MetLife Inc

MetLife Inc

MET · NYSE · Financial Services / Insurance - Life

102.65USD+0.78 (+0.77%)

Price History

Full chart

Market Stats

Previous Close101.87
Open102.83
Day Range101.52 – 103.46
52-Week Range66.41 – 103.65
Volume2.44M
Market Cap63.32B
P/E (TTM)19.09
Forward P/E10.99
EPS5.22
Dividend Yield2.37%
Beta0.78
50-Day Avg97.43
200-Day Avg85.46

About

MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates in six segments: Group Benefits; Retirement and Income Solutions; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, paid family and medical leave, individual disability, accidental death and dismemberment, accident and health, vision, and pet insurance, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it offers fixed, indexed-linked, and variable annuities; pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity and funded reinsurance solutions; credit insurance products; accident & health products covering hospitalization, cancer, critical illness, income protection, and scheduled medical reimbursement plans; and protection against long-term health care services. The company was incorporated in 1999 and is based in New York, New York.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Life
  • CEOMr. Michel Abbas Khalaf
  • Employees46.00K
  • Headquarters200 Park Avenue, New York, NY, United States, 10166-0188, USA
  • Websitehttps://www.metlife.com

Leadership

  • Mr. Michel Abbas KhalafCEO, President & Director
  • Mr. John Dennis McCallion CPAExecutive VP, CFO & Head of Investment Management · b. 1974
  • Mr. Bill PappasExecutive VP and Head of Global Technology & Operations · b. 1970
  • Ms. Marlene Beverly DebelExecutive VP, Chief Risk Officer & Head of Insurance Investments · b. 1967
  • Mr. Ramy TadrosRegional President of U.S. Business & Head of MetLife Holdings · b. 1976
  • Ms. Adrienne Karen O'Neill C.A., C.F.A., CPAExecutive VP & Chief Accounting Officer
  • Mr. John Arthur HallSenior VP, Head of Investor Relations & Executive VP and Treasurer
  • Ms. Monica M. CurtisExecutive VP, Chief Legal Officer & Head of Government Relations · b. 1983
  • Ms. Jane SlusarkChief Communications Officer
  • Mr. Michael RobertsExecutive VP & Chief Marketing Officer

Financials

Income Statement

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.18B1.24B1.42B26.52B24.75B30.65B30.58B32.48B35.09B38.70B44.63B48.25B53.01B50.98B41.06B52.25B70.24B66.28B68.20B73.32B61.34B60.53B62.31B67.94B69.62B67.89B63.37B67.97B67.71B70.98B77.08B
Growth (%)-+5.61%+14.08%+1770.59%-6.70%+23.84%-0.22%+6.19%+8.05%+10.29%+15.32%+8.12%+9.85%-3.82%-19.47%+27.25%+34.44%-5.64%+2.89%+7.50%-16.33%-1.33%+2.94%+9.04%+2.47%-2.49%-6.66%+7.26%-0.38%+4.83%+8.60%
Cost of Revenue-----19.83B23.19B24.47B26.36B28.75B32.90B35.41B44.95B32.23B33.19B37.73B46.43B50.51B50.74B51.56B45.17B46.57B48.85B52.04B53.43B52.42B46.53B49.03B50.42B50.94B49.06B
Gross Profit1.18B1.24B1.42B26.52B24.75B10.82B7.39B8.00B8.73B9.95B11.73B12.84B53.01B18.76B7.87B14.51B23.81B15.77B17.46B21.75B16.17B13.96B13.46B15.90B16.19B15.47B16.84B18.94B17.29B20.04B28.02B
Gross Margin100.00%100.00%100.00%100.00%100.00%35.31%24.18%24.64%24.89%25.71%26.27%26.61%100.00%36.79%19.17%27.78%33.90%23.79%25.60%29.67%26.36%23.06%21.61%23.40%23.25%22.79%26.57%27.86%25.53%28.24%36.36%
Operating Expense433.00M-163.00M-706.00M24.55B23.70B9.63B6.92B6.60B6.39B6.39B7.43B8.67B45.81B13.70B12.21B10.78B14.63B14.33B13.41B12.95B10.52B9.67B9.93B9.59B9.39B8.54B8.32B12.57B15.13B13.38B23.36B
Operating Income744.00M1.41B2.12B1.98B1.05B1.19B474.00M1.41B2.35B3.56B4.29B4.17B7.19B5.06B-4.33B3.73B9.18B1.44B4.05B8.80B5.65B4.28B3.54B6.31B6.79B6.93B8.52B6.36B2.16B6.66B4.66B
Operating Margin63.21%113.11%149.79%7.45%4.23%3.89%1.55%4.33%6.69%9.21%9.62%8.64%13.57%9.93%-10.56%7.14%13.07%2.18%5.94%12.01%9.21%7.07%5.68%9.28%9.76%10.20%13.44%9.36%3.19%9.38%6.05%
EBITDA1.11B1.33B1.18B2.03B1.22B1.11B1.29B2.31B3.30B4.30B5.30B5.12B7.19B6.16B-2.94B6.00B11.59B3.39B6.05B10.73B7.51B6.09B5.46B8.06B8.38B8.46B10.13B7.97B3.92B7.37B6.47B
EBITDA Margin93.97%107.40%83.36%7.66%4.93%3.62%4.21%7.10%9.41%11.12%11.88%10.61%13.57%12.07%-7.16%11.49%16.50%5.12%8.87%14.64%12.25%10.06%8.76%11.86%12.04%12.46%15.99%11.73%5.80%10.39%8.40%
Net Income699.00M853.00M1.20B1.34B617.00M953.00M473.00M1.60B2.22B2.76B4.71B6.29B4.32B3.21B-2.25B2.67B6.42B1.32B3.37B6.31B5.37B850.00M4.01B5.12B5.90B5.41B6.86B5.28B1.58B4.43B3.38B
Net Income Margin59.39%68.62%84.84%5.06%2.49%3.11%1.55%4.94%6.32%7.13%10.56%13.04%8.14%6.29%-5.47%5.10%9.14%2.00%4.94%8.61%8.76%1.40%6.44%7.54%8.47%7.96%10.82%7.77%2.33%6.24%4.38%
R&D--------------0000000000-------
R&D as % of Total Revenue--------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense00453.00M000332.00M403.00M478.00M408.00M659.00M900.00M1.12B720.00M876.00M1.69B1.72B1.36B1.28B1.22B1.17B1.16B1.13B1.12B955.00M913.00M920.00M938.00M1.04B1.04B1.06B
Interest Expense % of Total Revenue0.00%0.00%31.95%0.00%0.00%0.00%1.09%1.24%1.36%1.05%1.48%1.87%2.11%1.41%2.13%3.23%2.45%2.05%1.88%1.66%1.90%1.91%1.81%1.65%1.37%1.34%1.45%1.38%1.54%1.46%1.38%

Balance Sheet

Currency: USD1995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets---215.35B225.23B254.16B256.97B277.43B326.84B356.81B481.64B527.72B559.15B501.68B539.31B730.91B799.63B836.78B885.30B902.34B877.93B898.76B719.89B687.54B740.46B795.15B759.71B663.07B687.58B677.46B745.17B
Total Liabilities---200.48B211.54B236.68B239.65B258.78B305.69B333.98B452.54B493.92B523.97B477.69B505.82B681.79B748.43B771.82B822.31B829.68B809.44B831.06B661.02B634.58B674.08B720.33B691.96B632.95B657.33B649.75B716.25B
Total Equity---14.87B13.69B16.39B16.06B17.39B21.15B22.82B29.10B33.80B35.18B23.73B33.12B48.63B57.52B64.45B61.55B72.05B67.95B67.53B58.68B52.74B66.14B74.56B67.48B29.88B30.02B27.45B28.40B
Cash---3.30B2.79B3.43B7.47B2.32B3.73B4.05B4.02B7.11B9.96B24.21B10.11B13.05B10.46B15.74B7.58B10.81B12.75B12.65B12.70B15.82B16.60B19.80B20.05B20.20B20.64B20.07B22.03B
Total Debt---3.57B6.67B3.44B3.98B5.59B9.35B8.86B13.44B14.36B13.84B16.08B22.62B36.38B27.57B22.39B22.02B19.58B21.32B19.85B19.31B16.24B16.85B18.15B17.43B17.98B18.83B18.71B20.18B
Net Debt---3.57B3.88B4.00M-3.49B3.26B5.61B4.81B9.42B7.25B3.88B-8.12B12.51B23.33B17.11B6.65B14.44B8.77B8.56B7.20B6.61B423.00M253.00M-1.65B-2.62B-2.21B-1.81B-1.35B-1.85B

Cash Flow

Currency: USD1997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow2.87B842.00M3.87B3.28B4.26B4.18B7.36B6.51B8.01B6.60B9.90B10.70B3.80B9.37B9.63B15.26B17.56B17.11B13.35B14.66B12.72B9.53B13.79B11.64B12.60B13.20B14.26B15.12B18.11B
Investing Cash Flow-1.67B2.68B-2.39B-1.23B-2.97B-17.00B-17.69B-14.41B-22.61B-18.89B-10.64B-2.67B-13.94B-18.30B-22.22B-11.93B-15.16B-15.05B-10.40B-5.85B-16.88B-5.63B-17.59B-18.57B-11.19B-2.62B-10.25B-11.49B-15.61B
Financing Cash Flow-620.00M-3.13B-1.99B-1.40B2.75B6.88B11.73B8.28B14.52B15.38B3.94B6.19B-4.10B13.38B9.38B35.00M-8.91B2.26B-1.29B-3.50B-906.00M-2.80B4.57B10.73B-1.38B-10.11B-2.94B-3.13B163.00M
Capital Expenditure000416.00M00000001.17B579.00M2.83B1.27B998.00M3.43B4.63B5.56B8.53B4.56B7.07B5.65B4.27B4.36B01.17B00
Free Cash Flow2.87B842.00M3.87B910.00M4.80B5.00B7.36B6.51B8.01B6.60B9.90B10.70B3.80B9.37B9.63B15.26B17.56B17.11B13.35B14.66B12.72B9.53B8.13B7.37B16.96B13.20B14.26B15.12B18.11B
Dividends Paid---152.00M145.00M147.00M175.00M343.00M457.00M584.00M678.00M717.00M732.00M906.00M909.00M933.00M1.24B1.62B1.77B1.84B1.82B1.82B1.82B1.86B1.84B1.78B1.76B1.73B1.70B
FCF to OCF100.00%100.00%100.00%27.77%112.71%119.55%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%58.99%63.32%134.61%100.00%100.00%100.00%100.00%
Dividend Paid to FCF---16.70%3.02%2.94%2.38%5.27%5.71%8.85%6.85%6.70%19.25%9.67%9.44%6.11%7.07%9.47%13.26%12.54%14.31%19.10%22.39%25.22%10.86%13.50%12.37%11.42%9.41%

Earnings

Report DateAug 9, 2000Nov 7, 2000Feb 13, 2001May 8, 2001Aug 7, 2001Nov 6, 2001Feb 12, 2002May 7, 2002Aug 5, 2002Nov 5, 2002Feb 10, 2003May 5, 2003Aug 4, 2003Nov 3, 2003Feb 10, 2004May 3, 2004Jul 28, 2004Oct 27, 2004Feb 9, 2005May 3, 2005Jul 28, 2005Oct 27, 2005Feb 9, 2006Apr 27, 2006Jul 31, 2006Oct 30, 2006Feb 13, 2007May 1, 2007Jul 31, 2007Oct 31, 2007Feb 6, 2008May 1, 2008Jul 29, 2008Oct 29, 2008Feb 3, 2009Apr 30, 2009Jul 30, 2009Oct 29, 2009Feb 2, 2010Apr 29, 2010Jul 29, 2010Oct 28, 2010Feb 9, 2011May 4, 2011Jul 28, 2011Oct 27, 2011Feb 14, 2012Apr 26, 2012Aug 1, 2012Oct 31, 2012Feb 13, 2013May 1, 2013Jul 31, 2013Oct 30, 2013Feb 12, 2014Apr 30, 2014Jul 30, 2014Oct 29, 2014Feb 11, 2015May 6, 2015Jul 29, 2015Nov 4, 2015Feb 3, 2016May 4, 2016Aug 3, 2016Nov 2, 2016Feb 1, 2017May 3, 2017Aug 2, 2017Nov 1, 2017Feb 13, 2018May 2, 2018Aug 1, 2018Nov 1, 2018Feb 6, 2019May 1, 2019Jul 31, 2019Oct 30, 2019Feb 5, 2020May 6, 2020Aug 5, 2020Nov 4, 2020Feb 3, 2021May 5, 2021Aug 4, 2021Nov 3, 2021Feb 2, 2022May 4, 2022Aug 3, 2022Nov 2, 2022Feb 1, 2023May 3, 2023Aug 2, 2023Nov 1, 2023Jan 31, 2024May 1, 2024Jul 31, 2024Oct 30, 2024Feb 5, 2025Apr 30, 2025Aug 6, 2025Nov 5, 2025Feb 4, 2026May 6, 2026Aug 5, 2026Nov 4, 2026
EPS Estimate0.480.490.510.470.530.290.580.590.640.600.640.650.700.730.740.750.780.800.830.860.920.941.011.091.141.171.181.281.331.401.431.481.510.910.140.340.680.870.960.971.011.041.101.261.121.081.251.291.251.281.191.311.331.351.301.401.411.381.371.411.490.761.361.381.351.181.341.281.280.920.651.171.171.261.291.271.341.401.381.440.911.581.511.521.661.711.461.631.481.171.641.841.881.961.911.822.112.182.092.012.162.332.342.272.302.71
EPS Actual0.480.490.510.490.540.300.590.610.690.690.650.620.720.810.740.780.880.820.871.111.171.011.041.331.281.241.361.411.721.521.601.521.300.880.190.200.880.940.961.011.230.991.141.331.241.111.311.371.331.321.251.481.441.341.371.371.391.601.381.441.560.621.231.200.831.281.281.411.301.090.641.361.301.381.351.481.381.271.981.580.831.732.032.202.302.392.172.082.001.211.551.521.941.971.831.832.281.952.091.962.022.342.492.422.43-
Surprise0.00%0.00%0.00%4.26%1.89%3.45%1.72%3.39%7.81%15.00%1.56%-4.62%2.86%10.96%0.00%4.00%12.82%2.50%4.82%29.07%27.17%7.45%2.97%22.02%12.28%5.98%15.25%10.16%29.32%8.57%11.89%2.70%-13.91%-3.30%35.71%-41.18%29.41%8.05%0.00%4.12%21.78%-4.81%3.64%5.56%10.71%2.78%4.80%6.20%6.40%3.13%5.04%12.98%8.27%-0.74%5.38%-2.14%-1.42%15.94%0.73%2.13%4.70%-18.42%-9.56%-13.04%-38.52%8.47%-4.48%10.16%1.56%18.48%-1.54%16.24%11.11%9.52%4.65%16.54%2.99%-9.29%43.48%9.72%-8.79%9.49%34.44%44.74%38.55%39.77%48.63%27.61%35.14%3.42%-5.49%-17.39%3.19%0.51%-4.19%0.55%8.06%-10.55%0.00%-2.49%-6.48%0.43%6.41%6.61%5.65%-
Timing-----Pre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap63.32B
Enterprise Value84.46B
Trailing P/E19.09
Forward P/E10.99
PEG Ratio0.53
Price / Sales0.80
Price / Book2.32
EPS5.22
Book Value43.03
Revenue (TTM)79.40B
Gross Profit (TTM)19.02B
EBITDA6.04B
Profit Margin4.57%
Operating Margin5.52%
Return on Equity13.09%
Return on Assets0.45%
Shares Outstanding635.48M
Shares Float531.23M
Beta0.78
Dividend Yield2.37%
Dividend Rate2.37
Payout Ratio24.24%

Analyst Ratings

Buy
Based on 18 analystsTarget 107.63
  • Strong Buy
    8
  • Buy
    5
  • Hold
    4
  • Sell
    1

Ownership Breakdown

Institutions
78.30%
Insiders
16.35%
Retail / Other
5.35%

Top Institutional Holders

  • BlackRock Inc
    51.79M8.15%
  • Dodge & Cox
    48.43M7.62%
  • Vanguard Capital Management, LLC
    35.48M5.58%
  • Vanguard Portfolio Management, LLC
    30.03M4.73%
  • State Street Corp
    25.34M3.99%
  • T. Rowe Price Associates, Inc.
    21.28M3.35%
  • Geode Capital Management, LLC
    13.31M2.09%
  • Morgan Stanley - Brokerage Accounts
    12.53M1.97%
  • Pzena Investment Management, LLC
    11.13M1.75%
  • Dimensional Fund Advisors, Inc.
    7.19M1.13%
  • Amvescap Plc.
    6.93M1.09%
  • NORGES BANK
    6.82M1.07%
  • The Goldman Sachs Group Inc
    6.63M1.04%

Top Fund Holders

  • Dodge & Cox Stock I
    23.33M3.67%
  • Vanguard MStar Total Stk Mkt Idx Invest
    17.15M2.70%
  • Vanguard 500 Index Investor
    14.02M2.21%
  • Vanguard MStar Mid Cap Index Instl
    11.57M1.82%
  • iShares Core S&P 500 ETF
    7.11M1.12%
  • Fidelity 500 Index
    7.02M1.10%
  • State Street® SPDR® S&P 500® ETF
    6.53M1.03%

Dividends

20264×
0.59Nov 3, 20260.59Aug 4, 20260.59May 12, 20260.57Feb 3, 2026
20254×
0.57Nov 4, 20250.57Aug 5, 20250.57May 6, 20250.55Feb 4, 2025
20244×
0.55Nov 5, 20240.55Aug 6, 20240.55May 6, 20240.52Feb 5, 2024
20234×
0.52Nov 8, 20230.52Aug 7, 20230.52May 8, 20230.50Feb 6, 2023
20224×
0.50Nov 7, 20220.50Aug 8, 20220.50May 9, 20220.48Feb 7, 2022
20214×
0.48Nov 8, 20210.48Aug 9, 20210.48May 10, 20210.46Feb 4, 2021

Stock Splits

  • Aug 7, 20171122:1000