YOLFTbeta
Sun Life Financial Inc.

Sun Life Financial Inc.

SLF · NYSE · Financial Services / Insurance - Diversified

72.93USD+0.05 (+0.07%)

Price History

Full chart

Market Stats

Previous Close72.88
Open73.35
Day Range72.55 – 73.77
52-Week Range55.25 – 83.66
Volume395.70K
Market Cap45.49B
P/E (TTM)19.11
Forward P/E13.24
EPS4.28
Dividend Yield3.35%
Beta0.79
50-Day Avg79.26
200-Day Avg73.30

About

Sun Life Financial Inc., a financial services company, provides asset management, wealth, insurance and health solutions to individual and institutional customers in Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia, and Bermuda. It offers various insurance products, such as term and permanent life; personal health, which includes prescription drugs, dental, and vision care; critical illness; long-term care; and disability. The company also provides investments products, such as mutual funds, segregated funds, annuities, and guaranteed investment products; financial planning services; and asset management products, including pooled funds, institutional portfolios and pension funds. The company was formerly known as Sun Life Financial Services of Canada Inc. and changed its name to Sun Life Financial Inc. in July 2003. Sun Life Financial Inc. was founded in 1871 and is headquartered in Toronto, Canada.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Diversified
  • CEOMr. Kevin David Strain C.A., CPA
  • Employees32.15K
  • Headquarters1 York Street, Toronto, ON, Canada, M5J 0B6, USA
  • Websitehttps://www.sunlife.com

Leadership

  • Mr. Kevin David Strain C.A., CPAPresident, CEO & Director · b. 1966
  • Mr. Timothy Deacon FCAS, FCPAExecutive VP & CFO
  • Ms. Sin Yin TanExecutive VP & President of Sun Life Canada · b. 1977
  • Ms. Laura Ann MoneyExecutive VP and Chief Information & Technology Innovation Officer
  • Ms. Maya BeriSVP & Chief Information Officer

Financials

Income Statement

Currency: CAD1998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue12.89B14.74B11.54B11.72B14.19B22.06B21.75B21.92B24.29B21.19B15.56B27.57B24.80B22.58B17.56B13.87B25.76B19.27B28.57B29.33B26.97B39.68B43.34B35.69B3.43B32.66B34.48B42.17B
Growth (%)-+14.39%-21.69%+1.52%+21.11%+55.40%-1.40%+0.78%+10.81%-12.76%-26.55%+77.16%-10.05%-8.95%-22.24%-20.99%+85.70%-25.19%+48.25%+2.66%-8.06%+47.13%+9.22%-17.65%-90.39%+852.35%+5.59%+22.29%
Cost of Revenue7.00B6.98B6.04B6.28B21.62B27.75B16.10B27.39B14.81B-9.93B-9.35B25.61B14.40B21.88B12.23B7.60B17.82B10.28B18.14B19.05B16.11B28.50B30.98B20.98B-642.00M-1.81B29.64B-
Gross Profit5.89B7.76B5.50B5.44B-7.42B-5.69B21.75B-5.48B9.48B31.12B24.91B27.57B10.40B22.58B5.33B6.28B7.94B9.00B10.44B10.28B10.86B11.17B12.35B14.71B4.07B32.66B4.84B42.17B
Gross Margin45.69%52.66%47.68%46.42%-52.30%-25.80%100.00%-24.99%39.02%146.87%160.05%100.00%41.92%100.00%30.34%45.24%30.82%46.68%36.52%35.05%40.26%28.16%28.50%41.22%118.72%100.00%14.04%100.00%
Operating Expense5.18B7.01B3.85B4.29B-7.67B-7.45B19.57B-7.91B6.92B28.27B24.37B27.10B8.53B22.79B3.62B4.18B5.57B6.10B6.99B7.49B7.35B7.94B9.07B9.61B445.00M28.85B501.00M37.38B
Operating Income703.00M752.00M1.66B1.16B246.00M1.76B2.18B2.43B2.56B2.85B537.00M474.00M1.87B-206.00M1.71B2.09B2.37B2.90B3.44B2.79B3.51B3.23B3.29B5.10B3.63B3.80B4.34B4.79B
Operating Margin5.46%5.10%14.36%9.86%1.73%7.98%10.03%11.09%10.54%13.44%3.45%1.72%7.54%-0.91%9.74%15.08%9.21%15.04%12.06%9.51%13.02%8.15%7.58%14.28%105.75%11.65%12.58%11.37%
EBITDA449.00M545.00M1.08B1.03B633.05M1.87B1.89B2.23B2.27B3.26B966.00M474.00M2.42B720.00M2.19B2.57B2.86B3.39B3.96B3.30B4.04B3.94B4.05B5.86B4.60B3.80B5.00B5.32B
EBITDA Margin3.48%3.70%9.40%8.81%4.46%8.48%8.67%10.18%9.34%15.38%6.21%1.72%9.77%3.19%12.50%18.51%11.10%17.57%13.87%11.25%14.99%9.94%9.34%16.42%134.12%11.65%14.51%12.61%
Net Income54.00M164.00M1.11B796.00M1.00B1.31B1.69B1.88B2.14B2.29B855.00M613.00M1.51B-193.00M1.68B1.05B1.88B2.30B2.83B2.49B2.91B2.94B2.78B4.37B3.02B3.34B3.17B3.74B
Net Income Margin0.42%1.11%9.58%6.79%7.05%5.93%7.79%8.56%8.83%10.80%5.49%2.22%6.08%-0.85%9.57%7.60%7.30%11.93%9.89%8.48%10.80%7.42%6.42%12.24%88.19%10.24%9.20%8.87%
R&D--00000000000000000000------
R&D as % of Total Revenue--0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%------
Interest Expense106.00M161.00M159.00M0192.74M209.00M195.00M273.00M323.00M349.00M366.00M403.00M459.00M434.00M367.00M353.00M336.00M322.00M316.00M303.00M305.00M333.00M355.00M327.00M328.28M552.00M664.00M525.57M
Interest Expense % of Total Revenue0.82%1.09%1.38%0.00%1.36%0.95%0.90%1.25%1.33%1.65%2.35%1.46%1.85%1.92%2.09%2.54%1.30%1.67%1.11%1.03%1.13%0.84%0.82%0.92%9.57%1.69%1.93%1.25%

Balance Sheet

Currency: CAD1998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets93.36B100.77B104.54B136.68B186.86B174.24B164.32B110.87B117.83B114.29B119.83B120.08B120.86B218.03B225.78B199.53B223.36B246.85B258.24B269.11B271.83B297.20B323.01B345.37B330.91B333.24B370.72B398.45B
Total Liabilities87.28B94.89B97.85B125.91B168.16B156.95B148.57B95.27B100.57B96.98B102.38B102.63B102.45B202.30B209.03B182.18B204.49B225.44B235.87B246.14B247.26B272.69B297.15B317.30B301.53B309.04B344.59B372.96B
Total Equity6.08B5.88B6.70B9.72B17.35B15.95B14.41B15.55B17.18B17.22B17.41B17.41B18.36B15.73B16.75B17.35B18.87B21.42B22.37B22.97B24.57B24.51B25.86B28.07B29.38B24.04B26.05B25.23B
Cash--3.96B4.45B4.16B3.18B5.97B5.09B6.24B5.50B5.52B11.87B3.61B4.46B3.46B3.37B3.37B8.98B6.70B8.89B7.30B9.57B13.53B12.28B11.22B11.17B10.13B9.69B
Total Debt1.07B1.44B749.00M776.00M1.97B2.54B2.18B3.95B4.95B3.01B7.26B6.86B8.15B6.31B7.30B7.46B7.09B4.91B8.77B8.36B8.15B8.97B9.03B11.89B15.22B15.40B16.87B18.79B
Net Debt1.07B1.44B749.00M-3.68B-2.18B-643.00M2.18B3.95B4.95B3.01B7.26B6.86B8.15B1.85B3.84B4.09B3.72B-4.24B934.00M-4.15B-602.00M-5.54B-6.64B-2.07B2.17B4.23B6.74B9.11B

Cash Flow

Currency: CAD1998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow380.00M1.66B2.66B2.07B4.31B2.97B3.23B2.48B4.47B1.04B1.74B3.55B2.86B2.71B748.00M627.00M1.80B4.46B3.67B1.98B3.83B2.55B7.25B-1.86B4.31B7.82B2.53B13.75B
Investing Cash Flow-560.00M-1.48B-2.05B-3.07B-3.22B-2.56B-1.46B-3.68B-2.65B-2.32B1.78B-3.45B-4.44B-322.00M-176.00M-239.00M-13.00M-723.00M-1.89B-339.00M-280.00M-430.00M-886.00M-803.00M-2.86B-4.35B-337.00M-11.70B
Financing Cash Flow-184.00M432.00M-159.00M908.00M329.00M-1.20B-1.10B290.00M356.00M-92.00M-499.00M1.05B-591.00M-1.45B-1.06B-1.05B-1.94B-1.11B-1.54B-2.02B-2.57B-2.44B-2.31B-260.00M-71.00M-1.98B-3.88B-2.20B
Capital Expenditure0000227.49M0273.18M51.40M0404.65M0164.00M0120.00M181.00M67.00M91.21M106.00M131.00M182.00M85.00M114.00M158.00M81.00M3.69B129.77M143.00M144.88M
Free Cash Flow380.00M1.66B2.66B2.07B4.09B2.97B2.96B2.43B4.47B637.35M1.74B3.38B2.86B2.59B567.00M560.00M1.80B4.36B3.54B1.80B3.75B2.43B7.09B-1.94B4.31B7.69B2.39B13.60B
Dividends Paid--51.00M204.00M294.00M413.00M515.00M465.00M690.00M821.00M879.00M942.00M634.00M679.00M699.00M799.00M886.00M921.00M1.07B1.16B1.23B1.32B1.36B1.43B1.67B1.42B1.96B2.06B
FCF to OCF100.00%100.00%100.00%100.00%94.73%100.00%91.54%97.93%100.00%61.17%100.00%95.38%100.00%95.58%75.80%89.31%100.00%97.62%96.43%90.83%97.78%95.52%97.82%104.36%100.00%98.34%94.35%98.95%
Dividend Paid to FCF--1.92%9.86%7.20%13.90%17.42%19.14%15.44%128.81%50.60%27.84%22.14%26.18%123.28%142.68%49.11%21.15%30.36%64.10%32.73%54.17%19.17%-73.68%38.76%18.47%82.13%15.16%

Earnings

Report DateAug 2, 2000Nov 1, 2000Feb 15, 2001Apr 25, 2001Jul 25, 2001Oct 24, 2001Feb 1, 2002Apr 30, 2002Jul 31, 2002Oct 31, 2002Feb 12, 2003May 1, 2003Jul 29, 2003Oct 28, 2003Jan 29, 2004Apr 29, 2004Jul 29, 2004Oct 28, 2004Jan 27, 2005Apr 28, 2005Jul 28, 2005Oct 27, 2005Feb 8, 2006Apr 27, 2006Jul 27, 2006Oct 26, 2006Feb 8, 2007May 1, 2007Jul 31, 2007Oct 30, 2007Feb 14, 2008May 6, 2008Jul 31, 2008Oct 21, 2008Feb 12, 2009May 7, 2009Aug 6, 2009Nov 5, 2009Feb 11, 2010May 5, 2010Aug 4, 2010Nov 3, 2010Feb 16, 2011May 4, 2011Aug 3, 2011Nov 2, 2011Feb 15, 2012May 10, 2012Aug 8, 2012Nov 7, 2012Feb 13, 2013May 8, 2013Aug 7, 2013Nov 6, 2013Feb 12, 2014May 6, 2014Aug 6, 2014Nov 5, 2014Feb 11, 2015May 5, 2015Aug 6, 2015Nov 4, 2015Feb 10, 2016May 10, 2016Aug 10, 2016Nov 9, 2016Feb 15, 2017May 9, 2017Aug 9, 2017Nov 8, 2017Feb 14, 2018May 8, 2018Aug 8, 2018Nov 7, 2018Feb 13, 2019May 8, 2019Jul 31, 2019Nov 6, 2019Feb 12, 2020May 5, 2020Aug 6, 2020Nov 4, 2020Feb 10, 2021May 5, 2021Aug 4, 2021Nov 3, 2021Feb 9, 2022May 11, 2022Aug 3, 2022Nov 2, 2022Feb 8, 2023May 11, 2023Aug 8, 2023Nov 13, 2023Feb 7, 2024May 9, 2024Aug 12, 2024Nov 4, 2024Feb 12, 2025May 8, 2025Aug 7, 2025Nov 5, 2025Feb 11, 2026May 6, 2026Aug 6, 2026Nov 4, 2026
EPS Estimate0.440.470.470.500.500.500.510.550.580.580.570.600.610.640.670.690.710.730.750.760.790.810.830.860.870.880.930.960.960.981.011.010.990.920.08-0.190.93-0.020.650.560.460.640.790.680.55-0.99-0.580.680.270.480.590.660.660.660.690.660.720.740.780.780.830.880.870.900.920.930.970.990.981.011.031.121.151.181.161.211.241.271.331.121.101.281.381.461.471.521.521.411.381.461.531.511.531.581.581.651.581.701.781.711.291.301.871.891.391.45
EPS Actual0.470.480.500.480.500.510.540.590.590.570.580.560.600.650.690.710.730.730.740.770.810.820.840.840.880.930.940.961.031.010.980.930.911.00-1.25-0.331.05-0.250.520.720.370.790.630.790.73-0.99-0.381.220.100.680.760.940.790.751.050.740.800.840.830.731.000.861.050.950.901.040.910.931.121.051.051.261.201.201.191.201.241.371.341.311.261.441.471.451.501.541.531.441.521.621.691.521.571.591.681.501.721.761.681.821.291.351.961.891.46-
Surprise6.82%2.13%6.38%-4.00%0.00%2.00%5.88%7.27%1.72%-1.72%1.75%-6.67%-1.64%1.56%2.99%2.90%2.82%0.00%-1.33%1.32%2.53%1.23%1.20%-2.33%1.15%5.68%1.08%0.00%7.29%3.06%-2.97%-7.92%-8.08%8.70%-1662.50%-73.68%12.90%-1150.00%-20.00%28.57%-19.57%23.44%-20.25%16.18%32.73%0.00%34.48%79.41%-62.96%41.67%28.81%42.42%19.70%13.64%52.17%12.12%11.11%13.51%6.41%-6.41%20.48%-2.27%20.69%5.56%-2.17%11.83%-6.19%-6.06%14.29%3.96%1.94%12.50%4.35%1.69%2.59%-0.83%0.00%7.87%0.75%16.96%14.55%12.50%6.52%-0.68%2.04%1.32%0.66%2.13%10.14%10.96%10.46%0.66%2.61%0.63%6.33%-9.09%8.86%3.53%-5.62%6.43%0.00%3.85%4.81%0.00%5.04%-
Timing---Pre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap45.49B
Enterprise Value46.48B
Trailing P/E19.11
Forward P/E13.24
PEG Ratio1.31
Price / Sales1.28
Price / Book2.59
EPS4.28
Book Value31.28
Revenue (TTM)35.53B
Gross Profit (TTM)14.52B
EBITDA5.49B
Profit Margin9.52%
Operating Margin15.80%
Return on Equity13.09%
Return on Assets0.78%
Shares Outstanding556.03M
Shares Float556.27M
Beta0.79
Dividend Yield3.35%
Dividend Rate2.71
Payout Ratio40.69%

Analyst Ratings

Buy
Based on 14 analystsTarget 65.27
  • Strong Buy
    4
  • Buy
    2
  • Hold
    6
  • Sell
    2

Ownership Breakdown

Institutions
55.68%
Insiders
0.05%
Retail / Other
44.27%

Top Institutional Holders

  • Royal Bank of Canada
    41.55M7.48%
  • Vanguard Capital Management, LLC
    16.05M2.89%
  • BMO Capital Markets Corp.
    12.23M2.20%
  • Bank of Montreal
    12.23M2.20%
  • TD Asset Management Inc
    10.10M1.82%
  • CIBC World Markets Inc.
    8.08M1.45%
  • 1832 Asset Management L.P
    7.97M1.43%
  • Bank of Nova Scotia
    6.93M1.25%
  • Geode Capital Management, LLC
    6.46M1.16%
  • NORGES BANK
    6.37M1.15%
  • Mackenzie Investments
    6.24M1.12%
  • FMR Inc
    6.00M1.08%
  • Fidelity International Ltd
    5.92M1.07%
  • NATIONAL BANK OF CANADA /FI/
    5.85M1.05%
  • TD Waterhouse Canada Inc
    5.51M0.99%
  • Federation des caisses Desjardins du Quebec
    5.32M0.96%
  • Vanguard Fiduciary Trust Co
    4.91M0.88%

Top Fund Holders

  • Vanguard Total Intl Stock Index Inv
    8.20M1.48%
  • Vanguard Developed Markets Index Admiral
    5.41M0.97%
  • RBC Canadian Dividend Fund A
    5.00M0.90%

Dividends

20263×
0.68Aug 26, 20260.70May 27, 20260.68Feb 25, 2026
20254×
0.65Nov 26, 20250.64Aug 27, 20250.63May 28, 20250.59Feb 26, 2025
20244×
0.60Nov 27, 20240.60Aug 28, 20240.59May 29, 20240.58Feb 27, 2024
20234×
0.57Nov 28, 20230.55Aug 29, 20230.55May 30, 20230.53Feb 28, 2023
20224×
0.53Nov 22, 20220.53Aug 23, 20220.55May 31, 20220.52Mar 1, 2022
20214×
0.44Nov 23, 20210.44Aug 24, 20210.46May 25, 20210.44Feb 26, 2021
20201×
0.42Nov 24, 2020