YOLFTbeta
Natwest Group PLC

Natwest Group PLC

NWG · NYSE · Financial Services / Banks - Regional

15.83USD+0.10 (+0.64%)

Price History

Full chart

Market Stats

Previous Close15.73
Open15.81
Day Range15.73 – 15.84
52-Week Range13.53 – 19.21
Volume2.38M
Market Cap68.13B
P/E (TTM)8.45
Forward P/E7.89
EPS2.04
Dividend Yield5.59%
Beta0.82
50-Day Avg18.04
200-Day Avg17.07

About

NatWest Group plc, together with its subsidiaries, provides banking and financial products and services in the United Kingdom and internationally. It operates through the Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. Its Private Banking segment provides banking, lending, and wealth management products for high-net-worth individuals and their business interests. The Commercial & Institutional segment consists of customer businesses under business banking, commercial mid-market, and corporates and institutions; and offers banking operations services in the Channel Islands, Isle of Man, Gibraltar, and Luxembourg, as well as products and solutions for businesses comprising start-ups, corporates, and large institutions. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. John-Paul Thwaite
  • Employees59.00K
  • HeadquartersGogarburn, Edinburgh, United Kingdom, EH12 1HQ, USA
  • Websitehttps://www.natwestgroup.com

Leadership

  • Mr. John-Paul ThwaiteGroup CEO & Executive Director · b. 1971
  • Ms. Katie Murray CAGroup CFO & Executive Director · b. 1969
  • Mr. James HolianChief Customer & Operations Officer
  • Mr. Scott MarcarGroup Chief Information Officer
  • Ms. Claire Kane C.F.A.Director of Investor Relations
  • Mr. Will LukerGroup Chief Legal Officer & General Counsel
  • Ms. Margaret JoblingGroup Chief Marketing Officer
  • Mr. Peter John NortonGroup Director of Strategy, Economics & Corporate Development · b. 1982
  • Ms. Maria KokkinouGroup Chief People Officer
  • Mr. Stephen BlackmanPrincipal Economist, Strategy & Corporate Development

Financials

Income Statement

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue--------------18.93B22.13B22.53B24.98B31.45B37.61B41.80B49.69B45.32B41.72B34.51B31.64B20.88B21.50B18.48B16.09B14.92B14.76B15.73B15.05B13.08B12.04B16.15B24.76B28.57B29.48B
Growth (%)---------------+16.94%+1.78%+10.88%+25.91%+19.58%+11.14%+18.89%-8.80%-7.94%-17.28%-8.31%-34.03%+2.97%-14.01%-12.96%-7.29%-1.03%+6.58%-4.37%-13.06%-7.97%+34.12%+53.35%+15.36%+3.20%
Cost of Revenue--------------7.93B7.58B5.71B5.70B7.56B11.41B14.09B20.18B26.71B12.92B8.57B8.73B6.73B5.47B3.82B3.16B2.55B2.05B2.39B3.33B2.32B1.70B2.79B9.98B13.91B12.87B
Gross Profit--------------10.99B14.56B16.82B19.28B23.89B26.20B27.70B29.51B18.61B28.80B25.94B22.91B14.15B16.02B14.66B12.93B12.37B12.72B13.34B11.72B10.76B10.34B13.35B14.78B14.65B16.61B
Gross Margin--------------58.09%65.78%74.64%77.19%75.96%69.65%66.28%59.39%41.07%69.03%75.17%72.40%67.78%74.55%79.33%80.37%82.90%86.13%84.79%77.88%82.25%85.89%82.69%59.71%51.30%56.34%
Operating Expense--------------8.03B10.31B12.05B13.21B16.61B18.26B18.52B19.68B44.30B31.45B26.10B24.31B20.20B24.87B12.02B15.63B16.45B10.48B9.98B7.74B11.31B6.50B8.22B8.61B8.46B8.90B
Operating Income---228.20M262.20M57.70M11.30M256.00M529.00M600.00M687.00M729.00M981.00M1.22B2.97B4.25B4.76B6.08B7.28B7.94B9.19B9.83B-25.69B-2.65B-154.00M-1.40B-6.05B-8.85B2.64B-2.70B-4.08B2.24B3.36B3.98B-553.00M3.84B5.13B6.18B6.20B7.71B
Operating Margin--------------15.69%19.21%21.14%24.33%23.16%21.10%21.98%19.79%-56.69%-6.34%-0.45%-4.41%-28.99%-41.17%14.30%-16.80%-27.37%15.17%21.35%26.47%-4.23%31.93%31.78%24.95%21.69%26.15%
EBITDA---228.20M315.40M103.20M63.40M314.00M597.00M685.00M782.00M836.00M1.22B1.50B4.30B5.78B6.39B7.76B8.96B9.76B10.86B11.76B-22.54B162.00M2.07B479.00M-4.20B-7.44B3.75B-1.52B-3.16B3.08B4.13B5.20B361.00M4.77B5.96B7.11B7.25B8.86B
EBITDA Margin--------------22.70%26.13%28.36%31.06%28.48%25.95%25.99%23.67%-49.73%0.39%5.99%1.51%-20.11%-34.61%20.30%-9.47%-21.21%20.84%26.23%34.58%2.76%39.60%36.94%28.72%25.39%30.06%
Net Income---228.20M262.20M57.70M25.30M176.00M383.00M398.00M496.00M510.00M695.00M856.00M2.17B2.63B3.07B3.98B5.11B5.50B6.39B7.55B-23.71B-2.67B-1.00B-2.15B-5.75B-8.60B-2.77B-1.59B-5.26B1.47B2.16B3.54B-372.00M3.27B3.59B4.64B4.80B5.83B
Net Income Margin--------------11.46%11.86%13.65%15.93%16.25%14.63%15.30%15.19%-52.32%-6.40%-2.90%-6.80%-27.56%-40.00%-14.99%-9.91%-35.25%9.98%13.72%23.52%-2.84%27.15%22.23%18.72%16.81%19.78%
Interest Expense--------------7.93B7.58B5.71B5.70B7.56B11.41B14.09B20.18B26.71B12.92B8.57B8.73B6.73B5.47B3.82B3.16B2.55B2.05B2.39B3.33B2.32B1.70B2.79B9.98B13.91B12.87B
Interest Expense % of Total Revenue--------------41.91%34.22%25.36%22.81%24.04%30.35%33.72%40.61%58.93%30.97%24.83%27.60%32.22%25.45%20.67%19.63%17.10%13.87%15.21%22.12%17.75%14.11%17.31%40.29%48.70%43.66%

Balance Sheet

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets16.60B19.12B21.66B27.44B30.10B32.18B34.56B37.44B45.28B51.23B61.12B72.60B79.68B88.85B320.00B368.78B440.89B454.43B588.12B776.83B871.43B1.84T2.22T1.70T1.45T1.51T1.31T1.03T1.05T815.41B798.66B738.06B694.24B723.04B799.49B781.99B720.05B692.67B707.99B714.55B
Total Liabilities--125.00M125.00M125.00M125.00M125.00M1.50B1.66B1.79B2.25B2.55B2.61B3.03B10.44B15.61B412.00B428.54B550.73B739.28B825.94B1.75T2.15T1.60T1.38T1.43T1.24T968.66B990.57B761.26B749.25B688.96B647.75B9.98B9.96B8.43B683.56B655.49B668.61B671.94B
Total Equity957.50M1.05B1.27B1.41B1.51B1.60B1.76B1.88B1.89B2.16B2.51B3.04B2.95B4.20B23.12B27.62B27.05B23.18B33.91B35.44B40.23B53.04B58.88B77.74B75.13B74.82B68.13B58.74B57.25B53.43B48.61B48.33B45.74B713.06B789.53B773.56B36.50B37.16B39.35B42.60B
Cash4.52B5.49B6.77B6.72B7.48B8.08B8.63B3.47B3.63B4.33B7.03B9.54B6.22B8.16B16.90B3.09B3.48B6.32B4.29B4.76B6.12B17.87B11.83B52.26B57.01B79.27B79.29B82.66B74.87B79.40B74.25B98.34B88.90B77.86B124.49B177.76B144.83B104.52B93.05B85.35B
Total Debt--125.00M125.00M125.00M125.00M125.00M1.50B1.66B1.79B2.25B2.55B2.61B3.03B10.44B15.61B18.10B58.10B64.00B118.69B113.62B312.21B312.87B305.22B299.53B188.94B121.36B91.83B73.19B51.00B46.66B43.28B49.91B99.33B80.14B110.53B104.85B60.07B65.92B71.83B
Net Debt-4.52B-5.49B-6.65B-6.60B-7.36B-7.96B-8.51B-1.97B-1.97B-2.54B-4.78B-6.99B-3.61B-5.13B-6.47B12.52B14.62B51.78B59.71B113.94B107.50B294.35B301.04B252.96B242.52B109.67B42.08B9.17B-1.69B-28.41B-27.59B-55.06B-38.99B-67.88B-114.53B-169.33B-138.57B-44.44B-27.13B-13.52B

Cash Flow

Currency: USD1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow359.00M-131.90M252.00M1.16B2.04B3.04B2.34B1.09B5.00B11.33B7.29B13.74B19.71B2.49B4.51B12.56B29.76B-75.34B-992.00M19.29B1.85B-45.11B-30.63B-20.39B918.00M-3.65B38.74B-228.00M-3.69B29.09B53.69B-43.60B-17.44B1.77B7.07B
Investing Cash Flow95.50M-95.00M-561.00M-1.11B-1.30B-1.09B-1.43B-2.09B-3.40B-8.90B-15.30B-13.20B-6.96B-9.40B-2.61B6.64B16.33B17.00B54.00M3.35B14.00M27.18B21.18B6.61B-4.87B-4.36B-6.48B-7.96B-716.00M7.55B3.06B19.06B-14.69B-12.70B-13.77B
Financing Cash Flow121.50M187.10M336.00M212.00M271.00M496.00M716.00M370.00M1.02B4.61B4.41B2.71B4.13B8.80B629.00M-107.00M31.21B15.10B18.79B-14.38B-1.74B2.02B-2.73B-404.00M-940.00M-5.11B-8.21B-6.29B-1.96B90.00M-2.60B-10.65B-6.30B-1.89B-3.49B
Capital Expenditure73.90M83.60M86.00M137.00M151.00M144.00M169.00M364.00M789.00M1.26B4.25B3.37B5.02B4.58B5.11B4.28B5.08B5.76B4.90B2.11B3.47B1.48B626.00M816.00M783.00M912.00M1.13B619.00M559.00M376.00M901.00M639.00M1.55B1.08B1.28B
Free Cash Flow285.10M-215.50M166.00M1.02B1.89B2.89B2.17B723.00M4.21B10.07B3.04B10.37B14.69B-2.09B-597.00M8.28B24.68B-81.09B-5.89B17.18B-1.62B-46.60B-31.26B-21.20B135.00M-4.56B37.61B-847.00M-4.25B28.72B52.79B-44.24B-18.99B694.00M5.79B
Dividends Paid-----------729.00M772.00M1.64B2.01B2.73B3.41B3.19B1.25B4.24B40.00M301.00M403.00M383.00M416.00M504.00M612.00M803.00M3.42B381.00M1.02B3.21B1.70B1.80B2.38B
FCF to OCF79.42%163.38%65.87%88.14%92.58%95.26%92.77%66.51%84.21%88.87%41.75%75.49%74.54%-83.83%-13.23%65.92%82.93%107.64%593.75%89.05%-87.47%103.29%102.04%104.00%14.71%124.99%97.08%371.49%115.14%98.71%98.32%101.47%108.92%39.16%81.87%
Dividend Paid to FCF-----------7.03%5.25%-78.23%-336.18%32.93%13.82%-3.94%-21.19%24.68%-2.47%-0.65%-1.29%-1.81%308.15%-11.05%1.63%-94.81%-80.53%1.33%1.92%-7.25%-8.97%259.37%41.04%

Earnings

Report DateMay 7, 2010Aug 6, 2010Nov 5, 2010Feb 24, 2011May 6, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Aug 3, 2012Nov 2, 2012Mar 31, 2013May 3, 2013Aug 2, 2013Nov 1, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Oct 31, 2014Feb 26, 2015Apr 30, 2015Jul 30, 2015Oct 30, 2015Mar 16, 2016Apr 29, 2016Aug 5, 2016Oct 28, 2016Feb 24, 2017Apr 28, 2017Aug 4, 2017Oct 27, 2017Feb 23, 2018Apr 27, 2018Aug 3, 2018Oct 26, 2018Feb 15, 2019Apr 9, 2019Aug 2, 2019Oct 24, 2019Feb 14, 2020May 1, 2020Jul 31, 2020Oct 30, 2020Feb 19, 2021Apr 29, 2021Jul 30, 2021Oct 29, 2021Feb 18, 2022Apr 29, 2022Jul 29, 2022Oct 28, 2022Feb 17, 2023Apr 28, 2023Jul 28, 2023Oct 27, 2023Feb 16, 2024Apr 26, 2024Jul 26, 2024Oct 25, 2024Feb 14, 2025May 2, 2025Jul 25, 2025Oct 24, 2025Feb 13, 2026May 1, 2026Jul 31, 2026Oct 30, 2026
EPS Estimate---------0.11-0.04-0.270.200.13----------------------0.250.120.300.06-0.05-0.03-0.030.090.170.120.080.130.160.13-0.260.270.2815.870.230.240.290.260.340.410.530.390.450.450.50
EPS Actual-0.150.15-0.68-0.06-0.320.17-0.30-0.24-0.070.070.210.040.190.180.140.160.000.11-0.26-0.02-0.05-0.02-0.36-0.12-0.12-0.050.090.160.170.230.150.080.170.180.090.160.140.250.120.300.06-0.220.01-0.030.140.290.160.100.190.241.900.300.330.270.2730.360.260.3529.180.380.410.410.530.470.490.54-
Surprise----------36.36%625.00%--29.63%-10.00%7.69%----------------------0.20%3.50%0.63%0.33%-330.60%146.91%16.00%65.73%76.21%32.06%27.09%42.33%56.43%1361.54%-25.40%0.00%-3.57%91.30%13.04%45.83%9962.07%46.15%20.59%0.00%0.00%20.51%8.89%20.00%-
Timing---------Pre-marketPre-market-Pre-marketPre-marketPre-market---Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap68.13B
Enterprise Value-22.35B
Trailing P/E8.45
Forward P/E7.89
PEG Ratio1.36
Price / Sales4.05
Price / Book1.14
EPS2.04
Book Value13.04
Revenue (TTM)16.81B
Gross Profit (TTM)16.81B
Profit Margin37.73%
Operating Margin53.05%
Return on Equity14.78%
Return on Assets0.86%
Shares Outstanding3.95B
Shares Float3.96B
Beta0.82
Dividend Yield5.59%
Dividend Rate0.94
Payout Ratio46.45%

Analyst Ratings

Strong Buy
Based on 4 analystsTarget 21.91
  • Strong Buy
    2
  • Buy
    2

Ownership Breakdown

Institutions
4.99%
Insiders
0.00%
Retail / Other
95.01%

Top Institutional Holders

  • FMR Inc
    18.16M0.46%
  • Natixis Advisors, LLC.
    12.72M0.32%
  • Capital Research & Mgmt Co - Division 3
    12.70M0.32%
  • BNP Paribas Arbitrage, SA
    12.64M0.32%
  • JONES FINANCIAL COMPANIES LLLP
    12.50M0.32%
  • Morgan Stanley - Brokerage Accounts
    10.18M0.26%
  • Bank of America Corp
    7.84M0.20%
  • The Goldman Sachs Group Inc
    7.31M0.18%
  • JPMorgan Chase & Co
    6.31M0.16%
  • Dimensional Fund Advisors, Inc.
    5.01M0.13%
  • Northern Trust Corp
    4.58M0.12%
  • American Century Companies Inc
    4.24M0.11%
  • Todd Asset Management
    3.90M0.10%
  • Fisher Asset Management, LLC
    3.75M0.09%
  • Jane Street Group LLC
    3.50M0.09%
  • Causeway Capital Management LLC
    3.49M0.09%
  • BlackRock Inc
    3.29M0.08%
  • BMO Capital Markets Corp.
    3.13M0.08%
  • Bank of Montreal
    3.13M0.08%

Top Fund Holders

  • Avantis International Equity ETF
    3.33M0.08%

Dividends

20262×
0.32Aug 14, 20260.62Mar 20, 2026
20252×
0.26Aug 8, 20250.39Mar 14, 2025
20242×
0.15Aug 9, 20240.29Mar 14, 2024
20233×
0.14Dec 1, 20230.14Aug 10, 20230.24Mar 16, 2023
20223×
0.42Aug 30, 20220.09Aug 25, 20220.22Mar 17, 2022
20212×
0.09Aug 12, 20210.09Mar 25, 2021
20201×
0.22Mar 26, 2020
20192×
0.37Aug 15, 20190.31Mar 21, 2019
20181×
0.05Aug 23, 2018
20082×
14.17May 29, 20089.65Mar 5, 2008

Stock Splits

  • Aug 30, 2022928:1000
  • Nov 7, 20081:20
  • Sep 10, 20081025:1000