YOLFTbeta
Itau Unibanco Banco Holding SA

Itau Unibanco Banco Holding SA

ITUB · NYSE · Financial Services / Banks - Regional

7.53USD+0.16 (+2.17%)

Price History

Full chart

Market Stats

Previous Close7.37
Open7.39
Day Range7.39 – 7.58
52-Week Range6.57 – 10.20
Volume18.90M
Market Cap78.59B
P/E (TTM)9.14
Forward P/E8.20
EPS0.78
Dividend Yield2.40%
Beta0.11
50-Day Avg8.52
200-Day Avg8.37

About

Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial banking services; real estate lending and financing services; economic, financial and brokerage advisory; and leasing and foreign exchange services. The company also provides non-life insurance products covering loss, damage, or liability for objects or people, as well as life insurance products covering death and personal accidents. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies, as well as middle-market companies and high net worth institutional clients. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was incorporated in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. is a subsidiary of IUPAR - Itaú Unibanco Participações S.A.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Milton Maluhy Filho
  • Employees93.55K
  • HeadquartersPraCa Alfredo Egydio de Souza Aranha, São Paulo, SP, Brazil, 04344-902, USA
  • Websitehttps://www.itau.com.br

Leadership

  • Mr. Milton Maluhy FilhoCEO & Member of Executive Board · b. 1976
  • Mr. Gabriel Amado de MouraCFO & Member of Executive Board · b. 1975
  • Mr. Pedro Paulo Giubbina LorenziniHead of Macroeconomics, Global Markets, Treasury & Latam and Member of Executive Board · b. 1968
  • Mr. Flavio Augusto Aguiar de SouzaMember of Executive Board · b. 1970
  • Fabiana Palazzo BarbosaAccountant
  • Mr. Renato Lulia JacobGroup Head of Investor Relations & Market Intelligence · b. 1974
  • Mr. Percy Augusto MoreiraHead of Itaú USA & Private International
  • Bruno SerraHead of Management Team
  • Mr. Gustavo Lopes RodriguesDirector of Investor Relations · b. 1980

Financials

Income Statement

Currency: BRL2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue11.46B16.79B22.91B24.66B26.44B33.28B42.20B51.14B62.95B113.01B103.50B127.12B124.63B122.76B160.07B162.65B209.71B184.21B170.74B188.39B173.58B191.49B253.12B306.63B325.85B384.58B
Growth (%)-+46.49%+36.48%+7.65%+7.19%+25.88%+26.82%+21.18%+23.09%+79.53%-8.42%+22.82%-1.95%-1.51%+30.40%+1.61%+28.94%-12.16%-7.31%+10.34%-7.86%+10.32%+32.19%+21.14%+6.27%+18.03%
Cost of Revenue1.79B5.57B9.04B8.31B7.45B11.36B16.05B18.81B35.87B47.25B48.19B70.16B67.39B59.16B86.75B94.80B117.59B96.71B81.20B94.26B98.01B83.31B144.90B189.81B196.75B251.96B
Gross Profit11.46B11.22B13.87B16.36B18.99B21.92B26.16B32.33B27.08B65.76B55.31B56.96B57.25B63.60B73.32B67.84B92.11B87.50B89.54B94.13B75.57B108.18B108.23B116.82B129.10B132.63B
Gross Margin100.00%66.84%60.54%66.32%71.83%65.86%61.98%63.21%43.02%58.19%53.44%44.81%45.93%51.81%45.80%41.71%43.92%47.50%52.44%49.97%43.54%56.50%42.76%38.10%39.62%34.49%
Operating Expense5.34B9.20B11.11B11.61B12.68B14.53B17.89B20.55B23.54B42.30B37.28B38.71B39.83B42.74B44.51B49.58B56.44B56.92B58.93B62.89B70.34B65.95B71.53B77.12B81.54B82.38B
Operating Income6.11B2.02B2.76B4.74B6.31B7.39B8.27B11.78B3.54B23.46B18.03B18.25B17.42B20.86B28.81B18.27B35.68B30.58B30.61B31.24B5.23B42.23B36.69B39.70B47.56B50.25B
Operating Margin53.36%12.01%12.04%19.23%23.85%22.20%19.59%23.03%5.63%20.76%17.42%14.36%13.97%17.00%18.00%11.23%17.01%16.60%17.93%16.58%3.01%22.05%14.50%12.95%14.59%13.07%
EBITDA6.11B2.68B3.46B5.87B7.18B8.44B9.47B13.43B5.50B28.37B20.17B20.42B19.61B23.20B31.35B21.09B38.93B33.75B34.17B34.80B8.96B46.46B41.49B45.35B54.00B57.64B
EBITDA Margin53.36%15.97%15.11%23.78%27.16%25.35%22.45%26.25%8.74%25.11%19.49%16.06%15.73%18.90%19.59%12.97%18.56%18.32%20.02%18.47%5.16%24.26%16.39%14.79%16.57%14.99%
Net Income1.84B1.84B2.83B3.27B4.63B5.45B5.88B7.66B4.85B14.09B11.71B13.84B12.63B16.42B21.55B25.74B21.63B23.19B24.91B27.11B18.90B26.76B29.21B33.10B41.09B44.86B
Net Income Margin16.06%10.99%12.35%13.25%17.53%16.38%13.94%14.98%7.70%12.46%11.31%10.89%10.14%13.38%13.47%15.83%10.31%12.59%14.59%14.39%10.89%13.97%11.54%10.80%12.61%11.66%
R&D---------------00000------
R&D as % of Total Revenue---------------0.00%0.00%0.00%0.00%0.00%------
Interest Expense3.83B4.49B6.92B6.62B6.58B8.72B10.91B13.27B26.51B31.88B36.84B55.60B48.07B46.36B72.98B75.06B95.13B78.33B70.61B75.96B73.56B69.31B116.75B158.25B167.28B219.34B
Interest Expense % of Total Revenue33.44%26.74%30.19%26.84%24.89%26.22%25.86%25.95%42.11%28.21%35.59%43.74%38.57%37.77%45.59%46.15%45.36%42.52%41.36%40.32%42.38%36.19%46.12%51.61%51.34%57.03%

Balance Sheet

Currency: BRL2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets69.55B72.24B84.16B103.78B115.64B139.35B192.27B279.81B401.38B599.09B727.08B818.14B957.15B1.03T1.13T1.28T1.35T1.44T1.55T1.64T2.02T2.07T2.32T2.54T2.85T3.08T
Total Liabilities62.36B63.46B72.74B89.38B97.89B119.62B163.50B242.20B365.74B517.05B659.53B742.80B881.16B943.11B1.03T1.16T1.22T1.29T1.40T1.49T1.86T1.90T2.14T2.34T2.63T2.86T
Total Equity6.64B8.36B11.05B13.89B16.71B18.31B27.35B36.26B34.39B69.28B65.88B73.94B75.90B83.22B99.26B114.06B134.81B131.38B136.78B136.93B142.99B152.86B167.72B190.18B211.09B204.40B
Cash14.63B9.33B12.16B15.38B16.01B21.55B25.82B58.60B64.40B108.31B110.78B136.54B101.49B119.25B103.71B115.63B126.93B146.63B157.73B156.20B191.97B224.85B210.72B228.41B263.76B270.61B
Total Debt9.84B24.25B24.93B36.88B33.89B38.98B59.75B102.60B141.44B205.88B306.77B330.72B436.51B450.11B484.51B250.83B320.29B536.18B559.07B544.15B577.99B574.07B721.40B814.62B905.63B1.01T
Net Debt-4.79B14.92B12.77B21.50B17.88B17.43B33.92B44.00B77.04B97.57B195.99B194.18B335.01B330.87B380.80B135.18B104.79B389.54B401.35B387.95B386.02B349.22B510.68B586.21B641.87B741.99B

Cash Flow

Currency: BRL2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-7.25B6.62B5.27B2.14B5.36B3.58B3.61B-12.68B32.67B-28.70B-7.44B48.63B32.53B89.73B-34.46B30.31B8.64B22.71B35.22B59.49B60.11B129.97B77.49B-96.32B129.38B
Investing Cash Flow--10.81B-12.95B-522.22M-12.26B-17.05B-16.56B-31.74B-80.33B1.74B-2.15B-1.31B-37.58B-14.50B2.68B-361.00M14.43B-3.84B20.13B-38.66B753.00M-4.84B-73.60B-31.23B6.97B-210.16B
Financing Cash Flow-2.39B3.05B-525.10M3.71B12.29B17.42B49.60B98.84B-5.67B4.66B-921.00M-4.91B-10.61B-21.69B-8.53B-22.33B-16.92B-31.58B-21.30B-13.55B-31.46B-31.71B-22.45B81.69B88.60B
Capital Expenditure0743.14M771.68M640.51M515.27M595.42M550.18M687.27M1.33B2.02B2.65B3.88B3.65B2.52B5.20B2.62B2.07B3.59B2.86B4.31B5.31B9.08B8.49B9.19B1.83B1.15B
Free Cash Flow-6.51B5.84B4.63B1.62B4.76B3.03B2.92B-14.01B30.65B-31.35B-11.31B44.98B30.01B84.53B-37.08B28.24B5.05B19.84B30.91B54.18B51.02B121.47B68.30B-98.15B128.23B
Dividends Paid-643.28M814.16M929.02M1.19B1.86B1.74B2.28B2.91B3.78B4.32B4.59B5.21B5.37B6.32B7.01B7.67B10.38B20.09B25.91B11.55B6.27B6.71B10.35B21.31B47.35B
FCF to OCF-89.76%88.34%87.84%75.87%88.89%84.62%80.95%110.47%93.82%109.23%152.08%92.49%92.27%94.21%107.61%93.18%58.41%87.39%87.76%91.08%84.89%93.46%88.14%101.90%99.11%
Dividend Paid to FCF-9.88%13.93%20.07%73.44%39.12%57.65%78.05%-20.77%12.34%-13.76%-40.55%11.57%17.89%7.48%-18.90%27.17%205.67%101.25%83.83%21.32%12.28%5.52%15.15%-21.72%36.93%

Earnings

Report DateMay 5, 2003Aug 5, 2003Nov 5, 2003Feb 18, 2004May 4, 2004Aug 3, 2004Nov 9, 2004May 3, 2005Aug 1, 2005Nov 1, 2005Feb 21, 2006May 9, 2006Aug 1, 2006Oct 31, 2006Feb 13, 2007May 8, 2007Aug 7, 2007Nov 6, 2007Feb 12, 2008May 6, 2008Aug 5, 2008Oct 27, 2008Feb 25, 2009May 5, 2009Aug 11, 2009Nov 3, 2009Feb 9, 2010May 4, 2010Aug 3, 2010Nov 3, 2010Feb 23, 2011May 3, 2011Aug 2, 2011Nov 1, 2011Feb 6, 2012Apr 24, 2012Jul 24, 2012Oct 23, 2012Feb 5, 2013Apr 30, 2013Jul 30, 2013Oct 29, 2013Feb 4, 2014Apr 29, 2014Aug 5, 2014Nov 4, 2014Feb 3, 2015May 5, 2015Aug 4, 2015Nov 3, 2015Feb 2, 2016May 3, 2016Aug 2, 2016Oct 31, 2016Feb 7, 2017May 3, 2017Jul 31, 2017Oct 30, 2017Feb 5, 2018May 1, 2018Jul 30, 2018Oct 29, 2018Feb 4, 2019May 2, 2019Jul 29, 2019Nov 4, 2019Feb 10, 2020May 5, 2020Aug 3, 2020Nov 3, 2020Feb 1, 2021May 3, 2021Aug 2, 2021Nov 3, 2021Feb 9, 2022May 9, 2022Aug 8, 2022Nov 9, 2022Feb 7, 2023May 8, 2023Aug 6, 2023Nov 5, 2023Feb 5, 2024May 6, 2024Aug 6, 2024Nov 4, 2024Feb 5, 2025May 8, 2025Aug 5, 2025Nov 4, 2025Feb 4, 2026May 5, 2026Aug 4, 2026Nov 3, 2026
EPS Estimate0.010.010.020.040.040.040.040.070.120.070.080.090.090.060.090.100.120.120.170.140.150.140.110.100.100.110.140.160.160.160.200.190.200.180.210.180.170.160.160.160.160.140.160.170.190.190.190.170.160.140.130.120.130.140.160.170.160.170.170.170.160.150.160.170.160.170.160.120.070.080.100.100.110.120.110.120.140.140.140.150.150.170.170.180.170.170.160.170.180.200.200.210.220.22
EPS Actual0.030.030.040.040.080.080.040.120.080.080.090.090.090.090.090.110.250.220.130.150.160.110.090.110.120.140.130.160.170.170.200.200.190.190.200.170.160.150.160.150.140.160.170.180.190.190.190.170.160.150.130.130.150.160.160.180.180.170.180.170.150.160.160.160.160.160.150.060.070.080.090.110.120.110.120.130.130.140.130.150.160.180.150.170.160.170.160.190.190.200.200.230.21-
Surprise200.00%200.00%100.00%0.00%100.00%100.00%0.00%71.43%-33.33%14.29%12.50%0.00%0.00%50.00%0.00%10.00%108.33%83.33%-23.53%7.14%6.67%-21.43%-18.18%10.00%20.00%27.27%-7.14%0.00%6.25%6.25%0.00%5.26%-5.00%5.56%-4.76%-5.56%-5.88%-6.25%0.00%-6.25%-12.50%14.29%6.25%5.88%0.00%0.00%0.00%0.00%0.00%7.14%0.00%8.33%15.38%14.29%0.00%5.88%12.50%0.00%5.88%0.00%-6.25%6.67%0.00%-5.88%0.00%-5.88%-6.25%-50.00%0.00%0.00%-10.00%10.00%9.09%-8.33%9.09%8.33%-7.14%0.00%-7.14%0.00%6.67%5.88%-11.76%-5.56%-5.88%0.00%0.00%11.76%5.56%0.00%0.00%9.52%-4.55%-
Timing-----Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market--Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hours-Pre-marketAfter-hoursPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap78.59B
Enterprise Value720.56B
Trailing P/E9.14
Forward P/E8.20
PEG Ratio1.17
Price / Sales0.55
Price / Book1.93
EPS0.78
Book Value3.93
Revenue (TTM)143.71B
Gross Profit (TTM)143.71B
Profit Margin32.58%
Operating Margin39.07%
Return on Equity21.48%
Return on Assets1.58%
Shares Outstanding5.40B
Shares Float5.85B
Beta0.11
Dividend Yield2.40%
Dividend Rate0.17
Payout Ratio1.91%

Analyst Ratings

Buy
Based on 8 analystsTarget 9.03
  • Strong Buy
    3
  • Buy
    2
  • Hold
    3

Ownership Breakdown

Institutions
23.53%
Insiders
0.03%
Retail / Other
76.44%

Top Institutional Holders

  • Capital Research Global Investors
    94.96M0.86%
  • Orbis Allan Gray Ltd
    81.30M0.74%
  • Westwood Global Investments LLC
    61.53M0.56%
  • Schroder Investment Management Group
    56.75M0.51%
  • GQG Partners LLC
    48.14M0.44%
  • Robeco Institutional Asset Management BV
    45.64M0.41%
  • Arrowstreet Capital Limited Partnership
    45.30M0.41%
  • BlackRock Inc
    43.66M0.40%
  • JPMorgan Chase & Co
    43.34M0.39%
  • FMR Inc
    36.56M0.33%
  • Franklin Templeton Inc
    34.35M0.31%
  • William Blair Investment Management, LLC
    28.28M0.26%
  • Fisher Asset Management, LLC
    27.63M0.25%
  • Itau Unibanco Holding SA
    23.66M0.21%

Top Fund Holders

  • American Funds Capital Inc Bldr A
    42.20M0.38%
  • American Funds New World A
    35.40M0.32%
  • iShares Latin America 40 ETF
    30.23M0.27%
  • Fidelity Series Emerging Markets Opps
    26.14M0.24%
  • R-co Valor C EUR
    23.72M0.22%
  • Orbis Global Equity Investor
    22.67M0.21%

Dividends

202615×
0.00Dec 2, 20260.00Nov 4, 20260.00Oct 2, 20260.00Sep 2, 20260.00Aug 4, 20260.00Jul 2, 20260.07Jun 22, 20260.00Jun 2, 20260.00May 5, 20260.00Apr 2, 20260.07Mar 23, 20260.00Mar 3, 20260.00Feb 26, 20260.00Feb 3, 20260.00Jan 5, 2026
20259×
0.39Dec 11, 20250.00Dec 2, 20250.00Nov 4, 20250.00Oct 2, 20250.00Sep 2, 20250.07Aug 20, 20250.00Aug 4, 20250.00Jul 2, 20250.06Jun 11, 2025

Stock Splits

  • Dec 29, 2025103:100
  • Mar 19, 202511:10
  • Oct 4, 20211213:1000
  • Nov 28, 20183:2
  • Oct 18, 2016110:100
  • Jun 6, 201411:10
  • May 21, 201311:10
  • Jun 10, 20085:4
  • Oct 9, 20072:1
  • Oct 7, 20055:1