The Hartford Financial Services Group Inc

The Hartford Financial Services Group Inc

HIG-PG · NYSE · Financial Services / Insurance - Diversified

21.62USD-0.27 (-1.23%)

Price History

Full chart

Market Stats

Previous Close21.89
Open21.90
Day Range21.54 – 21.96
52-Week Range21.52 – 24.76
Volume46.81K
Market Cap18.68B
P/E (TTM)2.97
Forward P/E0.00
EPS7.30
Dividend Yield6.85%
Beta0.45
50-Day Avg24.01
200-Day Avg24.70

About

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Diversified
  • CEOMr. Christopher Jerome Swift CPA
  • Employees19.20K
  • HeadquartersOne Hartford Plaza, Hartford, CT, United States, 06155, USA
  • Websitehttps://www.thehartford.com

Leadership

  • Mr. Christopher Jerome Swift CPAChairman & CEO · b. 1961
  • Mr. Adin Morris TookerPresident · b. 1970
  • Ms. Beth A. Costello CPAExecutive VP & CFO · b. 1968
  • Ms. Amy Marie StepnowskiExecutive VP & Chief Investment Officer · b. 1969
  • Mr. Donald Christian Hunt J.D.Executive VP & General Counsel · b. 1971
  • Mr. Jeffery HawkinsChief Data, AI & Operations Officer
  • Mr. Allison Gayle NidernoSenior VP, Controller & Principal Accounting Officer · b. 1980
  • Mr. Shekar PannalaExecutive VP & Chief Information Officer · b. 1971
  • Ms. Kate JorensSVP, Treasurer & Head of Investor Relations
  • Ms. Claire H. BurnsChief Marketing & Customer Officer · b. 1969

Financials

Income Statement

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue12.15B12.58B13.83B15.02B13.53B14.70B15.98B16.42B18.73B22.71B27.08B26.50B25.92B9.22B24.70B22.05B21.73B22.09B20.67B18.61B16.00B16.29B17.16B18.75B20.51B20.32B21.65B21.85B24.33B26.38B28.26B
Growth (%)-+3.51%+9.95%+8.63%-9.95%+8.69%+8.69%+2.73%+14.11%+21.22%+19.27%-2.15%-2.20%-64.43%+167.94%-10.74%-1.43%+1.62%-6.40%-9.96%-14.06%+1.84%+5.35%+9.25%+9.38%-0.92%+6.54%+0.95%+11.33%+8.44%+7.10%
Cost of Revenue-10.62B9.87B10.63B9.91B10.63B11.98B12.28B15.96B16.48B19.95B18.60B17.05B24.43B17.02B19.27B21.00B20.81B18.59B16.54B14.15B15.51B16.11B16.83B17.77B17.99B19.18B19.80B21.16B22.41B15.24B
Gross Profit12.15B1.96B3.96B4.39B3.62B4.07B4.00B4.14B2.77B6.22B7.14B7.90B8.86B-15.21B7.68B2.78B738.00M1.28B2.08B2.08B1.85B778.00M1.05B1.92B2.74B2.33B2.47B2.05B3.17B3.97B13.02B
Gross Margin100.00%15.56%28.66%29.22%26.72%27.69%25.04%25.23%14.81%27.41%26.36%29.81%34.20%-164.97%31.10%12.61%3.40%5.79%10.07%11.15%11.56%4.78%6.14%10.24%13.38%11.46%11.41%9.39%13.02%15.05%46.08%
Operating Expense02.17B1.74B2.91B2.38B2.65B2.81B3.07B3.32B3.70B4.15B4.30B4.86B-10.62B9.41B508.00M538.00M1.37B610.00M376.00M371.00M331.00M330.00M167.00M183.00M209.00M-435.00M-211.00M79.00M121.00M8.26B
Operating Income12.15B-214.00M2.23B1.48B1.24B1.42B1.19B1.07B-550.00M2.52B2.98B3.60B4.00B-4.59B-1.73B2.27B200.00M-89.00M1.47B1.70B1.48B447.00M723.00M1.75B2.56B2.12B2.90B2.26B3.09B3.85B4.76B
Operating Margin100.00%-1.70%16.10%9.82%9.13%9.64%7.43%6.51%-2.94%11.11%11.02%13.59%15.45%-49.80%-7.00%10.30%0.92%-0.40%7.12%9.13%9.24%2.74%4.21%9.35%12.48%10.43%13.42%10.35%12.69%14.59%16.84%
EBITDA12.23B-133.00M2.31B1.58B1.29B1.48B1.26B3.41B-60.00M3.05B3.80B4.49B5.06B-3.89B-782.00M3.38B1.38B835.00M2.06B2.35B2.20B1.17B1.44B2.52B3.27B2.68B3.58B2.89B3.60B4.21B5.36B
EBITDA Margin100.70%-1.06%16.72%10.50%9.56%10.07%7.88%20.79%-0.32%13.42%14.02%16.92%19.53%-42.16%-3.17%15.31%6.33%3.78%9.95%12.63%13.73%7.19%8.38%13.43%15.94%13.20%16.56%13.21%14.79%15.94%18.95%
Net Income562.00M-99.00M1.33B1.01B862.00M974.00M507.00M1.00B-91.00M2.12B2.27B2.75B2.95B-2.75B-887.00M1.64B712.00M-38.00M176.00M798.00M1.68B896.00M-3.13B1.81B2.08B1.74B2.37B1.82B2.50B3.11B3.84B
Net Income Margin4.63%-0.79%9.63%6.76%6.37%6.62%3.17%6.09%-0.49%9.31%8.40%10.36%11.38%-29.82%-3.59%7.42%3.28%-0.17%0.85%4.29%10.51%5.50%-18.24%9.64%10.17%8.55%10.95%8.32%10.29%11.79%13.57%
R&D--------------------0000-------
R&D as % of Total Revenue--------------------0.00%0.00%0.00%0.00%-------
Interest Expense00000000271.00M251.00M252.00M277.00M263.00M343.00M476.00M508.00M508.00M457.00M397.00M376.00M346.00M327.00M316.00M298.00M259.00M236.00M234.00M213.00M199.00M199.00M199.00M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%1.45%1.11%0.93%1.05%1.01%3.72%1.93%2.30%2.34%2.07%1.92%2.02%2.16%2.01%1.84%1.59%1.26%1.16%1.08%0.97%0.82%0.75%0.70%

Balance Sheet

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets93.86B108.84B131.74B150.63B167.05B171.53B181.24B182.04B225.85B259.74B285.56B326.71B360.36B247.89B264.73B318.35B302.61B298.51B277.88B245.01B228.35B223.43B225.26B62.31B70.82B74.11B76.58B73.02B70.10B80.92B86.00B
Total Liabilities89.15B104.32B125.26B143.74B161.16B164.07B172.22B171.31B214.21B245.50B270.23B307.83B341.16B240.31B253.18B298.04B281.12B276.07B258.98B226.29B210.71B206.53B211.77B49.21B54.55B55.55B58.73B59.39B54.77B64.47B67.02B
Total Equity4.70B4.52B6.08B6.42B5.47B7.46B9.01B10.73B11.64B14.24B15.32B18.88B19.20B9.27B17.86B20.31B21.49B22.45B18.91B18.72B17.64B16.90B13.49B13.10B16.27B18.56B17.84B13.63B15.33B16.45B18.98B
Cash-112.00M140.00M123.00M182.00M227.00M353.00M377.00M462.00M1.15B1.27B1.42B2.01B1.81B2.14B2.06B2.58B2.42B1.43B399.00M448.00M882.00M180.00M121.00M185.00M151.00M205.00M229.00M126.00M183.00M133.00M
Total Debt1.91B1.53B2.77B1.58B1.58B2.10B3.37B4.38B5.66B4.93B4.77B4.36B4.51B7.43B6.97B6.99B6.53B7.29B12.65B6.11B5.36B4.91B5.00B4.68B4.85B4.35B4.94B38.63B4.36B4.37B4.37B
Net Debt1.91B1.42B1.63B1.46B1.40B1.87B2.21B2.53B5.20B3.78B3.49B2.94B3.31B-1.56B-694.00M4.93B3.95B4.87B5.20B5.71B4.91B4.17B4.82B4.56B4.66B4.20B4.74B4.13B4.24B4.18B4.24B

Cash Flow

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.09B994.00M2.04B907.00M891.00M2.35B2.30B2.65B3.90B2.63B3.73B5.64B5.99B4.19B2.97B3.31B2.27B2.68B1.24B1.89B2.76B2.07B2.19B2.84B3.49B3.87B4.09B4.01B4.22B5.91B5.92B
Investing Cash Flow-1.60B-1.03B-2.25B411.00M2.28B-2.08B-5.54B-6.62B-8.39B-2.40B-4.86B-7.41B-6.18B-8.83B-3.12B-434.00M-1.18B-2.56B3.75B1.70B485.00M949.00M-1.43B-1.43B-2.15B-2.07B-2.47B-1.28B-2.43B-3.77B-3.76B
Financing Cash Flow533.00M59.00M239.00M-1.34B-3.10B-208.00M3.37B3.99B4.61B477.00M1.28B1.92B499.00M4.27B523.00M-2.96B-609.00M-228.00M-5.82B-4.48B-3.14B-2.54B-979.00M-1.47B-1.19B-1.78B-1.58B-2.71B-1.95B-2.08B-2.23B
Capital Expenditure76.00M69.00M109.00M108.00M120.00M115.00M209.00M189.00M89.00M180.00M211.00M195.00M275.00M282.00M430.00M1.43B1.10B964.00M255.00M121.00M307.00M224.00M250.00M122.00M105.00M114.00M133.00M175.00M215.00M145.00M169.00M
Free Cash Flow1.02B925.00M1.94B799.00M771.00M2.23B2.09B2.46B3.81B2.45B3.52B5.44B5.72B3.91B3.40B4.73B1.17B1.72B982.00M1.76B2.45B1.84B1.94B2.72B3.38B3.76B3.96B3.83B4.00B5.76B5.75B
Dividends Paid-140.00M190.00M197.00M207.00M210.00M235.00M257.00M291.00M325.00M345.00M460.00M636.00M660.00M222.00M170.00M195.00M217.00M223.00M282.00M316.00M334.00M341.00M379.00M454.00M478.00M506.00M527.00M549.00M577.00M613.00M
FCF to OCF93.05%93.06%94.67%88.09%86.53%95.11%90.92%92.87%97.72%93.17%94.35%96.54%95.41%93.27%114.46%143.06%51.41%64.04%79.39%93.58%88.86%89.16%88.56%95.71%96.99%97.06%96.75%95.63%94.91%97.55%97.15%
Dividend Paid to FCF-15.14%9.81%24.66%26.85%9.40%11.22%10.45%7.64%13.24%9.80%8.45%11.13%16.88%6.52%3.59%16.68%12.64%22.71%15.98%12.90%18.13%17.61%13.93%13.42%12.72%12.78%13.75%13.71%10.01%10.66%

Earnings

Report DateJan 25, 1996Apr 29, 1996Aug 5, 1996Oct 18, 1996Feb 3, 1997Apr 24, 1997Aug 4, 1997Oct 28, 1997Jan 27, 1998Apr 27, 1998Jul 27, 1998Oct 26, 1998Jan 25, 1999Apr 26, 1999Jul 26, 1999Oct 25, 1999Jan 31, 2000Apr 24, 2000Jul 24, 2000Oct 30, 2000Jan 25, 2001Apr 26, 2001Jul 30, 2001Oct 29, 2001Jan 28, 2002Apr 22, 2002Jul 29, 2002Oct 28, 2002Jan 27, 2003May 13, 2003Aug 6, 2003Nov 5, 2003Jan 28, 2004May 4, 2004Aug 4, 2004Nov 4, 2004Jan 26, 2005Apr 28, 2005Aug 4, 2005Nov 3, 2005Jan 26, 2006Apr 27, 2006Jul 27, 2006Oct 26, 2006Jan 25, 2007Apr 26, 2007Jul 26, 2007Oct 25, 2007Jan 24, 2008Apr 28, 2008Jul 28, 2008Oct 29, 2008Feb 5, 2009Apr 30, 2009Jul 29, 2009Nov 3, 2009Feb 8, 2010Apr 29, 2010Aug 4, 2010Nov 2, 2010Feb 2, 2011May 2, 2011Aug 3, 2011Nov 2, 2011Feb 7, 2012May 2, 2012Aug 1, 2012Nov 1, 2012Feb 4, 2013Apr 29, 2013Jul 29, 2013Oct 28, 2013Feb 3, 2014Apr 28, 2014Jul 30, 2014Oct 27, 2014Feb 2, 2015Apr 27, 2015Jul 27, 2015Oct 26, 2015Feb 4, 2016Apr 28, 2016Jul 28, 2016Oct 27, 2016Feb 2, 2017Apr 27, 2017Jul 27, 2017Oct 23, 2017Feb 8, 2018Apr 26, 2018Jul 26, 2018Oct 25, 2018Feb 4, 2019May 1, 2019Aug 1, 2019Nov 4, 2019Feb 3, 2020Apr 29, 2020Jul 30, 2020
EPS Estimate0.540.330.530.570.760.730.760.770.850.840.770.860.940.920.930.801.000.971.021.051.081.061.08-0.221.031.111.151.111.10-2.111.181.171.471.471.570.691.781.811.891.521.812.111.702.252.262.372.272.472.502.462.09-1.341.30-3.051.161.111.400.110.710.970.960.950.010.230.530.910.450.800.320.820.710.830.900.930.680.830.930.970.770.990.981.010.800.950.940.990.940.570.771.081.031.060.571.241.141.241.321.351.22
EPS Actual0.600.360.540.640.830.760.770.780.860.840.780.910.970.960.920.820.991.100.971.071.091.071.09-0.221.061.171.161.151.17-5.331.261.181.521.701.351.572.001.932.021.821.632.561.832.302.372.612.393.332.662.512.22-1.40-0.72-3.661.901.561.510.140.921.431.061.160.000.050.691.250.230.780.540.920.661.030.941.180.311.060.961.040.910.861.070.950.311.061.081.001.040.600.811.271.131.150.781.391.331.501.431.341.22
Surprise11.11%9.09%1.89%12.28%9.21%4.11%1.32%1.30%1.18%0.00%1.30%5.81%3.19%4.35%-1.08%2.50%-1.00%13.40%-4.90%1.90%0.93%0.94%0.93%0.00%2.91%5.41%0.87%3.60%6.36%-152.61%6.78%0.85%3.40%15.65%-14.01%127.54%12.36%6.63%6.88%19.74%-9.94%21.33%7.65%2.22%4.87%10.13%5.29%34.82%6.40%2.03%6.22%-4.48%-155.38%-20.00%63.79%40.54%7.86%27.27%29.58%47.42%10.42%22.11%-100.00%-78.26%30.19%37.36%-48.89%-2.50%68.75%12.20%-7.04%24.10%4.44%26.88%-54.41%27.71%3.23%7.22%18.18%-13.13%9.18%-5.94%-61.25%11.58%14.89%1.01%10.64%5.26%5.19%17.59%9.71%8.49%36.84%12.10%16.67%20.97%8.33%-0.74%0.00%
Timing---------------------------------------------------------------------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap18.68B
Enterprise Value6.59B
Trailing P/E2.97
Forward P/E0.00
Price / Sales0.65
Price / Book0.00
EPS7.30
Book Value71.05
Revenue (TTM)29.32B
Gross Profit (TTM)11.10B
EBITDA5.59B
Profit Margin14.89%
Operating Margin17.62%
Return on Equity22.06%
Return on Assets3.85%
Shares Outstanding358.74M
Shares Float269.58M
Beta0.45
Dividend Yield6.85%
Dividend Rate1.50
Payout Ratio0.00%

Ownership Breakdown

Institutions
15.49%
Insiders
0.00%
Retail / Other
84.51%

Top Institutional Holders

  • PNC Financial Services Group Inc
    2440.00%
  • Comprehensive Financial Planning Inc
    1150.00%
  • First Command Advisory Services, Inc.
    580.00%
  • Golden State Equity Partners
    70.00%
  • Nbc Securities Inc
    00.00%
  • Lummis Asset Management LP
    00.00%

Dividends

20264×
0.38Nov 2, 20260.38Aug 3, 20260.38May 1, 20260.38Feb 2, 2026
20254×
0.38Nov 3, 20250.38Aug 1, 20250.38May 1, 20250.38Jan 31, 2025
20244×
0.38Nov 1, 20240.38Aug 1, 20240.38Apr 30, 20240.38Jan 31, 2024
20234×
0.38Oct 31, 20230.38Jul 31, 20230.38Apr 28, 20230.38Jan 31, 2023
20224×
0.38Oct 31, 20220.38Jul 29, 20220.38Apr 29, 20220.38Jan 31, 2022
20214×
0.38Oct 29, 20210.38Jul 29, 20210.38Apr 29, 20210.38Jan 29, 2021