Kinsale Capital Group Inc

Kinsale Capital Group Inc

KNSL · NYSE · Financial Services / Insurance - Property & Casualty

395.89USD+6.05 (+1.55%)

Price History

Full chart

Market Stats

Previous Close389.84
Open394.63
Day Range392.45 – 400.49
52-Week Range287.01 – 483.75
Volume115.21K
Market Cap7.53B
P/E (TTM)13.41
Forward P/E15.11
EPS24.65
Dividend Yield0.30%
Beta0.89
50-Day Avg365.20
200-Day Avg356.73

About

Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company's commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Property & Casualty
  • CEOMr. Michael Patrick Kehoe J.D.
  • Employees711
  • Headquarters2025 Staples Mill Roadt, Richmond, VA, United States, 23230, USA
  • Websitehttps://www.kinsalecapitalgroup.com

Leadership

  • Mr. Michael Patrick Kehoe J.D.Chairman of the Board, CEO & President · b. 1966
  • Mr. Bryan Paul Petrucelli CPAExecutive VP, CFO & Treasurer · b. 1966
  • Mr. Mark J. Beachy J.D.Executive VP & Chief Claims Officer · b. 1968
  • Mr. Christopher Richard TangardSenior VP & Chief Accounting Officer
  • Mr. Salmaan K. Allibhai FCAS, MAAAExecutive VP, Chief Analytics & Technology Officer
  • Ms. Amber J. SheridanSenior VP and Chief Human Resources Officer
  • Mr. Patrick L. DaltonSenior VP & Chief Business Development Officer
  • Mr. Stuart P. WinstonExecutive VP & Chief Underwriting Officer
  • Mr. Brendan McMorrowSenior Vice President of Underwriting
  • Ms. Amanda Elizabeth ViolSecretary

Financials

Income Statement

Currency: USD2013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue48.48M63.68M80.60M141.62M186.78M222.11M315.89M459.89M653.47M838.80M1.22B1.59B1.87B
Growth (%)-+31.33%+26.57%+75.71%+31.89%+18.92%+42.22%+45.59%+42.09%+28.36%+45.98%+29.65%+18.04%
Cost of Revenue24.15M28.04M25.40M77.11M124.88M154.48M205.60M317.58M397.56M551.67M713.94M907.08M890.69M
Gross Profit24.33M35.64M55.20M64.51M61.89M67.64M110.29M142.31M255.91M287.13M510.51M680.44M983.30M
Gross Margin50.18%55.97%68.49%45.55%33.14%30.45%34.91%30.94%39.16%34.23%41.69%42.86%52.47%
Operating Expense12.23M16.17M21.64M24.97M23.37M27.16M34.24M41.89M67.11M91.57M126.50M165.73M348.99M
Operating Income12.10M19.47M33.56M39.54M38.52M40.48M76.05M100.41M188.80M195.56M384.02M514.72M634.30M
Operating Margin24.96%30.58%41.64%27.92%20.62%18.22%24.08%21.83%28.89%23.31%31.36%32.42%33.85%
EBITDA12.55M20.04M34.20M40.17M39.04M41.11M76.73M102.16M192.10M202.57M397.59M530.65M650.78M
EBITDA Margin25.89%31.48%42.43%28.37%20.90%18.51%24.29%22.21%29.40%24.15%32.47%33.43%34.73%
Net Income12.27M12.97M22.27M26.17M24.90M33.79M63.32M88.42M152.66M159.11M308.09M414.84M503.61M
Net Income Margin25.30%20.37%27.64%18.48%13.33%15.21%20.04%19.23%23.36%18.97%25.16%26.13%26.87%
R&D---000-------
R&D as % of Total Revenue---0.00%0.00%0.00%-------
Interest Expense0000000168.00K994.00K4.28M10.30M10.13M10.65M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.04%0.15%0.51%0.84%0.64%0.57%

Balance Sheet

Currency: USD2013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-437.60M545.28M614.39M667.85M773.06M1.09B1.55B2.03B2.75B3.77B4.89B6.04B
Total Liabilities-345.02M431.83M404.18M429.66M509.08M684.67M970.66M1.33B2.00B2.69B3.40B4.08B
Total Equity-92.59M113.45M210.21M238.19M263.99M405.88M576.24M699.34M745.45M1.09B1.48B1.96B
Cash-23.96M24.54M50.75M81.75M75.09M100.41M77.09M121.04M156.27M126.69M113.21M163.36M
Total Debt-27.48M29.60M---16.74M42.57M85.39M195.75M183.85M184.12M224.40M
Net Debt-3.53M5.06M-50.75M-81.75M-75.09M-83.66M-34.52M-35.65M39.47M57.15M70.91M61.04M

Cash Flow

Currency: USD2013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow61.80M80.07M78.70M73.74M77.40M103.98M178.36M279.97M407.04M557.82M859.84M976.30M1.04B
Investing Cash Flow-73.94M-82.57M-80.05M-88.14M-42.43M-106.54M-230.79M-379.43M-351.95M-708.57M-860.89M-960.13M-922.21M
Financing Cash Flow12.64M10.24M1.93M40.61M-3.97M-4.10M77.75M76.14M-11.14M185.99M-28.52M-29.66M-71.38M
Capital Expenditure215.00K1.06M231.00K565.00K179.00K1.27M19.62M32.88M5.92M6.90M6.61M23.94M53.69M
Free Cash Flow61.58M79.01M78.47M73.18M77.22M102.71M158.74M247.10M401.12M550.91M853.23M952.36M990.05M
Dividends Paid-2.10M2.10M2.10M5.04M5.91M6.93M8.07M10.02M11.93M12.95M13.94M15.78M
FCF to OCF99.65%98.68%99.71%99.23%99.77%98.78%89.00%88.26%98.55%98.76%99.23%97.55%94.86%
Dividend Paid to FCF-2.65%2.67%2.87%6.53%5.75%4.37%3.27%2.50%2.16%1.52%1.46%1.59%

Earnings

Report DateSep 2, 2016Nov 10, 2016Mar 1, 2017May 4, 2017Aug 3, 2017Nov 2, 2017Feb 26, 2018May 3, 2018Aug 6, 2018Nov 1, 2018Feb 21, 2019May 2, 2019Aug 1, 2019Oct 31, 2019Feb 20, 2020Apr 30, 2020Jul 30, 2020Oct 29, 2020Feb 18, 2021Apr 29, 2021Jul 29, 2021Oct 28, 2021Feb 17, 2022Apr 28, 2022Jul 28, 2022Oct 27, 2022Feb 16, 2023Apr 27, 2023Jul 27, 2023Oct 26, 2023Feb 15, 2024Apr 25, 2024Jul 25, 2024Oct 24, 2024Feb 14, 2025Apr 24, 2025Jul 24, 2025Oct 23, 2025Feb 12, 2026Apr 23, 2026Jul 23, 2026Oct 22, 2026
EPS Estimate0.340.250.270.310.320.370.380.370.490.490.410.510.560.590.640.640.690.740.790.841.060.991.391.521.621.242.152.222.512.843.393.363.553.644.323.264.424.825.184.685.104.87
EPS Actual0.390.380.330.290.400.440.350.380.460.490.460.640.570.570.630.760.840.421.141.111.281.591.761.631.921.642.602.442.883.313.873.503.754.204.623.714.785.215.815.115.54-
Surprise14.71%52.00%22.22%-6.45%25.00%18.92%-7.89%2.70%-6.12%0.00%12.20%25.49%1.79%-3.39%-1.56%18.75%21.74%-43.24%44.30%32.14%20.75%60.61%26.62%7.24%18.52%32.26%20.93%9.91%14.74%16.55%14.16%4.17%5.63%15.38%6.90%13.80%8.14%8.09%12.16%9.19%8.63%-
TimingAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap7.53B
Enterprise Value7.74B
Trailing P/E13.41
Forward P/E15.11
PEG Ratio1.01
Price / Sales3.77
Price / Book3.80
EPS24.65
Book Value89.34
Revenue (TTM)2.00B
Gross Profit (TTM)621.59M
EBITDA732.26M
Profit Margin28.49%
Operating Margin40.68%
Return on Equity30.27%
Return on Assets7.56%
Shares Outstanding22.78M
Shares Float21.52M
Beta0.89
Dividend Yield0.30%
Dividend Rate1.00
Payout Ratio4.25%

Analyst Ratings

Hold
Based on 11 analystsTarget 354.78
  • Strong Buy
    2
  • Buy
    1
  • Hold
    8

Ownership Breakdown

Institutions
96.78%
Insiders
5.42%
Retail / Other
0.00%

Top Institutional Holders

  • BlackRock Inc
    2.17M9.55%
  • BAMCO Inc
    2.03M8.90%
  • Capital World Investors
    1.28M5.62%
  • Vanguard Capital Management, LLC
    986.40K4.33%
  • Vanguard Portfolio Management, LLC
    931.29K4.09%
  • State Street Corp
    691.96K3.04%
  • Geode Capital Management, LLC
    661.22K2.90%
  • First Manhattan Co. LLC
    616.03K2.70%
  • Morgan Stanley - Brokerage Accounts
    592.43K2.60%
  • Life Cycle Investment Partners Limited
    564.31K2.48%
  • Davenport & Company LLC
    533.17K2.34%
  • JPMorgan Chase & Co
    429.64K1.89%
  • Turtle Creek Asset Management Inc.
    411.25K1.81%
  • Dimensional Fund Advisors, Inc.
    355.01K1.56%

Top Fund Holders

  • Baron Partners Retail
    1.00M4.41%
  • Baron Generational Growth Retail
    863.90K3.79%
  • iShares Core S&P Mid-Cap ETF
    767.23K3.37%
  • Vanguard MStar Total Stk Mkt Idx Invest
    696.47K3.06%
  • Vanguard Small Cap Index
    504.24K2.21%
  • Baron Small Cap Retail
    350.00K1.54%

Dividends

20263×
0.25Aug 28, 20260.25May 28, 20260.25Feb 26, 2026
20254×
0.17Nov 28, 20250.17Aug 29, 20250.17May 29, 20250.17Feb 27, 2025
20244×
0.15Nov 29, 20240.15Aug 29, 20240.15May 31, 20240.15Feb 26, 2024
20234×
0.14Nov 28, 20230.14Aug 28, 20230.14May 30, 20230.14Feb 27, 2023
20224×
0.13Nov 29, 20220.13Aug 26, 20220.13May 27, 20220.13Mar 1, 2022
20214×
0.11Nov 26, 20210.11Aug 30, 20210.11May 26, 20210.11Feb 25, 2021
20201×
0.09Nov 27, 2020