Visa Inc. Class A

V · NYSE · Financial Services / Credit Services

399.75USD+8.32 (+2.13%)

Price History

Full chart

Market Stats

Previous Close391.43

Open396.66

Day Range395.26 – 403.21

52-Week Range292.74 – 386.84

Volume8.58M

Market Cap723.63B

P/E (TTM)32.80

Forward P/E24.04

EPS11.75

Dividend Yield0.70%

Beta0.77

50-Day Avg369.35

200-Day Avg337.98

About

Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

Company Details

SectorFinancial Services
IndustryCredit Services
CEOMr. Ryan M. McInerney
Employees34.10K
Headquarters300 Toni Stone Crossing, San Francisco, CA, United States, 94158, USA
Websitehttps://www.visa.com

Leadership

Mr. Ryan M. McInerneyCEO & Director · b. 1975
Mr. Christopher SuhChief Financial Officer · b. 1970
Mr. Rajat TanejaPresident of Technology · b. 1964
Ms. Kelly Mahon Tullier J.D.Vice Chair, Chief People & Corporate Affairs Officer and Corporate Secretary · b. 1966
Mr. Paul D. FabaraChief Risk & Client Services Officer · b. 1966
Mr. Peter AndreskiSenior VP, Global Corporate Controller & Chief Accounting Officer · b. 1973
Ms. Jennifer ComoHead of Investor Relations
Ms. Julie B. Rottenberg J.D.General Counsel · b. 1969
Mr. Frank Cooper IIIChief Marketing Officer · b. 1964
Mr. Oliver JenkynGroup President of Global Markets · b. 1973

Financials

Income Statement

Line item	2003-09-30	2004-09-30	2005-09-30	2006-09-30	2007-09-30	2008-09-30	2009-09-30	2010-09-30	2011-09-30	2012-09-30	2013-09-30	2014-09-30	2015-09-30	2016-09-30	2017-09-30	2018-09-30	2019-09-30	2020-09-30	2021-09-30	2022-09-30	2023-09-30	2024-09-30	2025-09-30
Total Revenue	1.98B	2.43B	2.66B	2.95B	3.59B	6.26B	6.91B	8.06B	9.19B	10.42B	11.78B	12.70B	13.88B	15.08B	18.36B	20.61B	22.98B	21.85B	24.11B	29.31B	32.65B	35.93B	40.00B
Cost of Revenue	-	1.12B	957.01M	998.69M	1.09B	1.54B	1.62B	1.65B	1.82B	2.14B	2.40B	2.38B	2.55B	2.76B	3.25B	3.86B	4.17B	4.51B	4.97B	5.73B	6.57B	7.04B	7.86B
Gross Profit	1.98B	1.30B	1.71B	1.95B	2.50B	4.72B	5.29B	6.42B	7.37B	8.28B	9.38B	10.32B	11.33B	12.32B	15.11B	16.75B	18.81B	17.33B	19.14B	23.58B	26.09B	28.88B	32.15B
Operating Income	-1.42B	504.28M	452.92M	729.67M	-1.45B	1.23B	3.54B	4.59B	5.46B	2.14B	7.24B	7.70B	9.06B	7.88B	12.14B	12.95B	15.00B	14.08B	15.80B	18.81B	21.00B	23.59B	23.99B
EBITDA	-1.42B	577.81M	700.26M	966.36M	-1.18B	1.72B	4.34B	4.81B	5.75B	6.57B	7.64B	8.17B	9.49B	8.94B	12.72B	14.03B	16.07B	15.07B	17.38B	19.54B	22.62B	25.59B	26.00B
Net Income	-885.00M	215.87M	264.70M	454.56M	-1.08B	804.00M	2.35B	2.97B	3.65B	2.14B	4.98B	5.44B	6.33B	5.99B	6.70B	10.30B	12.08B	10.87B	12.31B	14.96B	17.27B	19.74B	20.06B
R&D	-	-	-	-	-	-	-	-	-	-	-	-	-	259.00M	285.00M	-	-	-	-	-	-	-	-
Interest Expense	0	111.30M	108.48M	89.54M	80.66M	143.00M	115.00M	72.00M	32.00M	29.00M	0	8.00M	3.00M	427.00M	563.00M	612.00M	533.00M	516.00M	513.00M	538.00M	644.00M	641.00M	589.00M

Balance Sheet

Line item	2003-09-30	2004-09-30	2005-09-30	2006-09-30	2007-09-30	2008-09-30	2009-09-30	2010-09-30	2011-09-30	2012-09-30	2013-09-30	2014-09-30	2015-09-30	2016-09-30	2017-09-30	2018-09-30	2019-09-30	2020-09-30	2021-09-30	2022-09-30	2023-09-30	2024-09-30	2025-09-30
Total Assets	1.91B	-	2.75B	2.96B	4.39B	34.98B	32.28B	33.41B	34.76B	40.01B	35.96B	38.57B	39.37B	64.03B	67.98B	69.22B	72.57B	80.92B	82.90B	85.50B	90.50B	94.51B	99.63B
Total Liabilities	2.35B	-	2.60B	2.34B	4.85B	13.84B	9.09B	8.39B	8.32B	12.38B	9.09B	11.16B	10.39B	31.12B	35.22B	35.22B	37.89B	44.71B	45.31B	49.92B	51.77B	55.37B	61.72B
Total Equity	-440.00M	-	125.62M	582.81M	-501.33M	22.28B	23.19B	25.01B	26.44B	27.63B	26.87B	27.41B	29.84B	32.91B	32.76B	34.01B	34.68B	36.21B	37.59B	35.58B	38.73B	39.14B	37.91B
Cash	86.00M	-	140.96M	270.12M	275.38M	4.98B	4.62B	3.87B	2.13B	2.07B	2.19B	1.97B	3.52B	5.62B	9.87B	8.16B	7.84B	16.29B	16.49B	15.69B	16.29B	11.97B	20.15B
Total Debt	174.00M	-	105.96M	73.62M	41.28M	106.00M	56.00M	44.00M	-	-	-	-	-	17.97B	18.37B	18.80B	20.72B	24.64B	20.98B	22.45B	20.46B	20.84B	25.17B
Net Debt	88.00M	-	-35.00M	-196.50M	-234.10M	-4.87B	-4.56B	-3.82B	-2.13B	-2.07B	-2.19B	-1.97B	-3.52B	10.26B	8.49B	8.47B	8.89B	8.35B	4.49B	6.76B	4.18B	8.86B	5.02B

Cash Flow

Line item	2004-09-30	2005-09-30	2006-09-30	2007-09-30	2008-09-30	2009-09-30	2010-09-30	2011-09-30	2012-09-30	2013-09-30	2014-09-30	2015-09-30	2016-09-30	2017-09-30	2018-09-30	2019-09-30	2020-09-30	2021-09-30	2022-09-30	2023-09-30	2024-09-30	2025-09-30
Operating Cash Flow	433.39M	480.63M	434.51M	505.15M	531.00M	558.00M	2.69B	3.87B	5.01B	3.02B	7.21B	6.58B	5.57B	9.21B	12.71B	12.78B	10.44B	15.23B	18.85B	20.75B	19.95B	23.06B
Investing Cash Flow	-305.93M	-473.13M	-263.20M	-463.24M	554.00M	1.83B	-1.90B	-2.30B	-2.41B	-1.16B	-941.00M	-1.44B	-10.92B	735.00M	-3.08B	-591.00M	1.43B	-152.00M	-4.29B	-2.01B	-1.93B	708.00M
Financing Cash Flow	-39.29M	-45.97M	-36.58M	-36.65M	3.62B	-2.75B	-1.54B	-3.30B	-2.65B	-1.75B	-6.48B	-3.60B	7.48B	-5.92B	-11.24B	-12.06B	-3.97B	-14.41B	-12.70B	-17.77B	-20.63B	-18.96B
Capital Expenditure	122.21M	119.27M	87.27M	159.96M	415.00M	306.00M	241.00M	353.00M	376.00M	471.00M	553.00M	414.00M	523.00M	707.00M	718.00M	756.00M	736.00M	705.00M	970.00M	1.06B	1.26B	1.48B
Free Cash Flow	311.18M	361.36M	434.51M	345.19M	116.00M	252.00M	2.45B	3.52B	4.63B	2.55B	6.65B	6.17B	5.05B	8.50B	11.99B	12.03B	9.70B	14.52B	17.88B	19.70B	18.69B	21.58B
Dividends Paid	-	-	-	-	93.00M	318.00M	368.00M	423.00M	595.00M	864.00M	1.01B	1.18B	1.35B	1.58B	1.92B	2.27B	2.66B	2.80B	3.20B	3.75B	4.22B	4.63B

Earnings

Report Date	Apr 28, 2008	Jul 30, 2008	Oct 29, 2008	Feb 4, 2009	Apr 29, 2009	Jul 29, 2009	Oct 27, 2009	Feb 3, 2010	Apr 28, 2010	Jul 28, 2010	Oct 27, 2010	Feb 2, 2011	May 5, 2011	Jul 27, 2011	Oct 26, 2011	Feb 8, 2012	May 2, 2012	Jul 25, 2012	Oct 31, 2012	Feb 6, 2013	May 1, 2013	Jul 24, 2013	Oct 30, 2013	Jan 30, 2014	Apr 24, 2014	Jul 24, 2014	Oct 29, 2014	Jan 29, 2015	Apr 30, 2015	Jul 23, 2015	Nov 2, 2015	Jan 28, 2016	Apr 21, 2016	Jul 21, 2016	Oct 24, 2016	Feb 2, 2017	Apr 20, 2017	Jul 20, 2017	Oct 25, 2017	Feb 1, 2018	Apr 25, 2018	Jul 25, 2018	Oct 24, 2018	Jan 30, 2019	Apr 24, 2019	Jul 23, 2019	Oct 24, 2019	Jan 30, 2020	Apr 30, 2020	Jul 28, 2020	Oct 28, 2020	Jan 28, 2021	Apr 27, 2021	Jul 27, 2021	Oct 26, 2021	Jan 27, 2022	Apr 26, 2022	Jul 26, 2022	Oct 25, 2022	Jan 26, 2023	Apr 25, 2023	Jul 25, 2023	Oct 24, 2023	Jan 25, 2024	Apr 23, 2024	Jul 23, 2024	Oct 29, 2024	Jan 30, 2025	Apr 29, 2025	Jul 29, 2025	Oct 28, 2025	Jan 29, 2026	Apr 28, 2026	Jul 28, 2026	Oct 27, 2026
EPS Estimate	0.11	0.12	0.14	0.16	0.16	0.16	0.18	0.23	0.23	0.23	0.23	0.30	0.30	0.31	0.31	0.36	0.38	0.36	0.37	0.45	0.45	0.45	0.46	0.54	0.55	0.52	0.53	0.62	0.62	0.58	0.63	0.68	0.66	0.67	0.73	0.78	0.79	0.81	0.85	0.98	1.01	1.09	1.20	1.25	1.24	1.32	1.43	1.47	1.35	1.04	1.10	1.28	1.27	1.35	1.54	1.70	1.65	1.75	1.87	2.01	1.99	2.12	2.24	2.34	2.44	2.42	2.58	2.66	2.68	2.85	2.97	3.14	3.10	3.23	3.43
EPS Actual	0.13	0.15	0.14	0.20	0.18	0.17	0.19	0.25	0.24	0.24	0.24	0.31	0.31	0.32	0.32	0.37	0.40	0.39	0.39	0.48	0.48	0.47	0.46	0.55	0.54	0.54	0.55	0.63	0.63	0.62	0.62	0.69	0.68	0.69	0.78	0.86	0.86	0.86	0.90	1.08	1.11	1.20	1.21	1.30	1.31	1.37	1.47	1.46	1.39	1.06	1.12	1.42	1.38	1.49	1.62	1.81	1.79	1.98	1.93	2.18	2.09	2.16	2.33	2.41	2.51	2.42	2.71	2.75	2.76	2.98	2.98	3.17	3.31	3.32	-
Surprise	18.18%	25.00%	0.00%	25.00%	12.50%	6.25%	5.56%	8.70%	4.35%	4.35%	4.35%	3.33%	3.33%	3.23%	3.23%	2.78%	5.26%	8.33%	5.41%	6.67%	6.67%	4.44%	0.00%	1.85%	-1.82%	3.85%	3.77%	1.61%	1.61%	6.90%	-1.59%	1.47%	3.03%	2.99%	6.85%	10.26%	8.86%	6.17%	5.88%	10.20%	9.90%	10.09%	0.83%	4.00%	5.65%	3.79%	2.80%	-0.68%	2.96%	1.92%	1.82%	10.94%	8.66%	10.37%	5.19%	6.47%	8.48%	13.14%	3.21%	8.46%	5.03%	1.89%	4.02%	2.99%	2.87%	0.00%	5.04%	3.34%	2.99%	4.56%	0.34%	0.96%	6.77%	2.79%	-
Timing	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	Pre-market	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	Pre-market	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	Pre-market	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours

Key Statistics & Ratios

Market Cap723.63B

Enterprise Value689.28B

Trailing P/E32.80

Forward P/E24.04

PEG Ratio1.64

Price / Sales16.27

Price / Book19.58

EPS11.75

Book Value18.87

Revenue (TTM)44.49B

Gross Profit (TTM)43.48B

EBITDA31.09B

Profit Margin50.78%

Operating Margin66.13%

Return on Equity61.19%

Return on Assets19.11%

Shares Outstanding1.70B

Shares Float1.70B

Beta0.77

Dividend Yield0.70%

Dividend Rate2.68

Payout Ratio20.97%

Analyst Ratings

Strong Buy

Based on 40 analystsTarget 419.63

Strong Buy
27
Buy
9
Hold
3
Sell
1

Ownership Breakdown

Institutions: 90.13%
Insiders: 0.08%
Retail / Other: 9.79%

Top Institutional Holders

BlackRock Inc
137.67M7.33%
Vanguard Capital Management, LLC
106.15M5.65%
State Street Corp
82.87M4.41%
Morgan Stanley - Brokerage Accounts
45.98M2.45%
Geode Capital Management, LLC
45.29M2.41%
FMR Inc
42.93M2.29%
Vanguard Portfolio Management, LLC
36.84M1.96%
T. Rowe Price Associates, Inc.
35.47M1.89%
TCI Fund Management Limited
30.49M1.62%
Capital World Investors
28.27M1.51%
Capital Research & Mgmt Co - Division 3
24.44M1.30%
Bank of America Corp
23.17M1.23%
AllianceBernstein L.P.
17.61M0.94%
Northern Trust Corp
17.46M0.93%

Top Fund Holders

Vanguard MStar Total Stk Mkt Idx Invest
52.74M2.81%
Vanguard 500 Index Investor
43.24M2.30%
iShares Core S&P 500 ETF
22.71M1.21%
Fidelity 500 Index
21.54M1.15%
State Street® SPDR® S&P 500® ETF
20.91M1.11%
Vanguard MStar Growth Index Investor
16.87M0.90%

Dividends

20263×

0.67Aug 11, 20260.67May 12, 20260.67Feb 10, 2026

20254×

0.67Nov 12, 20250.59Aug 12, 20250.59May 13, 20250.59Feb 11, 2025

20244×

0.59Nov 12, 20240.52Aug 9, 20240.52May 16, 20240.52Feb 8, 2024

20234×

0.52Nov 8, 20230.45Aug 10, 20230.45May 11, 20230.45Feb 9, 2023

20224×

0.45Nov 9, 20220.38Aug 11, 20220.38May 12, 20220.38Feb 10, 2022

20214×

0.38Nov 10, 20210.32Aug 12, 20210.32May 13, 20210.32Feb 11, 2021

20201×

0.32Nov 12, 2020

Stock Splits

Mar 19, 20154:1