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Banco Santander SA ADR

Banco Santander SA ADR

SAN · NYSE · Financial Services / Banks - Diversified

12.21USD+0.08 (+0.66%)

Price History

Full chart

Market Stats

Previous Close12.13
Open12.15
Day Range12.15 – 12.21
52-Week Range9.84 – 15.05
Volume4.49M
Market Cap168.92B
P/E (TTM)11.03
Forward P/E8.76
EPS1.06
Dividend Yield2.38%
Beta0.94
50-Day Avg14.01
200-Day Avg12.95

About

Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services. The company also provides credit and debit cards, real estate loans, microfinance, and auto loans; corporate and investment banking services; advice on mergers and acquisitions; wealth, asset, and risk management services; and digital payments and technology solutions. In addition, it is involved in the securitization, leasing, management of portfolios, e-commerce, air transport, aircraft rental, software, consulting, fund and investment management, renewable energy, vehicle rental, insurance, advertising, marketing, telemarketing, automotive, agricultural, factoring, securities brokerage and investment, pension fund management, trade intermediary, venture capital fund, renting, restaurant, electricity production, IT, internet, and financial advisory and other activities; management, and other real estate activities; and purchase and sale of vehicles. Further, the company offers mobile and online banking services. Banco Santander, S.A. was formerly known as Banco Santander Central Hispano SA and changed its name to Banco Santander, S.A. in February 2007. The company was incorporated in 1856 and is headquartered in Madrid, Spain.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Diversified
  • CEOMr. Hector Blas Grisi Checa
  • Employees185.28K
  • HeadquartersSantander Group City, Madrid, Spain, 28660, USA
  • Websitehttps://www.santander.com

Leadership

  • Ms. Ana Botin-Sanz de Sautuola y O'SheaExecutive Chair · b. 1960
  • Mr. Hector Blas Grisi ChecaGroup CEO & Executive Director · b. 1966
  • Mr. Jose Antonio Garcia-CanteraSenior EVP & Group CFO · b. 1966
  • Mr. Juan Maria Olaizola BartolomeSenior EVP and Group Chief Operating & Technology Officer · b. 1962
  • Mr. Kamran ButtChief Investment Officer & Head of Product
  • Mr. Manuel Antonio Amaral Franco PretoGroup Senior EVP & Chief Accounting Officer · b. 1973
  • Mr. Jose Maria Linares Perou C.F.A.Senior EVP and Global Head of Corporate & Investment Banking · b. 1971
  • Mr. Jaime Perez RenovalesSenior EVP, Group Head of General Secretariat, General Counsel & Secretary of the Board · b. 1968
  • Mr. David Arthur HazellGroup Senior EVP & Chief Compliance Officer
  • Mr. Juan Manuel Cendoya Mendez de VigoSenior EVP and Group Head of Communications, Corporate Marketing & Research · b. 1967

Financials

Income Statement

Currency: EUR1987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue----3.20B6.08B6.69B7.99B11.16B12.29B6.04B7.04B12.30B15.15B18.34B17.16B15.58B15.58B33.56B44.51B58.19B68.25B67.60B66.84B74.60B74.00B66.03B69.27B71.68B69.76B71.34B69.67B72.56B60.50B61.50B87.03B121.87B129.91B119.89B
Growth (%)-----+89.88%+10.08%+19.32%+39.67%+10.17%-50.88%+16.66%+74.65%+23.16%+21.02%-6.43%-9.20%0.00%+115.41%+32.64%+30.73%+17.30%-0.96%-1.12%+11.61%-0.80%-10.77%+4.89%+3.49%-2.68%+2.27%-2.35%+4.16%-16.62%+1.64%+41.51%+40.04%+6.60%-7.71%
Cost of Revenue----3.81B3.50B4.10B4.65B6.87B7.68B8.15B3.87B14.28B20.98B17.80B16.22B14.09B15.93B29.14B24.51B34.49B43.40B37.96B33.95B40.15B47.39B36.50B35.63B34.58B33.62B30.99B28.97B30.84B26.11B20.48B43.67B74.90B78.71B71.88B
Gross Profit----3.20B2.58B2.59B3.33B4.29B4.61B6.04B7.04B12.30B15.15B18.34B17.16B15.58B15.58B33.56B20.00B23.70B24.85B29.64B32.89B34.45B26.61B29.54B33.64B37.10B36.14B40.36B40.70B41.72B34.39B41.02B43.36B46.97B51.20B48.02B
Gross Margin----100.00%42.37%38.69%41.75%38.45%37.51%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%44.93%40.72%36.41%43.84%49.21%46.18%35.96%44.73%48.56%51.76%51.80%56.57%58.42%57.50%56.85%66.70%49.82%38.54%39.41%40.05%
Operating Expense-----896.83M1.90B1.94B2.45B3.35B3.61B-2.85B-3.83B-3.11B-8.86B-3.06B753.06M2.96B2.96B3.17B12.34B12.73B14.00B19.05B20.84B26.60B23.05B22.16B22.96B27.56B25.37B28.27B26.50B29.18B36.47B26.47B28.11B30.51B32.17B29.33B
Operating Income227.42M296.95M358.81M429.31M4.10B674.54M653.25M886.32M935.27M999.28M8.89B10.87B15.42B24.01B21.40B16.40B12.62B12.62B30.39B7.66B10.97B10.85B10.59B12.05B7.86B3.56B7.38B10.68B9.55B10.77B12.09B14.20B12.54B-2.08B14.55B15.25B16.46B19.03B18.68B
Operating Margin----128.00%11.09%9.76%11.10%8.38%8.13%147.18%154.36%125.31%158.48%116.70%95.61%80.99%80.99%90.56%17.21%18.85%15.90%15.66%18.03%10.53%4.82%11.17%15.42%13.32%15.44%16.95%20.38%17.29%-3.43%23.65%17.52%13.51%14.65%15.58%
EBITDA227.42M296.95M358.81M429.31M4.10B875.38M832.76M1.12B1.33B1.42B8.89B10.87B15.42B24.01B21.40B16.40B12.62B13.46B31.41B8.67B12.24B12.12B12.18B13.99B9.96B5.75B9.77B12.97B11.96B13.13B14.68B16.63B15.54B734.00M17.30B18.23B19.64B22.32B21.86B
EBITDA Margin----128.00%14.39%12.44%14.01%11.96%11.58%147.18%154.36%125.31%158.48%116.70%95.61%80.99%86.38%93.60%19.49%21.03%17.76%18.02%20.93%13.35%7.77%14.79%18.72%16.69%18.82%20.58%23.87%21.42%1.21%28.14%20.95%16.12%17.18%18.23%
Net Income227.42M296.95M358.81M429.31M549.65M426.52M416.47M618.53M652.55M738.07M987.45M1.19B1.58B2.26B2.49B2.25B2.61B2.61B6.22B6.22B9.06B8.88B8.94B8.18B5.33B2.28B4.17B5.82B5.97B6.20B6.62B7.81B6.51B-8.77B8.12B9.61B11.08B12.57B14.10B
Net Income Margin----17.16%7.01%6.22%7.74%5.85%6.00%16.35%16.85%12.82%14.95%13.58%13.11%16.73%16.73%18.52%13.97%15.57%13.01%13.23%12.24%7.14%3.09%6.32%8.40%8.32%8.89%9.28%11.21%8.98%-14.50%13.21%11.04%9.09%9.68%11.76%
R&D----------------------------00000------
R&D as % of Total Revenue----------------------------0.00%0.00%0.00%0.00%0.00%------
Interest Expense----3.26B3.50B4.10B4.52B6.65B7.32B7.68B9.35B13.29B21.35B18.44B13.84B9.67B9.67B22.78B22.76B31.07B37.51B26.87B23.68B30.02B28.87B25.51B25.11B24.39B24.07B21.75B19.98B21.50B13.75B13.09B32.81B61.99B66.07B59.36B
Interest Expense % of Total Revenue----101.75%57.63%61.31%56.65%59.59%59.53%127.16%132.70%108.06%140.93%100.57%80.66%62.08%62.08%67.90%51.15%53.40%54.95%39.75%35.43%40.25%39.01%38.63%36.25%34.02%34.50%30.48%28.69%29.63%22.72%21.29%37.70%50.87%50.86%49.51%

Balance Sheet

Currency: EUR1987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets----45.07B50.82B65.51B93.18B105.48B120.48B155.77B235.72B256.83B349.90B358.76B324.50B351.18B664.49B808.49B808.49B912.91B1.05T1.11T1.22T1.25T1.27T1.12T1.27T1.34T1.34T1.44T1.46T1.52T1.51T1.60T1.73T1.80T1.84T1.87T
Total Liabilities----42.55B47.94B61.91B87.74B99.46B114.57B147.86B219.93B240.10B320.60B328.43B297.27B245.28B627.99B768.97B754.57B855.36B989.63B1.04T1.14T1.17T1.19T1.04T1.18T1.24T1.24T1.34T1.35T1.41T1.42T1.50T1.64T1.69T1.73T1.75T
Total Equity----2.05B2.21B2.63B3.76B4.19B3.76B4.01B5.12B9.78B20.94B22.89B21.19B105.90B34.41B39.52B39.78B55.20B57.59B68.67B75.02B76.41B71.80B70.59B80.81B88.04B90.94B94.49B96.47B110.66B91.32B97.05B97.58B95.42B98.60B103.17B
Cash----9.76B12.02B1.72B2.40B2.52B3.39B2.09B6.37B10.71B8.39B9.80B6.25B8.89B8.84B16.07B16.21B31.21B45.99B35.33B78.09B97.14B7.21B6.70B69.85B77.75B76.45B111.00B113.66B128.46B173.02B234.81B247.23B246.90B217.89B179.30B
Total Debt----12.23B1.55B2.62B6.66B7.21B9.54B12.41B18.24B32.23B113.22B108.72B94.65B11.20B129.54B145.86B157.80B252.39B504.54B459.56B222.98B220.29B224.21B191.62B213.69B226.16B228.87B217.97B246.62B294.62B257.27B272.72B324.07B310.98B483.38B496.64B
Net Debt----2.47B-10.47B905.98M4.27B4.69B6.15B10.33B11.87B21.52B104.82B98.92B88.40B2.31B120.70B129.79B141.59B221.18B458.55B424.23B144.89B123.15B216.99B184.92B144.17B148.43B152.41B106.97B132.96B133.52B62.25B14.21B35.73B64.08B265.48B317.34B

Cash Flow

Currency: EUR1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.10B884.32M1.57B856.23M1.07B1.56B-----11.41B-34.27B-34.31B31.65B15.83B-18.04B51.87B35.90B24.32B-34.85B-7.17B5.68B21.82B40.19B3.42B3.39B66.15B56.69B27.71B5.01B-24.16B-14.84B
Investing Cash Flow--3.31B-5.08B-19.38B-9.17B-996.95M-----973.17M4.90B4.15B-21.14B950.03M2.88B-2.63B-7.01B-63.00M677.00M-6.00B-6.22B-13.76B-4.01B3.15B-7.23B-7.22B-3.71B-3.90B-5.37B-3.71B534.00M
Financing Cash Flow-2.38B3.70B18.44B8.07B139.72M----12.62B37.11B37.14B6.90B432.33M433.00M-11.30B-8.11B-703.00M-1.68B-62.00M8.96B-5.75B4.21B-3.30B-10.12B-1.91B-1.32B-9.96B-2.06B-5.51B-14.20B
Capital Expenditure0470.46M427.31M2.90B739.20M939.66M00003.08B2.44B2.44B4.66B3.49B5.10B5.14B3.40B3.89B3.14B7.91B9.24B8.34B8.99B12.20B14.14B8.52B11.40B10.84B13.64B8.49B7.66B
Free Cash Flow1.10B413.86M1.14B-2.04B327.25M617.15M-----14.49B-36.71B-36.74B26.99B12.34B-23.14B46.73B32.60B20.43B-37.99B-15.08B-3.56B13.48B31.20B-8.78B-10.75B57.63B45.29B16.87B-8.63B-32.65B-22.49B
Dividends Paid-206.23M168.76M218.46M251.29M287.56M----1.50B2.21B2.21B3.46B4.24B4.39B4.11B3.49B1.29B818.00M909.00M1.50B2.31B2.67B3.12B3.77B4.09B1.31B1.85B2.26B3.02B3.34B
FCF to OCF100.00%46.80%72.76%-238.43%30.69%39.64%----127.02%107.13%107.11%85.27%77.96%128.29%90.09%90.79%84.02%109.01%210.39%-62.66%61.78%77.64%-257.00%-317.32%87.12%79.89%60.87%-172.04%135.16%151.63%
Dividend Paid to FCF-49.83%14.79%-10.70%76.79%46.60%-----10.33%-6.01%-6.01%12.81%34.39%-18.96%8.79%10.70%6.30%-2.15%-6.03%-42.10%17.13%8.54%-35.52%-35.08%7.11%2.90%10.96%-26.21%-9.24%-14.85%

Earnings

Report DateJan 27, 1997Mar 31, 2000Jun 30, 2000Jul 28, 2004Apr 27, 2007Jul 26, 2007Oct 25, 2007Feb 7, 2008Jul 29, 2008Oct 28, 2008Feb 5, 2009Apr 29, 2009Jul 29, 2009Oct 28, 2009Feb 4, 2010Apr 29, 2010Jul 29, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Apr 25, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Apr 29, 2014Sep 30, 2014Nov 4, 2014Feb 4, 2015Apr 28, 2015Jul 30, 2015Oct 29, 2015Feb 1, 2016Apr 27, 2016Jul 27, 2016Oct 26, 2016Jan 25, 2017Apr 26, 2017Jul 28, 2017Oct 26, 2017Jan 31, 2018Apr 24, 2018Jul 25, 2018Oct 31, 2018Jan 30, 2019Apr 30, 2019Jul 23, 2019Nov 1, 2019Mar 17, 2020Apr 28, 2020Jul 29, 2020Oct 27, 2020Feb 3, 2021Apr 28, 2021Jul 28, 2021Oct 27, 2021Feb 2, 2022Apr 26, 2022Jul 28, 2022Oct 26, 2022Feb 2, 2023Apr 25, 2023Jul 26, 2023Oct 25, 2023Jan 31, 2024Apr 30, 2024Jul 24, 2024Oct 29, 2024Feb 5, 2025Apr 30, 2025Jul 28, 2025Oct 29, 2025Feb 4, 2026Apr 28, 2026Jul 22, 2026Oct 28, 2026Nov 4, 2026
EPS Estimate0.02---0.370.370.470.470.540.480.30------------------------------------0.160.130.140.140.140.120.130.100.050.030.130.070.120.130.140.100.140.130.130.130.150.170.170.190.190.220.220.190.230.250.260.260.290.290.260.31
EPS Actual0.020.100.100.250.380.440.460.440.560.390.300.290.350.330.330.320.290.310.330.210.260.000.210.010.010.040.140.140.130.090.150.150.160.120.120.190.12-0.010.100.080.120.130.120.140.240.140.140.150.130.130.130.120.130.130.130.020.100.120.090.140.130.130.140.150.130.140.140.150.180.180.200.180.220.220.210.240.250.260.300.270.270.26-
Surprise0.00%---2.70%18.92%-2.13%-6.38%3.70%-18.75%0.00%-------------------------------------6.25%3.23%-6.93%-5.36%-11.14%11.50%3.54%31.20%-56.80%229.67%-0.32%25.39%21.28%1.61%-7.14%40.00%5.85%1.14%7.66%6.36%0.00%5.88%5.88%5.26%-5.26%0.00%0.00%10.53%4.35%0.00%0.00%14.81%-6.90%-6.90%0.00%-
Timing----Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market----------------------Pre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-market---Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hours-Pre-market-

Key Statistics & Ratios

Market Cap168.92B
Enterprise Value-365.05B
Trailing P/E11.03
Forward P/E8.76
PEG Ratio0.80
Price / Sales3.41
Price / Book1.47
EPS1.06
Book Value13.81
Revenue (TTM)49.48B
Gross Profit (TTM)49.48B
Profit Margin32.68%
Operating Margin38.24%
Return on Equity13.06%
Return on Assets0.76%
Shares Outstanding14.45B
Shares Float8.92B
Beta0.94
Dividend Yield2.38%
Dividend Rate0.28
Payout Ratio28.45%

Analyst Ratings

Hold
Based on 3 analystsTarget 14.76
  • Buy
    1
  • Hold
    2

Ownership Breakdown

Institutions
3.53%
Insiders
0.00%
Retail / Other
96.47%

Top Institutional Holders

  • Morgan Stanley - Brokerage Accounts
    88.35M0.60%
  • The Goldman Sachs Group Inc
    47.11M0.32%
  • FMR Inc
    41.37M0.28%
  • Fisher Asset Management, LLC
    32.89M0.22%
  • Mondrian Investment Partners Ltd
    19.39M0.13%
  • BlackRock Inc
    17.75M0.12%
  • Capital Research & Mgmt Co - Division 3
    14.10M0.10%
  • Chevy Chase Trust Holdings, Inc.
    14.00M0.10%
  • Northern Trust Corp
    12.97M0.09%
  • Bank of America Corp
    12.04M0.08%
  • BNP Paribas Arbitrage, SA
    11.14M0.08%
  • Dimensional Fund Advisors, Inc.
    10.80M0.07%
  • Citigroup Inc
    8.34M0.06%
  • Lazard Asset Management LLC
    8.20M0.06%
  • Barclays PLC
    8.18M0.06%
  • ClearBridge Advisors, LLC
    7.78M0.05%
  • CIBC Bancorp USA Inc.
    7.44M0.05%
  • Clark Capital Management Group Inc
    6.80M0.05%
  • Todd Asset Management
    6.51M0.04%

Top Fund Holders

  • Dimensional International Value ETF
    6.29M0.04%

Dividends

20262×
0.14Oct 30, 20260.15May 4, 2026
20252×
0.10Oct 31, 20250.12Apr 30, 2025
20242×
0.11Oct 31, 20240.10Apr 29, 2024
20232×
0.09Oct 31, 20230.06Apr 27, 2023
20222×
0.06Oct 31, 20220.06Apr 28, 2022
20212×
0.06Oct 29, 20210.03Apr 30, 2021
20201×
0.11Nov 12, 2020
20193×
0.11Oct 30, 20190.07Apr 29, 20190.07Jan 30, 2019
20184×
0.04Oct 16, 20180.07Jul 30, 20180.07May 2, 20180.07Jan 30, 2018
20174×
0.05Oct 16, 20170.07Aug 1, 20170.10Jul 19, 20170.06Apr 26, 2017

Stock Splits

  • Jun 21, 19992:1
  • Aug 18, 1998102:100
  • Jul 6, 19982:1
  • Jun 23, 19973:1