U.S. Bancorp

U.S. Bancorp

USB-PH · NYSE · Financial Services / Banks - Regional

17.12USD+0.14 (+0.82%)

Price History

Full chart

Market Stats

Previous Close16.98
Open16.98
Day Range16.98 – 17.18
52-Week Range16.62 – 18.67
Volume89.40K
Market Cap77.52B
P/E (TTM)3.73
Forward P/E0.00
EPS4.64
Dividend Yield6.77%
Beta1.03
50-Day Avg18.04
200-Day Avg18.60

About

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMs. Gunjan Kedia
  • Employees70.00K
  • Headquarters800 Nicollet Mall, Minneapolis, MN, United States, 55402, USA
  • Websitehttps://www.usbank.com

Leadership

  • Ms. Gunjan KediaPresident, CEO & Chairman · b. 1971
  • Mr. John C. SternVice Chair & Chief Financial Officer · b. 1979
  • Mr. Elcio R. T. BarcelosSenior EVP & Chief Human Resources Officer · b. 1971
  • Mr. Stephen L. PhilipsonVice Chair & Head of Wealth, Corporate, Commercial and Institutional Banking · b. 1980
  • Mr. Toby ClementsSenior EVP & Chief Operations Officer
  • Mr. Alan FlanaganHead of Global Investment Services
  • Ms. Jennifer Ann Thompson C.F.A.EVP & Head of Corporate Finance
  • Mr. Dilip VenkatachariSenior EVP and Chief Information & Technology Officer · b. 1960
  • Mr. Adam C. GravesSenior EVP and Head of Enterprise Strategy & Administration · b. 1979
  • Mr. Brian James MauneyHead of Investor Relations

Financials

Income Statement

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue---636.00M663.10M659.20M2.22B2.23B686.70M848.50M2.90B5.61B7.66B8.44B16.96B15.62B14.70B14.57B14.71B16.60B19.21B20.43B19.23B19.49B20.52B21.40B22.20B21.06B21.39B21.20B22.42B23.66B25.77B27.32B25.24B23.71B27.40B40.62B42.71B42.86B
Growth (%)----+4.26%-0.59%+236.32%+0.65%-69.23%+23.56%+241.44%+93.78%+36.52%+10.07%+101.01%-7.90%-5.84%-0.91%+0.92%+12.86%+15.78%+6.33%-5.89%+1.36%+5.27%+4.29%+3.75%-5.15%+1.58%-0.92%+5.80%+5.53%+8.93%+6.01%-7.63%-6.05%+15.55%+48.26%+5.14%+0.35%
Cost of Revenue---371.70M380.60M347.30M869.60M654.10M248.00M357.30M1.12B2.35B2.73B2.95B6.85B7.12B4.03B3.32B2.74B4.16B6.07B7.24B7.78B8.58B6.93B4.86B4.02B3.02B2.68B2.36B2.79B3.36B4.63B5.95B5.82B-180.00M5.19B14.89B17.61B15.93B
Gross Profit---264.30M282.50M311.90M1.35B1.58B438.70M491.20M1.78B3.26B4.94B5.49B10.10B8.49B10.68B11.25B11.96B12.43B13.15B13.19B11.45B10.91B13.58B16.54B18.18B18.04B18.71B18.84B19.63B20.31B21.14B21.38B19.42B23.89B22.21B25.74B25.10B26.93B
Gross Margin---41.56%42.60%47.31%60.78%70.69%63.89%57.89%61.32%58.14%64.43%65.06%59.60%54.38%72.60%77.20%81.34%74.92%68.43%64.57%59.53%55.99%66.20%77.29%81.89%85.65%87.46%88.87%87.55%85.82%82.03%78.24%76.94%100.76%81.04%63.36%58.76%62.83%
Operating Expense---184.20M189.80M216.00M1.11B1.10B260.30M286.20M1.15B2.10B2.84B3.13B5.72B6.15B5.74B5.60B5.79B5.86B6.29B6.91B7.35B8.28B9.38B9.91B10.46B10.27B10.71B10.81B11.53B12.79B12.46B12.79B13.37B13.73B14.91B18.87B17.19B17.41B
Operating Income40.10M41.50M55.40M80.10M92.70M95.90M233.10M476.80M178.40M205.00M624.10M1.16B2.09B2.36B4.39B2.34B4.94B5.65B6.18B6.57B6.86B6.29B4.10B2.63B4.20B6.63B7.73B7.76B8.00B8.03B8.11B7.52B8.68B8.59B6.05B10.17B7.30B6.87B7.91B9.52B
Operating Margin---12.59%13.98%14.55%10.51%21.37%25.98%24.16%21.54%20.65%27.32%28.00%25.88%15.00%33.56%38.79%42.00%39.59%35.72%30.77%21.32%13.50%20.47%30.98%34.80%36.87%37.37%37.89%36.14%31.77%33.67%31.45%23.97%42.87%26.65%16.90%18.52%22.20%
EBITDA40.10M41.50M55.40M98.10M110.60M115.50M321.20M621.30M209.00M238.70M746.70M1.37B2.37B2.67B5.04B3.16B5.77B6.61B6.91B7.26B7.45B6.91B4.67B3.24B4.80B7.19B8.29B8.28B8.50B8.51B8.57B7.99B9.14B9.10B6.58B10.66B7.86B7.88B8.85B10.39B
EBITDA Margin---15.42%16.68%17.52%14.49%27.84%30.44%28.13%25.77%24.47%30.90%31.65%29.74%20.21%39.27%45.36%47.02%43.75%38.78%33.80%24.30%16.62%23.37%33.62%37.33%39.34%39.72%40.16%38.24%33.74%35.48%33.29%26.06%44.96%28.69%19.40%20.72%24.25%
Net Income40.10M41.50M55.40M58.00M64.90M65.80M311.80M298.00M116.60M136.60M415.40M760.70M1.33B1.51B2.88B1.48B3.17B3.73B4.17B4.49B4.75B4.32B2.95B2.21B3.32B4.87B5.65B5.84B5.85B5.88B5.89B6.22B7.10B6.91B4.96B7.96B5.83B5.43B6.30B7.58B
Net Income Margin---9.12%9.79%9.98%14.06%13.35%16.98%16.10%14.34%13.55%17.32%17.86%16.96%9.47%21.54%25.62%28.34%27.05%24.73%21.16%15.32%11.31%16.17%22.77%25.43%27.71%27.35%27.74%26.26%26.28%27.53%25.30%19.65%33.58%21.26%13.36%14.75%17.68%
R&D-----------------------------0000-------
R&D as % of Total Revenue-----------------------------0.00%0.00%0.00%0.00%-------
Interest Expense---336.30M340.20M307.40M686.20M528.90M223.60M332.20M1.02B2.15B2.35B2.42B6.02B4.60B2.68B2.07B2.08B3.50B5.52B6.45B4.69B3.02B2.58B2.52B2.14B1.68B1.45B1.23B1.47B1.97B3.25B4.44B2.02B993.00M3.22B12.61B15.38B14.32B
Interest Expense % of Total Revenue---52.88%51.30%46.63%30.95%23.70%32.56%39.15%35.32%38.22%30.62%28.64%35.52%29.43%18.22%14.20%14.11%21.07%28.74%31.55%24.37%15.50%12.57%11.76%9.63%7.98%6.79%5.78%6.55%8.31%12.62%16.26%7.98%4.19%11.74%31.04%36.00%33.41%

Balance Sheet

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets---5.95B6.30B6.65B26.63B26.39B9.39B9.57B10.09B32.86B74.28B81.53B164.92B171.39B180.03B189.47B195.10B209.47B219.23B237.62B265.91B281.18B307.79B340.12B353.86B364.02B402.53B421.85B445.96B462.04B467.37B495.43B553.90B573.28B674.80B663.49B678.32B692.35B
Total Liabilities---5.49B5.80B6.09B24.31B24.14B8.67B8.75B9.24B30.11B67.67B73.89B149.75B154.93B161.93B170.23B175.56B189.38B198.03B216.57B238.88B254.51B277.46B305.15B313.59B322.21B358.36B375.04B398.03B412.37B415.72B442.94B500.18B517.90B623.57B607.72B619.28B626.69B
Total Equity---462.50M500.00M555.00M2.32B2.25B718.20M820.20M855.10M2.75B6.60B7.64B15.17B16.46B18.10B19.24B19.54B20.09B21.20B21.05B26.30B25.96B29.52B33.98B39.00B41.11B43.48B46.13B47.30B49.04B51.03B51.85B53.09B54.92B50.77B55.31B58.58B65.19B
Cash---670.70M733.10M624.50M2.24B1.68B486.10M486.20M559.00M2.23B4.61B4.04B9.13B9.74B11.19B8.63B6.34B8.00B8.64B8.88B6.86B6.21B14.49B13.96B8.25B8.48B10.65B11.15B15.71B19.50B21.45B22.41B62.58B28.91B53.54B61.19B56.50B46.89B
Total Debt---373.80M553.70M561.00M1.82B1.98B1.20B896.20M1.17B5.16B12.10B19.77B37.05B43.21B39.39B44.67B47.82B57.27B64.53B75.81B72.34B63.89B64.09B62.42B51.82B47.66B62.15B60.91B47.29B48.91B55.48B63.89B53.06B43.92B71.05B66.76B73.52B77.93B
Net Debt----296.90M-179.40M-63.50M-419.00M298.00M715.10M410.00M609.70M2.93B7.50B15.73B27.92B33.47B28.20B36.04B41.49B49.27B55.90B66.93B65.48B57.69B49.61B48.46B43.57B39.18B51.50B49.77B31.58B29.41B34.03B41.48B-9.52B15.02B17.50B5.57B17.02B31.04B

Cash Flow

Currency: USD1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow101.40M94.20M121.10M668.20M567.30M205.80M114.50M840.30M1.07B1.37B2.69B4.72B2.18B3.79B8.68B5.22B3.48B5.39B2.90B5.31B7.60B5.24B9.82B7.96B11.45B5.33B8.78B5.34B6.47B10.56B4.89B3.72B9.87B21.12B8.45B11.27B7.97B
Investing Cash Flow-373.50M-305.80M-150.70M-132.40M-836.00M-824.00M558.00M33.00M-2.17B-3.91B-2.72B-7.30B-3.65B-1.94B-19.43B-8.52B-11.84B-8.82B-15.14B-16.32B-719.00M-16.37B-32.70B-20.25B-21.02B-29.81B-21.15B-17.96B-12.13B-8.98B-21.56B-15.44B-57.49B7.50B18.93B-24.53B-20.54B
Financing Cash Flow199.60M274.00M-79.00M-87.70M-432.00M543.70M-672.40M-585.10M1.00B2.59B-71.30M2.45B2.08B-395.40M8.33B1.05B10.03B4.02B12.48B8.99B-7.53B19.41B22.36B6.58B9.80B26.66B12.86B17.18B9.45B361.00M17.62B51.90B13.94B-3.98B-19.72B8.57B2.25B
Capital Expenditure9.20M8.00M16.70M99.30M111.60M30.50M20.00M83.50M623.30M155.80M134.00M382.80M299.20M429.80M670.10M192.00M07.31B10.19B18.23B1.70B8.77B15.68B16.00B13.98B13.57B00000556.00M661.00M06.03B00
Free Cash Flow92.20M86.20M104.40M568.90M455.70M175.30M94.50M756.80M442.70M1.22B2.55B4.34B1.88B3.36B8.01B5.03B3.48B5.39B2.90B5.31B7.60B5.24B9.82B7.96B11.45B5.33B8.78B5.34B6.47B10.56B4.89B3.72B9.87B21.12B8.45B11.27B7.97B
Dividends Paid24.80M27.10M28.90M103.30M137.50M40.40M46.40M171.70M352.90M516.40M573.10M1.27B1.24B1.48B1.56B1.82B2.25B2.39B2.85B3.03B1.30B472.00M935.00M1.55B1.83B1.97B2.02B2.08B2.21B2.37B2.75B2.85B2.89B3.08B3.31B3.45B3.50B
FCF to OCF90.93%91.51%86.21%85.14%80.33%85.18%82.53%90.06%41.53%88.65%95.01%91.90%86.29%88.65%92.28%96.33%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%
Dividend Paid to FCF26.90%31.44%27.68%18.16%30.17%23.05%49.10%22.69%79.72%42.44%22.45%29.28%65.60%44.11%19.43%36.16%64.57%44.37%97.97%57.04%17.11%9.01%9.52%19.49%15.99%36.93%22.99%38.92%34.18%22.40%56.15%76.75%29.25%14.56%39.20%30.59%43.94%

Earnings

Report DateOct 15, 2026Jan 19, 2027
EPS Estimate--
EPS Actual--
Surprise--
TimingPre-marketPre-market

Key Statistics & Ratios

Market Cap77.52B
Enterprise Value57.90B
Trailing P/E3.73
Forward P/E0.00
Price / Sales2.91
Price / Book0.00
EPS4.64
Book Value38.26
Revenue (TTM)27.89B
Gross Profit (TTM)27.89B
Profit Margin30.01%
Operating Margin40.14%
Return on Equity12.84%
Return on Assets1.20%
Shares Outstanding1.62B
Shares Float1.55B
Beta1.03
Dividend Yield6.77%
Dividend Rate1.17
Payout Ratio0.00%

Ownership Breakdown

Institutions
3.80%
Insiders
0.00%
Retail / Other
96.20%

Top Institutional Holders

  • Atlas Wealth LLC
    1.48M0.00%
  • Mengis Capital Management Inc
    31.60K0.00%
  • VIMA LLC
    6.52K0.00%
  • PNC Financial Services Group Inc
    1.58K0.00%
  • Quest Investment Management Inc
    00.00%
  • First Command Advisory Services, Inc.
    00.00%
  • Golden State Equity Partners
    00.00%

Dividends

20263×
0.29Sep 30, 20260.29Jun 30, 20260.28Mar 31, 2026
20254×
0.30Dec 31, 20250.33Sep 30, 20250.32Jun 30, 20250.32Mar 31, 2025
20244×
0.35Dec 31, 20240.39Sep 30, 20240.39Jun 28, 20240.39Mar 27, 2024
20234×
0.40Dec 28, 20230.39Sep 28, 20230.37Jun 29, 20230.34Mar 30, 2023
20224×
0.30Dec 29, 20220.22Sep 29, 20220.22Jun 29, 20220.22Mar 30, 2022
20214×
0.22Dec 30, 20210.22Sep 29, 20210.22Jun 29, 20210.22Mar 30, 2021
20201×
0.22Dec 30, 2020