Humana Inc

Humana Inc

HUM · NYSE · Healthcare / Healthcare Plans

450.00USD+6.32 (+1.42%)

Price History

Full chart

Market Stats

Previous Close443.68
Open445.69
Day Range435.39 – 451.04
52-Week Range161.90 – 456.50
Volume1.50M
Market Cap50.68B
P/E (TTM)40.31
Forward P/E26.60
EPS10.47
Dividend Yield0.84%
Beta0.74
50-Day Avg397.79
200-Day Avg304.85

About

Humana Inc. provides medical and specialty insurance products in the United States. It operates in two segments, Insurance and CenterWell. The Insurance segment offers individual Medicare Advantage products, including health insurance benefits, including wellness programs, chronic care management, and care coordination; individual Medicare stand-alone prescription drug products (PDP); group Medicare advantage and Medicare stand-alone PDP; Medicare supplements; specialty and ancillary insurance comprising dental, vision, life and disability; and administrative services to arrange health care services for active-duty and retired military personnel and dependents, as well as pharmacy benefit managers. Its CenterWell segment operates full-service, value-based senior focused primary care centers under the Conviva Senior Primary Care and CenterWell Senior Primary Care brands; a management services organization; CenterWell Home Health, a home health provider; and OneHome, which manages post-acute patient needs, as well as provides pharmacy and hospice solutions. The company was formerly known as Extendicare Inc. and changed its name to Humana Inc. in April 1974. Humana Inc. was founded in 1961 and is headquartered in Louisville, Kentucky.

Company Details

  • SectorHealthcare
  • IndustryHealthcare Plans
  • CEOMr. James A. Rechtin M.B.A.
  • Employees67.06K
  • HeadquartersHumana Building, Louisville, KY, United States, 40202, USA
  • Websitehttps://www.humana.com

Leadership

  • Mr. James A. Rechtin M.B.A.President, CEO & Director · b. 1971
  • Ms. Celeste Marie MelletChief Financial Officer · b. 1977
  • Mr. Japan A. MehtaChief Information Officer · b. 1981
  • Ms. Michelle A. O'HaraChief Human Resources Officer · b. 1976
  • Dr. Sanjay K. Shetty M.B.A., M.D.President of CenterWell · b. 1974
  • Mr. John-Paul William FelterSenior VP, Chief Accounting Officer & Controller · b. 1983
  • Mr. Bobby MukundanSenior VP & CTO
  • Ms. Lisa M. StonerVice President of Investor Relations
  • Mr. Joseph C. VenturaChief Legal Officer · b. 1977
  • Mr. Bruce Dale BroussardStrategic Advisor · b. 1962

Financials

Income Statement

Currency: USD1990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue4.85B5.87B4.04B3.14B3.65B4.70B6.79B8.04B9.87B10.21B10.60B10.19B11.26B12.23B13.10B14.42B21.42B25.29B29.05B30.96B33.87B36.83B39.13B41.31B48.50B54.29B54.41B53.80B56.94B64.93B77.19B83.65B92.92B106.44B117.81B129.66B
Growth (%)-+20.88%-31.07%-22.41%+16.48%+28.68%+44.36%+18.39%+22.77%+3.50%+3.76%-3.79%+10.46%+8.57%+7.18%+10.03%+48.54%+18.09%+14.87%+6.58%+9.39%+8.75%+6.23%+5.59%+17.40%+11.94%+0.21%-1.11%+5.84%+14.03%+18.88%+8.36%+11.09%+14.55%+10.68%+10.06%
Cost of Revenue----------8.78B8.28B9.14B9.88B10.67B11.65B17.42B20.27B23.71B24.78B27.09B28.82B30.94B32.56B38.17B44.18B44.90B43.39B45.75B53.74B61.50B69.20B75.69B88.39B100.66B110.81B
Gross Profit4.85B5.87B4.04B3.14B3.65B4.70B6.79B8.04B9.87B10.21B10.60B10.19B11.26B12.23B13.10B14.42B3.17B3.66B4.17B4.48B4.76B5.67B6.13B6.69B7.97B7.76B7.77B7.08B11.19B11.19B15.69B14.45B17.23B18.05B17.15B18.85B
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%14.80%14.48%14.34%14.46%14.06%15.38%15.65%16.19%16.44%14.30%14.28%13.17%19.65%17.24%20.33%17.27%18.54%16.95%14.55%14.54%
Operating Expense568.60M579.00M680.00M422.00M3.40B582.00M1.05B1.14B9.66B10.62B10.48B10.01B11.06B11.89B12.67B13.96B2.34B2.30B2.99B2.77B2.75B3.32B4.06B4.63B5.61B5.42B6.03B3.76B9.12B7.72B11.02B11.03B13.67B14.73B15.52B17.40B
Operating Income4.28B5.29B3.36B2.71B257.00M4.12B5.74B6.90B203.08M-404.84M113.99M183.08M203.55M336.21M439.02M461.03M825.23M1.36B1.18B1.71B2.02B2.34B2.06B2.06B2.36B2.35B1.74B3.33B2.07B3.47B4.67B3.42B3.56B3.32B1.63B1.45B
Operating Margin88.28%90.13%83.18%86.55%7.03%87.62%84.58%85.86%2.06%-3.96%1.08%1.80%1.81%2.75%3.35%3.20%3.85%5.37%4.05%5.52%5.96%6.36%5.27%4.99%4.87%4.32%3.20%6.18%3.64%5.34%6.06%4.09%3.84%3.12%1.38%1.12%
EBITDA342.20M353.00M309.00M54.00M332.00M81.00M109.00M128.00M378.06M-244.48M289.61M379.40M341.53M480.36M546.31M461.03M973.82M1.54B103.10M1.96B2.38B2.65B46.00M2.49B2.81B-270.00M2.21B-936.00M2.83B4.29B5.57B4.46B4.81B4.73B3.25B2.91B
EBITDA Margin7.05%6.02%7.64%1.72%9.09%1.72%1.61%1.59%3.83%-2.39%2.73%3.72%3.03%3.93%4.17%3.20%4.55%6.10%0.35%6.32%7.03%7.19%0.12%6.02%5.80%-0.50%4.05%-1.74%4.96%6.60%7.22%5.33%5.18%4.44%2.76%2.24%
Net Income309.60M355.00M122.70M89.00M176.00M190.00M12.00M173.00M128.96M-382.42M90.05M117.17M142.75M223.74M280.01M308.48M487.42M833.68M647.15M1.04B1.10B1.42B1.22B1.23B1.15B1.28B614.00M2.45B1.68B2.71B3.37B2.93B2.81B2.49B1.21B1.19B
Net Income Margin6.38%6.05%3.03%2.84%4.82%4.04%0.18%2.15%1.31%-3.74%0.85%1.15%1.27%1.83%2.14%2.14%2.28%3.30%2.23%3.36%3.24%3.85%3.12%2.98%2.36%2.35%1.13%4.55%2.96%4.17%4.36%3.51%3.02%2.34%1.02%0.92%
R&D-------------------0000000000-------
R&D as % of Total Revenue-------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense111.30M97.00M71.00M7.00M25.00M11.00M11.00M20.00M46.97M33.39M28.61M25.30M17.25M17.37M23.17M39.31M63.14M68.88M80.29M105.84M105.00M109.00M105.00M140.00M192.00M186.00M189.00M242.00M218.00M242.00M283.00M326.00M401.00M493.00M660.00M631.00M
Interest Expense % of Total Revenue2.29%1.65%1.76%0.22%0.68%0.23%0.16%0.25%0.48%0.33%0.27%0.25%0.15%0.14%0.18%0.27%0.29%0.27%0.28%0.34%0.31%0.30%0.27%0.34%0.40%0.34%0.35%0.45%0.38%0.37%0.37%0.39%0.43%0.46%0.56%0.49%

Balance Sheet

Currency: USD1990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets3.94B4.43B3.76B1.73B1.96B2.88B3.15B5.42B5.50B4.90B4.17B4.40B4.60B5.29B5.66B6.87B10.13B12.88B13.04B14.15B16.07B17.86B19.52B20.77B23.45B25.12B25.81B26.68B25.34B29.04B35.08B44.75B43.73B46.89B46.31B48.75B
Total Liabilities2.19B2.42B1.75B842.00M899.00M1.59B1.86B4.10B3.81B3.68B2.81B2.90B2.99B3.46B3.57B4.40B7.07B8.85B8.58B8.38B9.15B9.80B10.67B11.46B13.80B14.78B15.13B16.84B15.18B17.01B21.35B28.64B28.36B30.57B29.87B31.01B
Total Equity1.75B2.01B2.02B889.00M1.06B1.29B1.29B1.50B1.69B1.27B1.36B1.51B1.61B1.84B2.09B2.47B3.05B4.03B4.46B5.78B6.92B8.06B8.85B9.32B9.65B10.35B10.69B9.84B10.16B12.04B13.73B16.08B15.31B16.26B16.38B17.66B
Cash99.50M74.00M-372.00M272.00M182.00M322.00M627.00M913.00M978.00M658.00M651.42M721.36M931.40M580.08M732.02M1.74B2.04B1.97B1.61B1.67B1.38B1.31B1.14B1.94B2.57B3.88B4.04B2.34B4.05B4.67B3.39B5.06B4.69B2.22B4.20B
Total Debt751.70M846.00M703.00M71.00M83.00M250.00M225.00M1.49B1.50B1.23B599.95M731.25M699.79M861.69M828.76M815.04M1.27B1.69B1.94B1.68B1.67B1.66B2.61B2.60B3.83B4.09B4.09B4.92B6.07B6.11B7.14B13.22B11.75B12.27B12.26B12.94B
Net Debt652.20M772.00M703.00M-301.00M-189.00M68.00M-97.00M859.00M582.00M247.00M415.00M79.83M-21.56M-69.71M248.68M83.03M-471.20M-352.63M-33.39M64.58M-4.29M282.00M1.30B1.46B1.89B1.52B215.00M878.00M3.73B2.06B2.47B9.83B6.69B7.58B10.04B8.74B

Cash Flow

Currency: USD1990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow758.30M604.00M674.00M185.00M298.00M150.00M341.00M289.00M76.00M217.00M40.00M148.96M321.41M413.14M347.81M625.63M1.69B1.22B982.31M1.42B2.24B2.08B1.92B1.72B1.62B868.00M1.94B4.05B2.17B5.28B5.64B2.26B4.59B3.98B2.97B921.00M
Investing Cash Flow-404.60M-608.00M-331.00M-416.00M-402.00M-450.00M-174.00M-664.00M7.00M18.00M-178.00M-118.81M-128.16M-373.16M-624.08M-767.28M-1.65B-1.85B-498.32M-1.86B-1.81B-1.36B-1.97B-1.18B-63.00M320.00M-1.36B-2.94B-3.09B-1.28B-3.06B-6.56B-1.01B-3.49B-2.95B2.27B
Financing Cash Flow-359.50M-22.00M-343.00M370.00M4.00M210.00M-27.00M680.00M51.00M-170.00M-182.00M-36.29M-123.31M170.07M-75.05M293.59M975.64M921.28M-554.02M80.84M-371.26M-1.02B-29.00M-702.00M-758.00M-552.00M732.00M-945.00M-785.00M-2.29B-1.96B3.02B-1.91B-856.00M-2.49B-1.22B
Capital Expenditure344.20M497.00M304.00M28.00M39.00M54.00M72.00M73.00M104.00M89.00M135.00M114.97M112.14M101.27M114.10M165.85M193.15M239.24M261.57M185.45M222.30M336.00M410.00M437.00M528.00M523.00M527.00M526.00M612.00M736.00M964.00M1.32B1.12B1.00B575.00M546.00M
Free Cash Flow414.10M107.00M370.00M157.00M259.00M96.00M269.00M216.00M-28.00M128.00M-95.00M33.99M209.27M311.87M233.71M459.78M1.49B985.02M720.74M1.24B2.02B1.74B1.51B1.28B1.09B345.00M1.41B3.52B1.56B4.55B4.67B946.00M3.47B2.98B2.39B375.00M
Dividends Paid108.20M130.00M143.00M----------423.31M--95.44M2.39B-0082.00M165.00M168.00M172.00M172.00M177.00M220.00M265.00M291.00M323.00M354.00M392.00M431.00M431.00M430.00M
FCF to OCF54.61%17.72%54.90%84.86%86.91%64.00%78.89%74.74%-36.84%58.99%-237.50%22.82%65.11%75.49%67.20%73.49%88.55%80.46%73.37%86.95%90.08%83.84%78.68%74.53%67.37%39.75%72.78%87.02%71.84%86.07%82.90%41.82%75.58%74.78%80.61%40.72%
Dividend Paid to FCF26.13%121.50%38.65%----------135.73%--6.39%243.05%-0.00%0.00%4.70%10.91%13.14%15.78%49.86%12.56%6.24%16.98%6.40%6.91%37.42%11.31%14.48%18.03%114.67%

Earnings

Report DateMay 1, 1996Aug 14, 1996Nov 6, 1996Feb 11, 1997Apr 29, 1997Jul 31, 1997Oct 28, 1997Feb 10, 1998Apr 29, 1998Aug 4, 1998Oct 29, 1998Feb 9, 1999May 5, 1999Jul 29, 1999Nov 4, 1999Feb 9, 2000May 3, 2000Aug 3, 2000Oct 31, 2000Feb 7, 2001May 2, 2001Jul 30, 2001Oct 29, 2001Feb 4, 2002Apr 29, 2002Jul 29, 2002Oct 28, 2002Feb 3, 2003Apr 28, 2003Jul 28, 2003Oct 27, 2003Feb 2, 2004Apr 26, 2004Jul 26, 2004Nov 1, 2004Feb 7, 2005May 2, 2005Aug 1, 2005Oct 31, 2005Feb 6, 2006May 1, 2006Jul 31, 2006Oct 30, 2006Feb 5, 2007Apr 30, 2007Jul 18, 2007Oct 29, 2007Feb 4, 2008Apr 28, 2008Aug 4, 2008Oct 27, 2008Feb 2, 2009Apr 27, 2009Aug 3, 2009Nov 2, 2009Feb 1, 2010Apr 26, 2010Aug 2, 2010Nov 1, 2010Feb 7, 2011May 2, 2011Aug 1, 2011Oct 31, 2011Feb 6, 2012Apr 30, 2012Jul 30, 2012Nov 5, 2012Feb 4, 2013May 1, 2013Jul 31, 2013Nov 6, 2013Feb 5, 2014May 7, 2014Jul 30, 2014Nov 7, 2014Feb 4, 2015Apr 29, 2015Jul 29, 2015Nov 6, 2015Feb 10, 2016May 4, 2016Aug 3, 2016Nov 4, 2016Feb 8, 2017May 3, 2017Aug 2, 2017Nov 8, 2017Feb 7, 2018May 2, 2018Aug 1, 2018Nov 7, 2018Feb 6, 2019May 1, 2019Jul 31, 2019Nov 6, 2019Feb 5, 2020Apr 29, 2020Aug 5, 2020Nov 3, 2020Feb 3, 2021Apr 28, 2021Jul 28, 2021Nov 3, 2021Feb 2, 2022Apr 27, 2022Jul 27, 2022Nov 2, 2022Feb 1, 2023Apr 26, 2023Aug 2, 2023Nov 1, 2023Jan 25, 2024Apr 24, 2024Jul 31, 2024Oct 30, 2024Feb 11, 2025Apr 30, 2025Jul 29, 2025Nov 5, 2025Feb 11, 2026Apr 29, 2026Jul 29, 2026Nov 6, 2026
EPS Estimate0.320.190.220.210.230.260.280.300.300.310.320.340.220.170.120.130.150.110.140.150.150.150.180.200.280.270.310.330.310.290.380.400.410.390.440.270.500.510.510.450.450.350.970.880.401.171.481.320.451.181.471.061.141.651.771.491.151.691.680.821.752.082.031.201.542.202.051.071.792.472.180.931.942.192.001.152.561.632.131.461.812.283.152.062.633.063.272.003.203.784.242.534.305.274.572.194.6910.122.80-2.327.106.844.671.166.807.676.281.469.208.837.170.926.005.863.39-2.1210.075.872.91-3.9910.206.22-1.03
EPS Actual0.320.220.220.190.240.250.270.290.300.310.320.340.200.170.130.150.130.110.140.160.160.150.180.210.280.270.310.340.310.370.380.410.410.460.520.260.530.510.600.460.390.530.950.920.421.281.531.430.471.241.491.071.221.671.781.481.202.112.321.651.862.712.671.201.492.342.621.192.952.632.310.802.352.191.851.092.471.672.161.451.862.303.182.092.753.493.392.063.363.964.582.654.486.055.032.285.4012.563.08-2.307.676.894.831.248.048.676.881.629.388.947.78-0.117.236.964.16-2.1611.586.273.24-3.9610.317.61-
Surprise0.00%15.79%0.00%-9.52%4.35%-3.85%-3.57%-3.33%0.00%0.00%0.00%0.00%-9.09%0.00%8.33%15.38%-13.33%0.00%0.00%6.67%6.67%0.00%0.00%5.00%0.00%0.00%0.00%3.03%0.00%27.59%0.00%2.50%0.00%17.95%18.18%-3.70%6.00%0.00%17.65%2.22%-13.33%51.43%-2.06%4.55%5.00%9.40%3.38%8.33%4.44%5.08%1.36%0.94%7.02%1.21%0.56%-0.67%4.35%24.85%38.10%101.22%6.29%30.29%31.53%0.00%-3.25%6.36%27.80%11.21%64.80%6.48%5.96%-13.98%21.13%0.00%-7.50%-5.22%-3.52%2.45%1.41%-0.68%2.76%0.88%0.95%1.46%4.56%14.05%3.67%3.00%5.00%4.76%8.02%4.74%4.19%14.80%10.07%4.11%15.14%24.11%10.00%0.86%8.03%0.73%3.43%6.90%18.24%13.04%9.55%10.96%1.96%1.25%8.51%-111.96%20.50%18.77%22.71%-1.89%14.99%6.81%11.34%0.75%1.08%22.35%-
Timing-----Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market---Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap50.68B
Enterprise Value56.56B
Trailing P/E40.31
Forward P/E26.60
PEG Ratio1.37
Price / Sales0.35
Price / Book2.56
EPS10.47
Book Value160.00
Revenue (TTM)145.68B
Gross Profit (TTM)19.89B
EBITDA3.60B
Profit Margin0.88%
Operating Margin3.46%
Return on Equity6.89%
Return on Assets3.90%
Shares Outstanding120.08M
Shares Float119.83M
Beta0.74
Dividend Yield0.84%
Dividend Rate3.54
Payout Ratio20.58%

Analyst Ratings

Buy
Based on 26 analystsTarget 465.13
  • Strong Buy
    13
  • Buy
    3
  • Hold
    9
  • Strong Sell
    1

Ownership Breakdown

Institutions
102.06%
Insiders
0.21%
Retail / Other
0.00%

Top Institutional Holders

  • Dodge & Cox
    10.94M9.11%
  • BlackRock Inc
    10.42M8.68%
  • Vanguard Capital Management, LLC
    7.84M6.53%
  • Vanguard Portfolio Management, LLC
    5.82M4.85%
  • State Street Corp
    5.46M4.54%
  • Pzena Investment Management, LLC
    4.40M3.67%
  • Eagle Capital Management LLC
    3.85M3.20%
  • Sessa Capital, L.P
    3.73M3.10%
  • Massachusetts Financial Services Company
    3.58M2.98%
  • Geode Capital Management, LLC
    3.37M2.81%
  • JPMorgan Chase & Co
    3.23M2.69%
  • FMR Inc
    2.91M2.43%
  • Capital Research & Mgmt Co - Division 3
    2.39M1.99%
  • The Goldman Sachs Group Inc
    2.30M1.92%
  • NAYA CAPITAL MANAGEMENT UK LTD
    1.83M1.53%
  • NORGES BANK
    1.75M1.46%

Top Fund Holders

  • Dodge & Cox Stock I
    6.83M5.69%
  • Vanguard MStar Total Stk Mkt Idx Invest
    3.81M3.17%
  • Vanguard 500 Index Investor
    3.15M2.63%
  • Vanguard MStar Mid Cap Index Instl
    2.57M2.14%

Dividends

20263×
0.89Oct 30, 20260.89Jun 26, 20260.89Mar 27, 2026
20254×
0.89Dec 26, 20250.89Sep 26, 20250.89Jun 27, 20250.89Mar 28, 2025
20244×
0.89Dec 31, 20240.89Sep 30, 20240.89Jun 28, 20240.89Mar 27, 2024
20234×
0.89Dec 28, 20230.89Sep 28, 20230.89Jun 29, 20230.89Mar 30, 2023
20224×
0.79Dec 29, 20220.79Sep 29, 20220.79Jun 29, 20220.79Mar 30, 2022
20214×
0.70Dec 30, 20210.70Sep 29, 20210.70Jun 29, 20210.70Mar 30, 2021
20201×
0.63Dec 30, 2020

Stock Splits

  • Aug 1, 19913:2