YOLFTbeta
Truist Financial Corp

Truist Financial Corp

TFC · NYSE · Financial Services / Banks - Regional

49.97USD+0.08 (+0.16%)

Price History

Full chart

Market Stats

Previous Close49.89
Open49.74
Day Range49.19 – 50.03
52-Week Range41.59 – 54.52
Volume4.83M
Market Cap59.15B
P/E (TTM)12.51
Forward P/E9.67
EPS3.87
Dividend Yield4.29%
Beta0.91
50-Day Avg48.45
200-Day Avg49.51

About

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; credit card lending; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending. In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. William Henry Rogers Jr.
  • Employees37.83K
  • Headquarters214 North Tryon Street, Charlotte, NC, United States, 28202, USA
  • Websitehttps://www.truist.com

Leadership

  • Mr. William Henry Rogers Jr.Executive Chairman · b. 1958
  • Mr. Michael Baron MaguireSenior EVP & CFO · b. 1979

Financials

Income Statement

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue---331.30M357.50M362.60M381.70M438.00M405.70M2.15B2.40B3.10B4.18B5.19B5.73B6.23B6.13B6.24B6.67B7.83B9.38B10.65B10.32B10.78B11.19B10.29B11.05B10.80B10.34B10.63B11.54B12.16B13.00B14.66B24.43B23.06B22.29B29.95B24.25B30.44B
Growth (%)----+7.91%+1.43%+5.27%+14.75%-7.37%+430.42%+11.54%+29.29%+34.80%+24.08%+10.30%+8.79%-1.63%+1.92%+6.76%+17.42%+19.88%+13.49%-3.05%+4.39%+3.81%-8.05%+7.47%-2.26%-4.29%+2.75%+8.59%+5.36%+6.91%+12.83%+66.58%-5.58%-3.34%+34.34%-19.02%+25.50%
Cost of Revenue---193.10M212.70M190.70M159.60M152.60M262.90M990.80M1.06B1.39B1.85B2.17B2.71B2.64B1.95B1.52B1.45B2.20B3.42B4.46B4.41B4.85B4.43B2.57B2.12B1.48B1.02B1.16B1.32B1.39B2.00B2.71B4.06B-45.00M3.10B12.04B12.85B11.50B
Gross Profit---138.20M144.80M171.90M222.10M285.40M405.70M1.16B1.34B1.71B2.34B3.03B3.01B3.59B4.18B4.72B5.22B5.63B5.96B6.19B5.91B5.93B6.75B7.72B8.94B9.32B9.32B9.46B10.22B10.77B10.99B11.95B20.37B23.11B19.20B17.91B11.41B18.94B
Gross Margin---41.71%40.50%47.41%58.19%65.16%100.00%53.96%55.79%55.19%55.83%58.29%52.65%57.62%68.17%75.64%78.28%71.92%63.50%58.10%57.25%54.99%60.38%75.04%80.85%86.27%90.15%89.05%88.59%88.60%84.58%81.51%83.39%100.20%86.10%59.81%47.04%62.21%
Operating Expense---101.60M112.90M126.90M146.40M171.90M-18.50M820.70M827.40M1.09B1.38B1.87B2.00B2.23B2.39B3.11B2.90B3.16B3.48B3.60B3.83B4.89B5.79B6.09B6.15B6.04B6.20B6.54B6.72B7.44B6.93B7.93B14.90B15.12B12.17B18.68B12.01B12.59B
Operating Income14.90M18.00M21.60M36.60M31.90M45.00M75.70M113.50M424.20M340.40M511.80M619.70M958.49M1.16B1.01B1.36B1.79B1.62B2.32B2.47B2.47B2.58B2.08B1.04B969.00M1.63B2.79B3.28B3.13B2.92B3.50B3.33B4.06B4.02B5.47B7.99B7.03B-765.00M-601.00M6.35B
Operating Margin---11.05%8.92%12.41%19.83%25.91%104.56%15.82%21.32%19.97%22.91%22.27%17.69%21.84%29.23%25.90%34.83%31.52%26.36%24.25%20.14%9.61%8.66%15.83%25.26%30.38%30.24%27.45%30.33%27.36%31.24%27.41%22.41%34.66%31.53%-2.55%-2.48%20.86%
EBITDA14.90M18.00M21.60M43.00M38.20M51.20M86.00M125.40M424.20M365.60M576.30M718.50M1.11B1.36B1.21B1.60B1.95B1.82B2.59B2.77B2.77B2.87B2.38B1.38B1.35B1.99B3.18B3.70B3.55B3.38B4.05B3.88B4.62B4.65B7.08B9.38B8.39B450.00M378.00M7.19B
EBITDA Margin---12.98%10.69%14.12%22.53%28.63%104.56%16.99%24.01%23.15%26.54%26.12%21.06%25.64%31.82%29.23%38.88%35.39%29.47%26.90%23.02%12.76%12.08%19.35%28.79%34.28%34.34%31.79%35.14%31.89%35.51%31.70%28.99%40.66%37.66%1.50%1.56%23.61%
Net Income14.90M18.00M21.60M25.70M22.90M30.80M50.10M79.20M110.90M227.30M343.30M411.20M651.74M778.73M698.49M973.64M1.30B1.06B1.56B1.65B1.53B1.73B1.52B853.00M816.00M1.29B1.98B1.68B2.13B2.08B2.43B2.39B3.24B3.22B4.48B6.44B6.26B-1.09B4.82B5.31B
Net Income Margin---7.76%6.41%8.49%13.13%18.08%27.34%10.56%14.30%13.25%15.58%15.00%12.20%15.63%21.27%17.06%23.37%21.13%16.28%16.28%14.71%7.92%7.29%12.53%17.90%15.55%20.61%19.61%21.03%19.69%24.91%21.99%18.35%27.92%28.08%-3.64%19.87%17.44%
Interest Expense---183.50M191.40M171.90M145.20M147.00M255.70M948.90M998.80M1.28B1.73B2.04B2.56B2.42B1.69B1.27B1.20B1.98B3.19B4.01B2.97B2.04B1.79B1.38B1.06B891.00M768.00M735.00M745.00M839.00M1.44B2.10B1.72B768.00M2.32B9.93B10.97B10.12B
Interest Expense % of Total Revenue---55.39%53.54%47.41%38.04%33.56%63.03%44.10%41.61%41.24%41.43%39.27%44.78%38.78%27.53%20.38%17.99%25.31%33.94%37.69%28.76%18.93%16.04%13.40%9.59%8.25%7.43%6.92%6.46%6.90%11.06%14.29%7.05%3.33%10.41%33.15%45.25%33.24%

Balance Sheet

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets---3.13B3.34B3.73B4.60B5.90B8.76B20.49B25.71B31.29B39.47B53.00B66.55B70.87B80.22B90.47B100.51B109.17B121.35B132.62B152.01B165.76B157.08B174.58B183.87B183.01B186.83B209.95B219.28B221.64B225.70B473.08B509.23B541.24B555.25B535.35B531.18B547.54B
Total Liabilities---2.93B3.13B3.49B4.22B5.40B8.12B18.82B23.64B28.85B36.30B48.94B61.13B64.72B72.83B80.53B89.64B98.04B109.61B119.99B135.93B149.52B140.58B157.10B162.65B160.20B162.46B182.61B189.35B191.95B195.52B406.52B438.32B471.97B494.72B476.10B467.50B482.35B
Total Equity---201.70M214.80M235.30M377.30M503.10M632.30M1.67B2.07B2.44B3.17B4.06B5.42B6.15B7.39B9.93B10.87B11.13B11.74B12.63B16.04B16.19B16.44B17.42B21.22B22.76B24.29B27.31B29.88B29.65B30.12B66.38B70.81B69.27B60.51B59.10B63.68B65.19B
Cash---237.90M182.80M198.10M255.10M251.20M274.60M702.80M927.30M1.19B1.12B1.55B1.78B1.99B2.08B2.49B2.79B2.60B2.61B2.65B2.77B2.52B2.37B4.23B3.67B2.02B2.17B3.56B3.94B2.71B3.84B19.07B18.87B20.30B21.42B30.23B39.77B36.38B
Total Debt---294.30M322.30M238.10M397.30M795.70M1.85B3.88B4.33B7.03B11.78B14.05B15.96B18.37B18.98B18.14B18.11B19.71B23.99B29.18B28.03B33.47B31.24B27.47B21.98B25.21B28.25B30.95B24.78B28.59B28.89B58.88B45.30B40.89B65.07B62.12B62.27B69.80B
Net Debt---56.40M139.50M40.00M142.20M544.50M1.58B3.17B3.41B5.83B10.66B12.50B14.18B16.38B16.91B15.65B15.32B17.11B21.38B26.53B25.26B30.95B28.88B23.24B15.45B23.19B26.08B27.40B20.84B25.87B25.04B39.81B26.44B20.59B43.65B31.89B22.50B33.42B

Cash Flow

Currency: USD1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow50.70M43.70M51.80M69.50M24.40M443.50M289.20M406.90M328.40M240.86M1.98B299.82M93.92M816.46M3.81B2.89B1.71B767.00M1.11B5.36B-493.00M2.90B4.28B3.70B5.34B3.21B3.13B3.12B4.63B4.35B1.52B7.44B7.89B11.08B8.63B2.16B5.74B
Investing Cash Flow-254.80M-297.70M-390.50M-527.20M-611.60M-847.80M-1.06B-1.47B-2.47B-2.23B-5.26B-4.72B-1.05B-1.28B1.27B-7.17B-8.74B-7.29B-7.46B-18.32B7.23B5.98B-18.01B-7.05B-4.21B-4.01B-1.85B-976.00M-5.41B-4.96B8.35B-43.65B-32.06B-29.97B22.86B18.60B-17.76B
Financing Cash Flow234.30M198.90M354.00M514.60M546.80M316.60M812.70M1.08B2.31B1.98B3.31B4.15B1.08B602.03M-4.63B4.43B6.93B6.43B6.75B12.59B-6.83B-9.14B15.22B2.80B-1.97B965.00M104.00M-1.88B-549.00M1.50B5.35B36.02B25.59B20.02B-22.27B-11.64B8.63B
Capital Expenditure11.40M10.30M8.60M15.60M31.90M062.30M71.10M112.00M140.89M156.27M170.47M189.96M183.96M213.22M220.00M198.00M250.00M256.00M219.00M174.00M428.00M224.00M145.00M2.68B4.80B2.77B2.76B363.00M363.00M656.00M815.00M442.00M564.00M17.00M00
Free Cash Flow39.30M33.40M43.20M53.90M-7.50M443.50M226.90M335.80M216.40M99.97M1.83B129.35M-96.04M632.50M3.59B2.67B1.51B517.00M856.00M5.13B-667.00M2.47B4.05B3.57B5.31B3.21B3.13B3.12B4.63B3.99B2.18B6.62B7.45B10.52B8.63B2.16B5.74B
Dividends Paid8.00M9.30M10.40M16.30M24.10M-107.90M127.80M170.10M246.36M324.28M374.60M433.57M521.88M628.12M739.00M801.00M863.00M962.00M1.02B820.00M415.00M446.00M564.00M912.00M814.00M937.00M1.09B1.18B1.38B1.46B2.73B2.85B2.99B3.13B3.13B3.00B
FCF to OCF77.51%76.43%83.40%77.55%-30.74%100.00%78.46%82.53%65.90%41.50%92.12%43.14%-102.26%77.47%94.40%92.38%88.41%67.41%76.98%95.87%135.29%85.23%94.76%96.51%99.42%100.00%100.00%100.00%100.00%91.65%143.16%89.04%94.40%94.91%100.00%100.00%100.00%
Dividend Paid to FCF20.36%27.84%24.07%30.24%-321.33%-47.55%38.06%78.60%246.44%17.75%289.59%-451.44%82.51%17.48%27.69%53.05%166.92%112.38%19.85%-122.94%16.80%11.01%15.80%17.18%25.36%29.93%35.06%25.44%34.57%67.05%41.15%38.28%28.42%36.28%144.87%52.20%

Earnings

Report DateApr 12, 1996Jul 12, 1996Oct 11, 1996Jan 14, 1997Apr 11, 1997Jul 11, 1997Oct 10, 1997Jan 14, 1998Apr 13, 1998Jul 10, 1998Oct 13, 1998Jan 13, 1999Apr 12, 1999Jul 13, 1999Oct 12, 1999Jan 12, 2000Apr 11, 2000Jul 12, 2000Oct 12, 2000Jan 12, 2001Apr 11, 2001Jul 12, 2001Oct 11, 2001Jan 11, 2002Apr 11, 2002Jul 11, 2002Oct 11, 2002Jan 13, 2003Apr 14, 2003Jul 14, 2003Oct 14, 2003Jan 13, 2004Apr 13, 2004Jul 13, 2004Oct 14, 2004Jan 14, 2005Apr 13, 2005Jul 13, 2005Oct 14, 2005Jan 19, 2006Apr 20, 2006Jul 20, 2006Oct 19, 2006Jan 18, 2007Apr 19, 2007Jul 19, 2007Oct 18, 2007Jan 17, 2008Apr 17, 2008Jul 17, 2008Oct 16, 2008Jan 22, 2009Apr 17, 2009Jul 17, 2009Oct 19, 2009Jan 22, 2010Apr 22, 2010Jul 22, 2010Oct 21, 2010Jan 21, 2011Apr 21, 2011Jul 21, 2011Oct 20, 2011Jan 19, 2012Apr 19, 2012Jul 19, 2012Oct 18, 2012Jan 17, 2013Apr 18, 2013Jul 18, 2013Oct 17, 2013Jan 16, 2014Apr 17, 2014Jul 21, 2014Oct 16, 2014Jan 22, 2015Apr 23, 2015Jul 16, 2015Oct 15, 2015Jan 21, 2016Apr 21, 2016Jul 21, 2016Oct 19, 2016Jan 19, 2017Apr 20, 2017Jul 20, 2017Oct 19, 2017Jan 18, 2018Apr 19, 2018Jul 19, 2018Oct 18, 2018Jan 17, 2019Apr 18, 2019Jul 18, 2019Oct 17, 2019Jan 30, 2020Apr 20, 2020Jul 16, 2020Oct 15, 2020Jan 21, 2021Apr 15, 2021Jul 15, 2021Oct 15, 2021Jan 18, 2022Apr 19, 2022Jul 19, 2022Oct 18, 2022Jan 19, 2023Apr 20, 2023Jul 20, 2023Oct 19, 2023Jan 18, 2024Apr 22, 2024Jul 22, 2024Oct 17, 2024Jan 17, 2025Apr 17, 2025Jul 18, 2025Oct 17, 2025Jan 21, 2026Apr 17, 2026Jul 17, 2026Oct 16, 2026Jan 20, 2027
EPS Estimate0.320.340.350.360.360.380.370.400.410.420.440.460.470.480.500.510.520.540.560.580.590.600.610.620.660.680.700.710.710.710.670.690.630.680.730.760.750.740.770.800.760.800.810.780.770.830.840.790.730.700.660.550.320.110.240.180.250.340.270.250.320.430.500.530.580.700.720.710.680.740.710.720.700.750.720.730.700.700.690.720.650.680.710.740.720.760.780.800.921.011.001.041.031.081.031.010.840.770.880.961.101.181.201.261.091.151.231.281.151.030.830.900.800.830.900.880.860.920.991.091.001.081.17-
EPS Actual0.330.350.350.360.370.390.380.400.390.440.460.460.480.490.500.520.460.540.560.580.590.600.620.630.660.680.700.720.700.710.680.690.610.720.740.750.710.750.800.780.760.780.780.820.780.830.810.750.780.690.640.440.480.140.230.270.290.330.310.300.320.440.520.550.620.720.700.720.690.790.700.730.690.700.710.760.680.690.700.680.690.710.760.730.740.780.780.840.940.991.010.971.051.121.071.120.870.820.971.181.181.551.421.381.231.201.241.301.090.920.840.810.900.910.970.910.890.901.041.121.091.231.16-
Surprise3.13%2.94%0.00%0.00%2.78%2.63%2.70%0.00%-4.88%4.76%4.55%0.00%2.13%2.08%0.00%1.96%-11.54%0.00%0.00%0.00%0.00%0.00%1.64%1.61%0.00%0.00%0.00%1.41%-1.41%0.00%1.49%0.00%-3.17%5.88%1.37%-1.32%-5.33%1.35%3.90%-2.50%0.00%-2.50%-3.70%5.13%1.30%0.00%-3.57%-5.06%6.85%-1.43%-3.03%-20.00%50.00%27.27%-4.17%50.00%16.00%-2.94%14.81%20.00%0.00%2.33%4.00%3.77%6.90%2.86%-2.78%1.41%1.47%6.76%-1.41%1.39%-1.43%-6.67%-1.39%4.11%-2.86%-1.43%1.45%-5.56%6.15%4.41%7.04%-1.35%2.78%2.63%0.00%5.00%2.17%-1.98%1.00%-6.73%1.94%3.70%3.88%10.89%3.57%6.49%10.23%22.92%7.27%31.36%18.33%9.52%12.84%4.35%0.81%1.56%-5.22%-10.68%1.20%-10.00%12.50%9.64%7.78%3.41%3.49%-2.17%5.05%2.75%9.00%13.89%-0.85%-
Timing-----Pre-marketPre-marketPre-marketPre-market---------------Pre-marketPre-marketPre-market-Pre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap59.15B
Enterprise Value74.64B
Trailing P/E12.51
Forward P/E9.67
PEG Ratio1.10
Price / Sales3.24
Price / Book1.06
EPS3.87
Book Value46.78
Revenue (TTM)18.28B
Gross Profit (TTM)18.28B
Profit Margin28.38%
Operating Margin25.45%
Return on Equity8.16%
Return on Assets0.95%
Shares Outstanding1.22B
Shares Float1.20B
Beta0.91
Dividend Yield4.29%
Dividend Rate2.08
Payout Ratio36.88%

Analyst Ratings

Hold
Based on 22 analystsTarget 53.24
  • Strong Buy
    5
  • Buy
    2
  • Hold
    12
  • Sell
    2
  • Strong Sell
    1

Ownership Breakdown

Institutions
79.79%
Insiders
0.18%
Retail / Other
20.03%

Top Institutional Holders

  • BlackRock Inc
    99.56M8.15%
  • Capital Research & Mgmt Co - Division 3
    93.34M7.64%
  • Vanguard Capital Management, LLC
    81.31M6.66%
  • State Street Corp
    58.69M4.80%
  • Vanguard Portfolio Management, LLC
    41.89M3.43%
  • Bank of America Corp
    36.84M3.02%
  • Geode Capital Management, LLC
    31.93M2.61%
  • Morgan Stanley - Brokerage Accounts
    22.54M1.84%
  • Charles Schwab Investment Management Inc
    17.61M1.44%
  • Victory Capital Management Inc.
    15.70M1.29%
  • Amvescap Plc.
    15.38M1.26%
  • Northern Trust Corp
    12.59M1.03%

Top Fund Holders

  • American Funds Washington Mutual A
    40.35M3.30%
  • Vanguard MStar Total Stk Mkt Idx Invest
    38.76M3.17%
  • Vanguard 500 Index Investor
    32.08M2.63%
  • Vanguard MStar Mid Cap Index Instl
    26.16M2.14%
  • American Funds Fundamental Invs A
    22.40M1.83%
  • iShares Core S&P 500 ETF
    16.28M1.33%
  • Fidelity 500 Index
    16.17M1.32%
  • State Street® SPDR® S&P 500® ETF
    14.96M1.22%

Dividends

20264×
0.52Nov 13, 20260.52Aug 14, 20260.52May 8, 20260.52Feb 13, 2026
20254×
0.52Nov 14, 20250.52Aug 8, 20250.52May 9, 20250.52Feb 14, 2025
20244×
0.52Nov 8, 20240.52Aug 9, 20240.52May 9, 20240.52Feb 8, 2024
20234×
0.52Nov 9, 20230.52Aug 10, 20230.52May 11, 20230.52Feb 9, 2023
20224×
0.52Nov 9, 20220.52Aug 11, 20220.48May 12, 20220.48Feb 10, 2022
20214×
0.48Nov 10, 20210.48Aug 12, 20210.45May 13, 20210.45Feb 11, 2021

Stock Splits

  • Aug 4, 19982:1
  • Jul 3, 19893:2
  • Jun 23, 19873:2
  • Apr 29, 19852:1
  • Jul 1, 19835:4