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Regions Financial Corporation

Regions Financial Corporation

RF-PC · NYSE · Financial Services / Banks - Regional

23.68USD+0.04 (+0.17%)

Price History

Full chart

Market Stats

Previous Close23.64
Open23.55
Day Range23.39 – 23.68
52-Week Range22.01 – 24.83
Volume60.65K
Market Cap14.25B
P/E (TTM)9.99
Forward P/E0.00
EPS2.41
Dividend Yield5.92%
Beta1.00
50-Day Avg24.35
200-Day Avg24.36

About

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. John M. Turner Jr.
  • Employees20.00K
  • Headquarters1900 Fifth Avenue North, Birmingham, AL, United States, 35203, USA
  • Websitehttps://www.regions.com

Leadership

  • Mr. John M. Turner Jr.President, CEO & Chairman · b. 1962
  • Mr. Charles Dandridge MasseySenior EVP and Chief Enterprise Operations & Technology Officer · b. 1971
  • Mr. David R. KeenanSenior Advisor · b. 1968
  • Mr. Russell K. ZusiSenior EVP & Chief Risk Officer · b. 1975
  • Mr. Anil D. ChadhaSenior Executive VP & CFO · b. 1979
  • Ms. Karin K. AllenExecutive VP & Chief Accounting Officer
  • Ms. Katherine Randall DanellaSenior EVP & Chief Administrative Officer · b. 1978
  • Mr. Tom H. SpeirHead of Strategy, Investor Relations & Corporate Development · b. 1982
  • Ms. Tara Ann PlimptonSenior EVP, Chief Legal Officer & Corporate Secretary · b. 1969
  • Ms. Anna BrackinChief Compliance Officer

Financials

Income Statement

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue---567.60M612.50M658.50M655.90M687.70M929.20M1.45B2.30B2.68B3.07B3.39B3.83B4.06B3.80B3.62B4.62B5.96B7.68B10.92B9.61B7.97B6.87B6.18B5.86B5.74B5.53B5.67B5.82B5.93B6.36B6.70B6.64B6.60B7.48B9.15B9.37B9.61B
Growth (%)----+7.91%+7.51%-0.39%+4.85%+35.12%+55.73%+58.91%+16.71%+14.49%+10.39%+12.96%+5.98%-6.52%-4.69%+27.65%+29.01%+28.88%+42.25%-11.99%-17.12%-13.72%-10.14%-5.13%-2.00%-3.76%+2.66%+2.61%+1.91%+7.21%+5.27%-0.79%-0.60%+13.30%+22.35%+2.40%+2.51%
Cost of Revenue---308.50M321.90M316.00M251.20M235.10M369.20M665.60M988.50M1.19B1.33B1.54B1.97B1.80B1.17B866.03M971.15M1.66B2.48B4.23B4.78B5.53B4.11B2.37B821.00M517.00M365.00M496.00M592.00M507.00M829.00M1.23B1.70B-357.00M587.00M2.13B2.78B2.44B
Gross Profit---259.10M290.60M342.50M404.70M452.60M560.00M781.40M1.31B1.50B1.74B1.85B1.86B2.26B2.63B2.75B3.65B4.30B5.20B6.69B4.84B2.44B2.76B3.81B5.04B5.23B5.16B5.18B5.23B5.43B5.53B5.46B4.95B6.96B6.89B7.02B6.60B7.17B
Gross Margin---45.65%47.44%52.01%61.70%65.81%60.27%54.00%57.01%55.76%56.60%54.52%48.52%55.78%69.26%76.06%78.97%72.20%67.66%61.27%50.31%30.65%40.19%61.60%85.99%91.00%93.40%91.26%89.83%91.45%86.97%81.60%74.44%105.41%92.15%76.73%70.37%74.64%
Operating Expense---175.50M194.50M230.50M264.70M287.10M343.00M487.50M837.00M901.80M1.10B1.06B1.12B1.55B1.76B1.84B2.47B2.94B3.20B4.65B10.77B3.71B3.61B3.64B3.38B3.56B3.48B3.65B3.57B3.57B3.58B3.48B3.63B3.75B4.02B4.42B4.24B4.43B
Operating Income54.10M56.20M58.20M83.60M96.10M112.00M140.00M165.50M217.00M293.90M473.90M594.70M635.30M785.00M741.73M717.95M869.24M911.57M1.18B1.36B1.99B2.04B-5.93B-1.27B-844.00M161.00M1.66B1.67B1.68B1.53B1.66B1.86B1.96B1.99B1.31B3.21B2.88B2.61B2.35B2.74B
Operating Margin---14.73%15.69%17.01%21.34%24.07%23.35%20.31%20.61%22.16%20.68%23.14%19.36%17.68%22.90%25.20%25.46%22.80%25.94%18.67%-61.72%-15.92%-12.28%2.61%28.34%28.99%30.43%26.97%28.58%31.35%30.73%29.64%19.78%48.69%38.44%28.48%25.11%28.55%
EBITDA54.10M56.20M58.20M96.00M108.70M125.90M167.70M198.50M257.70M329.00M526.40M662.60M773.30M915.80M880.05M896.70M1.04B1.09B1.28B1.44B2.15B2.31B-5.56B-984.00M-112.00M844.00M2.38B2.31B2.21B2.05B2.24B2.40B2.42B2.41B1.74B3.59B3.23B2.84B2.50B2.81B
EBITDA Margin---16.91%17.75%19.12%25.57%28.86%27.73%22.74%22.89%24.69%25.17%27.00%22.97%22.08%27.52%30.18%27.72%24.14%28.02%21.14%-57.86%-12.35%-1.63%13.66%40.58%40.22%39.90%36.18%38.44%40.40%38.00%36.01%26.12%54.31%43.16%31.06%26.65%29.19%
Net Income54.10M56.20M58.20M62.60M68.90M78.30M95.00M112.00M145.90M197.80M317.90M397.50M421.70M525.40M527.52M508.93M619.90M651.84M823.76M1.00B1.35B1.25B-5.60B-1.03B-539.00M-215.00M1.12B1.09B1.15B1.06B1.16B1.26B1.76B1.58B1.09B2.52B2.25B2.07B1.89B2.16B
Net Income Margin---11.03%11.25%11.89%14.48%16.29%15.70%13.67%13.83%14.81%13.72%15.49%13.77%12.53%16.33%18.02%17.84%16.79%17.62%11.45%-58.21%-12.94%-7.84%-3.48%19.11%19.00%20.75%18.72%19.98%21.29%27.65%23.63%16.47%38.18%30.01%22.66%20.20%22.44%
R&D-----------------------------0000-------
R&D as % of Total Revenue-----------------------------0.00%0.00%0.00%0.00%-------
Interest Expense000292.70M297.70M292.00M224.10M213.60M350.20M635.30M942.50M1.10B1.27B1.43B1.85B1.63B1.04B744.53M842.65M1.49B2.34B3.68B2.72B1.98B1.25B842.00M603.00M384.00M309.00M268.00M313.00M373.00M602.00M851.00M368.00M167.00M316.00M1.58B2.29B2.08B
Interest Expense % of Total Revenue---51.57%48.60%44.34%34.17%31.06%37.69%43.90%40.99%40.89%41.43%42.13%48.17%40.15%27.38%20.58%18.25%25.00%30.48%33.65%28.30%24.90%18.16%13.63%10.29%6.69%5.59%4.72%5.38%6.29%9.46%12.71%5.54%2.53%4.22%17.23%24.43%21.67%

Balance Sheet

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets---5.55B6.34B6.75B7.88B10.48B12.84B13.71B18.93B31.41B36.83B42.71B43.69B45.38B47.94B48.60B84.11B84.79B143.37B141.04B146.25B142.32B132.35B127.05B121.35B117.40B119.56B126.05B125.97B124.29B125.69B126.24B147.39B162.94B155.22B152.19B157.30B159.55B
Total Liabilities---5.06B5.82B6.17B7.22B9.63B11.83B12.58B17.33B28.73B33.83B39.65B40.23B41.35B43.76B44.15B73.36B74.17B122.67B121.22B129.44B124.44B115.62B110.55B105.85B101.63B102.69B109.21B109.30B108.10B110.60B109.94B129.28B144.61B139.27B134.70B139.39B140.45B
Total Equity---489.40M524.10M573.00M656.70M851.00M1.01B1.13B1.60B2.68B3.00B3.07B3.46B4.04B4.18B4.45B10.75B10.61B20.70B19.82B16.81B17.88B16.73B16.50B15.50B15.77B16.87B16.84B16.66B16.19B15.09B16.30B18.11B18.33B15.95B17.43B17.88B19.04B
Cash---498.60M384.80M479.50M569.10M579.80M596.80M531.70M808.10M1.52B2.00B1.40B1.21B1.91B1.88B1.35B1.97B2.51B3.82B3.75B10.18B7.63B6.52B7.04B5.49B5.27B3.90B5.31B5.44B3.91B3.54B4.11B17.96B29.41B11.23B6.80B10.71B10.91B
Total Debt---240.20M382.00M152.20M390.20M666.70M1.53B1.51B2.06B3.15B5.07B9.38B7.61B8.85B9.47B10.14B13.24B11.94B18.31B22.44B35.05B22.13B17.13B11.18B7.43B7.01B5.71B8.36B7.76B8.63B14.02B9.93B3.57B2.41B2.28B2.33B6.49B4.88B
Net Debt----258.40M-2.80M-327.30M-178.90M86.90M933.90M975.20M1.25B1.63B3.07B7.97B6.40B6.94B7.59B8.79B11.27B9.43B14.49B18.69B24.87B14.50B10.60B4.13B1.95B1.74B1.81B3.04B2.33B4.72B10.49B5.82B-14.39B-27.00B-8.94B-4.47B-4.22B-6.02B

Cash Flow

Currency: USD1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-20.00M102.10M89.30M66.20M61.20M337.70M281.30M354.90M446.50M-303.10M999.50M954.05M-32.11M337.58M926.37M1.07B1.92B2.75B3.29B2.01B2.04B4.23B4.75B2.44B3.75B2.10B1.60B2.04B2.30B2.27B2.58B2.32B3.03B3.10B2.31B1.60B2.18B
Investing Cash Flow-320.90M-924.30M-284.10M-954.40M-577.90M-1.21B-661.90M-1.49B-2.41B-2.22B-6.02B-348.94M1.96B-910.41M-978.22M65.39M-772.93M-230.69M1.32B-6.23B-1.64B4.08B659.00M1.01B-71.00M-3.78B-6.12B-700.00M-801.00M-3.04B509.00M-4.85B-2.87B-12.94B-1.61B-262.00M-1.42B
Financing Cash Flow311.40M722.10M318.70M1.01B516.60M895.40M223.70M1.35B1.91B2.91B4.63B-758.18M-1.90B1.15B-26.64M-382.08M-612.34M-1.11B-4.50B10.45B-3.36B-9.40B-5.09B-5.20B-3.89B405.00M5.83B-1.20B-2.97B327.00M-2.51B16.37B11.29B-8.35B-5.13B2.58B-568.00M
Capital Expenditure13.80M19.60M15.90M19.20M17.30M19.70M43.20M68.00M63.10M177.40M111.10M150.04M83.39M66.14M70.12M109.04M141.54M94.66M454.00M464.00M234.00M191.00M201.00M180.00M28.00M21.00M373.00M64.00M41.00M71.00M24.00M59.00M72.00M288.00M157.00M146.00M30.00M
Free Cash Flow-33.80M82.50M73.40M47.00M43.90M318.00M238.10M286.90M383.40M-480.50M888.40M804.00M-115.50M271.44M856.25M963.26M1.77B2.66B2.83B1.54B1.80B4.04B4.55B2.26B3.72B2.09B1.23B1.97B2.26B2.20B2.56B2.27B2.96B2.81B2.15B1.45B2.15B
Dividends Paid27.70M30.20M31.60M33.30M38.80M50.30M77.00M116.50M149.40M191.60M221.90M238.45M250.26M259.21M275.48M489.82M628.61M894.80M1.04B669.00M299.00M233.00M226.00M102.00M170.00M299.00M368.00M381.00M410.00M516.00M656.00M698.00M716.00M762.00M885.00M994.00M1.00B
FCF to OCF169.00%80.80%82.19%71.00%71.73%94.17%84.64%80.84%85.87%158.53%88.88%84.27%359.68%80.41%92.43%89.83%92.61%96.56%86.19%76.87%88.51%95.48%95.77%92.63%99.25%99.52%76.67%96.86%98.22%96.88%99.07%97.46%97.62%90.72%93.20%90.86%98.62%
Dividend Paid to FCF-81.95%36.61%43.05%70.85%88.38%15.82%32.34%40.61%38.97%-39.88%24.98%29.66%-216.67%95.49%32.17%50.85%35.42%33.64%36.57%43.37%16.58%5.77%4.96%4.51%4.57%14.33%30.02%19.31%18.17%23.41%25.66%30.82%24.21%27.08%41.14%68.46%46.63%

Earnings

Report DateJul 14, 1995Oct 13, 1995Jan 16, 1996Apr 19, 1996Jul 17, 1996Oct 16, 1996Jan 15, 1997Apr 15, 1997Jul 16, 1997Oct 15, 1997Jan 16, 1998Apr 22, 1998Jul 17, 1998Oct 21, 1998Jan 20, 1999Apr 16, 1999Jul 21, 1999Oct 18, 1999Jan 19, 2000Apr 18, 2000Jul 19, 2000Oct 18, 2000Jan 18, 2001Apr 19, 2001Jul 19, 2001Oct 18, 2001Jan 17, 2002Apr 18, 2002Jul 18, 2002Oct 10, 2002Jan 16, 2003Apr 16, 2003Jul 17, 2003Oct 16, 2003Jan 16, 2004Apr 16, 2004Jul 16, 2004Oct 15, 2004Jan 18, 2005Apr 15, 2005Jul 15, 2005Oct 14, 2005Jan 20, 2006Apr 17, 2006Jul 14, 2006Oct 13, 2006Jan 19, 2007Apr 17, 2007Jul 17, 2007Oct 16, 2007Jan 22, 2008Apr 15, 2008Jul 22, 2008Oct 21, 2008Jan 20, 2009Apr 21, 2009Jul 21, 2009Oct 20, 2009Jan 26, 2010Apr 20, 2010Jul 27, 2010Oct 26, 2010Jan 25, 2011Apr 19, 2011Jul 26, 2011Oct 25, 2011Jan 24, 2012Apr 24, 2012Jul 24, 2012Oct 23, 2012Jan 22, 2013Apr 23, 2013Jul 23, 2013Oct 22, 2013Jan 21, 2014Apr 22, 2014Jul 22, 2014Oct 21, 2014Jan 20, 2015Apr 21, 2015Jul 21, 2015Oct 20, 2015Jan 15, 2016Apr 15, 2016Jul 19, 2016Oct 18, 2016Jan 20, 2017Apr 18, 2017Jul 21, 2017Oct 24, 2017Jan 19, 2018Apr 20, 2018Jul 20, 2018Oct 23, 2018Jan 18, 2019Apr 18, 2019Jul 19, 2019Oct 22, 2019Jan 17, 2020Apr 17, 2020Jul 17, 2020
EPS Estimate0.370.370.390.380.390.410.410.420.440.450.470.470.480.460.480.490.510.490.490.480.470.470.470.460.460.470.470.530.540.550.560.560.580.590.590.600.610.580.590.560.590.600.620.620.640.710.720.660.690.690.280.480.420.27-0.08-0.39-0.22-0.25-0.34-0.27-0.20-0.09-0.13-0.100.000.040.060.080.150.210.210.200.210.210.200.190.210.210.210.180.200.200.200.190.210.210.230.220.240.250.260.310.330.360.380.370.390.390.390.230.05
EPS Actual0.360.390.400.380.400.420.420.420.440.450.460.460.490.460.480.490.510.480.480.470.460.470.470.460.460.480.490.530.540.570.570.580.590.590.590.610.610.570.560.570.590.610.620.640.750.770.650.690.690.640.240.480.300.11-9.010.04-0.28-0.37-0.51-0.21-0.28-0.17-0.130.010.040.080.090.140.250.210.210.230.180.200.210.220.210.220.140.160.200.180.210.200.200.240.230.230.250.250.360.350.320.500.370.370.370.390.390.14-0.25
Surprise-2.70%5.41%2.56%0.00%2.56%2.44%2.44%0.00%0.00%0.00%-2.13%-2.13%2.08%0.00%0.00%0.00%0.00%-2.04%-2.04%-2.08%-2.13%0.00%0.00%0.00%0.00%2.13%4.26%0.00%0.00%3.64%1.79%3.57%1.72%0.00%0.00%1.67%0.00%-1.72%-5.08%1.79%0.00%1.67%0.00%3.23%17.19%8.45%-9.72%4.55%0.00%-7.25%-14.29%0.00%-28.57%-59.26%-11162.50%110.26%-27.27%-48.00%-50.00%22.22%-40.00%-88.89%0.00%110.00%-100.00%50.00%75.00%66.67%0.00%0.00%15.00%-14.29%-4.76%5.00%15.79%0.00%4.76%-33.33%-11.11%0.00%-10.00%5.00%5.26%-4.76%14.29%0.00%4.55%4.17%0.00%38.46%12.90%-3.03%38.89%-2.63%0.00%-5.13%0.00%0.00%-39.13%-600.00%
Timing-----------------------------------------------------------------------------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap14.25B
Enterprise Value26.44B
Trailing P/E9.99
Forward P/E0.00
Price / Sales1.98
Price / Book0.00
EPS2.41
Book Value20.49
Revenue (TTM)7.24B
Gross Profit (TTM)7.24B
Profit Margin30.84%
Operating Margin39.31%
Return on Equity11.87%
Return on Assets1.39%
Shares Outstanding1.03B
Shares Float847.96M
Beta1.00
Dividend Yield5.92%
Dividend Rate1.43
Payout Ratio0.00%

Dividends

20264×
0.36Nov 2, 20260.36Aug 3, 20260.36May 1, 20260.36Feb 2, 2026
20254×
0.36Nov 3, 20250.36Aug 1, 20250.36May 1, 20250.36Feb 3, 2025
20244×
0.36Nov 1, 20240.36Aug 1, 20240.36Apr 30, 20240.36Jan 31, 2024
20234×
0.36Oct 31, 20230.36Jul 31, 20230.36Apr 28, 20230.36Jan 31, 2023
20224×
0.36Oct 31, 20220.36Jul 29, 20220.36Apr 29, 20220.36Jan 31, 2022
20214×
0.36Oct 29, 20210.36Jul 30, 20210.36Apr 30, 20210.36Jan 29, 2021