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UBS Group AG

UBS Group AG

UBS · NYSE · Financial Services / Banks - Diversified

48.31USD-0.13 (-0.27%)

Price History

Full chart

Market Stats

Previous Close48.44
Open48.35
Day Range48.08 – 48.42
52-Week Range35.37 – 55.99
Volume1.08M
Market Cap145.85B
P/E (TTM)15.88
Forward P/E10.92
EPS3.03
Dividend Yield2.36%
Beta0.85
50-Day Avg50.43
200-Day Avg47.07

About

UBS Group AG operates as a wealth manager and bank worldwide. It operates through five segments: Global Wealth Management, Personal & Corporate Banking, Asset Management, Investment Bank, and Non-Core and Legacy. The Global Wealth Management segment offers financial services, advice, and solutions; investment management, estate planning, and corporate advice services; and wealth management and banking products and services to private wealth and institutional customers. Its Personal & Corporate Banking segment provides banking, retirement, financing, investments, and strategic transactions to private, corporate, and institutional customers through its branch network and digital channels in Switzerland. The Asset Management segment offers diversified asset management services. Its Investment Bank segment provides equities, foreign exchange, precious metals, research, advisory, and capital markets services to institutional, corporate, financial sponsor, and Global Wealth Management customers, as well as focused rates and credit platform. The company also offers lending products, such as securities-based lending, mortgages, structured products, and tailored solutions; collateralized lending residential and commercial real estate, primarily against securities, residential and commercial real estate, other real assets (such as ships and aircraft), private market and hedge fund interest; and unsecured lending. The company was formerly known as UBS AG and changed its name to UBS Group AG in December 2014. UBS Group AG was founded in 1862 and is headquartered in Zurich, Switzerland.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Diversified
  • CEOMr. Sergio P. Ermotti
  • Employees99.08K
  • HeadquartersBahnhofstr. 45, Zurich, Switzerland, 8098, USA
  • Websitehttps://www.ubs.com

Leadership

  • Mr. Sergio P. ErmottiGroup CEO & President of the Group Executive Board · b. 1960
  • Mr. Todd TucknerGroup CFO & Member of Executive Board · b. 1965
  • Mr. George AthanasopoulosCo-President Investment Bank & Member of Executive Board · b. 1969
  • Dr. Sabine Keller-BussePresident UBS Switzerland, President of Personal & Corporate Banking and Member of the GEB · b. 1965
  • Mr. Robert KarofskyPresident of UBS Americas, Co-President Global Wealth Management & Member of GEB · b. 1967
  • Mr. Marco IllyCo-President of the Investment Bank & Member of Executive Board · b. 1972
  • Mr. Iqbal Khan CPAPresident of UBS Asia-Pacific, Co-President Global Wealth Management & Member of Group Exec. Board · b. 1976
  • Ms. Beatriz Martin JimenezGroup COO, Head of Non-Core & Legacy, President of EMEA and Member of Executive Board · b. 1973
  • Mr. Stefan SeilerHead of Group HR & Corp. Services, Security and Member of the Executive Board · b. 1974
  • Ms. Barbara LeviGroup General Counsel & Member of Group Executive Board · b. 1971

Financials

Income Statement

Currency: USD1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue59.15B79.93B79.47B73.63B65.87B63.80B90.67B128.31B154.70B64.72B41.04B44.49B38.77B36.44B35.74B32.81B36.49B36.91B35.78B36.85B35.47B32.07B35.03B36.82B57.38B74.22B73.84B
Growth (%)-+35.13%-0.58%-7.35%-10.54%-3.14%+42.11%+41.51%+20.57%-58.16%-36.59%+8.41%-12.86%-6.01%-1.92%-8.19%+11.22%+1.16%-3.08%+2.99%-3.73%-9.59%+9.21%+5.12%+55.83%+29.34%-0.51%
Cost of Revenue956.77M-130.80M484.27M237.68M123.93M-240.25M-374.99M-156.26M255.42M3.05B1.83B66.39M83.73M121.73M51.52M74.23M117.44M38.86M129.17M115.16M7.13B4.36B2.84B6.09B25.02B33.13B27.07B
Gross Profit58.19B80.06B78.99B73.39B65.75B64.04B91.04B128.46B154.45B61.67B39.21B44.42B38.69B36.32B35.69B32.74B36.37B36.88B35.65B36.73B28.34B27.71B32.18B30.73B32.36B41.09B46.77B
Gross Margin98.38%100.16%99.39%99.68%99.81%100.38%100.41%100.12%99.83%95.28%95.53%99.85%99.78%99.67%99.86%99.77%99.68%99.89%99.64%99.69%79.90%86.39%91.88%83.45%56.39%55.36%63.34%
Operating Expense45.58B46.77B48.44B49.04B36.82B53.90B78.14B113.80B158.21B90.14B25.84B23.23B33.36B27.64B23.72B30.41B36.34B36.85B35.62B30.78B22.87B20.51B23.51B21.85B8.18B34.90B37.92B
Operating Income12.61B33.29B30.54B24.35B28.92B10.14B12.90B14.66B-3.77B-28.47B13.37B21.19B5.32B8.68B11.96B2.33B30.61M28.32M29.07M5.95B5.47B7.20B8.67B8.88B24.17B6.19B8.85B
Operating Margin21.32%41.65%38.43%33.07%43.91%15.89%14.23%11.42%-2.44%-43.99%32.58%47.64%13.73%23.82%33.47%7.10%0.08%0.08%0.08%16.14%15.42%22.45%24.75%24.11%42.12%8.34%11.99%
EBITDA1.82B2.31B3.19B4.30B2.51B2.88B1.86B1.54B1.65B1.71B2.48B1.05B793.22M842.11M968.25M869.00M978.69M1.06B1.08B1.29B7.41B9.33B10.79B10.94B27.40B9.99B12.38B
EBITDA Margin3.08%2.89%4.01%5.85%3.82%4.52%2.05%1.20%1.07%2.65%6.05%2.36%2.05%2.31%2.71%2.65%2.68%2.88%3.01%3.51%20.89%29.08%30.80%29.71%47.74%13.46%16.77%
Net Income3.86B4.83B3.00B2.56B5.15B7.02B10.65B10.06B-5.69B-19.89B-2.64B7.97B4.40B-2.48B3.80B3.42B6.28B3.35B969.00M4.48B4.22B5.79B6.82B7.05B23.41B4.62B7.77B
Net Income Margin6.53%6.04%3.78%3.48%7.82%11.01%11.75%7.84%-3.68%-30.72%-6.44%17.92%11.34%-6.79%10.64%10.41%17.20%9.07%2.71%12.17%11.90%18.05%19.46%19.15%40.80%6.22%10.52%
R&D-----------------0---------
R&D as % of Total Revenue-----------------0.00%---------
Interest Expense18.64B27.02B26.70B21.30B22.47B24.08B37.78B66.36B91.48B55.74B16.44B13.54B11.84B10.94B8.28B6.72B6.52B7.47B6.63B7.75B7.05B3.75B2.98B6.07B24.14B32.63B26.55B
Interest Expense % of Total Revenue31.52%33.81%33.59%28.93%34.11%37.75%41.67%51.72%59.13%86.13%40.06%30.44%30.54%30.03%23.18%20.47%17.87%20.24%18.54%21.03%19.89%11.70%8.51%16.48%42.07%43.97%35.95%

Balance Sheet

Currency: USD1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets562.95B673.85B756.37B855.25B1.12T1.52T1.57T1.93T2.01T1.88T1.34T1.41T1.51T1.38T1.04T1.07T953.85B917.07B939.28B958.49B972.18B1.13T1.12T1.10T1.72T1.57T1.62T
Total Liabilities543.46B644.28B727.61B824.46B1.09T1.48T1.53T1.88T1.97T1.84T1.25T1.35T1.45T1.33T989.42B1.02T895.87B864.34B886.73B905.38B917.48B1.07T1.06T1.05T1.63T1.48T1.53T
Total Equity19.22B27.78B26.27B28.23B28.59B30.65B33.50B40.77B32.53B30.38B39.63B46.78B51.57B50.33B54.09B51.18B55.96B52.73B52.49B52.93B54.71B59.84B61.00B57.22B86.11B85.08B90.21B
Cash65.74B61.08B127.61B127.29B200.97B229.19B29.68B2.87B16.58B47.11B36.43B47.15B67.85B95.96B98.88B100.39B105.70B118.69B92.15B109.42B107.07B158.23B194.80B172.82B317.21B225.71B209.86B
Total Debt35.37B80.32B94.28B153.94B96.97B103.25B44.18B494.44B521.72B301.55B176.74B199.32B243.46B178.08B137.79B139.53B135.65B176.59B146.10B152.73B181.25B247.14B256.05B217.94B399.50B353.05B356.12B
Net Debt-30.37B19.24B-33.33B26.65B-104.00B-125.94B14.49B491.57B505.13B254.44B140.32B152.17B175.61B82.12B31.02B19.46B29.95B-118.69B53.95B41.99B70.24B42.24B23.84B20.45B82.28B127.35B146.26B

Cash Flow

Currency: USD1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.79B7.25B7.77B-1.71B2.75B-24.45B-48.11B-3.86B-45.20B72.07B52.65B1.93B-15.13B73.45B61.21B8.49B3.15B-16.15B-52.27B28.91B19.70B36.96B31.43B14.65B86.07B3.28B17.33B
Investing Cash Flow928.00M-11.86B-4.70B1.00B1.19B-1.29B-1.83B3.64B2.43B-1.57B-19.87B-27.49B20.59B-16.25B6.15B2.63B-8.44B35.66B5.24B-6.13B-1.56B-6.79B-2.12B-12.45B103.23B709.00M-18.09B
Financing Cash Flow8.86B-980.00M10.93B-23.51B-10.76B34.91B49.13B38.89B65.04B-5.19B-52.35B1.89B2.84B-41.67B-73.23B-1.51B-6.67B-612.00M27.32B190.00M-25.61B12.43B10.35B-9.09B-58.26B-84.17B-24.48B
Capital Expenditure1.77B1.02B990.00M1.28B1.11B1.01B1.44B1.47B1.68B1.14B825.12M578.76M1.20B1.22B1.39B1.94B1.86B1.74B1.64B1.69B1.58B1.85B1.84B1.64B1.69B2.01B1.87B
Free Cash Flow24.00M6.23B6.78B-2.99B1.64B-25.45B-49.55B-5.33B-46.88B70.94B51.83B12.22B-16.33B72.22B59.82B6.56B1.28B-17.90B-53.90B27.23B18.12B35.10B29.58B13.00B84.38B1.27B15.46B
Dividends Paid1.31B2.43B278.00M273.00M2.08B2.80B3.10B3.22B4.31B----413.96M579.97M938.00M2.76B3.16B2.25B2.39B2.54B2.61B1.30B1.67B1.68B2.26B2.27B
FCF to OCF1.34%85.98%87.26%174.59%59.56%104.12%102.99%138.07%103.72%98.42%98.43%631.54%107.93%98.33%97.72%77.20%40.78%110.80%103.13%94.16%91.96%94.98%94.14%88.78%98.04%38.76%89.19%
Dividend Paid to FCF5475.00%39.06%4.10%-9.13%127.09%-11.01%-6.26%-60.34%-9.18%----0.57%0.97%14.30%215.15%-17.68%-4.17%8.77%14.04%7.43%4.40%12.83%1.99%177.50%14.71%

Earnings

Report DateFeb 13, 2007May 3, 2007Aug 13, 2007Oct 30, 2007Feb 14, 2008May 6, 2008Aug 12, 2008Nov 4, 2008Feb 10, 2009May 4, 2010Jul 27, 2010Oct 26, 2010Feb 8, 2011Apr 26, 2011Jul 26, 2011Oct 25, 2011Feb 6, 2012May 2, 2012Aug 1, 2012Oct 30, 2012Mar 31, 2013Jun 30, 2013Jul 30, 2013Dec 31, 2013Feb 4, 2014May 6, 2014Jul 29, 2014Oct 28, 2014Feb 10, 2015May 5, 2015Jul 27, 2015Nov 3, 2015Feb 2, 2016May 3, 2016Jul 29, 2016Oct 28, 2016Jan 27, 2017Apr 28, 2017Jul 28, 2017Oct 27, 2017Jan 22, 2018Apr 23, 2018Jul 24, 2018Oct 25, 2018Jan 22, 2019Apr 25, 2019Aug 20, 2019Nov 20, 2019Jan 21, 2020May 5, 2020Jul 21, 2020Oct 20, 2020Jan 26, 2021Apr 27, 2021Jul 20, 2021Oct 26, 2021Feb 1, 2022Apr 26, 2022Jul 26, 2022Oct 25, 2022Jan 31, 2023Apr 25, 2023Aug 31, 2023Nov 7, 2023Feb 6, 2024May 7, 2024Aug 14, 2024Oct 30, 2024Feb 3, 2025Apr 30, 2025Jul 29, 2025Oct 29, 2025Feb 4, 2026Apr 29, 2026Jul 29, 2026Oct 28, 2026Nov 4, 2026
EPS Estimate1.141.241.24-0.16-3.84-4.33-1.090.09-1.150.420.220.330.360.490.55-0.480.250.370.390.280.000.000.200.000.150.310.260.380.350.400.360.370.390.29-0.290.180.330.340.350.210.360.370.320.230.250.370.250.190.390.210.260.280.470.440.450.270.500.480.460.380.550.491.270.200.240.300.370.340.440.920.600.670.830.900.911.04
EPS Actual1.111.181.34-0.36-5.07-4.92-0.160.08-2.220.550.470.420.350.500.310.320.110.250.120.360.270.190.170.270.320.300.200.230.280.430.290.590.360.270.310.310.250.390.360.320.260.380.370.340.190.300.370.310.270.430.330.560.460.490.550.630.390.610.610.520.500.32-0.02-0.24-0.510.520.340.530.390.600.820.920.670.950.870.85-
Surprise-2.63%-4.84%8.06%-125.00%-32.03%-13.63%85.32%-11.11%-93.04%30.95%113.64%27.27%-2.78%2.04%-43.64%166.67%-56.00%-32.43%-69.23%28.57%---17.05%-113.33%-3.23%-23.08%-39.47%-20.00%7.50%-19.44%59.46%-7.69%-6.90%-6.90%38.89%18.18%5.88%-8.57%23.81%5.56%0.00%6.25%-17.39%20.00%0.00%24.00%42.11%10.26%57.14%115.38%64.29%4.26%25.00%40.00%44.44%22.00%27.08%13.04%31.58%-41.82%-104.08%-118.90%-355.00%116.67%13.33%43.24%14.71%36.36%-10.87%53.33%0.00%14.46%-3.33%-6.59%-
Timing---------------------------Pre-marketPre-market---Pre-marketPre-marketPre-marketPre-market-Pre-market--Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-market-Pre-market-Pre-market--------Pre-marketAfter-hoursPre-marketAfter-hoursPre-market-Pre-marketPre-marketPre-market-

Key Statistics & Ratios

Market Cap145.85B
Enterprise Value167.37B
Trailing P/E15.88
Forward P/E10.92
PEG Ratio0.64
Price / Sales2.73
Price / Book1.60
EPS3.03
Book Value29.18
Revenue (TTM)53.52B
Gross Profit (TTM)53.52B
Profit Margin18.18%
Operating Margin27.10%
Return on Equity10.67%
Return on Assets0.57%
Shares Outstanding3.03B
Shares Float3.05B
Beta0.85
Dividend Yield2.36%
Dividend Rate1.10
Payout Ratio25.78%

Analyst Ratings

Buy
Based on 3 analystsTarget 54.53
  • Strong Buy
    1
  • Hold
    2

Ownership Breakdown

Institutions
51.25%
Insiders
0.06%
Retail / Other
48.69%

Top Institutional Holders

  • UBS Group AG
    107.14M3.50%
  • Vanguard Capital Management, LLC
    98.08M3.20%
  • NORGES BANK
    95.85M3.13%
  • Fisher Asset Management, LLC
    64.92M2.12%
  • Massachusetts Financial Services Company
    62.93M2.06%
  • Wellington Management Company LLP
    59.55M1.95%
  • FMR Inc
    55.54M1.81%
  • Zurcher Kantonalbank
    55.23M1.80%
  • Cevian Capital II Gp Limited
    48.12M1.57%
  • Pictet Asset Manangement SA
    36.74M1.20%
  • Dodge & Cox
    33.63M1.10%
  • Assenagon Asset Management SA
    33.07M1.08%
  • JPMorgan Chase & Co
    29.67M0.97%
  • Vanguard Fiduciary Trust Co
    27.71M0.91%
  • Amundi
    25.46M0.83%

Top Fund Holders

  • Vanguard Total Intl Stock Index Inv
    45.80M1.50%
  • Dodge & Cox International Stock I
    32.08M1.05%
  • Artisan International Value Investor
    31.74M1.04%
  • Vanguard Developed Markets Index Admiral
    30.23M0.99%
  • Vanguard Wellington Inv
    25.91M0.85%

Dividends

20261×
1.10Apr 22, 2026
20252×
0.45Apr 16, 20250.90Apr 15, 2025
20242×
0.35May 1, 20240.70Apr 30, 2024
20231×
0.55Apr 12, 2023
20221×
0.50Apr 12, 2022
20211×
0.37Apr 13, 2021
20203×
0.37Nov 24, 20200.73May 6, 20200.36May 5, 2020
20191×
0.69May 6, 2019
20181×
0.65May 7, 2018
20171×
0.61May 8, 2017
20162×
0.88May 12, 20160.60May 11, 2016
20152×
0.26Sep 18, 20150.54May 11, 2015
20141×
0.28May 12, 2014
20131×
0.16May 6, 2013
20121×
0.11May 7, 2012
20071×
1.83Apr 19, 2007
20061×
2.52Apr 20, 2006
20051×
1.65Apr 22, 2005

Stock Splits

  • Jul 10, 20062:1
  • Jul 16, 20013:1