YOLFTbeta
ServisFirst Bancshares Inc

ServisFirst Bancshares Inc

SFBS · NYSE · Financial Services / Banks - Regional

40.84USD-0.20 (-0.49%)

Price History

Full chart

Market Stats

Previous Close41.04
Open41.09
Day Range40.50 – 41.27
52-Week Range33.10 – 46.04
Volume418.76K
Market Cap4.49B
P/E (TTM)14.00
Forward P/E22.57
EPS2.93
Dividend Yield1.84%
Beta0.85
50-Day Avg43.34
200-Day Avg40.50

About

ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides banking services to individual and corporate customers in the United States. It offers deposit services, including checking, money market, savings, and individual retirement arrangements (IRA) accounts, as well as certificates of deposit. The company also provides real estate loans that consist of commercial real estate loans, 1-4 family residential real estate loans, and construction and development loans; consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans; and commercial loans comprising seasonal, bridge, and term loans, as well as commercial lines of credit. In addition, it offers other banking services, such as 24-hour telephone banking, direct deposit, Internet banking, mobile banking, traveler's checks, safe deposit boxes, attorney trust accounts, and automatic account transfers, as well as automated teller machines and debit and credit card systems. Further, the company provides treasury and cash management services; direct deposit, wire transfer, night depository, banking-by-mail and remote capture services for non-cash items; and correspondent banking services to other financial institutions. Additionally, it holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. ServisFirst Bancshares, Inc. was founded in 2005 and is headquartered in Birmingham, Alabama.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Thomas Ashford Broughton III
  • Employees684
  • Headquarters2500 Woodcrest Place, Birmingham, AL, United States, 35209, USA
  • Websitehttps://www.servisfirstbank.com

Leadership

  • Mr. Thomas Ashford Broughton IIIChairman, President & CEO · b. 1955
  • Mr. David A. SparacioExecutive VP & CFO · b. 1971
  • Mr. Rodney Eldon RushingExecutive VP & COO · b. 1958
  • Mr. James H. HarperSenior VP & Chief Credit Officer of ServisFirst Bank · b. 1978
  • Mr. Edison K. Woodie IIISenior VP & Controller · b. 1968
  • Mr. Davis S. Mange CPASenior VP of Corporate Treasury & Investor Relations and Accounting Manager
  • Mr. Michael LindseyChief Information & Operations Officer of ServisFirst Bank
  • Mr. Buford Harrison Morris IIIRegional Chief Executive Officer of Dothan · b. 1977

Financials

Income Statement

Currency: USD2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue78.73M78.63M66.61M82.29M95.93M115.50M133.60M151.22M186.57M223.14M275.34M342.61M410.56M413.90M437.43M580.46M813.25M977.12M1.02B
Growth (%)--0.13%-15.28%+23.54%+16.58%+20.40%+15.67%+13.18%+23.38%+19.60%+23.39%+24.43%+19.83%+0.81%+5.69%+32.70%+40.10%+20.15%+4.13%
Cost of Revenue29.41M26.75M29.02M25.61M25.05M24.00M26.63M24.38M30.55M39.20M58.56M85.35M125.80M93.42M63.32M126.03M33.34M521.05M490.53M
Gross Profit49.32M51.88M37.59M56.68M70.88M91.50M106.98M126.84M156.01M183.94M216.78M257.26M284.76M320.48M374.11M454.43M813.25M456.07M526.97M
Gross Margin62.64%65.98%56.43%68.88%73.89%79.22%80.07%83.88%83.62%82.43%78.73%75.09%69.36%77.43%85.52%78.29%100.00%46.67%51.79%
Operating Expense40.67M41.08M28.93M29.68M35.05M39.93M45.00M52.86M67.01M73.12M79.44M88.41M97.90M106.27M120.76M145.60M810.21M177.09M184.84M
Operating Income8.65M10.80M8.66M27.00M35.83M51.56M61.98M73.98M89.00M110.82M137.35M168.84M186.86M214.21M253.35M308.83M3.04M278.98M342.13M
Operating Margin10.99%13.74%13.00%32.81%37.35%44.65%46.39%48.92%47.71%49.66%49.88%49.28%45.51%51.75%57.92%53.20%0.37%28.55%33.62%
EBITDA8.65M12.86M9.74M28.06M37.00M52.78M63.82M75.82M91.60M113.88M140.19M172.49M190.81M218.31M257.74M312.95M3.04M283.77M346.86M
EBITDA Margin10.99%16.35%14.63%34.10%38.57%45.70%47.77%50.14%49.10%51.03%50.92%50.35%46.48%52.75%58.92%53.91%0.37%29.04%34.09%
Net Income5.50M7.00M5.88M17.38M23.44M34.45M41.62M52.38M63.54M81.48M93.09M136.94M149.24M169.57M207.73M251.50M206.85M227.24M276.60M
Net Income Margin6.98%8.90%8.82%21.12%24.43%29.82%31.15%34.64%34.06%36.51%33.81%39.97%36.35%40.97%47.49%43.33%25.44%23.26%27.18%
R&D----00000000-------
R&D as % of Total Revenue----0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense25.87M20.50M18.34M15.26M16.08M14.90M13.62M14.12M17.70M25.80M35.33M63.95M103.16M50.98M31.80M88.42M402.31M499.46M455.22M
Interest Expense % of Total Revenue32.86%26.07%27.53%18.54%16.76%12.90%10.19%9.34%9.49%11.56%12.83%18.67%25.13%12.32%7.27%15.23%49.47%51.12%44.74%

Balance Sheet

Currency: USD2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets835.82M1.16B1.57B1.94B2.46B2.91B3.52B4.10B5.10B6.37B7.08B8.01B8.95B11.93B15.45B14.60B16.13B17.35B17.73B
Total Liabilities763.57M1.08B1.48B1.82B2.26B2.67B3.22B3.69B4.65B5.85B6.47B7.29B8.10B10.94B14.30B13.30B14.69B15.73B15.88B
Total Equity72.25M86.80M97.60M117.10M196.29M233.26M297.19M407.21M449.15M522.89M607.60M714.70M842.68M992.85M1.15B1.30B1.44B1.62B1.85B
Cash-22.84M26.98M231.63M142.37M177.45M249.78M297.46M317.45M623.56M238.06M458.05M530.13M2.21B4.16B814.54M2.03B2.38B95.13M
Total Debt73.00K35.10M40.20M55.36M114.73M152.03M194.32M304.26M463.63M466.47M65.03M353.39M538.46M919.32M1.78B1.68B1.32B2.06B1.51B
Net Debt73.00K12.26M13.22M-176.28M-27.64M-25.42M-55.46M-277.49M-261.70M-568.30M-173.23M-104.66M-465.42M-2.14B-4.10B868.99M-709.05M-317.12M1.41B

Cash Flow

Currency: USD2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow10.21M12.20M2.46M29.57M24.32M41.18M74.20M65.09M76.27M98.52M118.46M168.30M164.28M191.29M266.33M272.63M197.30M252.91M355.20M
Investing Cash Flow-299.47M-321.70M-402.69M-215.34M-507.74M-509.81M-571.69M-549.09M-749.48M-861.65M-1.04B-754.47M-988.35M-1.41B-1.56B-2.64B-200.43M-948.53M-1.15B
Financing Cash Flow302.35M316.00M403.51M341.53M494.37M406.44M575.16M524.03M729.83M1.19B617.37M790.48M772.78M2.80B3.31B-1.04B1.32B941.16M49.35M
Capital Expenditure2.19M800.00K2.29M428.00K1.31M5.47M1.35M1.31M5.54M22.20M21.15M2.30M2.36M2.31M9.45M3.65M3.91M4.65M5.94M
Free Cash Flow8.02M11.40M169.00K29.15M23.01M35.71M72.85M63.78M70.73M76.32M97.31M166.00M161.92M188.99M256.88M268.98M193.39M248.27M349.26M
Dividends Paid----200.00K3.53M4.10M4.04M6.16M7.91M10.10M20.26M24.12M28.29M32.58M37.53M45.77M65.47M73.23M
FCF to OCF78.58%93.44%6.86%98.55%94.60%86.71%98.19%97.99%92.74%77.46%82.14%98.63%98.57%98.80%96.45%98.66%98.02%98.16%98.33%
Dividend Paid to FCF----0.87%9.90%5.63%6.33%8.71%10.36%10.38%12.20%14.89%14.97%12.68%13.95%23.67%26.37%20.97%

Earnings

Report DateMay 28, 2014Jul 22, 2014Oct 20, 2014Jan 20, 2015Apr 20, 2015Jul 20, 2015Oct 19, 2015Jan 25, 2016Apr 18, 2016Jul 18, 2016Oct 17, 2016Jan 30, 2017Apr 17, 2017Jul 17, 2017Oct 16, 2017Jan 22, 2018Apr 16, 2018Jul 19, 2018Oct 17, 2018Jan 22, 2019Apr 15, 2019Jul 15, 2019Oct 21, 2019Jan 21, 2020Apr 20, 2020Jul 20, 2020Oct 19, 2020Jan 25, 2021Apr 19, 2021Jul 19, 2021Oct 18, 2021Jan 24, 2022Apr 18, 2022Jul 18, 2022Oct 17, 2022Jan 23, 2023Apr 17, 2023Jul 20, 2023Oct 16, 2023Jan 29, 2024Apr 22, 2024Jul 15, 2024Oct 21, 2024Jan 27, 2025Apr 21, 2025Jul 21, 2025Oct 20, 2025Jan 20, 2026Apr 20, 2026Jul 20, 2026Oct 19, 2026
EPS Estimate-0.260.260.270.280.280.300.320.330.330.360.370.400.420.450.480.570.590.620.680.640.650.660.680.630.700.710.810.950.930.960.981.051.131.231.241.050.890.960.880.860.910.981.111.181.211.341.381.511.570.82
EPS Actual0.130.260.270.290.280.270.310.370.330.360.390.400.420.450.470.450.600.620.640.670.650.660.670.760.640.750.800.940.950.920.961.031.061.141.221.241.060.980.980.910.940.951.101.191.161.211.301.581.521.57-
Surprise-0.00%3.85%7.41%0.00%-3.57%3.33%15.63%0.00%9.09%8.33%8.11%5.00%7.14%4.44%-6.25%5.26%5.08%3.23%-1.47%1.56%1.54%1.52%11.76%1.59%7.14%12.68%16.05%0.00%-1.08%0.00%5.10%0.95%0.89%-0.81%0.00%0.95%10.11%2.08%3.41%9.30%4.40%12.24%7.21%-1.69%0.00%-2.99%14.49%0.66%0.00%-
Timing-Pre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap4.49B
Enterprise Value5.75B
Trailing P/E14.00
Forward P/E22.57
PEG Ratio0.00
Price / Sales7.66
Price / Book2.28
EPS2.93
Book Value18.09
Revenue (TTM)585.22M
Gross Profit (TTM)585.22M
Profit Margin54.80%
Operating Margin70.00%
Return on Equity17.33%
Return on Assets1.80%
Shares Outstanding109.35M
Shares Float102.17M
Beta0.85
Dividend Yield1.84%
Dividend Rate0.76
Payout Ratio12.73%

Analyst Ratings

Hold
Based on 3 analystsTarget 48.33
  • Hold
    3

Ownership Breakdown

Institutions
75.60%
Insiders
6.54%
Retail / Other
17.86%

Top Institutional Holders

  • BlackRock Inc
    7.46M6.83%
  • Vanguard Portfolio Management, LLC
    3.37M3.08%
  • State Street Corp
    2.54M2.32%
  • Vanguard Capital Management, LLC
    2.28M2.09%
  • Kayne Anderson Rudnick Investment Management LLC
    1.36M1.24%
  • Geode Capital Management, LLC
    1.22M1.12%
  • Dimensional Fund Advisors, Inc.
    1.20M1.09%
  • JPMorgan Chase & Co
    1.04M0.95%
  • Principal Financial Group Inc
    986.04K0.90%
  • Welch Group, LLC
    959.73K0.88%
  • Davis Asset Management, L.P.
    910.38K0.83%
  • Victory Capital Management Inc.
    846.16K0.77%
  • The Goldman Sachs Group Inc
    833.59K0.76%

Top Fund Holders

  • iShares Core S&P Small-Cap ETF
    6.14M5.62%
  • Vanguard MStar Total Stk Mkt Idx Invest
    3.31M3.03%
  • iShares Russell 2000 ETF
    2.69M2.46%
  • Vanguard Small Cap Index
    2.39M2.19%
  • State Street SPDR Port S&P 600 Sm CpETF
    946.35K0.87%
  • iShares Russell 2000 Growth ETF
    927.86K0.85%
  • Vanguard MStar Small Cap Value Index
    758.83K0.69%

Dividends

20263×
0.19Jul 1, 20260.19Apr 1, 20260.19Jan 2, 2026
20254×
0.17Oct 1, 20250.17Jul 1, 20250.17Apr 1, 20250.17Jan 2, 2025
20243×
0.15Oct 1, 20240.15Jul 1, 20240.15Mar 28, 2024
20234×
0.15Dec 29, 20230.14Sep 29, 20230.14Jun 30, 20230.14Mar 31, 2023
20224×
0.14Dec 30, 20220.12Sep 30, 20220.12Jun 30, 20220.12Mar 31, 2022
20214×
0.12Dec 30, 20210.10Sep 30, 20210.10Jun 30, 20210.10Mar 31, 2021
20202×
0.10Dec 30, 20200.09Sep 30, 2020

Stock Splits

  • Aug 21, 20262:1
  • Dec 21, 20162:1
  • Jul 17, 20143:1