Institutional Holders

  • BlackRock Inc
    2.77M15.43%
  • Dimensional Fund Advisors, Inc.
    1.49M8.31%
  • Vanguard Portfolio Management, LLC
    1.26M7.01%
  • Vanguard Capital Management, LLC
    919.50K5.12%
  • State Street Corp
    907.53K5.05%
  • American Century Companies Inc
    572.03K3.18%
  • Geode Capital Management, LLC
    555.07K3.09%
  • The Goldman Sachs Group Inc
    494.64K2.75%
  • Jacobs Levy Equity Management, Inc.
    447.54K2.49%
  • Charles Schwab Investment Management Inc
    387.70K2.16%
  • Northern Trust Corp
    384.48K2.14%
  • Woodline Partners LP
    355.16K1.98%
  • Arrowstreet Capital Limited Partnership
    300.57K1.67%
  • Morgan Stanley - Brokerage Accounts
    233.71K1.30%

Top Fund Holders

  • iShares Core S&P Small-Cap ETF
    1.11M6.17%
  • Vanguard MStar Total Stk Mkt Idx Invest
    563.68K3.14%
  • iShares Russell 2000 ETF
    481.51K2.68%
  • Avantis US Small Cap Value ETF
    466.78K2.60%
  • DFA US Small Cap Value I
    447.16K2.49%
  • Fidelity Small Cap Index
    203.18K1.13%

Dividends

20264×
0.34Nov 12, 20260.34Aug 12, 20260.34May 13, 20260.32Mar 4, 2026
20254×
0.32Nov 12, 20250.32Aug 13, 20250.32May 14, 20250.30Mar 5, 2025
20244×
0.30Nov 13, 20240.30Aug 14, 20240.30May 7, 20240.28Feb 27, 2024
20234×
0.28Nov 7, 20230.28Aug 8, 20230.28May 9, 20230.26Feb 28, 2023
20226×
1.25Dec 5, 20220.26Nov 8, 20220.26Aug 9, 20221.00May 31, 20220.26May 10, 20220.25Feb 28, 2022
20212×
0.25Nov 9, 20210.25Aug 3, 2021