Grupo Supervielle SA

Grupo Supervielle SA

SUPV · NYSE · Financial Services / Banks - Regional

5.94USD+0.26 (+4.58%)

Price History

Full chart

Market Stats

Previous Close5.68
Open5.70
Day Range5.57 – 6.00
52-Week Range4.54 – 13.55
Volume852.14K
Market Cap684.24M
P/E (TTM)0.00
Forward P/E7.82
EPS-0.54
Dividend Yield0.00%
Beta0.37
50-Day Avg8.72
200-Day Avg9.64

About

Grupo Supervielle S.A., a financial services holding company, provides various banking products and services in Argentina. The company operates through Personal & Business Banking, Corporate Banking, Bank Treasury, Insurance, and Asset Management and Other Services segments. It offers savings and checking accounts, and time deposits; personal, mortgage, unsecured, and car loans; overdrafts; loans with special facilities for project and working capital financing; and leasing, bank guarantees for tenants, salary advances, domestic and international factoring, international guarantees and letters of credit, payroll payment plans, and credit and debit cards, as well as financial services and investments, such as mutual funds, guarantees, and benefit payments for senior citizens. The company also provides foreign trade and cash management; advisory services; treasury services; insurance products comprising life, home, personal accidents, technology, ATMs, protected bag and content, and integral insurance product for entrepreneurs and SME customers and other insurance policies; and asset management and other services, as well as operates as a digital online broker. It operates through a network of branches, ATMs, and self-service terminals. The company was formerly known as Inversiones y Participaciones S.A. and changed its name to Grupo Supervielle S.A. in November 2008. Grupo Supervielle S.A. was founded in 1887 and is based in Buenos Aires, Argentina.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Julio Patricio Supervielle
  • Employees2.81K
  • HeadquartersReconquista 330, Buenos Aires, Argentina, C1003ABG, USA
  • Websitehttps://www.gruposupervielle.com

Leadership

  • Mr. Julio Patricio SupervielleFounder, Chairman of the Board & CEO · b. 1956
  • Mr. Atilio Maria Dell'Oro MainiFirst Vice-Chairman of the Board & Secretary · b. 1956
  • Mr. Mariano BigliaChief Financial Officer · b. 1978
  • Matias Gonzalez CarraraHead Administration & Accounting
  • Mr. Leonardo Rodolfo MagliaChief Technology Officer
  • Ms. Ana Ines Bartesaghi Bender CPAChief Corporate Affairs, Deputy Head of Market Rrelations & Chief Investor Relations Officer · b. 1968
  • Ms. Celeste IbañezChief Legal & Compliance Officer · b. 1977
  • Ms. Casandra Lisa GiulianoChief People Officer · b. 1971
  • Mr. Juan CucciaHead of Anti-Money Laundering · b. 1971
  • Mr. Sergio Gustavo Vazquez M.B.A.Chief Audit Executive & Risk Officer · b. 1974

Financials

Income Statement

Currency: ARS2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue2.36B4.38B6.36B9.07B13.98B51.50B95.01B155.02B242.36B793.88B1.96T3.02T2.04T2.33T
Growth (%)-+85.54%+45.30%+42.67%+54.12%+268.35%+84.47%+63.16%+56.34%+227.57%+147.33%+53.61%-32.21%+13.71%
Cost of Revenue-1.42B2.47B3.46B5.17B18.52B46.65B86.62B107.67B412.40B1.10T1.79T885.33B1.41T
Gross Profit2.56B2.96B3.89B5.61B8.81B32.98B48.36B68.40B134.68B381.48B859.83B1.23T1.16T918.05B
Gross Margin108.69%67.63%61.18%61.85%63.02%64.04%50.90%44.12%55.57%48.05%43.79%40.80%56.70%39.48%
Operating Expense2.08B2.48B3.31B4.67B6.98B32.34B52.65B72.48B122.41B390.32B918.27B1.04T1.02T1.03T
Operating Income486.19M481.31M575.71M937.35M1.83B641.03M-4.28B-4.08B12.27B-8.83B-58.44B188.13B142.87B-112.72B
Operating Margin20.61%11.00%9.05%10.33%13.12%1.24%-4.51%-2.63%5.06%-1.11%-2.98%6.24%6.99%-4.85%
EBITDA-84.88M583.86M697.05M1.10B2.04B1.60B-3.38B-349.86M19.35B16.79B10.04B257.67B195.12B-112.72B
EBITDA Margin-3.60%13.34%10.96%12.16%14.62%3.10%-3.56%-0.23%7.98%2.12%0.51%8.54%9.54%-4.85%
Net Income326.20M372.99M362.92M674.11M1.31B-1.16B-6.34B-4.42B10.29B-10.52B-34.09B112.40B104.49B-56.60B
Net Income Margin13.83%8.52%5.71%7.43%9.38%-2.25%-6.67%-2.85%4.25%-1.33%-1.74%3.73%5.11%-2.43%
R&D---00000------
R&D as % of Total Revenue---0.00%0.00%0.00%0.00%0.00%------
Interest Expense677.93M1.07B2.17B2.95B4.17B12.78B36.47B71.74B84.03B368.62B1.13T1.80T889.93B1.10T
Interest Expense % of Total Revenue28.74%24.51%34.12%32.56%29.81%24.82%38.38%46.28%34.67%46.43%57.33%59.60%43.52%47.46%

Balance Sheet

Currency: ARS2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-17.42B23.24B33.05B53.21B135.23B218.03B202.42B376.19B760.48B2.17T4.48T4.51T7.79T
Total Liabilities-16.02B21.48B30.60B46.17B114.94B191.93B170.52B322.34B660.06B1.88T3.74T3.71T6.78T
Total Equity-1.35B1.71B2.44B7.03B20.07B26.08B31.91B53.81B100.34B287.32B743.40B797.74B1.01T
Cash-1.15B1.79B2.80B3.95B16.42B51.83B15.04B56.98B82.66B158.18B553.26B662.07B1.60T
Total Debt-638.65M1.10B3.52B3.09B13.69B16.45B27.11B9.89B4.71B6.63B8.27B91.25B1.05T
Net Debt--514.27M-690.73M-895.16M-2.47B-2.72B-35.38B-11.04B-47.10B-77.95B-151.55B-544.99B-570.82B-549.16B

Cash Flow

Currency: ARS2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.14B372.85M1.76B2.45B-294.35M-27.82B55.42B-18.14B10.06B8.98B1.66B157.95B518.86B-1.05T
Investing Cash Flow--90.18M-363.50M-188.83M-477.26M-613.06M-9.30B-1.58B-4.32B-4.84B-7.04B-18.89B-46.24B1.13T
Financing Cash Flow-250.58M136.61M-334.08M870.69M2.39B28.43B-13.99B-4.35B-14.23B-12.56B-12.57B-1.00T-1.05T484.51B
Capital Expenditure22.99M42.80M51.85M220.29M494.25M1.51B5.98B871.10M4.69B5.16B8.36B49.94B57.39B84.37B
Free Cash Flow1.12B330.05M1.71B2.45B-788.60M-29.32B49.44B-19.01B5.37B3.81B-6.70B133.20B461.47B-1.13T
Dividends Paid24.36M8.67M8.34M7.38M25.50M170.38M687.69M303.00M530.07M514.71M491.86M027.96B38.31B
FCF to OCF97.98%88.52%97.06%100.00%267.92%105.42%89.21%104.80%53.34%42.46%-404.24%84.33%88.94%108.06%
Dividend Paid to FCF2.18%2.63%0.49%0.30%-3.23%-0.58%1.39%-1.59%9.88%13.51%-7.34%0.00%6.06%-3.39%

Earnings

Report DateAug 8, 2016Nov 11, 2016Feb 16, 2017May 11, 2017Aug 9, 2017Nov 8, 2017Feb 19, 2018May 21, 2018Aug 23, 2018Nov 19, 2018Mar 8, 2019May 9, 2019Aug 13, 2019Nov 6, 2019Feb 19, 2020May 28, 2020Aug 19, 2020Nov 20, 2020Mar 7, 2021May 27, 2021Aug 25, 2021Nov 18, 2021Mar 2, 2022May 18, 2022Aug 20, 2022Nov 10, 2022Mar 13, 2023May 22, 2023Aug 23, 2023Nov 26, 2023Mar 5, 2024May 24, 2024Aug 14, 2024Nov 25, 2024Mar 10, 2025May 20, 2025Aug 13, 2025Nov 25, 2025Mar 2, 2026May 7, 2026Aug 10, 2026
EPS Estimate0.230.310.390.320.400.440.520.510.490.250.210.160.230.050.080.130.110.070.050.060.050.060.070.010.010.050.090.100.130.100.160.390.180.140.230.380.270.090.220.100.13
EPS Actual0.190.390.470.340.450.460.470.320.100.280.210.140.360.060.260.070.200.100.120.340.320.300.43-0.04-0.100.09-0.060.030.170.300.130.630.210.100.300.090.12-0.40-0.040.060.29
Surprise-17.39%25.81%20.51%6.25%12.50%4.55%-9.62%-37.25%-79.59%12.00%0.00%-12.50%56.52%20.00%225.00%-46.15%81.82%42.86%140.00%466.67%540.00%400.00%514.29%-500.00%-1100.00%80.00%-168.34%-70.00%34.00%200.00%-18.75%61.54%16.67%-28.57%30.43%-77.39%-55.56%-544.44%-117.99%-40.00%123.08%
TimingAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursPre-marketPre-market-After-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hours-

Key Statistics & Ratios

Market Cap684.24M
Enterprise Value59.07B
Trailing P/E0.00
Forward P/E7.82
PEG Ratio0.29
Price / Sales0.00
Price / Book0.85
EPS-0.54
Book Value8.82
Revenue (TTM)742.48B
Gross Profit (TTM)742.48B
Profit Margin-11.23%
Operating Margin3.31%
Return on Equity-8.01%
Return on Assets-1.15%
Shares Outstanding75.20M
Shares Float38.59M
Beta0.37
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Buy
Based on 3 analystsTarget 12.36
  • Strong Buy
    1
  • Buy
    1
  • Hold
    1

Ownership Breakdown

Institutions
18.16%
Insiders
21.50%
Retail / Other
60.34%

Top Institutional Holders

  • Mak Capital One LLC
    4.25M4.85%
  • Long Focus Capital Management, LLC
    1.43M1.63%
  • MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.
    1.35M1.54%
  • PointState Capital LP
    1.26M1.44%
  • Redwheel Asset Management LLP
    1.11M1.27%
  • Morgan Stanley - Brokerage Accounts
    851.57K0.97%
  • Citigroup Inc
    713.61K0.82%
  • UBS Group AG
    644.52K0.74%
  • The Goldman Sachs Group Inc
    638.02K0.73%
  • Ping Capital Management, Inc.
    518.70K0.59%
  • Brevan Howard Capital Management LP
    394.96K0.45%
  • SIMPLEX TRADING, LLC
    110.20K0.13%
  • State Of Wisconsin Investment Board
    100.81K0.12%
  • TITAN GLOBAL CAPITAL MANAGEMENT USA LLC
    98.10K0.11%
  • Paradiem, LLC
    80.67K0.09%

Top Fund Holders

  • Global X MSCI Argentina ETF
    1.44M1.64%
  • Redwheel Next Gen Em Mkts Eq I USD Acc
    744.61K0.85%
  • Eaton Vance Emerg & Frntr Countrs Eq I
    377.55K0.43%
  • Eaton Vance Glbl Macro Abs Ret Advtg I
    158.15K0.18%
  • Calvert Emerging Markets Advancement I
    134.50K0.15%

Dividends

20251×
0.20May 19, 2025
20241×
0.17May 23, 2024
20221×
0.01May 13, 2022
20211×
0.03May 12, 2021
20201×
0.04May 27, 2020
20191×
0.07May 13, 2019
20181×
0.12May 18, 2018
20173×
0.00Sep 13, 20170.04Jul 19, 20170.06May 18, 2017

Stock Splits

  • Jun 28, 2017759:757