Voya Financial Inc

Voya Financial Inc

VOYA · NYSE · Financial Services / Financial Conglomerates

102.00USD-0.22 (-0.22%)

Price History

Full chart

Market Stats

Previous Close102.22
Open102.92
Day Range101.51 – 103.55
52-Week Range63.83 – 105.64
Volume1.79M
Market Cap8.81B
P/E (TTM)16.40
Forward P/E8.75
EPS5.93
Dividend Yield1.93%
Beta0.89
50-Day Avg100.31
200-Day Avg83.57

About

Voya Financial, Inc. provides workplace benefits, and savings solutions and technologies in the United States and internationally. The company operates through three segments: Retirement, Investment Management and Employee Benefits. The Retirement segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees. This segment also provides wealth management services, such as individual retirement, managed, and brokerage accounts, as well as financial guidance and advisory services. This segment serves corporate, public and private school systems, higher education institutions, hospitals and healthcare facilities, other non-profit organizations, and state and local governments, as well as institutional clients and individual customers. The Employee Benefits segment offers various insurance products comprising stop loss, group life, group disability, whole and term life, critical illness, accident, and hospital indemnity insurance. This segment also provides worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness, and decision support products and services to mid-size and large corporate employers and professional associations. The Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors, financial intermediaries, and institutional clients through its direct sales force, consultant channel, intermediary partners, banks, broker-dealers, and independent financial advisers. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was founded in 1975 and is based in New York, New York.

Company Details

  • SectorFinancial Services
  • IndustryFinancial Conglomerates
  • CEOMs. Heather Hamilton Lavallee
  • Employees11.00K
  • Headquarters200 Park Avenue, New York, NY, United States, 10166, USA
  • Websitehttps://www.voya.com

Leadership

  • Ms. Heather Hamilton LavalleePresident, CEO & Director · b. 1970
  • Mr. Michael Robert KatzExecutive VP & CFO · b. 1976
  • Mr. Santhosh Iyengar KeshavanExecutive VP and Chief Technology & Operations Officer · b. 1974
  • Mr. Matthew Toms C.F.A.Chief Executive Officer of Voya Investment Management · b. 1973
  • Mr. Jay Stuart KadusonChief Executive Officer of Workplace Solutions · b. 1976
  • Mr. Tony Donghui OhChief Accounting Officer & Corporate Controller
  • Mr. Trevor OgleExecutive VP & Chief Legal Officer · b. 1977
  • Mr. Mark A. SidesChair, SVP, Chief Compliance Officer and Deputy General Counsel of Government Affairs & Ethics
  • Mr. Brannigan ThompsonExecutive VP & Chief Human Resources Officer · b. 1977
  • Mr. Miles Randall EdwardsSenior Vice President and Lead Operations for Retirement Business · b. 1960

Financials

Income Statement

Currency: USD2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue9.36B9.27B9.72B9.73B8.75B10.99B8.74B8.79B7.23B8.22B7.33B7.39B3.25B5.93B7.35B8.05B7.50B
Growth (%)--0.96%+4.79%+0.10%-10.03%+25.60%-20.48%+0.51%-17.74%+13.74%-10.81%+0.85%-56.06%+82.52%+23.91%+9.55%-6.88%
Cost of Revenue385.50M382.30M207.70M260.10M5.31B6.73B5.58B6.16B4.36B-292.00M3.95B254.00M224.00M2.96B3.66B4.17B3.61B
Gross Profit-385.50M-382.30M-207.70M-260.10M3.44B4.26B3.16B2.63B2.87B8.22B7.33B7.39B3.25B2.97B3.69B3.88B3.89B
Gross Margin-4.12%-4.12%-2.14%-2.67%39.33%38.78%36.14%29.94%39.63%100.00%100.00%100.00%100.00%50.08%50.22%48.17%51.84%
Operating Expense723.10M-420.10M-485.50M-866.10M2.69B3.46B2.68B2.62B2.48B7.03B8.35B7.94B1.80B2.54B3.01B3.08B3.63B
Operating Income-1.11B37.80M277.80M606.00M756.10M801.20M476.00M10.00M385.00M1.19B-1.02B-549.00M1.45B428.00M678.00M799.00M261.00M
Operating Margin-11.84%0.41%2.86%6.23%8.64%7.29%5.44%0.11%5.33%14.50%-13.92%-7.42%44.60%7.22%9.23%9.93%3.48%
EBITDA-619.10M518.80M581.50M956.60M1.21B1.29B1.04B498.60M649.00M1.19B-1.02B-192.00M700.00M611.00M976.00M1.10B261.00M
EBITDA Margin-6.61%5.59%5.98%9.83%13.79%11.74%11.87%5.67%8.98%14.50%-13.92%-2.60%21.55%10.30%13.28%13.64%3.48%
Net Income-603.20M-122.90M-88.10M473.00M598.50M2.29B408.00M-327.00M-2.99B875.00M765.00M370.00M2.88B510.00M625.00M667.00M654.00M
Net Income Margin-6.44%-1.33%-0.91%4.86%6.84%20.87%4.67%-3.72%-41.39%10.64%10.43%5.00%88.49%8.60%8.51%8.29%8.72%
R&D----00000--------
R&D as % of Total Revenue----0.00%0.00%0.00%0.00%0.00%--------
Interest Expense385.50M382.30M207.70M260.10M365.40M399.20M469.00M390.00M264.00M221.00M176.00M159.00M186.00M183.00M298.00M299.00M117.00M
Interest Expense % of Total Revenue4.12%4.12%2.14%2.67%4.17%3.63%5.36%4.44%3.65%2.69%2.40%2.15%5.72%3.09%4.06%3.71%1.56%

Balance Sheet

Currency: USD2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets0204.38B203.57B216.39B221.02B226.95B218.25B214.59B222.53B154.39B168.99B180.31B171.26B147.65B157.09B163.89B178.86B
Total Liabilities0196.31B189.65B200.33B205.51B208.43B201.97B200.27B211.49B145.45B158.83B169.00B161.44B141.53B151.03B157.88B171.82B
Total Equity06.83B12.35B13.87B13.27B18.52B16.28B12.99B10.01B8.21B9.34B11.31B9.82B6.12B4.19B4.00B4.95B
Cash0810.00M775.00M2.23B3.55B3.24B2.98B2.23B1.44B1.57B1.25B1.50B1.40B919.00M1.12B1.51B1.23B
Total Debt-9.88B4.45B8.07B8.68B24.84B24.45B5.52B4.51B3.68B3.52B4.21B2.83B2.62B3.43B3.60B2.10B
Net Debt-9.07B3.68B5.84B5.12B7.11B7.46B3.29B3.07B2.11B2.27B1.54B1.19B1.32B2.31B2.09B876.00M

Cash Flow

Currency: USD2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow4.87B2.55B4.36B3.28B3.26B3.63B3.25B3.69B1.58B1.87B1.31B1.21B72.00M1.35B1.64B911.00M1.29B
Investing Cash Flow280.90M-1.66B-2.95B-2.38B-1.89B-3.31B-4.27B-3.68B-2.43B-282.00M-1.25B-2.46B-327.00M-1.95B2.53B-141.00M-1.37B
Financing Cash Flow-6.09B-1.55B-1.38B242.60M-323.80M-624.60M1.01B389.00M-349.00M-1.76B-121.00M1.70B-265.00M28.00M-4.06B-759.00M-85.00M
Capital Expenditure1.78B1.62B118.10M1.87B40.70M32.70M60.10M66.70M1.94B158.00M233.00M0484.00M0000
Free Cash Flow4.87B2.55B4.36B3.28B3.26B3.63B3.25B3.69B1.58B1.87B1.08B1.21B556.00M1.35B1.64B911.00M1.29B
Dividends Paid----5.20M10.10M9.00M8.00M8.00M6.00M72.00M112.00M116.00M119.00M163.00M209.00M219.00M
FCF to OCF100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%82.21%100.00%772.22%100.00%100.00%100.00%100.00%
Dividend Paid to FCF----0.16%0.28%0.28%0.22%0.51%0.32%6.69%9.26%20.86%8.80%9.95%22.94%17.00%

Earnings

Report DateMay 23, 2013Aug 9, 2013Nov 6, 2013Feb 12, 2014May 7, 2014Aug 6, 2014Nov 5, 2014Feb 11, 2015May 6, 2015Aug 5, 2015Nov 4, 2015Feb 10, 2016May 4, 2016Aug 3, 2016Nov 2, 2016Feb 8, 2017May 3, 2017Aug 1, 2017Oct 31, 2017Feb 13, 2018May 1, 2018Aug 1, 2018Oct 30, 2018Feb 5, 2019May 7, 2019Aug 6, 2019Nov 5, 2019Feb 10, 2020May 5, 2020Aug 5, 2020Nov 4, 2020Feb 9, 2021May 10, 2021Aug 5, 2021Nov 2, 2021Feb 8, 2022May 3, 2022Aug 2, 2022Nov 1, 2022Feb 7, 2023May 2, 2023Aug 1, 2023Oct 31, 2023Feb 6, 2024Apr 30, 2024Jul 30, 2024Nov 4, 2024Feb 4, 2025May 6, 2025Aug 5, 2025Nov 4, 2025Feb 3, 2026May 5, 2026Aug 4, 2026Nov 3, 2026
EPS Estimate-0.840.620.690.700.650.710.740.750.750.830.790.790.700.790.800.780.730.850.900.700.851.091.191.221.121.461.401.100.860.861.381.441.201.471.571.501.421.261.061.541.712.012.051.881.612.151.880.751.512.062.122.082.001.882.65
EPS Actual-0.920.711.080.750.570.830.750.990.820.780.420.910.550.790.780.910.810.670.510.870.771.130.841.321.071.520.811.070.830.150.301.901.702.202.571.901.471.672.301.771.692.312.071.971.882.270.981.502.152.401.801.942.261.51-
Surprise-9.52%14.52%56.52%7.14%-12.31%16.90%1.35%32.00%9.33%-6.02%-46.84%15.19%-21.43%0.00%-2.50%16.67%10.96%-21.18%-43.33%24.29%-9.41%3.67%-29.41%8.20%-4.46%4.11%-42.14%-2.73%-3.49%-82.56%-78.26%31.94%41.67%49.66%63.69%26.67%3.52%32.54%116.98%14.94%-1.17%14.93%0.98%4.79%16.77%5.58%-47.87%100.00%42.38%16.50%-15.09%-6.73%13.00%-19.68%-
TimingPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap8.81B
Enterprise Value11.09B
Trailing P/E16.40
Forward P/E8.75
PEG Ratio1.19
Price / Sales1.08
Price / Book1.88
EPS5.93
Book Value51.72
Revenue (TTM)8.17B
Gross Profit (TTM)4.54B
EBITDA1.10B
Profit Margin7.45%
Operating Margin5.38%
Return on Equity9.61%
Return on Assets0.35%
Shares Outstanding90.60M
Shares Float90.15M
Beta0.89
Dividend Yield1.93%
Dividend Rate1.88
Payout Ratio25.03%

Analyst Ratings

Buy
Based on 12 analystsTarget 108.08
  • Strong Buy
    2
  • Buy
    4
  • Hold
    5
  • Sell
    1

Ownership Breakdown

Institutions
108.95%
Insiders
0.32%
Retail / Other
0.00%

Top Institutional Holders

  • BlackRock Inc
    9.39M10.37%
  • T. Rowe Price Associates, Inc.
    6.18M6.83%
  • Vanguard Portfolio Management, LLC
    5.73M6.33%
  • Bank of New York Mellon Corp
    5.59M6.17%
  • FMR Inc
    4.79M5.29%
  • Vanguard Capital Management, LLC
    4.17M4.61%
  • Kelly Financial Group, LLC
    4.08M4.50%
  • Wellington Management Company LLP
    3.89M4.29%
  • Pzena Investment Management, LLC
    3.67M4.05%
  • State Street Corp
    3.25M3.59%
  • Ameriprise Financial Inc
    2.94M3.25%
  • Dimensional Fund Advisors, Inc.
    2.82M3.11%
  • Massachusetts Financial Services Company
    2.35M2.60%
  • Geode Capital Management, LLC
    1.88M2.08%
  • Boston Partners Global Investors, Inc
    1.66M1.83%

Top Fund Holders

  • iShares Core S&P Mid-Cap ETF
    3.18M3.51%
  • Vanguard MStar Total Stk Mkt Idx Invest
    2.88M3.18%
  • T. Rowe Price Mid-Cap Value
    2.47M2.73%
  • Vanguard Small Cap Index
    2.09M2.30%
  • Vanguard Windsor Investor Shares
    1.93M2.12%

Dividends

20263×
0.47Aug 26, 20260.47May 26, 20260.47Feb 25, 2026
20254×
0.47Nov 26, 20250.45Aug 26, 20250.45May 27, 20250.45Feb 25, 2025
20244×
0.45Nov 26, 20240.45Aug 27, 20240.40May 28, 20240.40Feb 23, 2024
20234×
0.40Nov 24, 20230.40Aug 25, 20230.20May 25, 20230.20Feb 23, 2023
20225×
0.20Nov 25, 20220.20Aug 25, 20220.04Jun 1, 20220.20May 24, 20220.20Feb 24, 2022
20214×
0.20Nov 26, 20210.17Aug 25, 20210.17May 25, 20210.17Feb 25, 2021