YOLFTbeta
Origin Bancorp, Inc.

Origin Bancorp, Inc.

OBK · NYSE · Financial Services / Banks - Regional

54.06USD+0.06 (+0.11%)

Price History

Full chart

Market Stats

Previous Close54.00
Open54.00
Day Range53.66 – 54.75
52-Week Range31.56 – 55.32
Volume110.91K
Market Cap1.64B
P/E (TTM)16.83
Forward P/E0.00
EPS3.15
Dividend Yield1.86%
Beta0.71
50-Day Avg53.66
200-Day Avg46.69

About

Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, Alabama, and Mississippi. It provides noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development, consumer, residential real estate, commercial and industrial, mortgage warehouse, and residential mortgage loans. The company offers personal and commercial property, and casualty insurance products; and internet banking and voice response information, mobile applications, cash management, business credit cards, overdraft protection, direct deposit, safe deposit boxes, automatic account transfers, peer-to-peer electronic pay solutions, and personal financial management solutions; and mobile and online banking, treasury management, mortgage origination and servicing facilities, commercial and consumer loans, and insurance services. The company was founded in 1991 and is headquartered in Ruston, Louisiana.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Drake D. Mills
  • Employees988
  • Headquarters500 South Service Road East, Ruston, LA, United States, 71270, USA
  • Websitehttps://www.origin.bank

Leadership

  • Mr. Drake D. MillsChairman, President & CEO · b. 1961
  • Mr. William Jefferson Wallace IVCFO & Senior Executive Officer
  • Mr. Derek W. McGee Esq.Senior Executive Officer & Chief Legal Counsel · b. 1981
  • Mr. Preston M. Moore IIIChief Credit & Banking Officer and Senior Executive Officer · b. 1961
  • Mr. Martin Lance HallPresident & CEO of Origin Bank · b. 1974
  • Ms. Debbie A. WilliamsonChief Operations Officer
  • Mr. Stephen H. Brolly CPASenior Executive Officer & Chief Accounting Officer · b. 1963
  • Mr. Brad WaldhoffChief Technology and Innovation Officer
  • Mr. Chris ReigelmanInvestor Relations
  • Ms. Ashlea PriceExecutive VP & Chief Human Resources Officer

Financials

Income Statement

Currency: USD2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue177.15M176.92M225.47M269.39M286.96M290.46M377.78M576.69M616.80M598.60M
Growth (%)--0.13%+27.45%+19.48%+6.52%+1.22%+30.06%+52.65%+6.96%-2.95%
Cost of Revenue48.55M30.62M35.66M62.94M97.07M14.64M76.02M240.59M271.67M250.10M
Gross Profit128.60M146.29M189.82M206.45M189.89M275.82M301.76M336.10M345.13M348.50M
Gross Margin72.60%82.69%84.19%76.64%66.17%94.96%79.88%58.28%55.96%58.22%
Operating Expense112.83M125.81M127.37M139.91M145.54M143.39M194.32M230.18M247.87M249.71M
Operating Income15.77M20.48M62.44M66.55M44.35M132.43M107.44M105.92M97.26M98.80M
Operating Margin8.90%11.58%27.69%24.70%15.46%45.59%28.44%18.37%15.77%16.50%
EBITDA23.61M26.33M68.31M73.25M51.23M139.26M119.75M123.55M114.06M113.40M
EBITDA Margin13.33%14.88%30.30%27.19%17.85%47.94%31.70%21.42%18.49%18.94%
Net Income12.85M14.67M51.60M53.88M36.36M108.55M87.72M83.80M76.49M75.20M
Net Income Margin7.25%8.29%22.89%20.00%12.67%37.37%23.22%14.53%12.40%12.56%
Interest Expense18.47M22.29M34.64M53.37M37.17M25.40M51.33M223.83M264.22M206.97M
Interest Expense % of Total Revenue10.43%12.60%15.36%19.81%12.95%8.75%13.59%38.81%42.84%34.58%

Balance Sheet

Currency: USD2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets4.07B4.15B4.82B5.32B7.63B7.86B9.69B9.72B9.68B9.72B
Total Liabilities3.65B3.73B4.27B4.73B6.98B7.13B8.74B8.66B8.53B8.48B
Total Equity420.09M420.35M549.78M599.26M647.15M730.21M949.94M1.06B1.15B1.25B
Cash259.88M187.19M116.68M291.52M377.21M705.62M358.97M280.44M470.25M73.12M
Total Debt119.94M153.98M454.87M426.86M1.14B467.22M841.00M277.88M172.40M35.59M
Net Debt-139.94M-33.21M338.19M135.34M764.58M-238.40M482.02M-2.56M-297.85M-37.53M

Cash Flow

Currency: USD2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow54.58M61.99M77.83M61.55M887.00K171.49M145.65M129.92M108.48M158.92M
Investing Cash Flow-154.71M-197.65M-764.93M-291.19M-2.12B12.85M-455.99M-130.03M231.94M-113.69M
Financing Cash Flow83.79M62.97M616.59M404.47M2.20B144.07M-36.31M-78.42M-150.61M-91.27M
Capital Expenditure7.92M3.03M5.48M11.15M7.20M5.01M8.47M26.83M22.05M7.87M
Free Cash Flow46.65M58.96M72.34M50.40M-6.31M166.47M137.18M103.09M86.43M151.05M
Dividends Paid5.76M7.00M5.94M5.86M8.85M11.53M15.89M18.57M18.75M18.87M
FCF to OCF85.48%95.11%92.96%81.88%-711.50%97.08%94.19%79.35%79.68%95.05%
Dividend Paid to FCF12.36%11.87%8.21%11.63%-140.29%6.92%11.58%18.01%21.69%12.49%

Earnings

Report DateMay 30, 2018Jul 25, 2018Oct 24, 2018Jan 23, 2019Apr 24, 2019Jul 24, 2019Oct 23, 2019Jan 22, 2020Apr 22, 2020Jul 22, 2020Oct 28, 2020Jan 27, 2021Apr 28, 2021Jul 28, 2021Oct 27, 2021Jan 26, 2022Apr 27, 2022Jul 27, 2022Oct 26, 2022Jan 25, 2023Apr 26, 2023Jul 26, 2023Oct 25, 2023Jan 24, 2024Apr 24, 2024Jul 24, 2024Oct 23, 2024Jan 22, 2025Apr 23, 2025Jul 23, 2025Oct 22, 2025Jan 28, 2026Apr 22, 2026Jul 22, 2026Oct 28, 2026
EPS Estimate-0.460.500.550.590.610.600.580.400.200.510.700.910.990.980.940.860.850.801.040.910.670.640.620.600.620.640.520.690.780.690.860.901.001.06
EPS Actual0.600.530.520.550.600.520.620.550.030.210.560.751.081.171.141.200.870.900.570.950.780.690.710.600.730.770.680.830.770.860.860.990.901.09-
Surprise-15.22%4.00%0.00%1.69%-14.75%3.33%-5.17%-92.50%5.00%9.80%7.14%18.68%18.18%16.33%27.66%1.16%5.88%-28.75%-8.65%-14.29%2.99%10.94%-3.23%21.67%24.19%6.25%59.62%11.59%10.26%24.64%15.12%0.00%9.00%-
Timing-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap1.64B
Enterprise Value1.24B
Trailing P/E16.83
Forward P/E0.00
Price / Sales4.33
Price / Book1.27
EPS3.15
Book Value41.53
Revenue (TTM)377.29M
Gross Profit (TTM)377.29M
Profit Margin26.42%
Operating Margin42.75%
Return on Equity8.02%
Return on Assets1.00%
Shares Outstanding30.85M
Shares Float28.83M
Beta0.71
Dividend Yield1.86%
Dividend Rate1.00
Payout Ratio20.83%

Analyst Ratings

Buy
Based on 5 analystsTarget 58.80
  • Strong Buy
    2
  • Buy
    2
  • Hold
    1

Ownership Breakdown

Institutions
70.20%
Insiders
4.12%
Retail / Other
25.68%

Top Institutional Holders

  • BlackRock Inc
    2.47M8.01%
  • Dimensional Fund Advisors, Inc.
    1.48M4.81%
  • Vanguard Capital Management, LLC
    1.33M4.31%
  • Silvercrest Asset Management Group LLC
    1.13M3.66%
  • State Street Corp
    984.88K3.19%
  • The Goldman Sachs Group Inc
    886.77K2.87%
  • Royce & Associates, LP
    847.23K2.75%
  • Geode Capital Management, LLC
    713.67K2.31%
  • Kennedy Capital Management Inc
    669.70K2.17%
  • American Century Companies Inc
    653.05K2.12%
  • Millennium Management LLC
    556.44K1.80%
  • Wellington Management Company LLP
    518.39K1.68%
  • Basswood Capital Management LLC
    418.19K1.36%
  • Loomis, Sayles & Company LP
    394.74K1.28%
  • Bank of New York Mellon Corp
    369.41K1.20%
  • Tributary Capital Management, LLC
    346.64K1.12%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    946.45K3.07%
  • iShares Russell 2000 ETF
    762.73K2.47%
  • Avantis US Small Cap Value ETF
    519.16K1.68%
  • Fidelity Small Cap Index
    325.66K1.06%

Dividends

20264×
0.28Nov 13, 20260.25Aug 14, 20260.25May 15, 20260.15Feb 13, 2026
20254×
0.15Nov 14, 20250.15Aug 15, 20250.15May 15, 20250.15Feb 14, 2025
20244×
0.15Nov 15, 20240.15Aug 15, 20240.15May 14, 20240.15Feb 14, 2024
20234×
0.15Nov 14, 20230.15Aug 14, 20230.15May 12, 20230.15Feb 14, 2023
20224×
0.15Nov 15, 20220.15Aug 16, 20220.15May 16, 20220.13Feb 11, 2022
20214×
0.13Nov 18, 20210.13Aug 19, 20210.13May 13, 20210.10Feb 11, 2021