Hamilton Insurance Group, Ltd.

Hamilton Insurance Group, Ltd.

HG · NYSE · Financial Services / Insurance - Reinsurance

38.40USD-0.34 (-0.88%)

Price History

Full chart

Market Stats

Previous Close38.74
Open39.02
Day Range38.28 – 39.21
52-Week Range21.18 – 37.31
Volume444.95K
Market Cap3.28B
P/E (TTM)5.82
Forward P/E0.00
EPS5.72
Dividend Yield6.55%
Beta0.42
50-Day Avg35.15
200-Day Avg31.38

About

Hamilton Insurance Group, Ltd., through its subsidiaries, operates as specialty insurance and reinsurance company in Bermuda and internationally. It operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial auto, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial risks, marine and energy, and multiline specialty. It also provides accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, products liability and contractors, management liability, medical professionals, general liability, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Reinsurance
  • CEOMs. Giuseppina Carmela Albo
  • Employees600
  • HeadquartersWellesley House North, Pembroke, Bermuda, HM 08, USA
  • Websitehttps://www.hamiltongroup.com

Leadership

  • Ms. Giuseppina Carmela AlboCEO & Director · b. 1962
  • Mr. Craig William Howie CPAGroup CFO & Chief Investment Officer · b. 1964
  • Ms. Gemma Elizabeth CarreiroGroup General Counsel, Corporate Secretary & Data Protection Officer · b. 1982
  • Mr. Adrian Joseph DawsChief Executive Officer of Hamilton Re · b. 1982
  • Mr. Alexander James BakerChief Executive Officer of Hamilton Global Specialty · b. 1981
  • Mr. Brian DeeganGroup Chief Accounting Officer · b. 1978
  • Mr. Raymond Joseph KarrenbauerGroup Chief Information Officer · b. 1970
  • Ms. Darian NiforatosVP & Head of Investor Relations
  • Mr. Moussa ThiamGroup Head of Compliance
  • Mr. Daniel FisherGroup Head of Human Resources, Communications & Culture · b. 1971

Financials

Income Statement

Currency: USD2020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue739.81M1.34B1.29B1.62B2.38B2.74B
Growth (%)-+80.61%-3.64%+25.67%+47.03%+15.29%
Cost of Revenue723.67M919.70M1.08B1.07B1.45B1.26B
Gross Profit16.14M416.49M203.51M547.29M930.82M1.48B
Gross Margin2.18%31.17%15.80%33.82%39.13%54.11%
Operating Expense190.16M154.29M230.34M292.07M309.26M659.32M
Operating Income-174.03M262.20M-26.83M255.22M621.56M824.90M
Operating Margin-23.52%19.62%-2.08%15.77%26.13%30.08%
EBITDA-141.13M291.00M3.90M289.06M660.64M861.02M
EBITDA Margin-19.08%21.78%0.30%17.86%27.77%31.39%
Net Income-210.45M188.18M-98.00M258.73M400.43M576.67M
Net Income Margin-28.45%14.08%-7.61%15.99%16.83%21.03%
Interest Expense18.91M14.90M15.74M21.43M22.62M20.19M
Interest Expense % of Total Revenue2.56%1.11%1.22%1.32%0.95%0.74%

Balance Sheet

Currency: USD2020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-5.61B5.82B6.67B7.80B9.57B
Total Liabilities-3.82B4.15B4.62B5.47B6.75B
Total Equity-1.79B1.66B2.05B2.33B2.82B
Cash-797.79M1.08B794.51M996.49M1.06B
Total Debt-149.88M149.72M149.83M149.94M149.74M
Net Debt--647.92M-926.71M-644.68M-846.55M-912.62M

Cash Flow

Currency: USD2020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow2.69M226.53M190.93M283.15M759.30M842.35M
Investing Cash Flow-180.13M137.82M133.10M-652.09M-184.16M-414.09M
Financing Cash Flow-26.72M-68.00M-69.62M59.02M-362.69M-376.17M
Capital Expenditure0153.47M0000
Free Cash Flow2.69M226.53M190.93M283.15M759.30M842.35M
FCF to OCF100.00%100.00%100.00%100.00%100.00%100.00%

Earnings

Report DateDec 5, 2023Mar 6, 2024May 9, 2024Aug 7, 2024Nov 6, 2024Feb 26, 2025May 7, 2025Aug 6, 2025Nov 4, 2025Feb 19, 2026Apr 30, 2026Aug 6, 2026Nov 3, 2026
EPS Estimate0.500.651.090.720.710.710.341.070.670.841.130.960.64
EPS Actual0.411.151.381.200.740.320.771.551.201.651.641.56-
Surprise-18.00%76.92%26.61%66.67%4.23%-54.93%126.47%44.86%79.10%96.43%45.13%62.50%-
TimingAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap3.28B
Enterprise Value2.73B
Trailing P/E5.82
Forward P/E0.00
Price / Sales1.10
Price / Book1.16
EPS5.72
Book Value28.91
Revenue (TTM)2.99B
Gross Profit (TTM)1.15B
EBITDA878.71M
Profit Margin19.58%
Operating Margin31.43%
Return on Equity31.08%
Return on Assets5.63%
Shares Outstanding65.89M
Shares Float47.45M
Beta0.42
Dividend Yield6.55%
Dividend Rate0.00
Payout Ratio33.06%

Analyst Ratings

Buy
Based on 6 analystsTarget 38.57
  • Strong Buy
    1
  • Buy
    3
  • Hold
    2

Ownership Breakdown

Institutions
85.40%
Insiders
4.78%
Retail / Other
9.82%

Top Institutional Holders

  • Magnitude Capital LLC
    15.10M15.31%
  • Wellington Management Company LLP
    5.78M5.86%
  • BlackRock Inc
    2.83M2.87%
  • Nuveen, LLC
    2.37M2.40%
  • Morgan Stanley - Brokerage Accounts
    2.06M2.08%
  • Dimensional Fund Advisors, Inc.
    1.77M1.80%
  • Arrowstreet Capital Limited Partnership
    1.50M1.52%
  • Federated Hermes Inc
    1.06M1.08%
  • American Century Companies Inc
    965.24K0.98%
  • The Goldman Sachs Group Inc
    901.52K0.91%
  • Donald Smith & Co Inc
    880.49K0.89%
  • Private Management Group Inc
    867.62K0.88%
  • State Street Corp
    772.97K0.78%
  • Lazard Asset Management LLC
    736.12K0.75%
  • Bridgeway Capital Management, LLC
    681.37K0.69%
  • AQR Capital Management LLC
    678.38K0.69%
  • Boston Partners Global Investors, Inc
    623.46K0.63%

Top Fund Holders

  • CREF Total Global Stock Account R3
    1.55M1.57%
  • iShares Russell 2000 ETF
    1.23M1.25%
  • Calvert Small-Cap A
    811.99K0.82%

Dividends

20261×
2.00Mar 6, 2026