Shift4 Payments Inc

Shift4 Payments Inc

FOUR · NYSE · Technology / Software - Infrastructure

44.78USD+3.26 (+7.85%)

Price History

Full chart

Market Stats

Previous Close41.52
Open41.63
Day Range41.42 – 44.87
52-Week Range34.56 – 75.35
Volume2.88M
Market Cap3.31B
P/E (TTM)53.20
Forward P/E7.67
EPS0.83
Dividend Yield0.00%
Beta1.48
50-Day Avg40.34
200-Day Avg45.38

About

Shift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally. The company offers a payments platform, which provides omnichannel card acceptance; and processing solutions across multiple payment types, including credit, debit, contactless card, Europay, MasterCard and Visa, QR Pay, and mobile wallets, as well as alternative payment methods, such as Apple Pay, Google Pay, Alipay, and WeChat Pay. It also provides technology solutions, such as SkyTab POS, which provides purpose-built POS workstations; SkyTab Mobile, which provides pay-at-the-table, order-at-the-table, delivery, customer feedback, and email marketing solutions; SkyTab Venue, which provides mobile ordering, countertop POS, self-service kiosk, and digital wallet solutions; Lighthouse, a cloud-based suite of business intelligence tools that includes customer engagement, social media management, online reputation management, scheduling and product pricing, extensive reporting, and analytics; The Giving Block, a cryptocurrency donation marketplace; Shift4Shop, an e-commerce platform that creates a web store and tools to manage product catalog, order fulfillment and inventory management, search engine optimization, and secure hosting; and Marketplace, which enables integrations into third-party applications, as well as loyalty and inventory management. In addition, the company offers merchant operations and support services, including underwriting, onboarding, and activation; training; risk management; and support services. Further, it provides software partner operations and support services, including software integrations and compliance management; partner support; and partner services. The company distributes its products through independent software vendors, internal sales and support networks, enterprises, and value-added resellers. Shift4 Payments, Inc. was founded in 1999 and is headquartered in Center Valley, Pennsylvania.

Company Details

  • SectorTechnology
  • IndustrySoftware - Infrastructure
  • CEOMr. David Taylor Lauber
  • Employees6.30K
  • Headquarters3501 Corporate Parkway, Center Valley, PA, United States, 18034, USA
  • Websitehttps://www.shift4.com

Leadership

  • Mr. David Taylor LauberChairman of the Board, President & CEO · b. 1984
  • Mr. Christopher Nestor CruzChief Financial Officer · b. 1984
  • Mr. Jordan Ross FrankelSecretary, General Counsel and Executive VP Legal, Risk & Compliance · b. 1983
  • Mr. Doug DemkoChief Operating Officer
  • Mr. Filippos MintiloglitisInterim Chief Accounting Officer
  • Mr. Thomas Craig McCrohanExecutive Vice President of Investor Relations
  • Nate HirshbergSenior Vice President of Marketing
  • Ms. Kim RodgersChief HR Officer
  • Mr. Brendan LauberVice Chairman
  • Mr. Michael IsaacmanChief Commercial Officer

Financials

Income Statement

Currency: USD2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue560.60M731.40M766.90M1.37B1.99B2.56B3.33B4.18B
Growth (%)-+30.47%+4.85%+78.32%+45.78%+28.65%+29.86%+25.50%
Cost of Revenue419.90M558.00M589.10M1.09B1.52B1.88B2.36B2.75B
Gross Profit140.70M173.40M177.80M278.40M470.20M687.80M973.10M1.43B
Gross Margin25.10%23.71%23.18%20.36%23.59%26.82%29.22%34.16%
Operating Expense153.80M177.80M235.40M327.60M375.50M573.00M726.10M1.08B
Operating Income-13.10M-4.40M-57.60M-49.20M94.70M114.80M247.00M351.00M
Operating Margin-2.34%-0.60%-7.51%-3.60%4.75%4.48%7.42%8.40%
EBITDA77.50M59.20M10.60M55.30M268.50M366.20M356.80M817.00M
EBITDA Margin13.82%8.09%1.38%4.04%13.47%14.28%10.71%19.55%
Net Income-55.40M-56.60M-18.40M-48.90M75.10M86.20M229.60M119.00M
Net Income Margin-9.88%-7.74%-2.40%-3.58%3.77%3.36%6.89%2.85%
R&D1.60M1.60M1.20M1.80M500.00K1.20M--
R&D as % of Total Revenue0.29%0.22%0.16%0.13%0.03%0.05%--
Interest Expense47.00M51.50M40.20M28.00M32.50M32.10M61.80M190.00M
Interest Expense % of Total Revenue8.38%7.04%5.24%2.05%1.63%1.25%1.86%4.55%

Balance Sheet

Currency: USD2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets738.70M784.00M1.78B2.34B2.55B3.39B5.04B8.71B
Total Liabilities697.30M816.90M1.11B1.94B2.07B2.52B4.02B6.76B
Total Equity41.40M-28.90M459.60M272.80M347.30M868.40M806.60M1.44B
Cash4.80M3.70M927.80M1.23B776.50M455.00M1.21B964.00M
Total Debt553.50M640.40M1.01B1.76B1.77B1.78B2.88B4.62B
Net Debt548.70M636.70M78.50M529.70M988.80M1.32B1.67B3.65B

Cash Flow

Currency: USD2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow25.50M26.70M23.40M29.20M275.40M388.30M500.30M634.00M
Investing Cash Flow-41.40M-98.80M-102.10M-196.70M-516.80M-301.90M-691.10M-3.00B
Financing Cash Flow11.30M71.00M1.00B471.20M-214.60M-152.20M929.20M2.06B
Capital Expenditure9.30M19.90M32.90M85.50M380.00M137.60M189.70M135.00M
Free Cash Flow16.20M6.80M-9.50M-56.30M-104.60M250.70M310.60M499.00M
Dividends Paid200.00K200.00K500.00K000030.00M
FCF to OCF63.53%25.47%-40.60%-192.81%-37.98%64.56%62.08%78.71%
Dividend Paid to FCF1.23%2.94%-5.26%0.00%0.00%0.00%0.00%6.01%

Earnings

Report DateJun 8, 2020Aug 6, 2020Nov 6, 2020Mar 4, 2021May 7, 2021Aug 5, 2021Nov 10, 2021Mar 1, 2022May 5, 2022Aug 4, 2022Nov 7, 2022Feb 28, 2023May 4, 2023Aug 3, 2023Nov 9, 2023Feb 27, 2024May 9, 2024Aug 7, 2024Nov 12, 2024Feb 25, 2025Apr 29, 2025Aug 5, 2025Nov 6, 2025Feb 26, 2026Apr 30, 2026Aug 6, 2026Nov 5, 2026
EPS Estimate-0.10-0.660.050.020.010.170.250.180.060.240.430.390.360.520.690.820.620.871.061.150.701.201.481.391.180.971.11
EPS Actual-0.08-0.18-0.05-0.090.150.220.260.080.150.330.440.470.510.740.820.760.540.961.041.351.071.101.471.220.971.011.30
Surprise20.00%72.73%-200.00%-550.00%1400.00%29.41%4.00%-55.56%150.00%37.50%2.33%20.51%41.67%42.31%18.84%-7.32%-12.90%10.34%-1.89%17.57%52.86%-8.33%-0.68%-12.23%-17.80%4.12%17.12%
TimingAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-market--Pre-marketPre-market

Key Statistics & Ratios

Market Cap3.31B
Enterprise Value7.41B
Trailing P/E53.20
Forward P/E7.67
PEG Ratio0.33
Price / Sales0.67
Price / Book2.14
EPS0.83
Book Value6.21
Revenue (TTM)4.92B
Gross Profit (TTM)1.75B
EBITDA906.00M
Profit Margin2.34%
Operating Margin8.35%
Return on Equity6.77%
Return on Assets2.78%
Shares Outstanding74.94M
Shares Float40.05M
Beta1.48
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Buy
Based on 25 analystsTarget 49.36
  • Strong Buy
    10
  • Buy
    2
  • Hold
    13

Ownership Breakdown

Institutions
95.66%
Insiders
32.12%
Retail / Other
0.00%

Top Institutional Holders

  • Darlington Partners Capital Management, LP
    7.16M9.07%
  • BlackRock Inc
    5.58M7.07%
  • Durable Capital Partners LP
    4.42M5.60%
  • Ensign Peak Advisors Inc
    3.06M3.87%
  • Neuberger Berman Group LLC
    2.65M3.36%
  • Vanguard Capital Management, LLC
    2.56M3.24%
  • Vanguard Portfolio Management, LLC
    2.32M2.94%
  • Wasatch Advisors LP
    2.17M2.75%
  • Marshall Wace Asset Management Ltd
    2.03M2.57%
  • State Street Corp
    1.97M2.50%
  • Jupiter Topco LLC
    1.85M2.34%
  • Spyglass Capital Management LLC
    1.83M2.32%
  • FMR Inc
    1.69M2.14%
  • Citadel Advisors Llc
    1.25M1.58%
  • Geode Capital Management, LLC
    1.23M1.55%

Top Fund Holders

  • iShares Core S&P Mid-Cap ETF
    2.02M2.55%
  • Vanguard MStar Total Stk Mkt Idx Invest
    1.78M2.25%
  • Fidelity Value
    1.51M1.91%
  • Neuberger Global Equity Mgtrnd USD IAcc
    1.33M1.69%
  • Vanguard Small Cap Index
    1.24M1.58%