Guidewire Software Inc

Guidewire Software Inc

GWRE · NYSE · Technology / Software - Application

158.22USD-1.79 (-1.12%)

Price History

Full chart

Market Stats

Previous Close160.01
Open162.34
Day Range157.53 – 162.87
52-Week Range102.30 – 255.89
Volume421.19K
Market Cap12.38B
P/E (TTM)93.21
Forward P/E34.84
EPS1.62
Dividend Yield0.00%
Beta0.97
50-Day Avg164.26
200-Day Avg153.08

About

Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers the United States, Canada, other Americas, Europe, the Middle East, Africa, and Asia-Pacific. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, BillingCenter, PricingCenter, and UnderwritingCente applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance services and products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates; and Guidewire ProNavigator, an AI-powered intelligent assistant. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire Data Studio, Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers. The company was incorporated in 2001 and is headquartered in San Mateo, California.

Company Details

  • SectorTechnology
  • IndustrySoftware - Application
  • CEOMr. Michael George Rosenbaum
  • Employees4.17K
  • Headquarters970 Park Pl, San Mateo, CA, United States, 94403, USA
  • Websitehttps://www.guidewire.com

Leadership

  • Mr. Michael George RosenbaumCEO & Director · b. 1972
  • Mr. John MullenPresident · b. 1973
  • Mr. Jeffrey Elliott CooperChief Financial Officer · b. 1976
  • Mr. David F. PetersonSenior VP, Principal Accounting Officer & Chief Accounting Officer · b. 1961
  • Mr. James Winston King J.D.Chief Administrative Officer, General Counsel & Secretary · b. 1972
  • Mr. Chet MandairChief Information Officer
  • Mr. Garo ToomajanianInvestor Relations
  • Mr. Brian DesmondChief Marketing Officer
  • Ms. Brigette McInnis-DayChief People Officer
  • Mr. Steven SherrySenior Vice President of Strategic Accounts · b. 1957

Financials

Income Statement

Currency: USD2008-07-312009-07-312010-07-312011-07-312012-07-312013-07-312014-07-312015-07-312016-07-312017-07-312018-07-312019-07-312020-07-312021-07-312022-07-312023-07-312024-07-312025-07-312026-07-31
Total Revenue70.66M84.75M144.69M172.47M232.06M300.65M350.25M380.54M424.45M514.28M661.07M719.51M742.31M743.27M812.61M905.34M980.50M1.20B1.48B
Growth (%)-+19.94%+70.74%+19.20%+34.55%+29.56%+16.50%+8.65%+11.54%+21.17%+28.54%+8.84%+3.17%+0.13%+9.33%+11.41%+8.30%+22.64%+22.70%
Cost of Revenue42.45M41.66M55.47M68.34M90.00M125.65M148.95M147.18M151.83M191.56M296.78M324.35M338.01M353.71M435.44M447.13M397.14M450.41M528.00M
Gross Profit28.21M43.09M89.22M104.13M142.06M175.00M201.30M233.35M272.61M317.97M356.07M395.16M404.29M389.56M377.18M458.21M583.36M752.05M947.37M
Gross Margin39.92%50.85%61.66%60.37%61.21%58.21%57.47%61.32%64.23%61.83%53.86%54.92%54.46%52.41%46.42%50.61%59.50%62.54%64.21%
Operating Expense45.39M53.56M71.21M97.26M118.46M158.15M182.88M216.86M256.18M291.36M363.40M393.69M428.18M495.14M576.62M607.70M635.93M710.99M797.05M
Operating Income-17.18M-10.47M18.01M6.87M23.60M16.84M18.42M16.49M16.44M26.61M-7.33M1.47M-23.89M-105.58M-199.45M-149.49M-52.57M41.07M150.32M
Operating Margin-24.31%-12.36%12.45%3.98%10.17%5.60%5.26%4.33%3.87%5.17%-1.11%0.20%-3.22%-14.21%-24.54%-16.51%-5.36%3.42%10.19%
EBITDA-15.55M-9.17M19.39M19.10M31.85M34.56M25.17M23.97M29.62M47.26M33.78M69.74M36.26M-48.62M-176.73M-102.54M2.21M86.36M213.90M
EBITDA Margin-22.01%-10.82%13.40%11.07%13.73%11.50%7.19%6.30%6.98%9.19%5.11%9.69%4.88%-6.54%-21.75%-11.33%0.23%7.18%14.50%
Net Income-16.88M-10.97M15.52M35.56M15.20M15.38M14.72M9.88M14.98M21.22M-19.66M20.73M-27.20M-66.51M-180.43M-111.86M-6.10M69.80M139.28M
Net Income Margin-23.89%-12.94%10.73%20.62%6.55%5.12%4.20%2.60%3.53%4.13%-2.97%2.88%-3.66%-8.95%-22.20%-12.36%-0.62%5.81%9.44%
R&D21.16M22.36M28.27M34.77M49.06M62.99M76.18M93.44M112.50M130.32M171.66M188.54M200.57M201.47M229.23M249.75M269.38M296.16M340.10M
R&D as % of Total Revenue29.95%26.38%19.54%20.16%21.14%20.95%21.75%24.55%26.50%25.34%25.97%26.20%27.02%27.11%28.21%27.59%27.47%24.63%23.05%
Interest Expense-219.00K687.00K2.69M420.00K367.00K1.52M247.00K4.34M6.67M6.44M17.33M17.95M18.71M19.45M6.72M6.74M13.21M13.32M
Interest Expense % of Total Revenue-0.26%0.47%1.56%0.18%0.12%0.44%0.06%1.02%1.30%0.97%2.41%2.42%2.52%2.39%0.74%0.69%1.10%0.90%

Balance Sheet

Currency: USD2008-07-312009-07-312010-07-312011-07-312012-07-312013-07-312014-07-312015-07-312016-07-312017-07-312018-07-312019-07-312020-07-312021-07-312022-07-312023-07-312024-07-312025-07-312026-07-31
Total Assets-54.74M60.05M126.54M284.25M312.27M757.23M799.95M916.18M1.08B1.98B2.17B2.36B2.32B2.27B2.03B2.23B2.72B2.58B
Total Liabilities-99.39M85.20M108.39M100.28M83.84M106.54M110.56M132.24M185.62M554.85M592.76M708.08M776.95M815.24M828.42M883.56M1.26B1.38B
Total Equity--44.65M-25.14M18.15M183.96M228.43M650.69M689.39M783.93M893.28M1.42B1.57B1.66B1.54B1.45B1.20B1.34B1.46B1.19B
Cash-27.59M37.41M59.63M205.72M79.77M148.10M212.36M223.58M263.18M437.14M254.10M366.97M384.91M606.30M401.81M547.99M699.10M372.89M
Total Debt----------365.26M390.69M460.55M470.82M475.58M448.58M442.92M715.69M703.30M
Net Debt--27.59M-37.41M-59.63M-205.72M-79.77M-148.10M-212.36M-223.58M-263.18M-132.01M63.22M93.58M85.91M-130.73M46.76M-105.07M16.59M330.41M

Cash Flow

Currency: USD2008-07-312009-07-312010-07-312011-07-312012-07-312013-07-312014-07-312015-07-312016-07-312017-07-312018-07-312019-07-312020-07-312021-07-312022-07-312023-07-312024-07-312025-07-312026-07-31
Operating Cash Flow-3.46M11.38M9.53M27.69M17.09M32.55M75.49M63.68M99.90M137.16M140.46M116.13M113.07M111.59M-37.94M38.40M195.75M300.87M389.72M
Investing Cash Flow-1.91M-1.02M-1.04M-8.31M-3.30M-148.91M-380.42M23.07M-101.25M-113.34M-537.58M-301.43M-5.80M64.19M312.21M12.71M-52.36M-236.97M-135.98M
Financing Cash Flow18.71M66.00K785.00K931.00K133.01M-8.62M372.56M-17.35M13.45M14.63M573.00M3.95M4.96M-159.39M-37.34M-261.58M1.05M82.29M-578.98M
Capital Expenditure1.67M1.17M2.24M2.78M5.62M9.23M4.99M6.30M7.11M6.67M12.01M48.86M25.66M28.85M21.78M17.43M18.53M5.74M12.06M
Free Cash Flow-5.13M10.21M7.30M24.91M11.47M23.32M70.50M57.38M92.79M130.49M128.45M67.27M87.41M82.73M-59.72M20.97M177.22M295.13M377.66M
Dividends Paid----0000000--------
FCF to OCF148.34%89.73%76.53%89.97%67.13%71.65%93.39%90.10%92.88%95.14%91.45%57.93%77.31%74.14%157.40%54.61%90.54%98.09%96.91%
Dividend Paid to FCF----0.00%0.00%0.00%0.00%0.00%0.00%0.00%--------

Earnings

Report DateMar 13, 2012Jun 5, 2012Sep 4, 2012Nov 27, 2012Feb 26, 2013May 28, 2013Sep 3, 2013Dec 3, 2013Mar 3, 2014Jun 2, 2014Sep 2, 2014Dec 2, 2014Mar 2, 2015Jun 2, 2015Sep 1, 2015Dec 1, 2015Mar 1, 2016Jun 1, 2016Sep 7, 2016Nov 29, 2016Mar 2, 2017Jun 1, 2017Sep 6, 2017Nov 29, 2017Mar 6, 2018Jun 5, 2018Sep 5, 2018Dec 4, 2018Mar 6, 2019Jun 4, 2019Sep 5, 2019Dec 5, 2019Mar 4, 2020Jun 3, 2020Sep 1, 2020Dec 8, 2020Mar 4, 2021Jun 2, 2021Sep 2, 2021Dec 2, 2021Mar 8, 2022Jun 7, 2022Sep 6, 2022Dec 6, 2022Mar 6, 2023Jun 1, 2023Sep 6, 2023Dec 7, 2023Mar 7, 2024Jun 4, 2024Sep 5, 2024Dec 5, 2024Mar 6, 2025Jun 3, 2025Sep 4, 2025Dec 3, 2025Mar 5, 2026Jun 4, 2026Sep 3, 2026
EPS Estimate-0.03-0.040.040.010.020.020.14-0.160.020.030.280.030.110.050.260.030.150.060.32-0.040.14-0.030.39-0.140.19-0.010.750.200.190.080.500.030.12-0.050.45-0.05-0.01-0.240.25-0.25-0.11-0.28-0.01-0.39-0.02-0.140.37-0.180.230.130.540.300.510.470.630.610.770.740.49
EPS Actual0.160.100.100.110.210.040.25-0.010.160.110.370.080.170.040.350.070.240.140.390.020.280.160.59-0.060.330.050.810.360.340.180.560.130.210.090.830.170.11-0.160.37-0.21-0.06-0.260.03-0.12-0.21-0.080.74-0.330.460.260.620.430.510.880.840.661.170.820.55
Surprise633.33%350.00%150.00%1000.00%950.00%100.00%78.57%93.75%700.00%266.67%32.14%166.67%54.55%-20.00%34.62%133.33%60.00%133.33%21.88%150.00%100.00%633.33%51.28%57.14%73.68%600.00%8.00%80.00%78.95%125.00%12.00%333.33%75.00%280.00%84.44%440.00%1200.00%33.33%48.00%16.00%45.45%7.14%400.00%69.23%-950.00%42.86%100.00%-84.11%100.00%100.00%14.81%43.33%0.00%87.23%33.33%8.20%51.95%10.81%12.24%
TimingAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap12.38B
Enterprise Value12.50B
Trailing P/E93.21
Forward P/E34.84
PEG Ratio1.00
Price / Sales8.39
Price / Book10.50
EPS1.62
Book Value14.56
Revenue (TTM)1.48B
Gross Profit (TTM)947.37M
EBITDA163.43M
Profit Margin9.44%
Operating Margin15.16%
Return on Equity10.51%
Return on Assets3.54%
Shares Outstanding81.99M
Shares Float74.33M
Beta0.97
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Buy
Based on 16 analystsTarget 213.29
  • Strong Buy
    6
  • Buy
    6
  • Hold
    2
  • Sell
    1
  • Strong Sell
    1

Ownership Breakdown

Institutions
105.21%
Insiders
0.76%
Retail / Other
0.00%

Top Institutional Holders

  • BlackRock Inc
    9.33M11.20%
  • Linonia Partnership LP
    6.93M8.33%
  • BAMCO Inc
    6.60M7.92%
  • Vanguard Portfolio Management, LLC
    4.59M5.52%
  • Vanguard Capital Management, LLC
    3.84M4.62%
  • Darsana Capital Partners LP
    3.80M4.57%
  • Massachusetts Financial Services Company
    3.00M3.60%
  • State Street Corp
    2.62M3.15%
  • Royal Bank of Canada
    2.04M2.45%
  • Route One Investment Co, LP
    1.85M2.22%
  • Geode Capital Management, LLC
    1.71M2.05%
  • Principal Financial Group Inc
    1.25M1.50%
  • T. Rowe Price Investment Management,Inc.
    1.15M1.39%

Top Fund Holders

  • Baron Partners Retail
    3.51M4.28%
  • iShares Core S&P Mid-Cap ETF
    2.96M3.62%
  • Vanguard MStar Total Stk Mkt Idx Invest
    2.69M3.28%
  • Vanguard Small Cap Index
    1.95M2.38%
  • Baron Focused Growth Retail
    1.33M1.62%
  • Vanguard Explorer Inv
    1.26M1.54%
  • Vanguard MStar Small Cap Growth Indx Inv
    1.12M1.36%