YOLFTbeta
Fidelity National Financial Inc

Fidelity National Financial Inc

FNF · NYSE · Financial Services / Insurance - Specialty

43.41USD+0.31 (+0.72%)

Price History

Full chart

Market Stats

Previous Close43.10
Open44.34
Day Range43.00 – 44.34
52-Week Range40.81 – 56.47
Volume2.47M
Market Cap10.95B
P/E (TTM)14.58
Forward P/E12.82
EPS2.80
Dividend Yield4.97%
Beta0.98
50-Day Avg47.78
200-Day Avg49.96

About

Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. It operates through Title, F&G, and Corporate and Other segments. The company offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty products. It also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, the company offers annuity and life insurance products, such as deferred and immediate annuities, as well as indexed universal life insurance products; and funding agreements and pension risk transfer (PRT) solutions. Further, it engages in the real estate brokerage business. Fidelity National Financial, Inc. was incorporated in 2005 and is headquartered in Jacksonville, Florida.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Specialty
  • CEOMr. Michael Joseph Nolan
  • Employees24.54K
  • Headquarters601 Riverside Avenue, Jacksonville, FL, United States, 32204, USA
  • Websitehttps://www.fnf.com

Leadership

  • Mr. Michael Joseph NolanChief Executive Officer · b. 1960
  • Mr. Raymond Randall QuirkExecutive Vice-Chairman · b. 1947
  • Mr. Anthony John ParkExecutive VP & CFO · b. 1967
  • Mr. Peter Tadeusz SadowskiExecutive VP & Chief Legal Officer · b. 1955
  • Mr. Michael Louis Gravelle J.D.Executive VP, General Counsel & Corporate Secretary · b. 1962
  • Mr. Gregg N. SoferEVP, Deputy Chief Legal Officer & Chief Compliance Officer
  • Mr. Jason R. NadeauChief Artificial Intelligence Officer · b. 1971
  • Mr. Jeffrey HeightonPresident of Enterprise Solutions ? Agency

Financials

Income Statement

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue2.55B3.49B5.08B7.72B8.30B9.65B9.44B5.52B4.25B5.83B5.41B4.80B6.67B7.44B8.02B6.66B7.26B7.66B7.59B8.47B10.70B15.07B11.46B11.52B13.36B14.51B
Growth (%)-+36.63%+45.61%+51.80%+7.53%+16.38%-2.26%-41.47%-23.03%+37.10%-7.12%-11.33%+38.92%+11.58%+7.85%-16.95%+8.90%+5.59%-0.90%+11.52%+26.37%+40.78%-23.97%+0.58%+15.92%+8.61%
Cost of Revenue97.16M134.53M179.29M287.14M311.92M2.54B2.52B1.76B1.84B1.74B2.01B1.63B1.88B2.08B1.70B1.98B2.15B2.33B2.28B2.50B3.90B6.09B4.32B5.86B6.29B262.00M
Gross Profit2.46B3.36B4.90B7.43B7.98B7.11B6.91B3.76B2.41B4.09B3.41B3.17B4.79B5.36B6.33B4.69B5.10B5.34B5.31B5.97B6.80B8.97B7.14B5.66B7.07B14.24B
Gross Margin96.20%96.15%96.47%96.28%96.24%73.68%73.28%68.07%56.74%70.21%62.91%65.98%71.82%72.04%78.83%70.33%70.30%69.63%69.98%70.50%63.58%59.55%62.32%49.11%52.94%98.19%
Operating Expense2.23B2.84B4.05B6.01B6.80B5.51B5.97B3.58B2.69B3.75B2.86B2.76B4.04B4.74B5.93B3.92B4.15B4.47B4.56B4.60B5.02B5.41B5.41B4.96B5.33B12.81B
Operating Income225.18M513.63M851.30M1.42B1.18B1.61B943.20M175.68M-279.70M344.90M548.70M405.00M746.00M616.00M392.00M770.00M955.00M864.00M750.00M1.37B1.78B3.56B1.73B693.00M1.74B1.43B
Operating Margin8.81%14.72%16.75%18.41%14.27%16.65%10.00%3.18%-6.58%5.92%10.14%8.44%11.19%8.28%4.89%11.55%13.16%11.27%9.88%16.16%16.67%23.62%15.10%6.02%13.04%9.87%
EBITDA328.68M629.55M959.52M1.69B1.33B2.19B1.61B360.71M-78.30M509.20M685.30M538.00M942.00M898.00M995.00M1.25B1.45B1.30B975.00M1.59B2.17B4.10B2.34B1.46B2.69B2.52B
EBITDA Margin12.87%18.04%18.88%21.93%16.00%22.65%17.10%6.53%-1.84%8.74%12.66%11.21%14.13%12.07%12.40%18.80%19.98%16.98%12.84%18.82%20.28%27.24%20.39%12.67%20.14%17.36%
Net Income128.13M301.95M531.72M861.82M740.96M964.11M437.76M129.77M-179.00M222.30M370.10M369.00M607.00M394.00M583.00M527.00M650.00M771.00M628.00M1.06B1.43B2.80B1.29B517.00M1.27B602.00M
Net Income Margin5.02%8.65%10.46%11.17%8.93%9.99%4.64%2.35%-4.21%3.81%6.84%7.69%9.10%5.30%7.27%7.91%8.96%10.06%8.27%12.54%13.33%18.56%11.30%4.49%9.51%4.15%
R&D----------000000000-------
R&D as % of Total Revenue----------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense15.46M15.70M34.05M43.10M47.21M172.33M209.97M54.94M58.60M36.70M46.20M57.00M64.00M73.00M127.00M73.00M64.00M48.00M43.00M47.00M90.00M114.00M115.00M174.00M209.00M242.00M
Interest Expense % of Total Revenue0.61%0.45%0.67%0.56%0.57%1.78%2.23%0.99%1.38%0.63%0.85%1.19%0.96%0.98%1.58%1.10%0.88%0.63%0.57%0.55%0.84%0.76%1.00%1.51%1.56%1.67%

Balance Sheet

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets3.54B3.85B5.25B7.26B5.07B5.90B7.26B7.56B8.37B7.96B7.91B7.88B10.38B10.52B13.87B20.52B21.36B13.62B8.96B10.68B50.45B60.69B57.11B80.61B95.37B109.01B
Total Liabilities--2.86B3.37B2.39B3.41B3.73B4.26B5.51B4.63B4.45B4.20B5.15B4.98B7.08B13.93B14.46B9.15B4.33B4.97B42.06B51.23B59.61B73.15B86.84B100.04B
Total Equity1.59B1.74B2.25B3.87B2.68B2.48B3.47B3.24B2.81B3.32B3.46B3.66B4.75B5.07B6.79B6.59B6.90B4.47B4.63B5.38B8.39B9.46B-2.50B6.91B7.75B7.42B
Cash214.40M491.71M482.60M459.65M268.41M462.16M676.44M569.56M315.30M202.10M580.80M665.70M1.13B1.97B700.00M780.00M1.32B1.11B1.26B992.00M2.45B3.88B2.04B2.50B3.41B2.38B
Total Debt--493.46M659.19M22.39M603.26M491.17M1.17B1.35B861.88M952.00M915.80M1.34B1.32B3.99B3.96B3.89B824.00M836.00M1.28B3.62B5.32B3.94B4.28B4.71B4.77B
Net Debt-214.40M-491.71M10.86M199.53M-246.02M141.10M-185.28M598.18M1.04B659.78M371.20M250.10M212.00M-646.00M2.13B2.01B1.42B-351.00M-421.00M288.00M627.00M-370.00M1.61B1.78B1.30B2.39B

Cash Flow

Currency: USD2003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow852.63M645.80M697.47M721.15M341.93M4.59M380.30M182.50M124.90M620.00M484.00M567.00M917.00M1.16B737.00M943.00M1.12B1.58B4.09B4.36B6.48B6.82B6.52B
Investing Cash Flow--367.70M-414.93M-115.72M-515.62M-24.93M-368.60M332.70M149.50M-310.00M-60.00M-2.72B-571.00M-254.00M-95.00M-354.00M-520.00M-2.33B-7.45B-10.52B-9.09B-7.86B-9.63B
Financing Cash Flow--369.60M-128.31M-436.13M101.78M-150.03M-112.10M-185.90M-204.60M51.60M340.00M1.09B-238.00M-588.00M-999.00M-442.00M-482.00M2.10B5.00B4.09B3.09B1.76B2.26B
Capital Expenditure80.42M77.58M100.20M344.75M124.64M107.28M59.80M53.90M35.90M79.20M145.00M210.00M241.00M290.00M149.00M83.00M96.00M110.00M131.00M138.00M132.00M146.00M147.00M
Free Cash Flow-568.21M597.27M376.39M217.29M-102.69M320.50M128.60M89.00M540.80M339.00M357.00M676.00M872.00M588.00M860.00M1.02B1.47B3.96B4.22B6.35B6.67B6.38B
Dividends Paid-438.00M841.15M195.91M262.18M226.61M139.00M156.60M105.10M128.70M153.00M203.00M237.00M239.00M278.00M328.00M344.00M389.00M446.00M489.00M500.00M532.00M546.00M
FCF to OCF-87.99%85.63%52.19%63.55%-2238.74%84.28%70.47%71.26%87.23%70.04%62.96%73.72%75.04%79.78%91.20%91.44%93.03%96.80%96.83%97.96%97.86%97.75%
Dividend Paid to FCF-77.08%140.83%52.05%120.66%-220.67%43.37%121.77%118.09%23.80%45.13%56.86%35.06%27.41%47.28%38.14%33.56%26.50%11.27%11.60%7.88%7.98%8.56%

Earnings

Report DateOct 26, 2005Feb 8, 2006Apr 26, 2006Jul 26, 2006Oct 25, 2006Feb 5, 2007Apr 25, 2007Jul 25, 2007Oct 24, 2007Jan 30, 2008Apr 23, 2008Jul 23, 2008Oct 22, 2008Feb 4, 2009Apr 27, 2009Jul 27, 2009Oct 21, 2009Feb 3, 2010Apr 21, 2010Jul 21, 2010Oct 20, 2010Jan 27, 2011Apr 28, 2011Jul 25, 2011Oct 19, 2011Feb 8, 2012Apr 25, 2012Jul 23, 2012Nov 5, 2012Feb 19, 2013May 1, 2013Aug 5, 2013Oct 23, 2013Feb 12, 2014Apr 30, 2014Jul 30, 2014Oct 29, 2014Feb 18, 2015May 4, 2015Jul 30, 2015Oct 29, 2015Feb 10, 2016Apr 27, 2016Jul 20, 2016Nov 2, 2016Feb 1, 2017May 3, 2017Jul 19, 2017Oct 25, 2017Jan 30, 2018May 2, 2018Jul 17, 2018Oct 24, 2018Feb 13, 2019Apr 24, 2019Jul 16, 2019Oct 29, 2019Feb 13, 2020Apr 22, 2020Aug 4, 2020Nov 4, 2020Feb 24, 2021May 6, 2021Aug 3, 2021Nov 2, 2021Feb 23, 2022May 10, 2022Aug 2, 2022Nov 8, 2022Feb 22, 2023May 3, 2023Aug 8, 2023Nov 7, 2023Feb 21, 2024May 8, 2024Aug 5, 2024Nov 6, 2024Feb 19, 2025May 7, 2025Aug 6, 2025Nov 6, 2025Feb 25, 2026May 6, 2026Aug 5, 2026Nov 5, 2026
EPS Estimate-0.780.480.690.700.450.350.430.280.180.190.130.03-0.020.140.400.350.170.120.270.310.300.110.300.370.390.260.480.550.600.400.630.490.340.180.470.510.470.320.630.620.520.360.660.760.620.360.720.650.600.420.820.790.670.410.860.910.920.600.711.231.321.221.421.641.631.281.601.461.170.861.041.151.000.851.311.391.211.111.411.421.451.091.261.39
EPS Actual0.980.730.460.670.630.420.340.380.280.280.130.03-0.95-0.010.070.400.320.300.070.610.360.580.190.360.330.400.320.641.040.660.410.680.500.430.300.510.510.500.370.650.600.550.330.740.690.710.420.750.710.600.420.860.780.630.430.921.100.950.731.091.482.011.562.062.122.161.371.901.071.060.521.011.230.750.761.241.301.340.781.161.631.410.931.39-
Surprise--6.41%-4.17%-2.90%-10.00%-6.67%-2.86%-11.63%0.00%55.56%-31.58%-76.92%-3266.67%50.00%-50.00%0.00%-8.57%76.47%-41.67%125.93%16.13%93.33%72.73%20.00%-10.81%2.56%23.08%33.33%89.09%10.00%2.50%7.94%2.04%26.47%66.67%8.51%0.00%6.38%15.63%3.17%-3.23%5.77%-8.33%12.12%-9.21%14.52%16.67%4.17%9.23%0.00%0.00%4.88%-1.27%-5.97%4.88%6.98%20.88%3.26%21.67%53.52%20.33%52.27%27.87%45.07%29.27%32.52%7.03%18.75%-26.71%-9.40%-39.53%-2.88%6.96%-25.00%-10.59%-5.34%-6.47%10.66%-29.73%-17.73%14.79%-2.76%-14.68%10.32%-
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Key Statistics & Ratios

Market Cap10.95B
Enterprise Value12.93B
Trailing P/E14.58
Forward P/E12.82
PEG Ratio0.85
Price / Sales0.71
Price / Book1.51
EPS2.80
Book Value27.81
Revenue (TTM)15.35B
Gross Profit (TTM)8.30B
EBITDA2.41B
Profit Margin5.03%
Operating Margin10.67%
Return on Equity10.21%
Return on Assets1.23%
Shares Outstanding268.19M
Shares Float253.38M
Beta0.98
Dividend Yield4.97%
Dividend Rate2.08
Payout Ratio38.81%

Analyst Ratings

Buy
Based on 4 analystsTarget 61.40
  • Strong Buy
    2
  • Buy
    1
  • Hold
    1

Ownership Breakdown

Institutions
84.88%
Insiders
5.74%
Retail / Other
9.38%

Top Institutional Holders

  • BlackRock Inc
    39.61M14.77%
  • WINDACRE PARTNERSHIP LLC
    20.90M7.79%
  • Arnhold & S. Bleichroeder Advisers, LLC
    17.95M6.69%
  • Vanguard Portfolio Management, LLC
    12.26M4.57%
  • Vanguard Capital Management, LLC
    11.52M4.30%
  • State Street Corp
    9.52M3.55%
  • Charles Schwab Investment Management Inc
    7.63M2.85%
  • AQR Capital Management LLC
    5.42M2.02%
  • AllianceBernstein L.P.
    5.36M2.00%
  • Geode Capital Management, LLC
    5.22M1.94%
  • Dimensional Fund Advisors, Inc.
    4.79M1.79%
  • Cooke & Bieler LP
    4.77M1.78%
  • FMR Inc
    4.14M1.54%

Top Fund Holders

  • iShares Core S&P Mid-Cap ETF
    8.84M3.30%
  • Vanguard MStar Total Stk Mkt Idx Invest
    8.14M3.03%
  • Schwab US Dividend Equity ETF™
    6.91M2.58%
  • First Eagle Global A
    6.24M2.33%
  • Vanguard Small Cap Index
    5.88M2.19%
  • iShares Select Dividend ETF
    5.13M1.91%
  • Vanguard MStar Small Cap Value Index
    3.74M1.39%

Dividends

20263×
0.52Sep 16, 20260.52Jun 16, 20260.52Mar 17, 2026
20254×
0.52Dec 17, 20250.48Sep 16, 20250.48Jun 16, 20250.48Mar 17, 2025
20244×
0.48Dec 17, 20240.46Sep 16, 20240.46Jun 14, 20240.46Mar 14, 2024
20234×
0.46Dec 14, 20230.43Sep 14, 20230.43Jun 15, 20230.43Mar 16, 2023
20225×
0.43Dec 15, 20221.34Dec 1, 20220.41Sep 15, 20220.41Jun 15, 20220.41Mar 16, 2022
20214×
0.41Dec 16, 20210.37Sep 15, 20210.33Jun 15, 20210.33Mar 16, 2021

Stock Splits

  • Dec 17, 20251037:1000
  • Dec 1, 2022104:100
  • Oct 2, 20171385:1000
  • Jul 1, 20141216:1000