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Prosperity Bancshares Inc

Prosperity Bancshares Inc

PB · NYSE · Financial Services / Banks - Regional

73.15USD+0.53 (+0.73%)

Price History

Full chart

Market Stats

Previous Close72.62
Open72.94
Day Range72.16 – 73.16
52-Week Range59.02 – 75.23
Volume635.10K
Market Cap8.14B
P/E (TTM)11.75
Forward P/E9.30
EPS5.77
Dividend Yield3.54%
Beta0.64
50-Day Avg72.59
200-Day Avg70.74

About

Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts; and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, and agricultural and non-real estate agricultural loans; construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; term loans and lines of credit; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery. In addition, it provides digital banking, internet banking, mobile banking, trust and wealth management, retail brokerage, mortgage services, and treasury management, and debit and credit cards services. The company was incorporated in 1983 and is headquartered in Houston, Texas.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. David E. Zalman
  • Employees4.32K
  • HeadquartersProsperity Bank Plaza, Houston, TX, United States, 77027, USA
  • Websitehttps://www.prosperitybankusa.com

Leadership

  • Mr. David E. ZalmanSenior Chairman & CEO · b. 1957
  • H.E Tim Timanus Jr.Chairman of the Board · b. 1945
  • Mr. Kevin J. HaniganPresident, COO & Director · b. 1957
  • Mr. Asylbek OsmonovChief Financial Officer · b. 1981
  • Mr. Edward Z. SafadyAdvisory Director & Senior Vice Chairman · b. 1958
  • Ms. Charlotte M. Rasche J.D.Executive VP & General Counsel · b. 1965
  • Mr. Robert J. DowdellExecutive Vice President · b. 1957
  • Ms. Annette L. TrippSenior VP & Associate General Counsel
  • Mr. John Mays DavenportExecutive VP & Director of Corporate Strategy · b. 1968
  • Mr. Cullen D. ZalmanSenior Executive Vice President of Banking and Corporate Activities

Financials

Income Statement

Currency: USD1997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue22.30M25.90M34.90M46.96M85.11M92.34M107.81M134.83M192.14M265.72M393.53M400.25M469.71M438.37M421.13M485.93M622.82M819.84M774.70M777.15M776.76M825.43M933.60M1.24B1.15B1.20B1.56B1.74B1.74B
Growth (%)-+16.14%+34.75%+34.55%+81.25%+8.49%+16.76%+25.06%+42.51%+38.29%+48.10%+1.71%+17.35%-6.67%-3.93%+15.39%+28.17%+31.63%-5.51%+0.32%-0.05%+6.27%+13.10%+32.30%-6.75%+4.41%+29.40%+11.95%-0.23%
Cost of Revenue9.30M10.30M13.30M19.67M36.48M29.11M26.83M30.67M51.71M94.10M140.93M130.02M131.29M79.97M50.44M45.24M57.71M61.92M46.75M67.16M74.82M113.97M141.47M133.18M53.62M89.60M506.65M606.28M488.83M
Gross Profit13.00M15.60M21.60M27.29M48.63M63.23M80.98M104.16M140.44M171.62M252.60M270.23M338.42M358.40M370.69M440.70M565.11M757.92M727.95M710.00M701.94M711.47M792.13M1.10B1.10B1.11B1.05B1.14B1.25B
Gross Margin58.30%60.23%61.89%58.11%57.13%68.47%75.11%77.25%73.09%64.59%64.19%67.52%72.05%81.76%88.02%90.69%90.73%92.45%93.97%91.36%90.37%86.19%84.85%89.22%95.35%92.55%67.44%65.20%71.88%
Operating Expense7.80M9.10M12.10M16.09M30.30M32.35M42.02M51.71M69.03M77.67M126.84M143.80M170.54M166.59M156.92M189.01M235.29M312.17M297.75M301.34M295.87M308.43M372.92M456.90M438.52M446.86M515.13M523.27M555.78M
Operating Income5.20M6.50M9.50M11.20M18.33M30.88M38.96M52.45M71.41M93.95M125.75M126.44M167.88M191.80M213.77M251.68M329.82M445.75M430.19M408.66M406.07M403.04M419.21M645.03M659.65M666.17M534.46M612.66M693.58M
Operating Margin23.32%25.10%27.22%23.84%21.54%33.44%36.14%38.90%37.16%35.36%31.96%31.59%35.74%43.75%50.76%51.79%52.96%54.37%55.53%52.58%52.28%48.83%44.90%52.22%57.27%55.39%34.34%35.17%39.90%
EBITDA6.40M7.80M11.20M13.04M22.25M37.22M52.02M62.44M82.64M103.87M134.74M143.90M187.03M209.13M229.70M267.84M346.56M469.42M452.68M430.95M425.23M421.36M439.46M676.43M689.30M694.47M565.42M647.39M849.15M
EBITDA Margin28.70%30.12%32.09%27.78%26.14%40.30%48.25%46.31%43.01%39.09%34.24%35.95%39.82%47.71%54.54%55.12%55.64%57.26%58.43%55.45%54.74%51.05%47.07%54.77%59.85%57.75%36.33%37.16%48.85%
Net Income3.60M4.50M6.50M8.03M12.96M21.32M26.55M34.71M47.86M61.73M84.15M84.51M111.88M127.71M141.75M167.90M221.40M297.44M286.65M274.47M272.17M321.81M332.55M528.90M519.30M524.52M419.32M479.39M542.84M
Net Income Margin16.14%17.37%18.62%17.09%15.23%23.09%24.62%25.74%24.91%23.23%21.38%21.11%23.82%29.13%33.66%34.55%35.55%36.28%37.00%35.32%35.04%38.99%35.62%42.82%45.09%43.61%26.94%27.52%31.23%
R&D-------------000004.43M4.46M4.40M4.66M-------
R&D as % of Total Revenue-------------0.00%0.00%0.00%0.00%0.00%0.57%0.57%0.57%0.56%-------
Interest Expense9.10M10.10M13.00M19.39M35.78M28.10M26.35M29.79M51.23M93.59M140.17M120.15M102.51M66.39M45.24M39.14M40.47M43.64M39.19M43.16M60.49M97.62M137.17M113.18M53.62M89.60M488.11M597.22M488.83M
Interest Expense % of Total Revenue40.81%39.00%37.25%41.30%42.05%30.43%24.44%22.09%26.66%35.22%35.62%30.02%21.82%15.14%10.74%8.05%6.50%5.32%5.06%5.55%7.79%11.83%14.69%9.16%4.65%7.45%31.36%34.28%28.12%

Balance Sheet

Currency: USD1997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets320.10M436.30M608.70M1.15B1.26B1.82B2.40B2.70B3.59B4.59B6.37B9.07B8.85B9.48B9.82B14.58B18.64B21.51B22.04B22.33B22.59B22.69B32.19B34.06B37.83B37.69B38.55B39.57B38.46B
Total Liabilities295.30M394.90M553.40M1.05B1.15B1.63B2.18B2.42B3.12B3.92B5.24B7.82B7.50B8.02B8.26B12.49B15.86B18.26B18.57B18.69B18.76B18.64B26.21B27.93B31.41B30.99B31.47B32.13B30.85B
Total Equity24.80M41.40M55.30M80.33M88.72M154.74M219.59M275.65M464.72M664.41M1.13B1.26B1.35B1.45B1.57B2.09B2.79B3.24B3.46B3.64B3.82B4.05B5.97B6.13B6.43B6.70B7.08B7.44B7.62B
Cash17.60M18.30M20.70M36.79M41.20M67.30M72.25M58.96M91.81M116.47M178.45M212.44M194.96M158.97M212.80M325.95M380.99M677.28M562.54M436.20M391.62M410.57M573.59M1.34B2.55B423.83M458.15M1.97B1.75B
Total Debt2.80M2.40M15.70M13.93M18.08M37.94M90.74M85.60M178.16M174.15M228.93M417.68M191.00M527.36M152.73M796.31M499.28M668.03M976.40M1.98B1.01B2.06B2.73B389.58M448.10M4.13B4.03B3.42B2.15B
Net Debt-14.80M-15.90M-5.00M-22.86M-23.12M-29.36M18.50M26.64M86.35M57.68M50.48M205.24M-3.96M368.38M-60.07M470.36M118.29M-509.75M-71.14M554.58M113.61M620.55M855.95M-953.41M-2.10B3.70B3.58B1.45B403.70M

Cash Flow

Currency: USD1997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow4.20M5.40M7.50M9.23M19.84M26.12M39.52M48.92M65.70M75.23M236.08M123.68M73.63M177.70M217.87M209.81M307.66M348.26M310.81M334.36M390.73M320.15M403.01M582.32M694.73M506.53M646.36M472.69M549.51M
Investing Cash Flow-1.80M-43.10M-30.40M-5.53M-181.02M-33.84M-225.97M42.90M-68.68M96.17M266.85M1.18B192.28M151.95M-365.30M-1.20B8.85M-72.18M-650.63M41.01M-372.59M-118.95M1.26B-1.27B-2.72B-1.96B1.09B1.98B773.91M
Financing Cash Flow-6.70M38.60M41.40M-5.33M104.82M46.80M189.36M-37.62M-37.56M948.00K-401.56M-1.45B-299.22M-365.60M201.50M1.10B-261.42M20.39M225.92M-501.94M-63.20M-182.38M-1.50B1.46B3.23B-666.75M-1.71B-940.22M-1.55B
Capital Expenditure700.00K300.00K400.00K607.00K3.07M2.17M3.48M895.00K1.75M931.00K1.96M7.90M34.97M13.87M9.48M12.44M24.01M12.07M9.36M5.01M11.23M15.12M18.59M22.14M19.02M42.42M34.15M21.14M32.53M
Free Cash Flow3.50M5.10M7.10M8.62M16.77M23.95M36.03M48.92M63.96M74.30M238.03M115.78M38.65M163.83M208.39M197.37M283.65M336.19M301.46M329.35M379.50M305.03M384.43M560.18M675.71M464.11M612.20M451.55M516.98M
Dividends Paid600.00K1.10M1.00M1.89M3.16M3.87M4.86M6.67M9.62M13.03M20.32M23.38M26.23M29.84M33.74M41.54M54.04M68.38M78.26M86.23M95.89M104.05M128.90M173.82M184.25M193.14M205.72M214.38M221.44M
FCF to OCF83.33%94.44%94.67%93.42%84.51%91.69%91.18%100.00%97.34%98.76%100.83%93.61%52.50%92.20%95.65%94.07%92.20%96.53%96.99%98.50%97.13%95.28%95.39%96.20%97.26%91.63%94.72%95.53%94.08%
Dividend Paid to FCF17.14%21.57%14.08%21.90%18.85%16.14%13.47%13.63%15.05%17.53%8.54%20.19%67.87%18.22%16.19%21.05%19.05%20.34%25.96%26.18%25.27%34.11%33.53%31.03%27.27%41.62%33.60%47.47%42.83%

Earnings

Report DateFeb 1, 1999Apr 12, 1999Jul 19, 1999Oct 18, 1999Jan 18, 2000Apr 12, 2000Jul 13, 2000Oct 12, 2000Jan 11, 2001Apr 20, 2001Jul 12, 2001Oct 11, 2001Jan 16, 2002Apr 11, 2002Jul 15, 2002Oct 21, 2002Jan 16, 2003Apr 14, 2003Jul 22, 2003Oct 15, 2003Jan 16, 2004Apr 14, 2004Jul 14, 2004Oct 15, 2004Jan 20, 2005Apr 15, 2005Jul 15, 2005Oct 14, 2005Jan 20, 2006Apr 21, 2006Jul 20, 2006Oct 20, 2006Jan 24, 2007Apr 20, 2007Jul 20, 2007Oct 23, 2007Jan 25, 2008Apr 18, 2008Jul 23, 2008Oct 17, 2008Jan 27, 2009Apr 17, 2009Jul 17, 2009Oct 16, 2009Jan 22, 2010Apr 23, 2010Jul 23, 2010Oct 22, 2010Jan 21, 2011Apr 14, 2011Jul 22, 2011Oct 21, 2011Jan 20, 2012Apr 27, 2012Jul 27, 2012Oct 24, 2012Jan 25, 2013Apr 24, 2013Jul 24, 2013Oct 23, 2013Jan 24, 2014Apr 23, 2014Jul 25, 2014Oct 29, 2014Jan 23, 2015Apr 24, 2015Jul 24, 2015Oct 23, 2015Jan 27, 2016Apr 27, 2016Jul 27, 2016Oct 26, 2016Jan 25, 2017Apr 26, 2017Jul 26, 2017Oct 25, 2017Jan 24, 2018Apr 25, 2018Jul 25, 2018Oct 24, 2018Jan 30, 2019Apr 24, 2019Jul 24, 2019Oct 23, 2019Jan 29, 2020Apr 29, 2020Jul 29, 2020Oct 28, 2020Jan 27, 2021Apr 28, 2021Jul 28, 2021Oct 27, 2021Jan 26, 2022Apr 27, 2022Jul 27, 2022Oct 26, 2022Jan 25, 2023Apr 26, 2023Jul 26, 2023Oct 25, 2023Jan 24, 2024Apr 24, 2024Jul 24, 2024Oct 23, 2024Jan 29, 2025Apr 23, 2025Jul 23, 2025Oct 29, 2025Jan 28, 2026Apr 29, 2026Jul 29, 2026Nov 4, 2026
EPS Estimate0.130.120.130.140.160.180.180.190.190.200.200.220.230.260.270.290.320.330.330.340.340.360.380.390.410.420.430.450.460.450.460.490.500.500.520.540.530.510.520.530.450.540.490.610.630.650.680.690.680.690.740.760.760.730.770.800.840.840.880.900.910.981.021.071.081.041.021.010.980.950.970.970.970.971.000.960.991.141.151.171.181.171.181.181.221.201.161.311.361.381.391.371.371.311.391.491.501.351.221.201.191.161.201.311.331.351.411.441.451.451.541.64
EPS Actual0.140.140.140.140.180.180.190.190.190.200.220.230.240.270.290.320.330.330.340.340.350.380.390.400.410.430.440.450.450.460.480.490.500.500.520.540.530.520.520.530.490.550.570.630.650.660.680.690.700.720.750.770.770.770.780.830.860.870.890.910.810.901.101.131.120.880.910.920.940.980.980.990.920.990.990.980.991.071.171.181.191.181.181.191.441.391.251.401.481.441.411.391.381.331.401.491.511.370.941.201.021.181.171.341.371.371.421.451.461.501.62-
Surprise7.69%16.67%7.69%0.00%12.50%0.00%5.56%0.00%0.00%0.00%10.00%4.55%4.35%3.85%7.41%10.34%3.13%0.00%3.03%0.00%2.94%5.56%2.63%2.56%0.00%2.38%2.33%0.00%-2.17%2.22%4.35%0.00%0.00%0.00%0.00%0.00%0.00%1.96%0.00%0.00%8.89%1.85%16.33%3.28%3.17%1.54%0.00%0.00%2.94%4.35%1.35%1.32%1.32%5.48%1.30%3.75%2.38%3.57%1.14%1.11%-10.99%-8.16%7.84%5.61%3.70%-15.38%-10.78%-8.91%-4.08%3.16%1.03%2.06%-5.15%2.06%-1.00%2.08%0.00%-6.14%1.74%0.85%0.85%0.85%0.00%0.85%18.03%15.83%7.76%6.87%8.82%4.35%1.44%1.46%0.73%1.53%0.72%0.00%0.67%1.48%-22.95%0.00%-14.29%1.72%-2.50%2.29%3.01%1.48%0.71%0.69%0.69%3.45%5.19%-
TimingPre-market------Pre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap8.14B
Enterprise Value9.17B
Trailing P/E11.75
Forward P/E9.30
PEG Ratio4.26
Price / Sales5.85
Price / Book1.00
EPS5.77
Book Value82.52
Revenue (TTM)1.39B
Gross Profit (TTM)1.39B
Profit Margin40.42%
Operating Margin58.04%
Return on Equity7.07%
Return on Assets1.37%
Shares Outstanding120.18M
Shares Float109.49M
Beta0.64
Dividend Yield3.54%
Dividend Rate2.40
Payout Ratio39.80%

Analyst Ratings

Buy
Based on 14 analystsTarget 81.00
  • Strong Buy
    5
  • Buy
    4
  • Hold
    5

Ownership Breakdown

Institutions
75.40%
Insiders
3.55%
Retail / Other
21.05%

Top Institutional Holders

  • BlackRock Inc
    9.37M7.81%
  • AQR Capital Management LLC
    6.32M5.27%
  • Vanguard Portfolio Management, LLC
    5.60M4.67%
  • State Street Corp
    5.09M4.24%
  • Dimensional Fund Advisors, Inc.
    5.07M4.22%
  • Barrow Hanley Mewhinney & Strauss LLC
    4.79M3.99%
  • Vanguard Capital Management, LLC
    4.35M3.62%
  • Morgan Stanley - Brokerage Accounts
    3.23M2.69%
  • Neuberger Berman Group LLC
    3.06M2.55%
  • Massachusetts Financial Services Company
    2.34M1.95%
  • Geode Capital Management, LLC
    2.05M1.71%
  • American Century Companies Inc
    1.99M1.66%
  • T. Rowe Price Investment Management,Inc.
    1.68M1.40%
  • Brown Advisory Holdings Inc
    1.57M1.30%

Top Fund Holders

  • iShares Core S&P Mid-Cap ETF
    4.13M3.44%
  • Vanguard MStar Total Stk Mkt Idx Invest
    3.62M3.02%
  • Vanguard Small Cap Index
    2.63M2.19%
  • Vanguard MStar Small Cap Value Index
    1.67M1.39%
  • Neuberger Genesis Inv
    1.66M1.39%
  • Bridge Builder Large Cap Value
    1.49M1.24%

Dividends

20263×
0.60Sep 15, 20260.60Jun 15, 20260.60Mar 13, 2026
20254×
0.60Dec 15, 20250.58Sep 15, 20250.58Jun 13, 20250.58Mar 14, 2025
20244×
0.58Dec 13, 20240.56Sep 13, 20240.56Jun 14, 20240.56Mar 14, 2024
20234×
0.56Dec 14, 20230.55Sep 14, 20230.55Jun 14, 20230.55Mar 14, 2023
20224×
0.55Dec 14, 20220.52Sep 14, 20220.52Jun 14, 20220.52Mar 14, 2022
20214×
0.52Dec 14, 20210.49Sep 14, 20210.49Jun 14, 20210.49Mar 12, 2021
20201×
0.49Dec 14, 2020

Stock Splits

  • Jun 3, 20022:1