Metropolitan Bank Holding

Metropolitan Bank Holding

MCB · NYSE · Financial Services / Banks - Regional

96.87USD-0.24 (-0.25%)

Price History

Full chart

Market Stats

Previous Close97.11
Open97.87
Day Range96.68 – 97.87
52-Week Range64.09 – 101.66
Volume125.17K
Market Cap1.11B
P/E (TTM)11.46
Forward P/E0.00
EPS7.82
Dividend Yield1.56%
Beta0.97
50-Day Avg92.12
200-Day Avg88.96

About

Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. It offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. The company also provides lending products, including commercial real estate; multi-family; construction; one-to four-family real estate loans; commercial and industrial loans; consumer loans, including purchased student loans; acquisition and renovation loans; loans on owner-occupied properties; loans to refinance or return borrower equity; working capital lines of credit; trade finance; letters of credit; and term loans. In addition, it offers cash management services, online and mobile banking, ACH, remote deposit capture, and debit cards products, and third-part debit cards products, as well as merchant services. It serves small businesses, middle-market enterprises, public entities, and individuals. The company was formerly known as Metbank Holding Corp. and changed its name to Metropolitan Bank Holding Corp. in January 2007. Metropolitan Bank Holding Corp. was incorporated in 1997 and is headquartered in New York, New York.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Mark R. DeFazio
  • Employees326
  • Headquarters99 Park Avenue, New York, NY, United States, 10016, USA
  • Websitehttps://www.mcbankny.com

Leadership

  • Mr. Mark R. DeFazioFounder, President, CEO & Director · b. 1963
  • Mr. Daniel F. Dougherty CFAExecutive VP & CFO · b. 1962
  • Mr. Nick R. RosenbergExecutive VP & Chief Business Development Officer · b. 1972
  • Ms. Laura CapraExecutive VP & Head of Retail Banking · b. 1968
  • Mr. Scott LublinExecutive VP & Chief Lending Officer · b. 1967
  • Ms. Dixiana M. BerriosExecutive VP & COO · b. 1973
  • Gerald David BonnarSenior VP, Controller, CAO & PAO
  • Mr. Frederik F. EriksonExecutive VP & General Counsel · b. 1973
  • Mr. Norman ScottSenior VP & Chief Credit Officer · b. 1971
  • Mr. Gregory GaareSenior VP & Chief Risk Officer · b. 1970

Financials

Income Statement

Currency: USD2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue36.48M49.18M72.05M96.10M140.41M160.10M196.98M287.33M375.40M492.21M527.15M
Growth (%)-+34.80%+46.52%+33.38%+46.11%+14.02%+23.04%+45.87%+30.65%+31.11%+7.10%
Cost of Revenue7.28M14.15M15.73M15.86M36.39M27.66M20.10M41.70M164.85M221.55M249.63M
Gross Profit29.20M35.03M56.32M80.25M104.02M132.44M176.88M245.63M375.40M270.66M277.51M
Gross Margin80.06%71.23%78.17%83.50%74.08%82.72%89.80%85.49%100.00%54.99%52.64%
Operating Expense22.38M26.97M32.74M43.47M59.95M74.52M87.31M148.74M268.49M173.57M176.00M
Operating Income6.83M8.06M23.58M36.77M44.06M57.92M89.57M96.90M106.92M97.08M101.51M
Operating Margin18.72%16.39%32.72%38.27%31.38%36.18%45.47%33.72%28.48%19.72%19.26%
EBITDA7.52M8.84M24.56M38.13M45.67M62.52M94.63M106.61M106.92M85.67M90.46M
EBITDA Margin20.63%17.98%34.08%39.68%32.53%39.05%48.04%37.10%28.48%17.41%17.16%
Net Income4.27M5.01M12.37M25.55M30.13M39.47M60.55M59.42M77.27M66.69M71.10M
Net Income Margin11.70%10.19%17.17%26.59%21.46%24.65%30.74%20.68%20.58%13.55%13.49%
R&D--00-------
R&D as % of Total Revenue--0.00%0.00%-------
Interest Expense5.26M6.09M8.67M12.72M32.17M18.18M16.28M31.58M152.57M215.29M212.04M
Interest Expense % of Total Revenue14.42%12.38%12.03%13.23%22.91%11.35%8.27%10.99%40.64%43.74%40.22%

Balance Sheet

Currency: USD2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets964.79M1.22B1.76B2.18B3.36B4.33B7.12B6.27B7.07B7.30B8.26B
Total Liabilities888.84M1.11B1.52B1.92B3.06B3.99B6.56B5.69B6.41B6.57B7.51B
Total Equity75.95M109.49M236.88M264.52M299.12M340.79M556.99M575.90M659.02M729.83M743.11M
Cash65.65M82.93M261.23M232.95M391.22M864.30M2.36B257.42M269.46M200.27M393.59M
Total Debt137.39M119.66M132.42M209.54M232.19M106.90M102.50M257.73M546.59M457.44M10.97M
Net Debt51.12M16.11M-194.54M-23.41M-179.65M-802.68M-2.30B307.00K277.12M257.17M-382.61M

Cash Flow

Currency: USD2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow5.44M14.56M31.47M27.06M38.96M87.27M37.28M85.89M42.43M148.46M88.68M
Investing Cash Flow-187.07M-233.66M-366.62M-454.57M-1.01B-489.04M-1.30B-1.23B-775.45M-369.61M-762.96M
Financing Cash Flow201.62M236.39M513.45M399.23M1.13B876.85M2.76B-958.47M745.07M151.96M867.60M
Capital Expenditure1.73M1.18M2.21M1.96M6.84M3.91M4.00M19.25M5.75M2.63M6.26M
Free Cash Flow3.71M13.38M29.26M25.10M32.12M83.36M33.28M66.65M36.68M145.83M82.42M
Dividends Paid3.42M3.42M0--41.00K4.00M194.00K003.12M
FCF to OCF68.18%91.89%92.97%92.74%82.45%95.52%89.28%77.59%86.45%98.23%92.94%
Dividend Paid to FCF92.16%25.56%0.00%--0.05%12.02%0.29%0.00%0.00%3.79%

Earnings

Report DateAug 30, 2017Nov 13, 2017Jan 29, 2018Apr 25, 2018Jul 25, 2018Oct 25, 2018Jan 24, 2019Apr 24, 2019Jul 24, 2019Oct 23, 2019Jan 22, 2020Apr 20, 2020Jul 22, 2020Oct 21, 2020Jan 21, 2021Apr 21, 2021Jul 21, 2021Oct 20, 2021Jan 20, 2022Apr 21, 2022Jul 21, 2022Oct 20, 2022Jan 20, 2023Apr 18, 2023Jul 20, 2023Oct 19, 2023Jan 18, 2024Apr 18, 2024Jul 18, 2024Oct 17, 2024Jan 23, 2025Apr 21, 2025Jul 17, 2025Oct 23, 2025Jan 20, 2026Apr 21, 2026Jul 21, 2026Oct 22, 2026
EPS Estimate0.00-0.510.740.810.740.760.750.890.780.870.720.790.981.171.301.411.571.421.551.852.332.321.791.731.631.481.341.571.551.491.531.732.082.202.312.312.36
EPS Actual0.560.821.040.750.700.850.751.010.710.900.930.641.111.271.391.441.511.821.711.702.082.242.432.091.372.191.281.461.501.701.851.451.760.672.722.921.54-
Surprise--103.92%1.35%-13.58%14.86%-1.32%34.67%-20.22%15.38%6.90%-11.11%40.51%29.59%18.80%10.77%7.09%15.92%20.42%9.68%12.43%-3.86%4.74%16.76%-20.81%34.36%-13.51%8.96%-4.46%9.68%24.16%-5.23%1.73%-67.79%23.64%26.41%-33.33%-
Timing-After-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap1.11B
Enterprise Value903.63M
Trailing P/E11.46
Forward P/E0.00
Price / Sales3.56
Price / Book1.12
EPS7.82
Book Value78.11
Revenue (TTM)312.01M
Gross Profit (TTM)312.01M
Profit Margin27.76%
Operating Margin36.61%
Return on Equity10.25%
Return on Assets1.04%
Shares Outstanding12.40M
Shares Float11.25M
Beta0.97
Dividend Yield1.56%
Dividend Rate1.40
Payout Ratio12.10%

Analyst Ratings

Buy
Based on 3 analystsTarget 106.00
  • Strong Buy
    1
  • Buy
    2

Ownership Breakdown

Institutions
93.30%
Insiders
4.89%
Retail / Other
1.81%

Top Institutional Holders

  • Wellington Management Company LLP
    1.02M8.25%
  • BlackRock Inc
    1.02M8.24%
  • Patriot Financial Partners GP II, LP
    664.88K5.36%
  • Adage Capital Partners Gp LLC
    525.41K4.24%
  • Vanguard Capital Management, LLC
    501.56K4.05%
  • Dimensional Fund Advisors, Inc.
    472.60K3.81%
  • State Street Corp
    383.56K3.09%
  • American Century Companies Inc
    354.85K2.86%
  • UBS Group AG
    339.01K2.73%
  • Citadel Advisors Llc
    302.63K2.44%
  • Geode Capital Management, LLC
    262.49K2.12%
  • Millennium Management LLC
    245.55K1.98%
  • Two Sigma Investments LLC
    219.86K1.77%
  • Kennedy Capital Management Inc
    212.24K1.71%
  • Basswood Capital Management LLC
    210.37K1.70%
  • Bank of New York Mellon Corp
    193.63K1.56%
  • AllianceBernstein L.P.
    177.22K1.43%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    371.65K3.00%
  • Avantis US Small Cap Value ETF
    307.78K2.48%
  • iShares Russell 2000 ETF
    293.26K2.37%

Dividends

20264×
0.40Oct 30, 20260.35Jul 31, 20260.25May 1, 20260.20Jan 27, 2026
20252×
0.15Oct 30, 20250.15Jul 28, 2025