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HDFC Bank Limited ADR

HDFC Bank Limited ADR

HDB · NYSE · Financial Services / Banks - Regional

25.83USD+0.12 (+0.47%)

Price History

Full chart

Market Stats

Previous Close25.71
Open25.82
Day Range25.73 – 26.03
52-Week Range21.60 – 35.58
Volume4.97M
Market Cap113.60B
P/E (TTM)14.25
Forward P/E13.46
EPS1.55
Dividend Yield1.85%
Beta0.41
50-Day Avg22.85
200-Day Avg26.10

About

HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments. It offers savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car and pre owned car, marriage, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, and car; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital, term loans, supply chain management, project finance, export finance, commercial vehicle / equipment finance, tractor finance, infrastructure, and agriculture finance. In addition, it offers credit, debit, prepaid, forex, and kisan gold cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; and insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, custodial, and documents collection services; online, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; channel financing, vendor financing, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services; and financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Kaizad Maneck Bharucha
  • Employees210.11K
  • HeadquartersHDFC Bank House, Mumbai, India, 400018, USA
  • Websitehttps://www.hdfc.bank.in

Leadership

  • Mr. Kaizad Maneck BharuchaDeputy MD & Director · b. 1965
  • Mr. Vedanthachari Srinivasa RanganExecutive Whole-Time Director · b. 1960
  • Mr. Srinivasan VaidyanathanChief Financial Officer · b. 1964
  • Mr. Gourab RoyGroup Head of Operations, ATM & Administration · b. 1967
  • Mr. Rakesh Kumar SinghGroup Head of Private Banking, International Banking, Financial Institutions & BaaS · b. 1970
  • Mr. Ajit Subhas ShettyInvestor Relations Officer
  • Mr. L. VenkateswaranInterim Chief Compliance Officer
  • Mr. Jigar ShahGeneral Counsel
  • Ms. Madhu ChhibberHead of Corporate Communications · b. 1969
  • Mr. Ravi SanthanamChief Marketing Officer & Group Head · b. 1971

Financials

Income Statement

Currency: TWD2000-03-312001-03-312002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Revenue177.24M9.20B19.62B23.88B29.28B37.46B36.12B85.85B124.60B192.71B201.55B249.07B330.14B419.06B493.05B580.61B722.26B835.88B988.07B1.20T1.41T1.53T1.60T1.98T3.52T4.19T5.21T
Growth (%)-+5091.13%+113.22%+21.71%+22.63%+27.95%-3.60%+137.70%+45.14%+54.67%+4.59%+23.58%+32.55%+26.93%+17.66%+17.76%+24.40%+15.73%+18.21%+21.63%+17.34%+8.42%+4.89%+23.52%+77.74%+19.15%+24.27%
Cost of Revenue96.86M7.57B11.19B12.61B14.32B16.29B3.13B41.50B62.78B106.51B95.91B103.47B158.99B209.49B247.07B281.61B354.60B411.71B479.71B606.49B736.08B746.51B711.28B849.75B1.67T2.00T2.23T
Gross Profit84.29M1.63B8.43B11.27B14.96B21.17B32.99B44.35B61.81B86.20B105.64B145.60B171.15B209.57B245.98B299.00B367.66B424.17B508.36B595.35B674.12B782.43B892.43B1.13T1.85T2.19T2.98T
Gross Margin47.56%17.68%42.97%47.18%51.09%56.51%91.34%51.66%49.61%44.73%52.41%58.46%51.84%50.01%49.89%51.50%50.90%50.75%51.45%49.54%47.80%51.17%55.65%57.10%52.65%52.21%57.18%
Operating Expense31.37M-1.58B4.19B6.04B8.36B11.42B4.23B28.13B42.26B63.27B68.41B82.37B97.31B117.59B124.23B144.97B182.08B204.20B231.25B255.39B308.28B342.60B373.27B468.78B1.15T1.33T1.91T
Operating Income52.92M3.21B4.24B5.22B6.59B9.75B28.76B16.22B19.55B22.94B37.23B63.23B73.84B91.97B121.75B154.02B185.59B219.97B277.11B339.96B365.84B439.83B519.16B662.38B705.46B861.55B1.07T
Operating Margin29.86%34.84%21.63%21.87%22.52%26.02%79.63%18.89%15.69%11.90%18.47%25.38%22.37%21.95%24.69%26.53%25.70%26.32%28.05%28.29%25.94%28.77%32.37%33.44%20.04%20.54%20.62%
EBITDA-3.76B5.55B7.23B9.87B12.52B34.61B24.16B22.37B29.94B45.13B70.92B81.75B100.97B130.27B161.15B193.02B228.85B286.79B352.21B378.64B453.69B535.98B685.87B757.81B924.57B1.12T
EBITDA Margin-40.86%28.29%30.29%33.72%33.42%95.83%28.14%17.95%15.53%22.39%28.48%24.76%24.09%26.42%27.76%26.72%27.38%29.02%29.31%26.85%29.67%33.42%34.62%21.52%22.04%21.40%
Net Income31.91M2.14B2.95B3.50B4.75B6.62B9.20B11.06B13.15B15.10B24.57B41.20B49.78B61.82B79.32B99.24B117.92B140.53B178.51B220.10B260.27B325.98B386.00B495.45B622.66B673.51B799.95B
Net Income Margin18.01%23.27%15.05%14.65%16.24%17.66%25.48%12.89%10.56%7.84%12.19%16.54%15.08%14.75%16.09%17.09%16.33%16.81%18.07%18.31%18.46%21.32%24.07%25.01%17.68%16.06%15.34%
R&D---------------000000------
R&D as % of Total Revenue---------------0.00%0.00%0.00%0.00%0.00%0.00%------
Interest Expense07.57B10.74B11.87B11.98B13.24B19.66B33.23B49.41B86.11B77.72B93.85B151.15B196.80B229.64B264.61B333.07B373.76B420.31B534.21B618.46B592.28B584.30B775.54B1.53T1.82T1.95T
Interest Expense % of Total Revenue0.00%82.32%54.74%49.72%40.91%35.34%54.42%38.70%39.66%44.69%38.56%37.68%45.78%46.96%46.58%45.57%46.11%44.71%42.54%44.45%43.86%38.74%36.43%39.15%43.57%43.47%37.44%

Balance Sheet

Currency: TWD2000-03-312001-03-312002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Assets2.75B161.13B242.52B310.94B426.68B530.04B792.38B1.02T1.51T2.02T2.42T2.92T3.57T4.37T5.13T6.26T7.74T9.07T11.37T13.28T15.96T17.98T21.11T25.76T44.12T48.19T48.11T
Total Liabilities2.55B150.37B220.50B284.91B395.47B480.65B736.79B949.60B1.39T1.77T2.11T2.57T3.17T3.90T4.59T5.51T6.87T8.04T10.19T11.64T14.07T15.82T18.60T22.84T36.23T39.56T42.14T
Total Equity200.63M10.76B22.01B26.03B31.21B49.39B55.59B65.66B119.25B249.50B305.58B346.49B395.06B468.47B531.91B750.25B869.31B1.03T1.17T1.63T1.89T2.16T2.50T2.92T6.95T7.68T5.74T
Cash371.31M26.12B34.52B23.88B33.00B37.62B71.57B93.58B147.21B171.22B297.56B393.76B341.29B421.40B551.05B515.35B531.20B566.71B719.03B855.41B726.74B1.04T1.60T2.36T3.43T3.22T3.06T
Total Debt-18.89B23.71B23.63B30.14B67.18B92.87B129.38B162.16B94.84B174.02B169.97B291.01B440.84B545.98B672.13B775.88B1.05T1.71T1.70T1.47T1.84T2.34T3.66T8.15T7.46T5.77T
Net Debt--7.23B-10.81B-251.18M-2.86B29.56B21.30B35.79B14.95B-76.39B-123.54B-223.79B-50.28B19.44B-5.06B156.78B244.68B486.47B993.08B843.20B742.81B799.12B739.26B878.07B4.72T4.23T2.71T

Cash Flow

Currency: TWD2000-03-312001-03-312002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Operating Cash Flow-6.77B4.57B14.45B40.25B1.75B32.67B33.91B-49.66B126.18B109.06B50.12B37.49B71.51B127.15B109.36B170.07B379.27B94.27B183.27B-168.69B424.76B581.02B477.20B1.02T1.20T1.76T
Investing Cash Flow--30.28B-68.14B-71.62B-117.28B-106.43B--176.88B-276.85B-233.05B-343.91B-466.68B-644.12B-684.97B-776.87B-1.17T-1.14T-1.58T-2.05T-1.54T-16.17B-16.81B-22.16B-34.24B-3.67T-3.72T-4.57T
Financing Cash Flow-33.45B72.03B46.56B86.10B109.26B218.78B162.37B393.17B130.89B363.05B407.94B502.35B642.61B794.44B1.03T1.01T1.25T2.10T1.52T243.94B-73.21B2.91T4.17T3.35T2.42T3.44T
Capital Expenditure01.15B1.68B2.53B2.14B2.45B3.71B3.23B6.47B6.88B5.98B5.84B7.92B9.99B9.73B8.91B9.98B12.63B9.18B16.36B16.36B16.96B26.32B43.62B53.84B66.40B40.93B
Free Cash Flow-5.62B2.88B11.92B38.10B-698.69M28.96B30.68B-56.13B119.30B103.09B44.28B29.57B61.52B117.42B100.44B160.09B366.64B85.09B166.92B-185.05B407.80B554.69B433.58B968.48B1.13T1.72T
Dividends Paid--526.25M696.68M954.45M1.13B1.60B1.97B2.62B3.53B4.99B6.44B8.95B11.79B15.37B19.30B24.37B29.28B34.49B41.02B66.31B166.60M36.24B86.39B86.62B158.06B217.87B
FCF to OCF-83.02%63.18%82.51%94.68%-40.00%88.65%90.47%113.03%94.55%94.52%88.35%78.86%86.02%92.35%91.85%94.13%96.67%90.26%91.08%109.70%96.01%95.47%90.86%94.73%94.45%97.68%
Dividend Paid to FCF--18.24%5.84%2.50%-161.88%5.52%6.42%-4.66%2.96%4.84%14.55%30.26%19.16%13.09%19.22%15.22%7.99%40.53%24.57%-35.83%0.04%6.53%19.93%8.94%14.00%12.65%

Earnings

Report DateApr 13, 2004Apr 13, 2005Jul 15, 2005Oct 7, 2005Jan 6, 2006Apr 18, 2006Jul 13, 2012Jan 18, 2013May 31, 2013Jul 23, 2013Oct 15, 2013Jan 17, 2014Apr 22, 2014Jul 21, 2014Oct 21, 2014Feb 16, 2015Apr 23, 2015Jul 21, 2015Oct 21, 2015Jan 25, 2016Apr 22, 2016Jul 21, 2016Oct 25, 2016Jan 24, 2017Apr 21, 2017Jul 24, 2017Oct 24, 2017Jan 19, 2018Apr 21, 2018Jul 21, 2018Oct 20, 2018Jan 19, 2019Apr 20, 2019Jul 20, 2019Oct 19, 2019Jan 18, 2020Apr 18, 2020Jul 18, 2020Oct 17, 2020Jan 16, 2021Apr 17, 2021Jul 17, 2021Oct 16, 2021Jan 15, 2022Apr 16, 2022Jul 16, 2022Oct 15, 2022Jan 14, 2023Apr 15, 2023Jul 17, 2023Oct 16, 2023Jan 16, 2024Apr 20, 2024Jul 20, 2024Oct 19, 2024Jan 22, 2025Apr 19, 2025Jul 19, 2025Oct 18, 2025Jan 17, 2026Apr 18, 2026Jul 18, 2026Oct 16, 2026Oct 17, 2026
EPS Estimate------0.090.000.000.630.000.000.000.000.000.000.000.000.000.000.000.140.160.160.180.180.190.220.220.200.200.230.230.240.250.270.240.190.250.270.310.300.310.360.340.320.360.410.390.770.230.250.350.250.250.250.250.380.360.390.390.380.400.40
EPS Actual0.020.010.010.010.010.010.087.805.510.620.000.000.000.000.000.000.000.500.000.000.000.140.150.170.180.170.180.210.210.190.190.210.230.220.240.280.250.240.280.320.300.280.320.370.350.310.350.400.390.380.380.390.390.380.390.380.400.410.410.400.400.40-0.49
Surprise-------11.11%---1.59%-----------0.00%-6.25%6.25%0.00%-5.56%-5.26%-4.55%-4.55%-5.00%-5.00%-8.70%0.00%-8.33%-4.00%3.70%4.17%26.32%12.00%18.52%-3.23%-6.67%3.23%2.78%2.94%-3.13%-2.78%-2.44%0.00%-50.82%65.22%56.00%11.43%52.00%56.00%52.00%60.00%7.89%13.89%2.56%2.56%5.26%-22.50%
Timing------Pre-market-------Pre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-market

Key Statistics & Ratios

Market Cap113.60B
Enterprise Value4.11T
Trailing P/E14.25
Forward P/E13.46
PEG Ratio1.01
Price / Sales0.04
Price / Book1.41
EPS1.55
Book Value2.51
Revenue (TTM)3.02T
Gross Profit (TTM)3.02T
Profit Margin26.53%
Operating Margin38.48%
Return on Equity11.01%
Return on Assets1.66%
Shares Outstanding5.14B
Shares Float25.59B
Beta0.41
Dividend Yield1.85%
Dividend Rate0.41
Payout Ratio56.21%

Analyst Ratings

Buy
Based on 4 analystsTarget 30.30
  • Strong Buy
    2
  • Buy
    1
  • Hold
    1

Ownership Breakdown

Institutions
13.78%
Insiders
0.00%
Retail / Other
86.22%

Top Institutional Holders

  • Morgan Stanley - Brokerage Accounts
    53.27M1.04%
  • Royal Bank of Canada
    43.20M0.84%
  • Schroder Investment Management Group
    21.79M0.42%
  • JPMorgan Chase & Co
    19.10M0.37%
  • Bank of America Corp
    17.25M0.34%
  • Fidelity International Ltd
    16.78M0.33%
  • Temasek Holdings Ltd.
    15.31M0.30%
  • Robeco Institutional Asset Management BV
    14.69M0.29%
  • Fisher Asset Management, LLC
    11.67M0.23%
  • Lazard Asset Management LLC
    11.42M0.22%
  • Brown Advisory Holdings Inc
    11.30M0.22%
  • Harding Loevner L.P.
    11.21M0.22%
  • Wellington Management Company LLP
    10.25M0.20%
  • Amvescap Plc.
    9.87M0.19%
  • Orbis Allan Gray Ltd
    9.45M0.18%
  • Massachusetts Financial Services Company
    9.44M0.18%
  • Connor Clark & Lunn Inv Mgmt Ltd
    8.85M0.17%
  • Kontiki Capital Management (HK) Ltd.
    8.42M0.16%
  • D. E. Shaw & Co LP
    8.42M0.16%

Top Fund Holders

  • R-co Valor C EUR
    9.17M0.18%

Dividends

20263×
0.41Aug 7, 20260.42Jun 18, 20260.35Jun 17, 2026
20253×
0.38Aug 11, 20250.07Jul 31, 20250.66Jun 26, 2025
20242×
0.59Aug 12, 20240.70May 8, 2024
20232×
0.70Aug 14, 20230.59May 12, 2023
20222×
0.58Jul 19, 20220.61May 11, 2022
20212×
0.13Jul 20, 20210.21Jun 28, 2021
20192×
0.05Jul 31, 20190.16Jun 19, 2019
20181×
0.14Jun 1, 2018
20171×
0.12Jun 27, 2017
20161×
0.10Jun 27, 2016
20151×
0.09Jun 30, 2015
20142×
0.08Jun 26, 20140.33Jun 3, 2014
20131×
0.06Jun 11, 2013
20121×
0.05Jun 26, 2012

Stock Splits

  • Sep 8, 20252:1
  • Sep 26, 20192:1
  • Jul 25, 20115:1