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Reinsurance Group of America

Reinsurance Group of America

RGA · NYSE · Financial Services / Insurance - Reinsurance

275.15USD+1.41 (+0.52%)

Price History

Full chart

Market Stats

Previous Close273.74
Open275.52
Day Range273.26 – 275.52
52-Week Range175.13 – 257.81
Volume357.53K
Market Cap16.52B
P/E (TTM)10.95
Forward P/E7.72
EPS23.10
Dividend Yield1.58%
Beta0.46
50-Day Avg244.35
200-Day Avg217.99

About

Reinsurance Group of America, Incorporated provides life and health, and asset-intensive reinsurance in the United States, Latin America, Canada, Europe, the Middle East, Africa, Asia, and Australia. It offers individual and group life and health, disability, long-term care, and critical illness reinsurance; and financial solutions, such as asset-intensive reinsurance, longevity reinsurance, stable value products, pension risk transfer transactions, and capital solutions. The company also provides reinsurance for mortality, morbidity, lapse, and investment-related risks; coinsurance of payout annuities; underwritten annuities; funding agreement backed note program and other capital motivated solutions; and superannuation. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Reinsurance
  • CEOMr. Tony Cheng F.S.A.
  • Employees4.30K
  • Headquarters16600 Swingley Ridge Road, Chesterfield, MO, United States, 63017, USA
  • Websitehttps://www.rgare.com

Leadership

  • Mr. Tony Cheng F.S.A.President, CEO & Director · b. 1974
  • Ms. My Chi Christine ToEVP, Chief Legal Officer & Corporate Secretary · b. 1973
  • Ms. Laura Kathleen CockrillExecutive VP & CFO · b. 1977
  • Mr. Jayson Reagan Bronchetti C.A.I.A., C.F.A.Executive VP & Chief Investment Officer · b. 1979
  • Ms. Zhang LuSenior Vice President of Investor Relations
  • Lynn PhillipsSenior VP of Enterprise Marketing & Communications
  • Mr. Peter ManleyExecutive Vice President of Corporate Development
  • Mr. Raymond KleemanExecutive VP & Chief Human Resources Officer · b. 1973
  • Mr. Jonathan William Porter FCIA, FSAExecutive VP & Global Chief Risk Officer · b. 1971
  • Catie MuccigrossoVP, Chief Underwriter - U.S. Mortality Markets

Financials

Income Statement

Currency: USD1993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue441.40M525.80M668.10M771.20M978.20M1.34B1.61B1.73B1.97B2.38B3.20B4.04B4.58B5.19B5.72B5.68B5.68B8.26M8.83B9.84M10.32M10.90M10.42M11.52M12.52M12.88M14.30B14.60B16.66B15.88B18.39B22.04B22.79B
Growth (%)-+19.12%+27.06%+15.43%+26.84%+37.45%+19.53%+7.38%+14.06%+21.02%+34.55%+26.02%+13.51%+13.28%+10.10%-0.65%0.00%-99.85%+106773.14%-99.89%+4.85%+5.68%-4.46%+10.59%+8.63%+2.88%+110959.34%+2.07%+14.13%-4.67%+15.82%+19.85%+3.39%
Cost of Revenue70.90M78.60M98.10M678.54M788.16M-1.29B1.53B1.68B1.93B2.57B3.27B3.82B204.38M236.61M242.92M242.92M362.00K419.34M451.80K466.70K538.40K554.00K645.50K710.70K786.00K868.00M816.00M936.00M14.31B16.06B19.55B17.00B
Gross Profit370.50M447.20M570.00M92.66M190.04M1.34B321.66M1.73B287.30M451.04M638.40M769.35M767.50M4.99B5.48B5.44B5.44B7.90M8.41B9.39M9.85M10.37M9.86M10.88M11.81M12.09M13.43B13.78B15.72B1.57B2.33B2.49B5.79B
Gross Margin83.94%85.05%85.32%12.01%19.43%100.00%20.01%100.00%14.60%18.94%19.92%19.05%16.74%96.06%95.86%95.72%95.72%95.62%95.25%95.41%95.48%95.06%94.68%94.40%94.32%93.90%93.93%94.41%94.38%9.89%12.67%11.29%25.40%
Operating Expense000-554.25M-632.26M1.07B228.59M1.46B221.10M257.04M366.79M400.16M411.16M4.70B5.17B5.25B5.25B7.33M7.58B8.76M9.22M9.36M9.12M9.83M10.66M11.24M12.30B13.23B15.03B853.00M1.17B1.51B4.25B
Operating Income370.50M447.20M570.00M646.90M822.30M273.19M93.07M269.32M66.20M194.00M271.61M369.19M356.35M293.26M308.27M187.81M187.81M574.40K834.38M631.90K635.30K1.01M744.80K1.04M1.14M846.00K1.13B553.00M691.00M718.00M1.16B980.00M1.54B
Operating Margin83.94%85.05%85.32%83.88%84.06%20.32%5.79%15.61%3.36%8.14%8.47%9.14%7.77%5.65%5.39%3.31%3.31%6.95%9.45%6.42%6.16%9.25%7.15%9.06%9.13%6.57%7.92%3.79%4.15%4.52%6.31%4.45%6.76%
EBITDA369.20M445.40M562.70M-1.60M-6.30M254.09M230.51M233.43M157.01M193.61M447.87M573.98M565.86M239.92M232.62M345.53M662.28M954.81M834.38M1.02B635.30K1.01M744.80K27.90M54.04M45.97M1.18B602.00M734.00M947.00M1.46B1.33B1.95B
EBITDA Margin83.64%84.71%84.22%-0.21%-0.64%18.90%14.34%13.53%7.98%8.13%13.97%14.21%12.34%4.62%4.07%6.08%11.66%11557.10%9.45%10411.35%6.16%9.25%7.15%242.13%431.81%357.04%8.26%4.12%4.41%5.96%7.93%6.03%8.55%
Net Income34.10M40.40M47.30M55.10M54.60M62.08M40.86M77.67M33.00M122.81M173.14M221.89M224.18M288.21M293.83M176.80M176.80M574.40K599.62M631.90K418.90K684.00K502.20K701.40K1.82M716.00K870.00M415.00M617.00M517.00M902.00M717.00M1.18B
Net Income Margin7.73%7.68%7.08%7.14%5.58%4.62%2.54%4.50%1.68%5.16%5.40%5.49%4.89%5.55%5.14%3.11%3.11%6.95%6.79%6.42%4.06%6.27%4.82%6.09%14.56%5.56%6.08%2.84%3.70%3.26%4.90%3.25%5.19%
R&D-----------------000000000-------
R&D as % of Total Revenue-----------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense0006.20M7.80M162.05M164.14M122.38M129.80M35.52M216.49M237.37M249.80M62.03M76.91M76.16M76.16M91.00K102.64M105.30K124.30K96.70K142.90K137.60K146.00K147.00K173.00M170.00M127.00M191.00M257.00M304.00M366.00M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.80%0.80%12.05%10.21%7.09%6.59%1.49%6.75%5.88%5.45%1.19%1.34%1.34%1.34%1.10%1.16%1.07%1.20%0.89%1.37%1.19%1.17%1.14%1.21%1.16%0.76%1.20%1.40%1.38%1.61%

Balance Sheet

Currency: USD1993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.25B1.39B1.99B2.89B4.67B6.31B5.12B6.06B7.02B8.89B12.11B14.05B16.19B19.32B21.43B21.81B25.33B29.59B31.63B40.36B39.67B44.68B50.38B53.10B60.51B64.61B76.73B84.66B92.17B84.90B97.62B118.67B156.59B
Total Liabilities966.50M1.11B1.61B2.46B4.17B5.56B4.38B5.20B5.89B7.51B10.01B11.77B13.67B16.51B18.24B19.20B21.46B24.55B25.82B33.45B33.74B37.66B44.25B46.00B50.95B56.16B65.13B70.30B6.73B77.73B88.45B107.77B143.04B
Total Equity279.40M276.80M376.90M425.60M499.30M752.22M732.95M862.92M1.01B1.22B1.95B2.28B2.53B2.82B3.19B2.62B3.87B5.04B5.82B6.91B5.94B7.02B6.14B7.09B9.57B8.45B11.60B14.35B85.44B7.08B9.08B10.82B13.46B
Cash---13.14M37.40M15.97M24.32M70.80M226.67M88.10M84.59M152.09M128.69M160.43M404.35M875.40M512.03M463.66M962.87M1.26B923.65M1.65B1.53B1.20B1.30B1.89B1.45B3.41B2.95B2.93B2.97B3.33B4.17B
Total Debt385.10M434.00M-106.49M106.80M107.99M183.95M272.26M323.40M327.79M398.15M405.78M800.00M1.71B1.94B1.93B2.23B2.23B2.07B3.56B2.70B3.12B3.23B4.23B3.57B3.87B3.58B4.36B4.25B3.96B4.43B5.04B5.71B
Net Debt385.10M434.00M-93.35M69.41M92.03M159.64M201.46M96.73M239.69M313.56M253.69M671.31M1.55B1.53B1.05B1.70B1.76B1.10B1.21B1.78B1.45B1.67B2.73B2.27B1.58B2.13B553.00M899.00M1.03B1.46B1.72B1.54B

Cash Flow

Currency: USD1993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow114.00M129.40M171.00M257.00M433.40M349.15M277.70M192.80M243.93M161.85M571.57M714.48M599.35M846.23M957.41M726.98M1.36B1.84B1.31B1.97B1.73B2.34B2.09B1.47B1.98B1.58B2.31B3.32B4.18B1.34B4.04B9.37B4.09B
Investing Cash Flow-294.80M-136.70M-289.90M-817.70M-1.26B-1.34B--576.38M-582.50M-1.29B-771.62M-893.11M-1.63B-976.87M-1.07B-1.94B-1.72B-905.78M-1.97B-1.34B-1.31B-1.43B-2.83B-1.61B-636.55M-2.64B-2.68B-4.63B-5.69B-4.07B-12.54B-12.09B
Financing Cash Flow185.00M11.60M125.40M555.50M846.70M1.23B-1.61B565.49M487.87M285.55M704.05M120.86M274.35M817.88M258.50M841.16M195.00M-193.43M102.00M281.94M-681.21M-255.56M-708.28M1.06B-324.62M-321.97M-121.00M1.25B20.00M4.44B78.00M3.66B8.80B
Capital Expenditure00000000000000000000195.00K88.36M23.55M44.64M44.21M28.89M34.00M28.00M19.00M25.00M77.00M00
Free Cash Flow114.00M129.40M171.00M256.68M432.73M349.15M277.70M192.80M243.93M161.85M572.27M714.48M599.35M846.23M957.41M726.98M1.36B1.84B1.31B1.97B1.73B2.25B2.07B1.42B1.94B1.55B2.27B3.29B4.16B1.32B4.04B9.37B4.09B
Dividends Paid2.10M4.10M4.40M5.10M5.80M7.25M9.98M11.90M11.86M11.85M11.94M16.82M22.54M22.04M22.26M23.33M26.21M35.17M44.23M61.95M77.64M87.26M93.38M100.37M117.29M140.11M163.00M182.00M194.00M205.00M219.00M229.00M240.00M
FCF to OCF100.00%100.00%100.00%99.87%99.84%100.00%100.00%100.00%100.00%100.00%100.12%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%96.22%98.87%96.95%97.77%98.17%98.53%99.16%99.55%98.14%100.00%100.00%100.00%
Dividend Paid to FCF1.84%3.17%2.57%1.99%1.34%2.08%3.59%6.17%4.86%7.32%2.09%2.35%3.76%2.60%2.32%3.21%1.92%1.91%3.38%3.14%4.50%3.88%4.52%7.06%6.05%9.03%7.17%5.53%4.66%15.55%5.42%2.44%5.87%

Earnings

Report DateJul 31, 1995Nov 1, 1995Feb 1, 1996May 1, 1996Aug 1, 1996Oct 30, 1996Jan 30, 1997May 9, 1997Jul 24, 1997Oct 23, 1997Jan 29, 1998Apr 23, 1998Jul 23, 1998Oct 29, 1998Jan 28, 1999Apr 29, 1999Jul 29, 1999Oct 28, 1999Jan 27, 2000Apr 27, 2000Jul 27, 2000Oct 24, 2000Jan 26, 2001Apr 26, 2001Jul 26, 2001Oct 26, 2001Jan 24, 2002Apr 25, 2002Jul 25, 2002Oct 24, 2002Jan 30, 2003Apr 24, 2003Jul 24, 2003Oct 23, 2003Jan 29, 2004Apr 29, 2004Jul 27, 2004Oct 26, 2004Jan 27, 2005Apr 25, 2005Jul 21, 2005Oct 24, 2005Jan 30, 2006Apr 24, 2006Jul 24, 2006Oct 23, 2006Jan 29, 2007Apr 23, 2007Jul 23, 2007Oct 22, 2007Jan 23, 2008Apr 17, 2008Jul 21, 2008Oct 23, 2008Jan 26, 2009Apr 23, 2009Jul 27, 2009Oct 26, 2009Feb 1, 2010Apr 26, 2010Jul 26, 2010Oct 25, 2010Jan 31, 2011Apr 25, 2011Jul 25, 2011Oct 24, 2011Jan 30, 2012Apr 30, 2012Jul 26, 2012Oct 17, 2012Jan 31, 2013Apr 25, 2013Jul 18, 2013Oct 28, 2013Jan 30, 2014Apr 24, 2014Jul 24, 2014Oct 27, 2014Feb 2, 2015Apr 23, 2015Jul 23, 2015Oct 29, 2015Jan 28, 2016Apr 28, 2016Jul 28, 2016Oct 26, 2016Jan 30, 2017Apr 27, 2017Jul 27, 2017Oct 26, 2017Jan 29, 2018Apr 26, 2018Jul 26, 2018Oct 25, 2018Jan 28, 2019Apr 29, 2019Jul 29, 2019Oct 30, 2019Jan 28, 2020May 5, 2020Aug 4, 2020Nov 5, 2020Feb 8, 2021May 6, 2021Aug 3, 2021Nov 4, 2021Feb 3, 2022May 5, 2022Aug 4, 2022Nov 3, 2022Feb 2, 2023May 4, 2023Aug 3, 2023Nov 2, 2023Feb 1, 2024May 2, 2024Aug 1, 2024Oct 31, 2024Feb 6, 2025May 1, 2025Jul 31, 2025Oct 30, 2025Feb 5, 2026May 7, 2026Aug 6, 2026Oct 29, 2026
EPS Estimate0.290.270.420.260.350.330.500.310.390.380.570.380.440.440.650.470.510.520.630.560.610.640.710.460.710.540.030.630.680.690.720.730.750.780.840.840.880.910.950.941.000.981.021.031.081.131.171.221.251.301.361.461.481.541.451.331.381.531.591.591.601.671.841.581.811.871.841.531.751.831.791.611.831.841.961.731.972.072.111.842.182.242.581.962.292.372.532.142.482.632.842.443.113.273.462.623.423.503.662.37-0.851.771.02-0.331.962.460.79-0.482.763.003.733.354.144.284.464.575.095.345.265.345.555.775.756.016.516.93
EPS Actual0.300.280.430.270.330.330.500.330.380.380.590.400.450.440.710.480.560.580.590.540.380.670.720.470.720.520.040.650.680.710.760.780.820.760.850.830.910.950.950.950.321.131.151.091.101.181.271.281.311.491.421.101.711.861.450.921.791.561.701.251.631.722.151.611.722.041.911.521.651.352.441.65-0.992.142.171.612.232.312.991.771.941.902.841.852.802.462.631.862.953.442.601.613.104.033.462.613.314.023.431.411.363.511.19-1.244.00-1.11-0.560.475.785.202.995.164.405.574.736.025.486.134.995.664.724.667.756.978.89-
Surprise3.45%3.70%2.38%3.85%-5.71%0.00%0.00%6.45%-2.56%0.00%3.51%5.26%2.27%0.00%9.23%2.13%9.80%11.54%-6.35%-3.57%-37.70%4.69%1.41%2.17%1.41%-3.70%33.33%3.17%0.00%2.90%5.56%6.85%9.33%-2.56%1.19%-1.19%3.41%4.40%0.00%1.06%-68.00%15.31%12.75%5.83%1.85%4.42%8.55%4.92%4.80%14.62%4.41%-24.66%15.54%20.78%0.00%-30.83%29.71%1.96%6.92%-21.38%1.88%2.99%16.85%1.90%-4.97%9.09%3.80%-0.65%-5.71%-26.23%36.31%2.48%-154.10%16.30%10.71%-6.94%13.20%11.59%41.71%-3.80%-11.01%-15.18%10.08%-5.61%22.27%3.80%3.95%-13.08%18.95%30.80%-8.45%-34.02%-0.32%23.24%0.00%-0.38%-3.22%14.86%-6.28%-40.51%260.00%98.31%16.67%-275.76%104.08%-145.12%-170.89%197.92%109.42%73.33%-19.84%54.03%6.28%30.14%6.05%31.73%7.66%14.79%-5.13%5.99%-14.96%-19.24%34.78%15.97%36.56%-
Timing-------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-------Pre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap16.52B
Enterprise Value16.53B
Trailing P/E10.95
Forward P/E7.72
PEG Ratio1.14
Price / Sales0.64
Price / Book1.18
EPS23.10
Book Value209.74
Revenue (TTM)25.97B
Gross Profit (TTM)3.65B
EBITDA2.31B
Profit Margin5.81%
Operating Margin10.64%
Return on Equity11.69%
Return on Assets0.95%
Shares Outstanding65.30M
Shares Float64.89M
Beta0.46
Dividend Yield1.58%
Dividend Rate3.92
Payout Ratio13.34%

Analyst Ratings

Buy
Based on 10 analystsTarget 277.33
  • Strong Buy
    3
  • Buy
    3
  • Hold
    4

Ownership Breakdown

Institutions
103.56%
Insiders
0.23%
Retail / Other
0.00%

Top Institutional Holders

  • BlackRock Inc
    6.68M10.23%
  • FMR Inc
    5.93M9.08%
  • Harris Associates L.P.
    4.68M7.17%
  • Vanguard Portfolio Management, LLC
    3.50M5.37%
  • Vanguard Capital Management, LLC
    2.94M4.50%
  • WCM Investment Management
    2.83M4.33%
  • State Street Corp
    2.27M3.48%
  • Earnest Partners LLC
    2.27M3.47%
  • AQR Capital Management LLC
    1.86M2.85%
  • American Century Companies Inc
    1.52M2.33%
  • Geode Capital Management, LLC
    1.40M2.15%
  • Morgan Stanley - Brokerage Accounts
    1.21M1.85%
  • Bank of America Corp
    1.18M1.80%
  • Dimensional Fund Advisors, Inc.
    1.16M1.78%

Top Fund Holders

  • iShares Core S&P Mid-Cap ETF
    2.29M3.51%
  • Vanguard MStar Total Stk Mkt Idx Invest
    2.08M3.18%
  • Oakmark Investor
    1.88M2.88%
  • Vanguard Small Cap Index
    1.51M2.31%
  • Vanguard Windsor II Inv
    1.48M2.26%
  • Strategic Advisers Fidelity US TtlStk
    1.04M1.59%

Dividends

20263×
0.98Aug 18, 20260.93May 19, 20260.93Feb 17, 2026
20254×
0.93Nov 10, 20250.93Aug 12, 20250.89May 13, 20250.89Feb 18, 2025
20244×
0.89Nov 12, 20240.89Aug 13, 20240.85May 13, 20240.85Feb 12, 2024
20234×
0.85Nov 13, 20230.85Aug 14, 20230.80May 15, 20230.80Feb 13, 2023
20224×
0.80Nov 14, 20220.80Aug 15, 20220.73May 16, 20220.73Feb 14, 2022
20214×
0.73Nov 15, 20210.73Aug 16, 20210.70May 17, 20210.70Feb 17, 2021
20201×
0.70Nov 16, 2020

Stock Splits

  • Mar 1, 19993:2
  • Sep 2, 19973:2