YOLFTbeta
High Templar Tech Limited Sponsored ADR Class A

High Templar Tech Limited Sponsored ADR Class A

HTT · NYSE · Financial Services / Credit Services

1.62USD-0.03 (-1.82%)

Price History

Full chart

Market Stats

Previous Close1.65
Open1.65
Day Range1.60 – 1.67
52-Week Range1.88 – 5.05
Volume66.08K
Market Cap377.34M
P/E (TTM)3.86
Forward P/E3.81
EPS0.63
Dividend Yield0.00%
Beta1.29
50-Day Avg2.51
200-Day Avg2.76

About

High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing services; technology development and services; and research and development services. It also offers social security insurance including pension insurance, unemployment insurance, work-related injury insurance, and medical insurance for its employees. In addition, the company provides financial technology business management system comprising a core service system group, a user identification and risk management system group, a payment and finance group, system platform support, a BI system group, and an intelligent monitoring system to financial institutions. Further, it offers full-process technical services and full-scenario precision marketing services. The company was formerly known as Qudian Inc. and changed its name to High Templar Tech Limited in December 2025. High Templar Tech Limited was founded in 2014 and is headquartered in Xiamen, China.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Min Luo
  • Employees101
  • HeadquartersNo. 101 Meishe Road, Xiamen, China, USA
  • Websitehttps://www.qudian.com

Leadership

  • Mr. Lianzhu LvHead of User Experience Department · b. 1985
  • Mr. Min LuoFounder, Chairman & CEO · b. 1983
  • Mr. Gao YanVice President of Finance · b. 1982
  • Ms. Sissi Zhu C.F.A.Vice President of Investor Relations
  • Yang BinbinVice President of Public Relations
  • Mr. Long XuSenior VP & Director · b. 1984
  • Ms. Annie HuangDirector of Capital Markets
  • Mr. Weichen ZhaoCEO Assistant

Financials

Income Statement

Currency: CNY2014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue32.18M235.01M1.44B4.78B7.69B8.84B3.69B1.65B577.49M126.34M216.43M40.92M
Growth (%)-+630.34%+513.96%+230.97%+61.08%+14.92%-58.28%-55.15%-65.09%-78.12%+71.31%-81.09%
Cost of Revenue14.24M148.42M267.86M880.85M2.74B901.79M862.35M298.73M383.09M160.11M201.02M38.01M
Gross Profit17.94M86.59M1.17B3.89B4.96B7.94B2.83B1.36B194.40M-33.78M15.40M2.91M
Gross Margin55.74%36.85%81.44%81.55%64.44%89.80%76.62%81.94%33.66%-26.73%7.12%7.11%
Operating Expense72.31M317.67M461.91M1.47B2.27B4.09B1.96B432.62M523.90M297.23M323.55M362.08M
Operating Income-54.37M-231.08M713.07M2.42B2.69B3.85B865.60M922.70M-329.50M-331.01M-308.15M-359.18M
Operating Margin-168.97%-98.33%49.42%50.70%34.96%43.54%23.47%55.78%-57.06%-262.00%-142.38%-877.74%
EBITDA-54.29M-230.40M714.58M2.43B2.66B3.96B1.29B961.87M-201.86M142.75M213.00M-277.31M
EBITDA Margin-168.73%-98.04%49.53%50.80%34.59%44.82%35.03%58.15%-34.95%112.99%98.42%-677.68%
Net Income-54.37M-233.16M576.65M2.16B2.49B3.26B958.82M589.07M-361.96M39.13M91.73M708.63M
Net Income Margin-168.96%-99.22%39.97%45.33%32.39%36.93%26.00%35.61%-62.68%30.98%42.38%1731.72%
R&D5.81M37.53M52.28M153.26M199.56M204.78M170.69M141.26M58.28M47.76M58.46M35.50M
R&D as % of Total Revenue18.07%15.97%3.62%3.21%2.59%2.32%4.63%8.54%10.09%37.81%27.01%86.75%
Interest Expense-----23.93M27.11M15.98M3.44M00-
Interest Expense % of Total Revenue-----0.27%0.74%0.97%0.60%0.00%0.00%-

Balance Sheet

Currency: CNY2014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets543.89M2.68B7.12B19.38B16.25B18.36B13.40B14.09B12.75B12.48B12.46B13.62B
Total Liabilities581.95M9.25B10.55B9.84B5.43B6.44B1.49B1.57B703.72M794.24M1.17B2.03B
Total Equity-38.06M-631.37M2.51B9.54B10.82B11.92B11.90B12.52B12.04B11.69B11.29B11.64B
Cash1.93M210.11M785.77M6.83B2.50B2.86B1.54B2.07B3.50B7.21B4.26B7.06B
Total Debt467.87M1.65B4.26B8.49B4.27B3.43B1.03B1.03B152.05M69.70M787.40M1.58B
Net Debt465.94M1.44B3.47B1.66B1.77B571.80M-509.14M-1.03B-3.35B-7.14B-3.48B-5.48B

Cash Flow

Currency: CNY2014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-40.69M-102.32M794.06M3.08B3.33B5.50B2.47B922.07M260.87M352.02M-111.00M687.06M
Investing Cash Flow-692.37M-1.86B-3.60B-705.57M-2.79B-929.56M-3.27B-246.58M1.88B3.90B-2.34B845.44M
Financing Cash Flow735.64M2.18B3.38B3.75B-6.73B-3.37B-1.59B-84.19M-834.99M-565.97M186.84M555.59M
Capital Expenditure1.52M1.51M4.61M11.30M140.39M76.39M221.79M478.43M273.63M565.03M318.00M116.62M
Free Cash Flow-42.21M-103.83M789.46M3.06B3.19B5.43B2.25B443.63M-12.76M-213.01M-429.00M570.44M
Dividends Paid--838.43M----000--
FCF to OCF103.73%101.48%99.42%99.63%95.79%98.61%91.03%48.11%-4.89%-60.51%386.49%83.03%
Dividend Paid to FCF--106.20%----0.00%0.00%0.00%--

Earnings

Report DateNov 13, 2017Mar 12, 2018May 21, 2018Aug 24, 2018Nov 21, 2018Mar 18, 2019May 20, 2019Aug 16, 2019Nov 18, 2019Mar 18, 2020May 26, 2020Sep 7, 2020Dec 14, 2020Mar 29, 2021Jun 15, 2021Aug 24, 2021Dec 13, 2021Mar 18, 2022Jun 13, 2022Sep 6, 2022Nov 21, 2022Feb 21, 2023Jun 12, 2023Sep 7, 2023Dec 11, 2023Mar 18, 2024Jun 13, 2024Sep 6, 2024Nov 25, 2024Mar 24, 2025Jun 16, 2025Sep 4, 2025Dec 15, 2025Mar 25, 2026Jun 26, 2026Sep 30, 2026
EPS Estimate--0.170.250.290.34-0.520.51--0.37-0.200.040.400.290.230.180.14------------------
EPS Actual0.300.250.160.330.310.380.470.580.480.07-0.500.020.330.390.290.17-0.06-0.04-0.09-0.04-0.390.290.26-0.05-0.12-0.08-0.050.070.10-0.050.120.260.35-0.150.120.26
Surprise---5.88%32.00%6.90%11.76%-11.54%-5.88%--35.14%110.00%725.00%-2.50%0.03%-26.09%-133.33%-128.57%------------------
Timing--Pre-marketPre-marketPre-marketPre-market-Pre-marketPre-market-Pre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-market------------------

Key Statistics & Ratios

Market Cap377.34M
Enterprise Value-623.49M
Trailing P/E3.86
Forward P/E3.81
Price / Sales9.21
Price / Book0.22
EPS0.63
Book Value11.06
Revenue (TTM)40.96M
Gross Profit (TTM)4.87M
EBITDA-289.08M
Profit Margin1729.89%
Operating Margin-3260.11%
Return on Equity6.18%
Return on Assets-1.63%
Shares Outstanding91.79M
Shares Float88.67M
Beta1.29
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Ownership Breakdown

Institutions
10.50%
Insiders
16.89%
Retail / Other
72.61%

Top Institutional Holders

  • Acadian Asset Management LLC
    3.38M2.18%
  • UBS Group AG
    2.26M1.46%
  • TAIKANG ASSET MANAGEMENT (HONG KONG) CO LTD
    1.30M0.84%
  • Dimensional Fund Advisors, Inc.
    1.25M0.80%
  • Morgan Stanley - Brokerage Accounts
    798.33K0.51%
  • Arrowstreet Capital Limited Partnership
    782.57K0.50%
  • E Fund Management Co., Ltd.
    305.17K0.20%
  • E Fund Management (HK) Co., Ltd
    300.61K0.19%
  • Citigroup Inc
    298.07K0.19%
  • (Junk)CommonWealth PPS
    203.83K0.13%
  • Amvescap Plc.
    143.28K0.09%
  • JPMorgan Chase & Co
    128.94K0.08%
  • Oasis Management Co. Ltd
    127.88K0.08%
  • Public Employees Retirement System Of Ohio
    127.12K0.08%
  • State Street Corp
    125.38K0.08%

Top Fund Holders

  • DFA Emerging Markets Core Equity 2 I
    493.14K0.32%
  • E Fund (HK) China Equity Div I HKD Inc
    303.33K0.20%
  • DFA Emerging Markets Small Cap I
    271.85K0.18%
  • DFA Emerging Markets Value I
    157.21K0.10%
  • Invesco Golden Dragon China ETF
    122.28K0.08%