YOLFTbeta
Paymentus Holdings, Inc.

Paymentus Holdings, Inc.

PAY · NYSE · Technology / Software - Infrastructure

34.41USD+0.66 (+1.96%)

Price History

Full chart

Market Stats

Previous Close33.75
Open34.12
Day Range33.83 – 35.07
52-Week Range20.11 – 45.31
Volume323.54K
Market Cap4.30B
P/E (TTM)46.74
Forward P/E31.55
EPS0.73
Dividend Yield0.00%
Beta1.38
50-Day Avg33.15
200-Day Avg28.92

About

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. Its platform's payment processing includes credit cards, debit cards, echecks, and digital wallets. The company serves utility, financial services, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and business to business industries, as well as governments and small businesses. Paymentus Holdings, Inc. was founded in 2004 and is headquartered in Addison, Texas.

Company Details

  • SectorTechnology
  • IndustrySoftware - Infrastructure
  • CEOMr. Dushyant Sharma
  • Employees1.34K
  • Headquarters15601 Dallas Parkway, Addison, TX, United States, 75001, USA
  • Websitehttps://www.paymentus.com

Leadership

  • Mr. Dushyant SharmaChairman, President & CEO · b. 1969
  • Mr. Sanjay Kalra CPASenior VP, CFO & Principal Accounting Officer · b. 1973
  • Mr. Gerasimos PortocalisChief Commercial Officer · b. 1965
  • David HanoverInvestor Relations Officer

Financials

Income Statement

Currency: USD2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue349.19M295.59M339.33M390.09M485.37M581.07M921.93M844.71M1.00B1.30B1.87B1.70B1.87B2.00B1.99B1.87B235.78M301.77M395.52M497.00M614.49M871.75M1.20B
Growth (%)--15.35%+14.80%+14.96%+24.43%+19.72%+58.66%-8.38%+18.57%+30.19%+43.11%-8.78%+9.79%+7.04%-0.42%-6.08%-87.40%+27.99%+31.07%+25.66%+23.64%+41.86%+37.25%
Cost of Revenue258.89M210.70M200.29M231.89M288.54M319.52M628.90M562.59M631.23M812.12M1.11B1.06B1.14B1.17B1.20B1.16B161.34M209.14M274.14M347.32M432.15M633.58M900.16M
Gross Profit90.30M84.89M139.04M158.19M196.82M261.55M293.03M282.13M370.31M491.75M755.84M645.20M724.70M826.00M794.30M713.10M74.43M92.63M121.38M149.68M182.34M238.17M296.34M
Gross Margin25.86%28.72%40.97%40.55%40.55%45.01%31.78%33.40%36.97%37.71%40.51%37.90%38.78%41.29%39.87%38.11%31.57%30.69%30.69%30.12%29.67%27.32%24.77%
Operating Expense135.26M128.90M103.46M113.41M128.64M153.24M608.86M235.58M267.89M386.04M590.66M647.20M727.40M717.80M719.60M664.90M56.06M74.20M111.01M152.65M164.25M193.31M220.80M
Operating Income-44.97M-44.01M35.58M44.79M68.19M108.31M-315.82M46.55M102.42M105.71M165.18M-2.00M-2.70M108.20M74.70M48.20M18.37M18.43M10.37M-2.98M18.09M44.86M75.54M
Operating Margin-12.88%-14.89%10.49%11.48%14.05%18.64%-34.26%5.51%10.23%8.11%8.85%-0.12%-0.14%5.41%3.75%2.58%7.79%6.11%2.62%-0.60%2.94%5.15%6.31%
EBITDA-63.76M-53.50M51.79M47.21M79.54M121.69M-249.69M-54.61M153.19M168.26M307.75M144.00M214.50M272.50M216.00M32.50M24.37M26.50M23.67M22.75M55.72M90.43M126.33M
EBITDA Margin-18.26%-18.10%15.26%12.10%16.39%20.94%-27.08%-6.46%15.30%12.90%16.49%8.46%11.48%13.62%10.84%1.74%10.34%8.78%5.98%4.58%9.07%10.37%10.56%
Net Income-63.76M-53.50M241.00K5.61M33.24M59.51M-425.32M-137.84M98.83M282.40M65.03M-296.10M-38.10M79.10M-9.30M-173.90M13.70M13.71M9.30M-513.00K22.32M44.17M66.94M
Net Income Margin-18.26%-18.10%0.07%1.44%6.85%10.24%-46.13%-16.32%9.87%21.66%3.49%-17.40%-2.04%3.95%-0.47%-9.29%5.81%4.54%2.35%-0.10%3.63%5.07%5.59%
R&D47.35M30.36M28.19M33.70M41.83M47.35M75.62M65.15M74.23M109.16M152.00M173.30M203.70M201.60M207.50M211.60M17.86M24.51M34.12M41.22M44.25M51.33M61.47M
R&D as % of Total Revenue13.56%10.27%8.31%8.64%8.62%8.15%8.20%7.71%7.41%8.37%8.15%10.18%10.90%10.08%10.42%11.31%7.58%8.12%8.63%8.29%7.20%5.89%5.14%
Interest Expense--12.46M12.60M14.79M13.62M28.41M12.48M28.34M28.95M62.83M44.30M42.50M31.50M34.60M33.20M--6.00K----
Interest Expense % of Total Revenue--3.67%3.23%3.05%2.34%3.08%1.48%2.83%2.22%3.37%2.60%2.27%1.57%1.74%1.77%--0.00%----

Balance Sheet

Currency: USD2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets127.58M248.85M236.97M245.62M329.37M452.94M1.08B918.91M1.08B2.31B3.49B2.99B2.70B2.47B2.49B2.32B80.46M124.87M472.94M461.54M504.86M576.25M667.88M
Total Liabilities143.50M281.51M276.11M381.01M302.83M354.20M935.54M884.46M867.86M1.12B2.15B1.84B1.63B1.54B1.64B1.54B11.86M40.50M86.81M64.36M75.25M90.65M107.50M
Total Equity-15.92M-32.66M-39.14M-135.39M26.54M98.74M142.15M32.05M206.02M1.19B1.31B1.11B1.03B899.60M813.70M754.50M68.60M84.38M386.13M397.18M429.62M485.60M560.39M
Cash20.88M3.04M5.88M12.71M65.06M86.56M157.16M325.00M445.14M594.56M454.07M268.20M250.20M208.90M148.40M131.00M27.43M46.67M168.39M147.33M179.36M205.90M324.54M
Total Debt--79.85M262.19M182.81M192.89M548.38M509.86M473.51M483.81M1.31B1.04B883.10M799.30M925.90M830.80M627.00K10.03M11.18M12.63M10.51M8.41M11.41M
Net Debt-20.88M-3.04M73.97M249.48M117.74M106.33M391.22M184.87M28.37M-110.75M853.54M767.60M632.90M590.40M777.50M699.80M-26.80M-36.64M-157.20M-134.70M-168.85M-197.49M-313.12M

Cash Flow

Currency: USD2003-12-312004-12-312005-12-312006-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow9.77M33.22M40.60M16.75M-8.63M202.61M156.03M174.57M217.96M236.50M199.10M249.30M193.70M165.90M17.51M35.62M19.49M19.87M68.83M63.63M162.13M
Investing Cash Flow-10.41M-5.27M-35.00M-4.03M-37.80M-15.99M-25.10M-63.17M-1.12B-144.70M-77.90M-128.40M-275.20M-72.70M-13.90M-15.14M-77.81M-34.56M-34.30M-36.76M-36.52M
Financing Cash Flow3.17M-21.55M46.88M7.83M-2.25M-24.55M-10.38M38.67M768.15M-277.50M-128.10M-133.60M24.40M-112.40M-857.00K-1.36M213.49M-37.28M-1.20M-207.00K-10.58M
Capital Expenditure2.20M2.43M3.12M5.67M22.05M12.05M11.58M14.81M63.18M77.50M85.00M106.40M105.30M67.30M12.53M14.85M20.41M31.30M34.30M457.00K361.00K
Free Cash Flow7.58M30.79M37.48M11.08M-30.68M190.56M144.45M159.76M154.78M159.00M114.10M142.90M88.40M98.60M4.98M20.77M-916.00K-11.43M34.53M63.18M161.77M
Dividends Paid-97.43M--------------34.41M00--
FCF to OCF77.53%92.68%92.31%66.17%355.57%94.05%92.58%91.52%71.01%67.23%57.31%57.32%45.64%59.43%28.46%58.32%-4.70%-57.55%50.17%99.28%99.78%
Dividend Paid to FCF-316.47%---------------3756.77%0.00%0.00%--

Earnings

Report DateMay 26, 2021Aug 10, 2021Nov 9, 2021Feb 16, 2022May 4, 2022Aug 3, 2022Nov 9, 2022Feb 23, 2023May 8, 2023Aug 7, 2023Nov 6, 2023Mar 4, 2024May 6, 2024Aug 8, 2024Nov 12, 2024Mar 10, 2025May 5, 2025Aug 4, 2025Nov 3, 2025Mar 9, 2026May 4, 2026Aug 3, 2026Nov 2, 2026
EPS Estimate-0.010.010.010.010.010.000.010.010.010.040.060.080.090.090.100.130.140.150.170.180.170.18
EPS Actual0.020.020.010.020.03-0.020.010.020.020.060.070.110.100.120.150.130.140.150.170.200.210.210.21
Surprise-100.00%0.00%100.00%200.00%-302.00%300.00%100.00%100.00%500.00%75.00%83.33%25.00%33.33%66.67%30.00%7.69%7.14%13.33%17.65%16.67%23.53%16.67%
Timing-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap4.30B
Enterprise Value3.91B
Trailing P/E46.74
Forward P/E31.55
Price / Sales3.03
Price / Book6.71
EPS0.73
Book Value5.10
Revenue (TTM)1.42B
Gross Profit (TTM)358.38M
EBITDA121.05M
Profit Margin6.65%
Operating Margin9.01%
Return on Equity16.02%
Return on Assets10.36%
Shares Outstanding78.63M
Shares Float76.53M
Beta1.38
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Buy
Based on 7 analystsTarget 41.17
  • Strong Buy
    3
  • Hold
    4

Ownership Breakdown

Institutions
87.17%
Insiders
2.42%
Retail / Other
10.41%

Top Institutional Holders

  • Capital Research & Mgmt Co - Division 3
    7.07M5.61%
  • Wasatch Advisors LP
    6.19M4.91%
  • BlackRock Inc
    4.64M3.68%
  • Capital World Investors
    4.28M3.39%
  • Brown Brothers Harriman & Co
    2.82M2.24%
  • Vanguard Portfolio Management, LLC
    2.56M2.03%
  • Vanguard Capital Management, LLC
    2.52M2.00%
  • Fuller & Thaler Asset Management Inc
    1.95M1.54%
  • Geode Capital Management, LLC
    1.47M1.17%
  • Franklin Templeton Inc
    1.29M1.03%
  • Amvescap Plc.
    1.25M0.99%
  • State Street Corp
    1.06M0.84%

Top Fund Holders

  • American Funds SMALLCAP World A
    10.66M8.45%
  • Vanguard MStar Total Stk Mkt Idx Invest
    1.95M1.55%
  • Wasatch Core Growth
    1.85M1.47%
  • iShares Russell 2000 ETF
    1.51M1.20%
  • Vanguard Small Cap Index
    1.35M1.07%
  • FullerThaler Behavioral Sm-Cp Gr R6
    1.29M1.02%
  • Franklin Small Cap Growth Adv
    982.44K0.78%
  • Wasatch Small Cap Growth Investor
    976.51K0.77%