ICICI Bank Limited

ICICI Bank Limited

IBN · NYSE · Financial Services / Banks - Regional

34.52USD+0.13 (+0.38%)

Price History

Full chart

Market Stats

Previous Close34.39
Open34.40
Day Range34.20 – 34.65
52-Week Range24.87 – 31.51
Volume5.51M
Market Cap105.76B
P/E (TTM)16.74
Forward P/E16.61
EPS1.76
Dividend Yield0.85%
Beta0.26
50-Day Avg28.95
200-Day Avg28.56

About

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to corporate and retail customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. The company offers asset management, securities brokerage, private equity, foreign exchange, agricultural and rural banking, equities underwriting, depositary share accounts, consumer durable goods financing, corporate salary and current account, savings and sovereign gold bonds, insurance policies, public offerings, investment, credit and protection, retail inward remittances, certificates of deposits, and payment and transaction banking products and services. It is also involved in the fee and commission-based activities; distribution of financial products; venture capital and real estate fund management business; treasury and rural banking operations; financial solutions; working capital financing; I-Process services, mutual funds, investment banking, and pension funds; and advisory activities. In addition, the company provides savings, salary, capital gains scheme, Hindu undivided family savings, real estate regulatory authority, government e-marketplace, current, trade, escrow, and foreign currency accounts. Further, it offers personal, home, car, education, gold, automobile, and commercial business loans, as well as loans against time deposits, securities, and property; and working capital loans, as well as credit, debit, prepaid, travel, forex, commercial, and corporate cards. Additionally, the company provides fixed income products; investment products; payments; general, accident, life, health, vehicle, and travel insurance products; cash management and merchant services; capital market and securities market services; and forex, derivatives, bullion, and bonds. The company was founded in 1955 and is headquartered in Mumbai, India.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Sandeep Bakhshi B.E.
  • Employees124.03K
  • HeadquartersICICI Bank Towers, Mumbai, India, 400051, USA
  • Websitehttps://www.icici.bank.in

Leadership

  • Mr. Sandeep Bakhshi B.E.MD, CEO & Executive Director · b. 1960
  • Mr. Rakesh Jha BE, PGDMExecutive Director · b. 1972
  • Mr. Sandeep Batra A.C.S., B.Com., CA, CS, F.C.A.Executive Director · b. 1966
  • Mr. Ajay Kumar Gupta B.Com, CAExecutive Director · b. 1967
  • Mr. Anindya BanerjeeGroup CFO & Head of Investor Relations · b. 1977
  • Mr. Laxminarayan AcharChief Accountant
  • Mr. Anish MadhavanGroup Chief Compliance Officer
  • Mr. Soumendra MattagajasinghGroup Chief Human Resources Officer
  • Mr. Akshay ChaturvediCountry Head of USA
  • Mr. Rajendra KhandelwalChief Internal Auditor

Financials

Income Statement

Currency: TWD1999-03-312000-03-312001-03-312002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Revenue6.10B3.54B14.15B26.02B110.95B139.36B164.57B246.10B413.29B600.53B641.53B584.82B615.65B666.62B741.70B794.29B902.13B1.01T1.13T1.19T1.31T1.50T1.61T1.16T1.85T2.35T2.95T3.12T
Growth (%)--42.03%+300.16%+83.83%+326.39%+25.61%+18.09%+49.54%+67.93%+45.31%+6.83%-8.84%+5.27%+8.28%+11.26%+7.09%+13.58%+12.37%+11.87%+4.91%+10.37%+13.94%+7.75%-27.81%+58.75%+27.38%+25.19%+5.95%
Cost of Revenue4.66B1.69B9.45B16.81B102.51B91.88B75.59B116.47B207.17B298.94B264.87B270.23B239.74B291.69B338.67B372.20B422.51B496.79B538.87B541.14B613.58B670.43B647.01B586.01B560.92B750.72B939.33B946.67B
Gross Profit1.44B3.54B4.70B9.21B8.44B47.48B88.98B129.64B206.11B301.59B376.66B314.59B375.91B374.93B403.03B422.08B479.62B516.90B595.12B648.52B699.50B825.68B964.98B1.16T1.29T1.60T2.01T2.17T
Gross Margin23.61%100.00%33.22%35.39%7.60%34.07%54.07%52.68%49.87%50.22%58.71%53.79%61.06%56.24%54.34%53.14%53.16%50.99%52.48%54.51%53.27%55.19%59.86%100.00%69.64%68.10%68.11%69.67%
Operating Expense762.71M-4.93B3.07B6.29B19.43B28.26B70.88B105.65B179.78B270.43B76.02B266.15B312.72B295.56B301.73B305.31B350.19B407.63B481.71B557.53B642.61B713.43B761.34B416.35B813.86B987.38B1.28T1.40T
Operating Income677.97M8.47B1.63B2.92B-11.00B19.22B18.10B23.99B26.33B31.15B300.64B48.43B63.18B79.38B101.30B116.77B129.42B109.27B113.40B91.00B56.89B112.25B203.64B747.34B472.55B615.08B730.04B773.20B
Operating Margin11.11%239.51%11.51%11.24%-9.91%13.79%11.00%9.75%6.37%5.19%46.86%8.28%10.26%11.91%13.66%14.70%14.35%10.78%10.00%7.65%4.33%7.50%12.63%64.22%25.58%26.14%24.78%24.77%
EBITDA847.46M8.86B2.23B4.58B-2.80B28.72B27.88B33.45B34.68B39.87B10.03B57.52B71.76B86.92B108.61B125.19B138.53B118.84B123.85B101.39B67.35B125.95B218.35B762.14B488.90B635.04B1.65T804.43B
EBITDA Margin13.89%250.62%15.79%17.60%-2.52%20.61%16.94%13.59%8.39%6.64%1.56%9.84%11.66%13.04%14.64%15.76%15.36%11.72%10.92%8.52%5.13%8.42%13.55%65.49%26.47%26.99%55.92%25.77%
Net Income508.48M1.40B1.35B2.00B-7.96B15.84B18.52B24.20B27.61B33.98B35.77B46.70B60.93B76.43B96.04B110.41B122.47B101.80B101.88B77.12B42.54B95.66B183.84B251.10B340.37B442.56B510.29B542.08B
Net Income Margin8.33%39.51%9.54%7.68%-7.18%11.36%11.26%9.83%6.68%5.66%5.58%7.99%9.90%11.47%12.95%13.90%13.58%10.04%8.98%6.48%3.24%6.39%11.40%21.58%18.42%18.81%17.32%17.37%
R&D----------------00000-------
R&D as % of Total Revenue----------------0.00%0.00%0.00%0.00%0.00%-------
Interest Expense4.15B6.68B8.38B15.11B82.94B71.83B68.04B101.01B176.76B257.67B264.87B207.29B193.43B250.13B282.85B297.11B323.18B339.96B348.36B342.62B391.78B446.66B426.59B411.67B505.43B741.08B890.27B890.29B
Interest Expense % of Total Revenue68.06%188.89%59.21%58.05%74.75%51.54%41.35%41.05%42.77%42.91%41.29%35.45%31.42%37.52%38.14%37.41%35.82%33.54%30.72%28.80%29.84%29.85%26.46%35.38%27.36%31.49%30.22%28.52%

Balance Sheet

Currency: TWD1999-03-312000-03-312001-03-312002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Assets72.88B130.39B219.20B404.34B1.18T1.41T1.78T2.77T3.94T4.86T4.83T4.89T5.34T6.19T6.75T7.48T8.26T9.19T9.86T12.41T12.39T12.39T15.74T15.74T17.53T23.64T26.42T29.14T
Total Liabilities70.13B119.00B202.95B386.21B1.08T1.31T1.66T2.54T3.70T4.40T4.35T4.37T4.77T5.57T6.04T6.69T7.39T8.21T8.77T11.24T11.18T11.18T14.07T14.07T15.65T20.94T23.13T25.35T
Total Equity2.75B11.40B16.25B18.13B91.94B94.49B126.24B225.92B243.15B450.72B467.78B512.97B553.02B612.76B687.62B764.30B847.05B941.11B1.09T1.17T1.21T1.21T1.58T1.67T1.88T2.56T3.14T3.63T
Cash18.01B36.38B47.17B89.27B74.83B98.96B136.28B208.62B429.02B453.29B350.61B471.44B407.63B423.71B505.96B495.94B774.48B944.56B1.06T1.18T873.91B873.91B1.82T1.48T1.83T1.90T2.38T2.65T
Total Debt1.74B4.67B5.40B28.55B441.42B430.67B558.08B555.46B825.25B866.29B1.16T1.16T1.23T1.42T1.55T1.72T1.93T2.09T1.88T2.29T2.10T2.13T1.40T1.57T1.98T2.01T2.04T2.20T
Net Debt-16.27B-31.70B-41.76B-60.71B366.59B331.71B421.80B346.84B396.24B413.00B810.05B685.54B826.80B999.33B1.05T1.22T1.16T1.14T802.03B972.70B1.23T1.23T-412.70B-36.71B-215.23B108.69B-346.55B-447.16B

Cash Flow

Currency: TWD1999-03-312000-03-312001-03-312002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Operating Cash Flow-7.58B-8.30B8.89B-6.14B5.07B73.54B84.24B84.24B134.20B204.70B84.89B340.02B184.57B176.01B187.41B143.38B330.91B277.09B376.50B299.35B465.98B486.71B795.65B1.38T581.11B1.57T822.20B673.25B
Investing Cash Flow-17.88B-21.09B-28.40B-133.22B-1.14B-396.47B-917.60B-917.60B-904.56B-839.92B-122.64B-13.85B-314.84B-583.92B-585.39B-736.26B-856.05B-816.27B-477.90B-1.35T-1.23T-423.08B-629.87B-393.21B-680.05B-1.46T-2.37T-130.14B
Financing Cash Flow34.96B45.76B30.03B182.39B26.97B367.99B879.97B879.97B974.91B692.85B-86.71B-208.39B119.12B556.64B420.35B523.71B521.31B717.64B251.95B1.14T747.16B-199.97B29.92B-546.67B174.51B137.65B2.06T-46.61B
Capital Expenditure466.10M524.02M1.30B1.56B6.92B5.75B6.60B6.60B8.24B13.66B14.26B6.27B8.73B6.45B6.24B8.33B12.66B8.58B12.74B10.52B11.36B11.48B18.73B16.88B18.60B36.79B48.26B37.30B
Free Cash Flow-8.05B-8.82B7.59B-7.70B-1.85B67.79B77.64B77.64B125.96B191.04B70.64B333.75B175.84B169.57B181.17B135.04B318.25B268.51B363.76B288.84B454.62B475.23B776.91B1.36T562.51B1.54T773.94B635.95B
Dividends Paid211.86M218.34M279.36M974.54M-6.21B7.65B7.65B8.64B11.03B15.52B13.53B15.20B20.24B22.16B26.92B31.36B34.93B33.12B17.32B11.56B11.69B8.86B13.85B13.85B55.99B71.24B78.53B
FCF to OCF106.15%106.32%85.34%125.40%-36.45%92.18%92.16%92.16%93.86%93.33%83.21%98.16%95.27%96.34%96.67%94.19%96.18%96.90%96.62%96.49%97.56%97.64%97.65%98.78%96.80%97.66%94.13%94.46%
Dividend Paid to FCF-2.63%-2.48%3.68%-12.66%-9.16%9.85%9.85%6.86%5.77%21.97%4.05%8.65%11.94%12.23%19.93%9.85%13.01%9.10%6.00%2.54%2.46%1.14%1.02%2.46%3.64%9.20%12.35%

Earnings

Report DateApr 30, 2004Jul 23, 2004Apr 30, 2005Oct 19, 2007Jan 20, 2008Apr 28, 2008Jul 28, 2008Oct 27, 2008Jan 24, 2009Apr 25, 2009Jul 27, 2009Oct 26, 2009Jan 18, 2010Apr 26, 2010Oct 25, 2013Jan 29, 2014Apr 25, 2014Jul 31, 2014Oct 30, 2014Jan 30, 2015Apr 27, 2015Jul 31, 2015Oct 30, 2015Jan 28, 2016Apr 29, 2016Jul 29, 2016Nov 17, 2016Jan 31, 2017May 3, 2017Jul 27, 2017Oct 27, 2017Jan 31, 2018May 7, 2018Jul 27, 2018Oct 26, 2018Jan 30, 2019May 6, 2019Jul 27, 2019Oct 26, 2019Jan 25, 2020May 9, 2020Jul 25, 2020Oct 31, 2020Jan 30, 2021Apr 24, 2021Jul 24, 2021Oct 23, 2021Jan 22, 2022Apr 23, 2022Jul 23, 2022Oct 22, 2022Jan 21, 2023Apr 22, 2023Jul 22, 2023Oct 21, 2023Jan 20, 2024Apr 27, 2024Jul 27, 2024Oct 26, 2024Jan 24, 2025Apr 19, 2025Jul 19, 2025Oct 18, 2025Jan 17, 2026Apr 18, 2026Jul 18, 2026Oct 16, 2026Oct 17, 2026
EPS Estimate--------------0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.070.090.070.010.060.080.180.100.180.150.060.170.140.180.200.220.230.230.230.280.280.320.310.320.330.330.340.350.350.370.390.360.380.390.400.400.40
EPS Actual0.060.050.070.070.090.050.050.050.100.050.070.080.080.090.000.000.000.000.000.000.005.090.000.000.000.000.140.110.100.100.100.080.05-0.010.040.070.040.080.150.180.050.110.170.190.170.180.210.240.260.240.260.290.320.330.350.350.360.370.390.380.410.410.390.340.410.43-0.49
Surprise-------------------------------14.29%-44.44%-114.29%300.00%16.67%-50.00%-55.56%50.00%0.00%-66.67%83.33%0.00%35.71%-5.56%-10.00%-4.55%4.35%13.04%4.35%-7.14%3.57%-0.78%6.45%9.38%6.06%9.09%8.82%11.43%8.57%10.81%5.13%8.33%-10.53%5.13%7.50%-22.50%
Timing------------------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-market--

Key Statistics & Ratios

Market Cap105.76B
Enterprise Value505.51B
Trailing P/E16.74
Forward P/E16.61
PEG Ratio0.52
Price / Sales0.05
Price / Book2.54
EPS1.76
Book Value11.54
Revenue (TTM)2.12T
Gross Profit (TTM)2.12T
Profit Margin27.84%
Operating Margin37.52%
Return on Equity16.49%
Return on Assets2.10%
Shares Outstanding3.59B
Shares Float3.57B
Beta0.26
Dividend Yield0.85%
Dividend Rate0.25
Payout Ratio12.15%

Analyst Ratings

Strong Buy
Based on 4 analystsTarget 37.75
  • Strong Buy
    3
  • Buy
    1

Ownership Breakdown

Institutions
16.30%
Insiders
0.00%
Retail / Other
83.70%

Top Institutional Holders

  • Morgan Stanley - Brokerage Accounts
    54.40M1.52%
  • WCM Investment Management
    51.51M1.44%
  • GQG Partners LLC
    30.90M0.86%
  • Temasek Holdings Ltd.
    29.20M0.82%
  • Amvescap Plc.
    24.41M0.68%
  • JPMorgan Chase & Co
    22.99M0.64%
  • Robeco Institutional Asset Management BV
    21.15M0.59%
  • Schroder Investment Management Group
    15.76M0.44%
  • Fidelity International Ltd
    13.68M0.38%
  • Dimensional Fund Advisors, Inc.
    10.38M0.29%
  • Capital Research & Mgmt Co - Division 3
    9.31M0.26%
  • Ninety One UK Limited
    9.18M0.26%
  • North of South Capital LLP
    8.69M0.24%
  • State Street Corp
    8.27M0.23%
  • Bank of America Corp
    8.25M0.23%
  • Milestone Resources Group Ltd
    7.89M0.22%
  • Hardman Johnston Global Advisors LLC
    7.37M0.21%

Top Fund Holders

  • Goldman Sachs GQG Ptnrs Intl Opps Instl
    19.79M0.55%
  • WCM Focused International Growth Instl
    12.13M0.34%
  • American Funds New Perspective A
    6.92M0.19%

Dividends

20261×
0.25Aug 3, 2026
20251×
0.25Aug 12, 2025
20241×
0.20Aug 12, 2024
20231×
0.17Aug 8, 2023
20221×
0.11Aug 9, 2022
20211×
0.05Jul 28, 2021
20191×
0.03Jul 23, 2019
20182×
0.04Aug 24, 20180.04Jul 23, 2018
20171×
0.08Jun 19, 2017
20161×
0.14Jun 14, 2016
20152×
0.16Jun 11, 20150.14Jun 3, 2015
20141×
0.14Jul 1, 2014
20131×
0.12May 29, 2013
20121×
0.10May 30, 2012
20111×
0.11Jun 1, 2011
20101×
0.09Jun 9, 2010
20091×
0.08Jun 10, 2009
20081×
0.09Jul 9, 2008
20071×
0.09Jun 13, 2007
20061×
0.07Jul 6, 2006
20051×
0.07Aug 3, 2005
20041×
0.06Sep 1, 2004

Stock Splits

  • Jun 19, 201711:10
  • Dec 9, 20145:1