U.S. Bancorp

U.S. Bancorp

USB-PP · NYSE · Financial Services / Banks - Regional

19.32USD-0.22 (-1.13%)

Price History

Full chart

Market Stats

Previous Close19.54
Open19.55
Day Range19.26 – 19.56
52-Week Range19.06 – 22.65
Volume80.07K
Market Cap69.33B
P/E (TTM)4.26
Forward P/E0.00
EPS4.64
Dividend Yield7.08%
Beta1.02
50-Day Avg20.56
200-Day Avg21.90

About

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMs. Gunjan Kedia
  • Employees70.00K
  • Headquarters800 Nicollet Mall, Minneapolis, MN, United States, 55402, USA
  • Websitehttps://www.usbank.com

Leadership

  • Ms. Gunjan KediaPresident, CEO & Chairman · b. 1971
  • Mr. John C. SternVice Chair & Chief Financial Officer · b. 1979
  • Mr. Elcio R. T. BarcelosSenior EVP & Chief Human Resources Officer · b. 1971
  • Mr. Stephen L. PhilipsonVice Chair & Head of Wealth, Corporate, Commercial and Institutional Banking · b. 1980
  • Ms. Jodi L. RichardVice Chair & Chief Risk Officer · b. 1969
  • Mr. Toby ClementsSenior EVP & Chief Operations Officer
  • Mr. Alan FlanaganHead of Global Investment Services
  • Ms. Jennifer Ann Thompson C.F.A.EVP & Head of Corporate Finance
  • Mr. Dilip VenkatachariSenior EVP and Chief Information & Technology Officer · b. 1960
  • Mr. Adam C. GravesSenior EVP and Head of Enterprise Strategy & Administration · b. 1979

Financials

Income Statement

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue---636.00M663.10M659.20M2.22B2.23B686.70M848.50M2.90B5.61B7.66B8.44B16.96B15.62B14.70B14.57B14.71B16.60B19.21B20.43B19.23B19.49B20.52B21.40B22.20B21.06B21.39B21.20B22.42B23.66B25.77B27.32B25.24B23.71B27.40B40.62B42.71B42.86B
Growth (%)----+4.26%-0.59%+236.32%+0.65%-69.23%+23.56%+241.44%+93.78%+36.52%+10.07%+101.01%-7.90%-5.84%-0.91%+0.92%+12.86%+15.78%+6.33%-5.89%+1.36%+5.27%+4.29%+3.75%-5.15%+1.58%-0.92%+5.80%+5.53%+8.93%+6.01%-7.63%-6.05%+15.55%+48.26%+5.14%+0.35%
Cost of Revenue---371.70M380.60M347.30M869.60M654.10M248.00M357.30M1.12B2.35B2.73B2.95B6.85B7.12B4.03B3.32B2.74B4.16B6.07B7.24B7.78B8.58B6.93B4.86B4.02B3.02B2.68B2.36B2.79B3.36B4.63B5.95B5.82B-180.00M5.19B14.89B17.61B15.93B
Gross Profit---264.30M282.50M311.90M1.35B1.58B438.70M491.20M1.78B3.26B4.94B5.49B10.10B8.49B10.68B11.25B11.96B12.43B13.15B13.19B11.45B10.91B13.58B16.54B18.18B18.04B18.71B18.84B19.63B20.31B21.14B21.38B19.42B23.89B22.21B25.74B25.10B26.93B
Gross Margin---41.56%42.60%47.31%60.78%70.69%63.89%57.89%61.32%58.14%64.43%65.06%59.60%54.38%72.60%77.20%81.34%74.92%68.43%64.57%59.53%55.99%66.20%77.29%81.89%85.65%87.46%88.87%87.55%85.82%82.03%78.24%76.94%100.76%81.04%63.36%58.76%62.83%
Operating Expense---184.20M189.80M216.00M1.11B1.10B260.30M286.20M1.15B2.10B2.84B3.13B5.72B6.15B5.74B5.60B5.79B5.86B6.29B6.91B7.35B8.28B9.38B9.91B10.46B10.27B10.71B10.81B11.53B12.79B12.46B12.79B13.37B13.73B14.91B18.87B17.19B17.41B
Operating Income40.10M41.50M55.40M80.10M92.70M95.90M233.10M476.80M178.40M205.00M624.10M1.16B2.09B2.36B4.39B2.34B4.94B5.65B6.18B6.57B6.86B6.29B4.10B2.63B4.20B6.63B7.73B7.76B8.00B8.03B8.11B7.52B8.68B8.59B6.05B10.17B7.30B6.87B7.91B9.52B
Operating Margin---12.59%13.98%14.55%10.51%21.37%25.98%24.16%21.54%20.65%27.32%28.00%25.88%15.00%33.56%38.79%42.00%39.59%35.72%30.77%21.32%13.50%20.47%30.98%34.80%36.87%37.37%37.89%36.14%31.77%33.67%31.45%23.97%42.87%26.65%16.90%18.52%22.20%
EBITDA40.10M41.50M55.40M98.10M110.60M115.50M321.20M621.30M209.00M238.70M746.70M1.37B2.37B2.67B5.04B3.16B5.77B6.61B6.91B7.26B7.45B6.91B4.67B3.24B4.80B7.19B8.29B8.28B8.50B8.51B8.57B7.99B9.14B9.10B6.58B10.66B7.86B7.88B8.85B10.39B
EBITDA Margin---15.42%16.68%17.52%14.49%27.84%30.44%28.13%25.77%24.47%30.90%31.65%29.74%20.21%39.27%45.36%47.02%43.75%38.78%33.80%24.30%16.62%23.37%33.62%37.33%39.34%39.72%40.16%38.24%33.74%35.48%33.29%26.06%44.96%28.69%19.40%20.72%24.25%
Net Income40.10M41.50M55.40M58.00M64.90M65.80M311.80M298.00M116.60M136.60M415.40M760.70M1.33B1.51B2.88B1.48B3.17B3.73B4.17B4.49B4.75B4.32B2.95B2.21B3.32B4.87B5.65B5.84B5.85B5.88B5.89B6.22B7.10B6.91B4.96B7.96B5.83B5.43B6.30B7.58B
Net Income Margin---9.12%9.79%9.98%14.06%13.35%16.98%16.10%14.34%13.55%17.32%17.86%16.96%9.47%21.54%25.62%28.34%27.05%24.73%21.16%15.32%11.31%16.17%22.77%25.43%27.71%27.35%27.74%26.26%26.28%27.53%25.30%19.65%33.58%21.26%13.36%14.75%17.68%
R&D-----------------------------0000-------
R&D as % of Total Revenue-----------------------------0.00%0.00%0.00%0.00%-------
Interest Expense---336.30M340.20M307.40M686.20M528.90M223.60M332.20M1.02B2.15B2.35B2.42B6.02B4.60B2.68B2.07B2.08B3.50B5.52B6.45B4.69B3.02B2.58B2.52B2.14B1.68B1.45B1.23B1.47B1.97B3.25B4.44B2.02B993.00M3.22B12.61B15.38B14.32B
Interest Expense % of Total Revenue---52.88%51.30%46.63%30.95%23.70%32.56%39.15%35.32%38.22%30.62%28.64%35.52%29.43%18.22%14.20%14.11%21.07%28.74%31.55%24.37%15.50%12.57%11.76%9.63%7.98%6.79%5.78%6.55%8.31%12.62%16.26%7.98%4.19%11.74%31.04%36.00%33.41%

Balance Sheet

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets---5.95B6.30B6.65B26.63B26.39B9.39B9.57B10.09B32.86B74.28B81.53B164.92B171.39B180.03B189.47B195.10B209.47B219.23B237.62B265.91B281.18B307.79B340.12B353.86B364.02B402.53B421.85B445.96B462.04B467.37B495.43B553.90B573.28B674.80B663.49B678.32B692.35B
Total Liabilities---5.49B5.80B6.09B24.31B24.14B8.67B8.75B9.24B30.11B67.67B73.89B149.75B154.93B161.93B170.23B175.56B189.38B198.03B216.57B238.88B254.51B277.46B305.15B313.59B322.21B358.36B375.04B398.03B412.37B415.72B442.94B500.18B517.90B623.57B607.72B619.28B626.69B
Total Equity---462.50M500.00M555.00M2.32B2.25B718.20M820.20M855.10M2.75B6.60B7.64B15.17B16.46B18.10B19.24B19.54B20.09B21.20B21.05B26.30B25.96B29.52B33.98B39.00B41.11B43.48B46.13B47.30B49.04B51.03B51.85B53.09B54.92B50.77B55.31B58.58B65.19B
Cash---670.70M733.10M624.50M2.24B1.68B486.10M486.20M559.00M2.23B4.61B4.04B9.13B9.74B11.19B8.63B6.34B8.00B8.64B8.88B6.86B6.21B14.49B13.96B8.25B8.48B10.65B11.15B15.71B19.50B21.45B22.41B62.58B28.91B53.54B61.19B56.50B46.89B
Total Debt---373.80M553.70M561.00M1.82B1.98B1.20B896.20M1.17B5.16B12.10B19.77B37.05B43.21B39.39B44.67B47.82B57.27B64.53B75.81B72.34B63.89B64.09B62.42B51.82B47.66B62.15B60.91B47.29B48.91B55.48B63.89B53.06B43.92B71.05B66.76B73.52B77.93B
Net Debt----296.90M-179.40M-63.50M-419.00M298.00M715.10M410.00M609.70M2.93B7.50B15.73B27.92B33.47B28.20B36.04B41.49B49.27B55.90B66.93B65.48B57.69B49.61B48.46B43.57B39.18B51.50B49.77B31.58B29.41B34.03B41.48B-9.52B15.02B17.50B5.57B17.02B31.04B

Cash Flow

Currency: USD1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow101.40M94.20M121.10M668.20M567.30M205.80M114.50M840.30M1.07B1.37B2.69B4.72B2.18B3.79B8.68B5.22B3.48B5.39B2.90B5.31B7.60B5.24B9.82B7.96B11.45B5.33B8.78B5.34B6.47B10.56B4.89B3.72B9.87B21.12B8.45B11.27B7.97B
Investing Cash Flow-373.50M-305.80M-150.70M-132.40M-836.00M-824.00M558.00M33.00M-2.17B-3.91B-2.72B-7.30B-3.65B-1.94B-19.43B-8.52B-11.84B-8.82B-15.14B-16.32B-719.00M-16.37B-32.70B-20.25B-21.02B-29.81B-21.15B-17.96B-12.13B-8.98B-21.56B-15.44B-57.49B7.50B18.93B-24.53B-20.54B
Financing Cash Flow199.60M274.00M-79.00M-87.70M-432.00M543.70M-672.40M-585.10M1.00B2.59B-71.30M2.45B2.08B-395.40M8.33B1.05B10.03B4.02B12.48B8.99B-7.53B19.41B22.36B6.58B9.80B26.66B12.86B17.18B9.45B361.00M17.62B51.90B13.94B-3.98B-19.72B8.57B2.25B
Capital Expenditure9.20M8.00M16.70M99.30M111.60M30.50M20.00M83.50M623.30M155.80M134.00M382.80M299.20M429.80M670.10M192.00M07.31B10.19B18.23B1.70B8.77B15.68B16.00B13.98B13.57B00000556.00M661.00M06.03B00
Free Cash Flow92.20M86.20M104.40M568.90M455.70M175.30M94.50M756.80M442.70M1.22B2.55B4.34B1.88B3.36B8.01B5.03B3.48B5.39B2.90B5.31B7.60B5.24B9.82B7.96B11.45B5.33B8.78B5.34B6.47B10.56B4.89B3.72B9.87B21.12B8.45B11.27B7.97B
Dividends Paid24.80M27.10M28.90M103.30M137.50M40.40M46.40M171.70M352.90M516.40M573.10M1.27B1.24B1.48B1.56B1.82B2.25B2.39B2.85B3.03B1.30B472.00M935.00M1.55B1.83B1.97B2.02B2.08B2.21B2.37B2.75B2.85B2.89B3.08B3.31B3.45B3.50B
FCF to OCF90.93%91.51%86.21%85.14%80.33%85.18%82.53%90.06%41.53%88.65%95.01%91.90%86.29%88.65%92.28%96.33%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%
Dividend Paid to FCF26.90%31.44%27.68%18.16%30.17%23.05%49.10%22.69%79.72%42.44%22.45%29.28%65.60%44.11%19.43%36.16%64.57%44.37%97.97%57.04%17.11%9.01%9.52%19.49%15.99%36.93%22.99%38.92%34.18%22.40%56.15%76.75%29.25%14.56%39.20%30.59%43.94%

Earnings

Report DateJul 11, 1995Oct 12, 1995Jan 11, 1996Apr 9, 1996Jul 11, 1996Oct 10, 1996Jan 14, 1997Apr 8, 1997Jul 10, 1997Oct 14, 1997Jan 13, 1998Apr 14, 1998Jul 14, 1998Oct 13, 1998Jan 12, 1999Apr 13, 1999Jul 13, 1999Oct 12, 1999Jan 14, 2000Apr 11, 2000Jul 17, 2000Oct 10, 2000Jan 16, 2001Apr 17, 2001Jul 17, 2001Oct 16, 2001Jan 15, 2002Apr 16, 2002Jul 16, 2002Oct 15, 2002Jan 21, 2003Apr 15, 2003Jul 15, 2003Oct 21, 2003Jan 20, 2004Apr 20, 2004Jul 20, 2004Oct 19, 2004Jan 18, 2005Apr 19, 2005Jul 19, 2005Oct 18, 2005Jan 17, 2006Apr 18, 2006Jul 18, 2006Oct 17, 2006Jan 16, 2007Apr 17, 2007Jul 17, 2007Oct 16, 2007Jan 15, 2008Apr 15, 2008Jul 15, 2008Oct 21, 2008Jan 21, 2009Apr 21, 2009Jul 22, 2009Oct 21, 2009Jan 20, 2010Apr 20, 2010Jul 21, 2010Oct 20, 2010Jan 19, 2011Apr 19, 2011Jul 20, 2011Oct 19, 2011Jan 18, 2012Apr 17, 2012Jul 18, 2012Oct 17, 2012Jan 16, 2013Apr 16, 2013Jul 17, 2013Oct 16, 2013Jan 22, 2014Apr 16, 2014Jul 16, 2014Oct 22, 2014Jan 21, 2015Apr 15, 2015Jul 15, 2015Oct 15, 2015Jan 15, 2016Apr 20, 2016Jul 15, 2016Oct 19, 2016Jan 18, 2017Apr 19, 2017Jul 19, 2017Oct 18, 2017Jan 17, 2018Apr 18, 2018Jul 18, 2018Oct 17, 2018Jan 16, 2019Apr 17, 2019Jul 17, 2019Oct 16, 2019Jan 15, 2020Apr 15, 2020Jul 15, 2020Oct 14, 2020Oct 15, 2026Jan 19, 2027
EPS Estimate0.120.130.130.140.150.150.160.170.180.190.200.210.220.230.240.260.280.310.330.350.370.390.410.420.430.080.400.440.450.460.480.470.490.510.510.510.530.560.570.570.590.610.620.620.640.660.670.650.670.660.590.610.590.470.220.200.100.270.290.340.380.430.460.490.530.620.630.640.700.740.750.730.760.760.750.730.770.780.770.760.800.810.790.760.800.830.810.800.840.880.870.951.001.051.061.001.071.111.080.580.220.91--
EPS Actual0.120.130.130.140.150.160.160.170.180.190.190.210.220.230.240.270.280.320.330.350.370.390.410.420.430.080.400.440.450.470.480.480.500.510.500.520.540.560.560.570.600.620.620.630.660.660.660.630.650.670.530.620.530.320.150.240.120.300.300.340.450.450.490.520.600.640.640.670.730.740.750.730.760.760.760.730.780.780.790.760.800.810.790.760.830.840.820.820.850.880.880.961.021.061.071.001.091.150.900.720.410.99--
Surprise0.00%0.00%0.00%0.00%0.00%6.67%0.00%0.00%0.00%0.00%-5.00%0.00%0.00%0.00%0.00%3.85%0.00%3.23%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%2.17%0.00%2.13%2.04%0.00%-1.96%1.96%1.89%0.00%-1.75%0.00%1.69%1.64%0.00%1.61%3.13%0.00%-1.49%-3.08%-2.99%1.52%-10.17%1.64%-10.17%-31.91%-31.82%20.00%20.00%11.11%3.45%0.00%18.42%4.65%6.52%6.12%13.21%3.23%1.59%4.69%4.29%0.00%0.00%0.00%0.00%0.00%1.33%0.00%1.30%0.00%2.60%0.00%0.00%0.00%0.00%0.00%3.75%1.20%1.23%2.50%1.19%0.00%1.15%1.05%2.00%0.95%0.94%0.00%1.87%3.60%-16.67%24.14%86.36%8.79%--
Timing-----------------------------------------------------------------------------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap69.33B
Enterprise Value67.41B
Trailing P/E4.26
Forward P/E0.00
Price / Sales2.60
Price / Book0.00
EPS4.64
Book Value38.92
Revenue (TTM)27.32B
Gross Profit (TTM)27.32B
Profit Margin29.90%
Operating Margin39.65%
Return on Equity12.62%
Return on Assets1.16%
Shares Outstanding1.62B
Shares Float1.55B
Beta1.02
Dividend Yield7.08%
Dividend Rate1.38
Payout Ratio0.00%

Ownership Breakdown

Institutions
0.01%
Insiders
0.00%
Retail / Other
99.99%

Top Institutional Holders

  • Thompson Investment Management LLC
    1.20K0.00%
  • First Command Advisory Services, Inc.
    7170.00%
  • PNC Financial Services Group Inc
    3390.00%
  • Garton & Associates Financial Advisors LLC
    00.00%
  • Nbc Securities Inc
    00.00%
  • Golden State Equity Partners
    00.00%

Dividends

20263×
0.34Sep 30, 20260.34Jun 30, 20260.34Mar 31, 2026
20254×
0.34Dec 31, 20250.34Sep 30, 20250.34Jun 30, 20250.34Mar 31, 2025
20244×
0.34Dec 31, 20240.34Sep 30, 20240.34Jun 28, 20240.34Mar 27, 2024
20234×
0.34Dec 28, 20230.34Sep 28, 20230.34Jun 29, 20230.34Mar 30, 2023
20224×
0.34Dec 29, 20220.34Sep 29, 20220.34Jun 29, 20220.34Mar 30, 2022
20214×
0.34Dec 30, 20210.34Sep 29, 20210.34Jun 29, 20210.34Mar 30, 2021
20201×
0.34Dec 30, 2020