YOLFTbeta
Genworth Financial Inc

Genworth Financial Inc

GNW · NYSE · Financial Services / Insurance - Life

8.33USD-0.08 (-0.95%)

Price History

Full chart

Market Stats

Previous Close8.41
Open8.45
Day Range8.27 – 8.51
52-Week Range7.84 – 10.69
Volume3.23M
Market Cap3.57B
P/E (TTM)18.90
Forward P/E5.11
EPS0.50
Dividend Yield0.00%
Beta0.85
50-Day Avg10.01
200-Day Avg9.08

About

Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. It operates through two segments: Enact and Closed Block. The company offers primary mortgage, and mortgage insurance products, and contract underwriting services. It also provides long-term care insurance products that are intended to protect against the significant and escalating costs of long-term care services provided in the insured's home, assisted living, and nursing facilities. In addition, the company offers protection and retirement income products, that includes traditional and non-traditional life insurance, such as term, universal and term universal life insurance, corporate-owned life insurance, and funding agreements; fixed annuities; and variable annuities. It distributes its products through sales force, sales representatives, and digital marketing programs. Genworth Financial, Inc. was founded in 1871 and is headquartered in Glen Allen, Virginia.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Life
  • CEOMr. Thomas Joseph McInerney
  • Employees3.10K
  • Headquarters11011 West Broad Street, Glen Allen, VA, United States, 23060, USA
  • Websitehttps://www.genworth.com

Leadership

  • Mr. Thomas Joseph McInerneyPresident, CEO & Director · b. 1957
  • Mr. Jerome Thomas UptonExecutive VP & CFO · b. 1964
  • Ms. Kelly Alison SaltzgaberExecutive VP & Chief Investment Officer · b. 1965
  • Ms. Jamala Murray ArlandPresident & CEO of Genworth Insurance · b. 1982
  • Mr. Samir Bhupendra ShahPresident & CEO of CareScout · b. 1979
  • Mr. Morris C. TaylorExecutive VP & Chief Information Officer · b. 1972
  • Christine JewellHead of Investor Relations
  • Mr. John G. Apostle IIChief Compliance Officer
  • Mr. Gregory Scott Karawan J.D.Executive VP & General Counsel · b. 1965
  • Ms. Melissa HagermanExecutive VP & Chief Human Resources Officer · b. 1968

Financials

Income Statement

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue10.23B11.10B11.23B11.00B10.37B9.79B10.29B11.13B9.95B9.07B10.09B9.92B10.02B8.63B8.73B8.55B8.36B7.51B8.43B8.10B8.66B7.83B7.40B7.37B7.14B6.37B
Growth (%)-+8.56%+1.15%-2.06%-5.74%-5.60%+5.10%+8.17%-10.58%-8.84%+11.25%-1.65%+1.01%-13.95%+1.21%-2.07%-2.16%-10.16%+12.21%-3.96%+6.94%-9.54%-5.57%-0.34%-3.09%-10.86%
Cost of Revenue---1.94B1.81B5.57B6.02B8.21B9.26B8.69B9.69B9.26B8.64B7.18B8.75B8.14B7.71B7.12B7.51B7.14B7.16B6.55B6.02B7.07B6.58B4.82B
Gross Profit10.23B11.10B11.23B9.06B8.55B4.21B4.27B2.92B689.00M383.00M404.00M665.00M10.02B1.44B-17.00M404.00M651.00M393.00M8.43B8.10B8.66B7.83B1.37B304.00M558.00M1.55B
Gross Margin100.00%100.00%100.00%82.34%82.52%43.04%41.50%26.23%6.93%4.22%4.00%6.70%100.00%16.73%-0.19%4.73%7.78%5.23%100.00%100.00%100.00%100.00%18.55%4.12%7.81%24.28%
Operating Expense8.38B09.44B7.75B6.97B2.47B2.42B1.31B1.63B1.18B457.00M535.00M9.04B450.00M1.28B419.00M331.00M266.00M7.86B7.56B8.21B6.67B7.00M1.00M-37.00M1.11B
Operating Income1.85B11.10B1.79B1.30B1.58B1.75B1.85B1.61B-942.00M-792.00M-53.00M130.00M988.00M993.00M-1.30B-15.00M320.00M127.00M569.00M538.00M448.00M1.17B1.36B303.00M595.00M433.00M
Operating Margin18.10%100.00%15.95%11.87%15.28%17.83%18.02%14.44%-9.47%-8.73%-0.53%1.31%9.86%11.51%-14.88%-0.18%3.83%1.69%6.75%6.65%5.17%14.90%18.46%4.11%8.33%6.80%
EBITDA4.83B11.10B4.78B4.50B4.43B4.27B4.44B2.92B412.00M383.00M1.16B1.38B988.00M1.50B210.00M950.00M1.02B681.00M569.00M538.00M448.00M1.58B1.47B461.00M840.00M631.00M
EBITDA Margin47.20%100.00%42.58%40.89%42.75%43.63%43.16%26.23%4.14%4.22%11.50%13.90%9.86%17.44%2.41%11.11%12.16%9.06%6.75%6.65%5.17%20.12%19.89%6.25%11.76%9.91%
Net Income1.27B1.23B1.17B1.08B1.16B1.22B1.33B1.22B-572.00M-460.00M52.00M38.00M323.00M560.00M-1.24B-615.00M-277.00M817.00M119.00M519.00M761.00M904.00M916.00M76.00M299.00M223.00M
Net Income Margin12.47%11.09%10.46%9.83%11.16%12.48%12.91%10.97%-5.75%-5.07%0.52%0.38%3.22%6.49%-14.25%-7.19%-3.31%10.87%1.41%6.41%8.79%11.54%12.39%1.03%4.19%3.50%
R&D---------0000000000-------
R&D as % of Total Revenue---------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense1.58B126.00M1.77B1.76B1.65B1.72B1.88B481.00M470.00M393.00M457.00M506.00M476.00M450.00M433.00M419.00M337.00M266.00M299.00M239.00M202.00M160.00M106.00M118.00M115.00M105.00M
Interest Expense % of Total Revenue15.47%1.14%15.75%16.04%15.91%17.54%18.32%4.32%4.72%4.33%4.53%5.10%4.75%5.22%4.96%4.90%4.03%3.54%3.55%2.95%2.33%2.04%1.43%1.60%1.61%1.65%

Balance Sheet

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets99.58B104.00B117.36B103.43B103.88B105.29B110.87B114.31B107.39B108.19B112.39B114.30B113.31B108.05B111.36B106.43B104.66B105.30B100.92B101.34B105.75B99.17B86.44B90.82B86.87B88.08B
Total Liabilities86.59B89.83B100.61B87.63B91.01B91.98B97.54B100.84B98.46B94.84B97.42B96.64B95.49B92.39B94.56B91.79B90.19B89.97B86.73B3.58B3.53B1.88B75.70B82.48B77.44B78.32B
Total Equity12.99B14.16B16.75B15.80B12.87B13.31B13.33B13.48B8.93B12.28B13.86B16.54B16.54B14.43B16.80B14.64B12.64B15.33B14.19B97.77B102.22B97.29B10.74B7.48B8.49B8.75B
Cash--1.57B1.98B1.39B1.88B2.47B3.09B7.33B69.21B3.13B4.49B3.65B4.21B4.92B5.96B2.78B2.88B2.18B3.34B80.57B74.50B61.39B2.21B2.05B2.04B
Total Debt2.26B2.37B2.32B2.77B4.45B2.89B4.12B4.10B5.39B4.57B8.88B8.38B7.18B7.44B6.87B6.79B4.56B5.13B4.73B3.98B4.55B1.90B1.62B1.58B1.52B1.51B
Net Debt2.26B2.37B753.00M786.00M3.06B1.01B1.65B1.01B-1.93B-64.64B5.75B3.89B3.52B3.23B1.94B704.00M1.78B1.70B2.16B247.00M-77.02B-72.60B-59.78B-631.00M-530.00M-523.00M

Cash Flow

Currency: USD2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow4.88B3.72B5.50B3.48B4.37B4.79B5.44B1.93B1.34B3.13B962.00M1.40B2.44B1.59B1.85B2.55B1.63B2.08B1.96B437.00M1.05B597.00M88.00M327.00M
Investing Cash Flow-6.53B-681.00M-5.40B-3.28B-2.90B-1.88B1.97B820.00M-1.81B-59.00M-722.00M-580.00M-1.84B-404.00M-2.12B-759.00M-622.00M1.30B-1.15B896.00M733.00M1.26B861.00M518.00M
Financing Cash Flow2.29B-2.71B-791.00M-248.00M-835.00M-2.29B-2.91B-5.31B-1.51B-1.64B-1.10B-149.00M205.00M-42.00M-2.93B-1.77B-1.62B-2.22B-1.51B-2.42B-1.55B-1.44B-1.11B-857.00M
Capital Expenditure000000463.00M00000000000267.00M00384.00M00
Free Cash Flow4.88B3.72B5.50B3.48B4.37B4.79B5.91B1.93B1.34B3.13B962.00M1.40B2.44B1.59B1.85B2.55B1.63B2.08B2.23B437.00M1.05B597.00M88.00M327.00M
Dividends Paid-3.23B1.61B128.00M145.00M163.00M175.00M10.00M43.00M67.00M50.00M535.00M75.00M157.00M138.00M107.00M97.00M87.00M9.00M37.00M46.00M39.00M21.00M23.00M
FCF to OCF100.00%100.00%100.00%100.00%100.00%100.00%108.51%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%113.62%100.00%100.00%100.00%100.00%100.00%
Dividend Paid to FCF-86.98%29.34%3.68%3.32%3.40%2.96%0.52%3.22%2.14%5.20%38.24%3.08%9.87%7.45%4.19%5.94%4.18%0.40%8.47%4.39%6.53%23.86%7.03%

Earnings

Report DateJul 9, 2004Oct 8, 2004Jan 20, 2005Apr 15, 2005Jul 15, 2005Oct 14, 2005Jan 20, 2006Apr 27, 2006Jul 27, 2006Oct 26, 2006Feb 1, 2007Apr 30, 2007Jul 26, 2007Oct 25, 2007Feb 7, 2008Apr 24, 2008Jul 29, 2008Nov 6, 2008Feb 9, 2009May 7, 2009Jul 30, 2009Oct 29, 2009Jan 28, 2010Apr 29, 2010Jul 29, 2010Oct 28, 2010Feb 2, 2011May 3, 2011Jul 28, 2011Nov 3, 2011Feb 2, 2012May 1, 2012Jul 31, 2012Oct 30, 2012Feb 5, 2013Apr 30, 2013Jul 30, 2013Oct 29, 2013Feb 4, 2014Apr 29, 2014Jul 29, 2014Nov 5, 2014Feb 10, 2015Apr 28, 2015Aug 4, 2015Oct 29, 2015Feb 4, 2016Apr 28, 2016Aug 2, 2016Nov 3, 2016Feb 7, 2017May 2, 2017Aug 1, 2017Nov 2, 2017Feb 6, 2018May 1, 2018Jul 31, 2018Oct 30, 2018Feb 5, 2019Apr 30, 2019Jul 30, 2019Oct 29, 2019Feb 4, 2020May 5, 2020Jul 29, 2020Nov 4, 2020Feb 16, 2021Apr 29, 2021Aug 3, 2021Nov 2, 2021Feb 1, 2022May 3, 2022Aug 1, 2022Nov 1, 2022Feb 6, 2023May 3, 2023Aug 8, 2023Nov 8, 2023Feb 21, 2024May 1, 2024Jul 31, 2024Nov 6, 2024Feb 19, 2025Apr 30, 2025Jul 30, 2025Nov 5, 2025Feb 23, 2026May 5, 2026Aug 5, 2026Nov 4, 2026
EPS Estimate0.510.520.550.570.600.600.610.660.680.710.720.770.780.770.680.630.550.530.370.230.17-0.020.110.260.270.260.160.21-0.160.190.190.120.180.200.280.280.290.270.300.360.360.330.160.260.260.230.210.150.200.220.190.220.240.240.190.260.270.250.260.300.270.300.200.250.020.100.220.230.240.320.290.250.300.230.230.270.150.250.190.140.120.190.120.210.020.050.110.200.27-
EPS Actual0.570.560.520.660.600.600.620.720.720.660.800.750.780.830.710.560.490.510.170.030.020.180.190.230.240.06-0.280.20-0.150.210.170.060.160.250.340.300.270.240.380.390.31-0.640.120.310.240.13-0.170.210.250.29-0.270.290.300.150.650.250.400.29-0.580.240.400.240.050.07-0.040.260.520.330.380.460.320.250.340.310.330.120.180.09-0.470.190.280.190.040.120.160.040.020.280.01-
Surprise11.76%7.69%-5.45%15.79%0.00%0.00%1.64%9.09%5.88%-7.04%11.11%-2.60%0.00%7.79%4.41%-11.11%-10.91%-3.77%-54.05%-86.96%-88.24%1000.00%72.73%-11.54%-11.11%-76.92%-275.00%-4.76%6.25%10.53%-10.53%-50.00%-11.11%25.00%21.43%7.14%-6.90%-11.11%26.67%8.33%-13.89%-293.94%-25.00%19.23%-7.69%-43.48%-180.95%40.00%25.00%31.82%-242.11%31.82%25.00%-37.50%242.11%-3.85%48.15%16.00%-323.08%-20.00%48.15%-20.00%-75.00%-72.00%-300.00%160.00%136.36%43.48%58.33%43.75%10.34%0.00%13.33%34.78%43.48%-55.56%20.00%-64.00%-347.37%35.71%133.33%0.00%-66.67%-42.86%700.00%-20.00%-81.82%40.00%-96.30%-
TimingPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hours-

Key Statistics & Ratios

Market Cap3.57B
Enterprise Value3.20B
Trailing P/E18.90
Forward P/E5.11
PEG Ratio0.31
Price / Sales0.48
Price / Book0.42
EPS0.50
Book Value23.14
Revenue (TTM)7.38B
Gross Profit (TTM)489.00M
EBITDA516.50M
Profit Margin2.87%
Operating Margin7.25%
Return on Equity3.40%
Return on Assets0.35%
Shares Outstanding377.85M
Shares Float369.17M
Beta0.85
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Hold
Based on 1 analystsTarget 11.50
  • Hold
    1

Ownership Breakdown

Institutions
90.34%
Insiders
1.83%
Retail / Other
7.83%

Top Institutional Holders

  • BlackRock Inc
    56.89M15.06%
  • Dimensional Fund Advisors, Inc.
    25.62M6.78%
  • Vanguard Portfolio Management, LLC
    23.41M6.20%
  • Donald Smith & Co Inc
    22.48M5.95%
  • Vanguard Capital Management, LLC
    17.78M4.71%
  • State Street Corp
    16.52M4.37%
  • River Road Asset Management, LLC
    14.47M3.83%
  • American Century Companies Inc
    11.54M3.05%
  • Nuveen, LLC
    10.08M2.67%
  • Geode Capital Management, LLC
    9.96M2.63%
  • Gendell Jeffrey L
    7.70M2.04%
  • FMR Inc
    7.67M2.03%
  • Citadel Advisors Llc
    5.58M1.48%

Top Fund Holders

  • iShares Core S&P Small-Cap ETF
    23.31M6.17%
  • Vanguard MStar Total Stk Mkt Idx Invest
    11.61M3.07%
  • Avantis US Small Cap Value ETF
    9.62M2.55%
  • iShares Russell 2000 ETF
    9.36M2.48%
  • Vanguard Small Cap Index
    8.38M2.22%
  • Vanguard Selected Value Inv
    6.32M1.67%
  • DFA US Small Cap Value I
    6.09M1.61%

Dividends

20084×
0.10Oct 8, 20080.10Jul 9, 20080.10Apr 9, 20080.10Jan 9, 2008
20074×
0.10Oct 10, 20070.09Jul 10, 20070.09Apr 10, 20070.09Jan 10, 2007
20064×
0.09Oct 10, 20060.07Jul 10, 20060.07Apr 10, 20060.07Jan 10, 2006
20054×
0.07Oct 7, 20050.07Jul 8, 20050.07Apr 8, 20050.07Jan 10, 2005
20041×
0.07Oct 7, 2004