Mastercard Inc

Mastercard Inc

MA · NYSE · Financial Services / Credit Services

616.32USD+13.08 (+2.17%)

Price History

Full chart

Market Stats

Previous Close603.24
Open610
Day Range607.06 – 619.8
52-Week Range463.04 – 600.32
Volume4.24M
Market Cap516.09B
P/E (TTM)31.61
Forward P/E24.21
EPS18.64
Dividend Yield0.59%
Beta0.76
50-Day Avg571.87
200-Day Avg532.2

About

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows. Further, it provides security solutions; marketing, personalization, and issuer and merchant loyalty services; business and operational intelligence, advanced analytics and AI, consulting and agentic solutions, and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Michael Miebach
  • Employees39.80K
  • Headquarters2000 Purchase Street, Purchase, NY, United States, 10577, USA
  • Websitehttps://www.mastercard.com

Leadership

  • Mr. Michael MiebachCEO, President & Director · b. 1968
  • Mr. Timothy Henry Murphy J.D.Vice Chair · b. 1968
  • Mr. Edward Grunde McLaughlinPresident & CTO of Mastercard Technology · b. 1966
  • Mr. Craig E. VosburgVice Chair · b. 1967
  • Ms. Linda Pistecchia KirkpatrickChief Services Officer · b. 1977
  • Mr. Sachin MehraChief Business Officer · b. 1971
  • Mr. Ling HaiChief Financial Officer · b. 1971
  • Mr. Chris MullettCorporate Controller & Principal Accounting Officer · b. 1974
  • Mr. Richard R. Verma Ph.D.Chief Administrative Officer · b. 1973
  • Mr. Devin CorrExecutive Vice President of Investor Relations

Financials

Income Statement

Line item1998-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.09B1.45B1.61B1.89B2.23B2.59B2.94B3.33B4.07B4.99B5.10B5.54B6.71B7.39B8.31B9.44B9.67B10.78B12.50B14.95B16.88B15.30B18.88B22.24B25.10B28.17B32.79B
Cost of Revenue----2.02B2.17B2.34B2.56B2.86B2.93B2.68B1.22B1.45B1.56B1.74B2.06B2.10B2.23B2.69B3.21B3.54B3.79B4.49B5.26B6.02B6.67B7.25B
Gross Profit1.09B1.45B1.61B1.89B2.23B2.59B2.94B3.33B4.07B4.99B5.10B4.32B6.71B7.39B8.31B9.44B9.67B10.78B12.50B14.95B16.88B15.30B18.88B22.24B25.10B28.17B32.79B
Operating Income18.25M178.02M221.70M142.00M-601.86M346.67M393.18M229.50M1.11B-534.50M2.26B2.75B2.71B3.94B4.50B5.11B5.08B5.76B6.62B7.28B9.66B8.08B10.08B12.72B14.63B16.33B18.90B
EBITDA18.25M178.02M312.46M258.78M-429.03M469.99M503.12M329.28M1.21B-167.61M2.47B2.90B2.97B4.18B4.77B5.45B5.38B6.11B7.11B7.85B10.48B8.72B11.46B12.95B15.01B16.80B20.54B
Net Income24.18M118.15M142.06M116.43M-385.79M238.06M266.72M50.19M1.09B-253.91M1.46B1.85B1.91B2.76B3.12B3.62B3.81B4.06B3.92B5.86B8.12B6.41B8.69B9.93B11.20B12.87B14.97B
R&D----------0000000000-------
Interest Expense009.55M9.89M62.94M69.72M70.16M61.15M57.28M103.60M115.00M52.00M25.00M20.00M14.00M48.00M61.00M95.00M154.00M186.00M224.00M380.00M431.00M471.00M575.00M646.00M722.00M

Balance Sheet

Line item1998-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets871.64M1.19B1.49B2.26B2.90B3.26B3.70B5.08B6.26B6.48B7.47B8.84B10.69B12.46B14.24B15.33B16.27B18.68B21.33B24.86B29.24B33.58B37.67B38.72B42.45B48.08B54.16B
Total Liabilities614.39M724.65M879.64M1.24B2.20B2.29B2.53B2.71B3.23B4.54B3.96B3.62B4.82B5.53B6.75B8.51B10.21B12.99B15.76B19.37B23.25B27.07B30.26B32.35B35.45B41.57B46.41B
Total Equity257.25M462.41M606.66M1.02B698.72M974.95M1.17B2.36B3.03B1.93B3.50B5.22B5.87B6.92B7.48B6.82B6.06B5.68B5.57B5.39B5.99B6.39B7.31B6.30B6.93B6.49B7.74B
Cash--176.14M336.47M374.17M329.00M545.27M1.19B1.66B1.51B2.06B3.07B3.73B2.05B3.60B5.14B5.75B6.72B5.93B6.68B6.99B10.11B7.42B7.01B8.59B8.44B10.57B
Total Debt82.42M82.99M89.60M80.11M229.57M229.57M229.49M229.67M229.82M168.77M22.00M---35.00M1.53B6.55B5.18B5.42B6.33B9.90B12.67B13.90B14.02B15.68B18.23B19.00B
Net Debt82.42M82.99M-86.55M-256.37M-144.59M-99.43M-315.78M-955.41M-1.43B-1.34B-2.03B-3.07B-3.73B-2.05B-3.56B-3.64B-2.46B-1.54B-509.00M-348.00M1.54B2.56B6.48B7.01B7.09B9.78B8.43B

Cash Flow

Line item2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow196.50M305.77M190.44M343.80M272.85M650.16M769.86M413.23M1.38B1.70B2.68B2.95B4.13B3.41B4.04B4.48B5.55B6.22B8.18B7.22B9.46B11.20B11.98B14.78B17.65B
Investing Cash Flow-219.10M-111.86M-161.68M-274.51M-33.66M-676.23M315.14M201.65M-664.18M-641.00M-748.00M-2.84B-4.00M690.00M-715.00M-1.17B-1.78B-506.00M-1.64B-1.88B-5.27B-1.47B-1.35B-3.40B-1.36B
Financing Cash Flow5.44M-34.89M---637.60M-657.51M-751.38M-184.94M19.00M-1.22B-1.80B-2.63B-2.34B-2.46B-2.29B-4.76B-4.97B-5.87B-2.15B-6.55B-10.33B-9.49B-10.84B-14.18B
Capital Expenditure107.56M101.36M143.47M78.16M82.00M94.47M156.42M170.27M139.36M151.00M177.00M218.00M299.00M334.00M342.00M382.00M423.00M504.00M728.00M708.00M814.00M1.10B371.00M474.00M1.22B
Free Cash Flow88.93M204.41M46.98M265.64M190.84M555.69M613.44M242.96M1.24B1.55B2.51B2.73B3.84B3.07B3.70B4.10B5.13B5.72B7.46B6.52B8.65B10.10B11.61B14.31B16.43B
Dividends Paid-----12.37M74.00M79.26M79.00M79.00M77.00M132.00M255.00M515.00M727.00M837.00M942.00M1.04B1.34B1.60B1.74B1.90B2.16B2.45B2.76B

Earnings

Report DateMay 31, 2006Aug 2, 2006Nov 1, 2006Feb 9, 2007May 2, 2007Aug 1, 2007Oct 31, 2007Jan 31, 2008Apr 29, 2008Jul 31, 2008Nov 3, 2008Feb 5, 2009May 1, 2009Jul 30, 2009Nov 3, 2009Feb 4, 2010May 4, 2010Aug 3, 2010Nov 2, 2010Feb 3, 2011May 3, 2011Aug 3, 2011Nov 2, 2011Feb 2, 2012May 2, 2012Aug 1, 2012Oct 31, 2012Jan 31, 2013May 1, 2013Jul 31, 2013Oct 31, 2013Jan 31, 2014May 1, 2014Jul 31, 2014Oct 30, 2014Jan 30, 2015Apr 29, 2015Jul 29, 2015Oct 29, 2015Jan 29, 2016Apr 28, 2016Jul 28, 2016Oct 28, 2016Jan 31, 2017May 2, 2017Jul 27, 2017Oct 31, 2017Feb 1, 2018May 2, 2018Jul 26, 2018Oct 30, 2018Jan 31, 2019Apr 30, 2019Jul 30, 2019Oct 29, 2019Jan 29, 2020Apr 29, 2020Jul 30, 2020Oct 28, 2020Jan 28, 2021Apr 29, 2021Jul 29, 2021Oct 28, 2021Jan 27, 2022Apr 28, 2022Jul 28, 2022Oct 27, 2022Jan 26, 2023Apr 27, 2023Jul 27, 2023Oct 26, 2023Jan 31, 2024May 1, 2024Jul 31, 2024Oct 31, 2024Jan 30, 2025May 1, 2025Jul 31, 2025Oct 30, 2025Jan 29, 2026Apr 30, 2026Jul 30, 2026Oct 29, 2026
EPS Estimate-0.070.110.010.120.130.140.070.200.200.220.160.260.240.290.250.310.330.350.310.410.420.480.390.530.560.590.480.620.630.690.600.720.770.780.670.800.850.870.680.850.900.980.860.951.041.231.121.241.531.681.521.661.832.011.871.741.181.661.521.561.752.192.212.162.362.572.582.712.833.213.083.243.513.753.693.564.024.314.244.414.775.13
EPS Actual0.130.070.140.030.160.140.180.090.260.210.250.190.280.270.350.220.350.350.390.320.430.480.560.400.540.560.620.490.620.700.730.570.730.800.870.690.890.850.910.790.860.961.080.861.011.101.341.141.501.661.781.551.781.892.151.961.831.361.601.641.741.952.372.352.762.562.682.652.802.893.393.183.313.593.893.823.734.154.384.764.605.04-
Surprise-0.00%27.27%200.00%33.33%7.69%28.57%28.57%30.00%5.00%13.64%18.75%7.69%12.50%20.69%-12.00%12.90%6.06%11.43%3.23%4.88%14.29%16.67%2.56%1.89%0.00%5.08%2.08%0.00%11.11%5.80%-5.00%1.39%3.90%11.54%2.99%11.25%0.00%4.60%16.18%1.18%6.67%10.20%0.00%6.32%5.77%8.94%1.79%20.97%8.50%5.95%1.97%7.23%3.28%6.97%4.81%5.17%15.25%-3.61%7.89%11.54%11.43%8.22%6.33%27.78%8.47%4.28%2.71%3.32%2.12%5.61%3.25%2.16%2.28%3.73%3.52%4.78%3.23%1.62%12.26%4.31%5.66%-
Timing-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap516.09B
Enterprise Value503.53B
Trailing P/E31.61
Forward P/E24.21
PEG Ratio1.46
Price / Sales14.71
Price / Book87.42
EPS18.64
Book Value6.4
Revenue (TTM)35.08B
Gross Profit (TTM)35.08B
EBITDA22.20B
Profit Margin46.34%
Operating Margin61.11%
Return on Equity241.20%
Return on Assets24.06%
Shares Outstanding869.46M
Shares Float868.30M
Beta0.76
Dividend Yield0.59%
Dividend Rate3.48
Payout Ratio18.53%

Analyst Ratings

Strong Buy
Based on 40 analystsTarget 668.07
  • Strong Buy
    27
  • Buy
    9
  • Hold
    4

Ownership Breakdown

Institutions
91.12%
Insiders
0.11%
Retail / Other
8.77%

Top Institutional Holders

  • BlackRock Inc
    66.39M7.58%
  • Mastercard Foundation Asset Management Corp
    60.35M6.89%
  • Vanguard Capital Management, LLC
    52.12M5.95%
  • State Street Corp
    36.96M4.22%
  • JPMorgan Chase & Co
    28.23M3.22%
  • FMR Inc
    23.84M2.72%
  • Geode Capital Management, LLC
    21.51M2.46%
  • Vanguard Portfolio Management, LLC
    19.16M2.19%
  • T. Rowe Price Associates, Inc.
    18.53M2.11%
  • Morgan Stanley - Brokerage Accounts
    15.16M1.73%
  • Wellington Management Company LLP
    12.70M1.45%
  • NORGES BANK
    11.75M1.34%
  • Capital Research Global Investors
    11.63M1.33%
  • Capital Research & Mgmt Co - Division 3
    10.97M1.25%
  • Northern Trust Corp
    8.51M0.97%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    25.08M2.86%
  • Vanguard 500 Index Investor
    21.43M2.45%
  • iShares Core S&P 500 ETF
    10.77M1.23%
  • Fidelity 500 Index
    10.47M1.20%
  • State Street® SPDR® S&P 500® ETF
    9.92M1.13%

Dividends

20264×
0.87Oct 9, 20260.87Jul 9, 20260.87Apr 9, 20260.87Jan 9, 2026
20254×
0.76Oct 9, 20250.76Jul 9, 20250.76Apr 9, 20250.76Jan 10, 2025
20244×
0.66Oct 9, 20240.66Jul 9, 20240.66Apr 8, 20240.66Jan 8, 2024
20234×
0.57Oct 5, 20230.57Jul 6, 20230.57Apr 5, 20230.57Jan 6, 2023
20224×
0.49Oct 6, 20220.49Jul 7, 20220.49Apr 7, 20220.49Jan 6, 2022
20214×
0.44Oct 7, 20210.44Jul 8, 20210.44Apr 8, 20210.44Jan 7, 2021

Stock Splits

  • Jan 22, 201410:1