Loandepot Inc

LDI · NYSE · Financial Services / Mortgage Finance

0.4506USD+0.00 (+0.27%)

Price History

Full chart

Market Stats

Previous Close0.4494

Open0.45

Day Range0.44 – 0.4624

52-Week Range0.6098 – 3.80

Volume1.35M

Market Cap297.77M

P/E (TTM)0.00

Forward P/E112.36

EPS-0.31

Dividend Yield0.00%

Beta3.11

50-Day Avg0.9047

200-Day Avg1.53

About

loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides title, escrow, and settlement services for mortgage loan transactions; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Irvine, California.

Company Details

SectorFinancial Services
IndustryMortgage Finance
CEOMr. Anthony Li Hsieh
Employees4.63K
Headquarters6561 Irvine Center Drive, Irvine, CA, United States, 92618, USA
Websitehttps://www.loandepot.com

Leadership

Mr. Anthony Li HsiehFounder, CEO, Chairman & President · b. 1965
Mr. David R. HayesChief Financial Officer · b. 1975
Mr. Dominick E. MarchettiChief Digital Officer · b. 1974
Mr. Jeffrey Michael DerGurahianExecutive VP, Chief Investment Officer & Head Economist · b. 1976
Mr. Darren GraelerExecutive VP & Chief Accounting Officer · b. 1968
Mr. George BradyExecutive VP & Chief Information Officer
Mr. Gerhard ErdeljiSenior Vice President of Investor Relations
Mr. Joseph J. Grassi IIIChief Legal & Risk Officer · b. 1963
Rebecca AndersonSenior VP of Strategic Communications & Public Relations
Ms. T. J. FreebornChief Marketing & Customer Experience Officer

Financials

Income Statement

Currency: USD	2013-12-31	2014-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	328.28M	520.55M	1.34B	1.64B	1.13B	1.38B	4.34B	3.76B	1.41B	1.04B	1.12B	1.54B
Growth (%)	-	+58.57%	+157.71%	+22.57%	-31.10%	+22.05%	+214.25%	-13.53%	-62.41%	-26.11%	+7.04%	+37.59%
Cost of Revenue	14.66M	28.90M	96.79M	366.69M	143.13M	180.31M	205.42M	305.21M	411.95M	312.43M	329.53M	179.11M
Gross Profit	313.62M	491.65M	1.24B	1.28B	989.70M	1.20B	4.14B	3.45B	1.00B	731.09M	787.45M	1.36B
Gross Margin	95.53%	94.45%	92.78%	77.70%	87.37%	86.96%	95.27%	91.88%	70.83%	70.06%	70.50%	88.34%
Operating Expense	240.59M	469.46M	1.03B	1.25B	1.09B	1.17B	2.12B	2.79B	1.69B	1.01B	1.03B	1.15B
Operating Income	73.03M	22.19M	213.31M	31.86M	-103.34M	32.67M	2.02B	666.52M	-689.98M	-278.31M	-242.85M	203.21M
Operating Margin	22.25%	4.26%	15.90%	1.94%	-9.12%	2.36%	46.39%	17.74%	-48.85%	-26.67%	-21.74%	13.22%
EBITDA	78.81M	33.89M	-	10.64M	-67.06M	94.01M	2.08B	724.67M	-627.01M	-222.88M	-195.73M	229.43M
EBITDA Margin	24.01%	6.51%	-	0.65%	-5.92%	6.80%	47.78%	19.29%	-44.40%	-21.36%	-17.52%	14.93%
Net Income	72.26M	21.68M	168.78M	29.81M	-102.87M	34.42M	2.01B	113.52M	-273.02M	-110.14M	-98.33M	-62.65M
Net Income Margin	22.01%	4.17%	12.58%	1.81%	-9.08%	2.49%	46.33%	3.02%	-19.33%	-10.55%	-8.80%	-4.08%
R&D	-	0.03	-	0.02	0.07	11.20M	11.50M	11.50M	20.40M	27.70M	27.90M	-
R&D as % of Total Revenue	-	0.00%	-	0.00%	0.00%	0.81%	0.26%	0.31%	1.44%	2.65%	2.50%	-
Interest Expense	14.66M	28.90M	0	0	146.41M	171.64M	179.44M	298.02M	274.96M	304.25M	335.88M	323.74M
Interest Expense % of Total Revenue	4.47%	5.55%	0.00%	0.00%	12.92%	12.41%	4.13%	7.93%	19.47%	29.16%	30.07%	21.07%

Balance Sheet

Currency: USD	2013-12-31	2014-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	1.02B	1.37B	-	3.44B	4.95B	10.89B	11.78B	7.10B	6.15B	6.34B	6.86B
Total Liabilities	924.05M	1.25B	-	3.09B	4.58B	9.24B	10.18B	5.69B	5.45B	5.84B	6.47B
Total Equity	99.29M	119.97M	-	348.89M	375.88M	1.66B	1.60B	1.41B	353.18M	272.89M	234.51M
Cash	40.89M	28.64M	-	105.69M	73.30M	284.22M	419.57M	863.96M	660.71M	421.58M	337.23M
Total Debt	783.86M	1.05B	-	2.72B	7.57B	13.87B	16.54B	6.65B	4.98B	5.43B	5.04B
Net Debt	742.97M	1.02B	-	2.41B	4.10B	7.10B	8.74B	3.63B	4.32B	5.01B	4.70B

Cash Flow

Currency: USD	2013-12-31	2014-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-217.08M	-314.56M	-482.36M	-428.79M	-1.50B	-2.03B	-1.47B	4.46B	-174.22M	-858.31M	-707.51M
Investing Cash Flow	-34.03M	44.22M	-122.93M	503.13M	141.09M	-27.67M	296.78M	667.76M	165.66M	487.94M	14.51M
Financing Cash Flow	264.35M	258.09M	587.57M	-56.94M	1.36B	2.43B	1.30B	-4.77B	-226.09M	151.74M	566.80M
Capital Expenditure	11.67M	18.00M	39.87M	40.77M	12.55M	33.91M	54.12M	43.21M	20.61M	26.39M	27.10M
Free Cash Flow	-228.75M	-332.56M	-522.23M	-469.56M	-1.51B	-2.06B	-1.52B	4.42B	-194.83M	-884.69M	-734.61M
Dividends Paid	31.90M	8.20M	37.19M	6.17M	7.61M	643.05M	463.31M	119.26M	2.98M	3.26M	2.47M
FCF to OCF	105.38%	105.72%	108.26%	109.51%	100.84%	101.67%	103.69%	99.03%	111.83%	103.07%	103.83%
Dividend Paid to FCF	-13.95%	-2.47%	-7.12%	-1.31%	-0.50%	-31.15%	-30.48%	2.70%	-1.53%	-0.37%	-0.34%

Earnings

Report Date	Mar 31, 2015	Jun 30, 2015	Dec 31, 2020	Feb 18, 2021	May 3, 2021	Aug 3, 2021	Nov 1, 2021	Feb 1, 2022	May 10, 2022	Aug 9, 2022	Nov 8, 2022	Mar 8, 2023	May 9, 2023	Aug 8, 2023	Nov 7, 2023	Mar 12, 2024	May 7, 2024	Aug 6, 2024	Nov 5, 2024	Mar 10, 2025	May 6, 2025	Aug 7, 2025	Nov 6, 2025	Mar 17, 2026	May 5, 2026	Aug 4, 2026	Nov 5, 2026
EPS Estimate	0.00	0.00	0.00	1.29	0.57	0.56	0.37	0.16	0.02	-0.24	-0.27	-0.27	-0.23	-0.14	-0.08	-0.07	-0.06	-0.09	-0.04	-0.01	-0.06	-0.02	-0.01	-0.02	-0.04	0.01	0.03
EPS Actual	0.01	0.01	4.33	4.51	0.98	0.18	0.46	0.09	-0.26	-0.53	-0.37	-0.35	-0.19	-0.07	-0.15	-0.08	-0.19	-0.09	0.02	-0.24	-0.13	-0.08	-0.01	-0.10	-0.15	-0.11	-
Surprise	-	-	-	249.61%	71.93%	-67.86%	24.32%	-43.75%	-1400.00%	-120.83%	-37.04%	-29.63%	17.39%	50.00%	-87.50%	-14.29%	-216.67%	0.00%	150.00%	-2726.74%	-116.67%	-300.00%	0.00%	-485.37%	-275.00%	-1200.00%	-
Timing	-	-	-	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	Pre-market	After-hours	After-hours	After-hours	-	After-hours	After-hours	-

Key Statistics & Ratios

Market Cap297.77M

Enterprise Value5.93B

Trailing P/E0.00

Forward P/E112.36

Price / Sales0.24

Price / Book1.13

EPS-0.31

Book Value0.866

Revenue (TTM)1.26B

Gross Profit (TTM)1.12B

Profit Margin-5.51%

Operating Margin-2.02%

Return on Equity-26.71%

Return on Assets-1.60%

Shares Outstanding232.23M

Shares Float109.57M

Beta3.11

Dividend Yield0.00%

Dividend Rate0.00

Payout Ratio0.00%

Analyst Ratings

Hold

Based on 6 analystsTarget 1.13

Strong Buy
1
Hold
3
Sell
2

Ownership Breakdown

Institutions: 67.84%
Insiders: 3.38%
Retail / Other: 28.78%

Top Institutional Holders

BlackRock Inc
9.57M2.83%
Vanguard Capital Management, LLC
5.71M1.69%
Geode Capital Management, LLC
3.53M1.04%
Charles Schwab Investment Management Inc
2.74M0.81%
Wasatch Advisors LP
2.30M0.68%
Allianz Asset Management AG
2.23M0.66%
State Street Corp
2.10M0.62%
UBS Group AG
1.98M0.59%
Knightsbridge Asset Management, LLC
1.97M0.58%
The Goldman Sachs Group Inc
1.86M0.55%
Millennium Management LLC
1.57M0.46%
Vanguard Portfolio Management, LLC
1.21M0.36%
Vanguard Fiduciary Trust Co
1.19M0.35%

Top Fund Holders

Vanguard MStar Total Stk Mkt Idx Invest
3.64M1.08%
iShares Russell 2000 ETF
3.05M0.90%
Wasatch Micro Cap
2.27M0.67%
PIMCO RAE US Small Instl
1.47M0.43%
Schwab Fundamental U.S. Small CompanyETF
1.36M0.40%
Fidelity Small Cap Index
1.23M0.36%
iShares Russell 2000 Value ETF
1.16M0.34%

Dividends

20221×

0.08Apr 1, 2022

20214×

0.08Dec 31, 20210.08Oct 1, 20210.08Jun 30, 20210.61Apr 30, 2021