YOLFTbeta
Oscar Health Inc

Oscar Health Inc

OSCR · NYSE · Healthcare / Healthcare Plans

31.05USD-0.89 (-2.79%)

Price History

Full chart

Market Stats

Previous Close31.94
Open32.03
Day Range29.82 – 32.40
52-Week Range10.69 – 35.01
Volume4.54M
Market Cap9.37B
P/E (TTM)23.54
Forward P/E588.24
EPS1.29
Dividend Yield0.00%
Beta2.47
50-Day Avg31.71
200-Day Avg23.60

About

Oscar Health, Inc. operates as a healthcare technology company in the United States. The company offers health plans to individuals, families, employees, and small group markets. It also provides +Oscar platform that power others throughout the healthcare system; Campaign Builder platform, an engagement and recommendation platform for providers and payors; and reinsurance products. In addition, the company offers brokerage services and enrollment platform for brokers and consumers to shop, buy, and enroll in medical and supplemental health products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.

Company Details

  • SectorHealthcare
  • IndustryHealthcare Plans
  • CEOMr. Mark Thomas Bertolini
  • Employees2.31K
  • Headquarters75 Varick Street, New York, NY, United States, 10013, USA
  • Websitehttps://www.hioscar.com

Leadership

  • Mr. Mark Thomas BertoliniCEO & Director · b. 1957
  • Mr. Joshua KushnerCo-Founder & Vice Chairman · b. 1985
  • Mr. Mario Tobias SchlosserCo-Founder, Advisor to the CEO & Director · b. 1979
  • Mr. Richard Scott Blackley CPAChief Financial Officer · b. 1968
  • Mr. Adam McAnaneyEVP & Chief Legal Officer · b. 1977
  • Ms. Janet Ann LiangEVP & President of Oscar Insurance · b. 1968
  • Ms. Victoria BaltrusChief Accounting Officer · b. 1970
  • Chris PotocharVice President of Treasury & Investor Relations
  • Ms. Rebecca KrouseChief People Officer
  • Mr. Joel I. Klein J.D.Senior Advisor · b. 1947

Financials

Income Statement

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue553.78M589.64M1.92B4.13B5.86B9.18B11.70B
Growth (%)-+6.48%+225.78%+114.77%+42.11%+56.54%+27.50%
Cost of Revenue----4.64B7.33B10.02B
Gross Profit553.78M589.64M1.92B4.13B5.86B1.84B1.68B
Gross Margin100.00%100.00%100.00%100.00%100.00%20.10%14.38%
Operating Expense813.17M995.42M2.49B4.74B6.10B1.79B2.08B
Operating Income-259.39M-405.78M-570.58M-610.08M-235.62M57.27M-396.36M
Operating Margin-46.84%-68.82%-29.70%-14.79%-4.02%0.62%-3.39%
EBITDA-252.49M-390.98M-551.25M-572.17M-235.62M89.31M-391.05M
EBITDA Margin-45.59%-66.31%-28.70%-13.87%-4.02%0.97%-3.34%
Net Income-261.18M-406.82M-572.61M-606.27M-270.73M25.43M-443.15M
Net Income Margin-47.16%-69.00%-29.81%-14.70%-4.62%0.28%-3.79%
Interest Expense03.51M4.72M22.62M24.60M23.73M17.60M
Interest Expense % of Total Revenue0.00%0.60%0.25%0.55%0.42%0.26%0.15%

Balance Sheet

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.35B2.27B3.32B4.53B3.60B4.84B6.33B
Total Liabilities494.24M3.57B1.93B3.63B2.80B3.82B5.34B
Total Equity852.68M-1.30B1.39B890.38M803.97M1.01B977.65M
Cash336.64M826.33M1.10B1.56B1.87B1.53B2.77B
Total Debt-142.49M297.42M298.00M298.78M299.56M430.10M
Net Debt-336.64M-683.84M-1.10B-1.26B-1.57B-1.23B-2.34B

Cash Flow

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-165.37M222.73M-181.75M380.35M-272.16M978.19M1.09B
Investing Cash Flow150.51M-344.71M-774.51M-226.52M577.19M-1.39B-241.06M
Financing Cash Flow-2.12M611.71M1.24B301.11M6.45M68.39M399.21M
Capital Expenditure26.00M14.02M25.89M29.01M25.58M27.90M36.37M
Free Cash Flow-191.37M208.71M-207.63M351.34M-297.74M950.30M1.06B
FCF to OCF115.72%93.70%114.24%92.37%109.40%97.15%96.68%

Earnings

Report DateMar 4, 2021May 13, 2021Aug 12, 2021Nov 10, 2021Feb 10, 2022May 10, 2022Aug 11, 2022Nov 8, 2022Feb 9, 2023May 9, 2023Aug 8, 2023Nov 7, 2023Feb 7, 2024May 7, 2024Aug 7, 2024Nov 7, 2024Feb 4, 2025May 7, 2025Aug 6, 2025Nov 6, 2025Feb 10, 2026May 6, 2026Aug 6, 2026Nov 5, 2026
EPS Estimate-1.17-0.54-0.47-0.65-0.73-0.12-0.35-0.69-1.19-0.09-0.16-0.47-0.700.270.16-0.18-0.580.81-0.84-0.58-0.921.100.43-0.11
EPS Actual-1.22-0.75-0.35-1.02-0.95-0.36-0.53-0.91-1.05-0.18-0.07-0.29-0.660.620.20-0.22-0.620.92-0.89-0.53-1.242.071.10-
Surprise-4.27%-38.89%25.53%-56.92%-30.14%-200.00%-51.43%-31.88%11.76%-100.00%56.25%38.30%5.71%129.63%25.00%-22.22%-6.90%13.58%-5.95%8.62%-34.78%88.18%155.81%-
TimingAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap9.37B
Enterprise Value5.73B
Trailing P/E23.54
Forward P/E588.24
Price / Sales0.61
Price / Book4.57
EPS1.29
Book Value6.66
Revenue (TTM)15.32B
Gross Profit (TTM)3.09B
EBITDA657.96M
Profit Margin3.60%
Operating Margin7.96%
Return on Equity34.26%
Return on Assets4.47%
Shares Outstanding273.47M
Shares Float263.61M
Beta2.47
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Hold
Based on 11 analystsTarget 36.40
  • Buy
    3
  • Hold
    7
  • Sell
    1

Ownership Breakdown

Institutions
74.11%
Insiders
5.16%
Retail / Other
20.73%

Top Institutional Holders

  • BlackRock Inc
    20.59M6.67%
  • T. Rowe Price Investment Management,Inc.
    13.04M4.22%
  • D. E. Shaw & Co LP
    12.64M4.10%
  • Vanguard Portfolio Management, LLC
    11.03M3.57%
  • Vanguard Capital Management, LLC
    10.58M3.43%
  • American Century Companies Inc
    9.06M2.93%
  • Jane Street Group LLC
    6.37M2.06%
  • Thrive Capital Management, LLC(NY)
    6.34M2.06%
  • Geode Capital Management, LLC
    5.82M1.89%
  • State Street Corp
    5.80M1.88%
  • FMR Inc
    5.00M1.62%
  • Citadel Advisors Llc
    4.23M1.37%
  • Two Sigma Investments LLC
    4.04M1.31%
  • Dimensional Fund Advisors, Inc.
    3.57M1.16%
  • Renaissance Technologies Corp
    3.28M1.06%
  • T. Rowe Price Associates, Inc.
    3.26M1.05%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    7.82M2.53%
  • iShares Russell 2000 ETF
    6.11M1.98%
  • Vanguard Small Cap Index
    5.54M1.79%
  • Avantis US Small Cap Value ETF
    4.66M1.51%