Voya Financial Inc

Voya Financial Inc

VOYA-PB · NYSE · Financial Services / Financial Conglomerates

22.83USD+0.02 (+0.09%)

Price History

Full chart

Market Stats

Previous Close22.81
Open22.84
Day Range22.54 – 23.04
52-Week Range22.22 – 24.01
Volume30.14K
Market Cap7.31B
P/E (TTM)2.74
Forward P/E0.00
EPS8.44
Dividend Yield5.76%
Beta0.89
50-Day Avg23.61
200-Day Avg23.90

About

Voya Financial, Inc. provides workplace benefits, and savings solutions and technologies in the United States and internationally. The company operates through three segments: Retirement, Investment Management and Employee Benefits. The Retirement segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees. This segment also provides wealth management services, such as individual retirement, managed, and brokerage accounts, as well as financial guidance and advisory services. This segment serves corporate, public and private school systems, higher education institutions, hospitals and healthcare facilities, other non-profit organizations, and state and local governments, as well as institutional clients and individual customers. The Employee Benefits segment offers various insurance products comprising stop loss, group life, group disability, whole and term life, critical illness, accident, and hospital indemnity insurance. This segment also provides worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness, and decision support products and services to mid-size and large corporate employers and professional associations. The Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors, financial intermediaries, and institutional clients through its direct sales force, consultant channel, intermediary partners, banks, broker-dealers, and independent financial advisers. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was founded in 1975 and is based in New York, New York.

Company Details

  • SectorFinancial Services
  • IndustryFinancial Conglomerates
  • CEOMs. Heather Hamilton Lavallee
  • Employees11.00K
  • Headquarters200 Park Avenue, New York, NY, United States, 10166, USA
  • Websitehttps://www.voya.com

Leadership

  • Ms. Heather Hamilton LavalleePresident, CEO & Director · b. 1970
  • Mr. Michael Robert KatzExecutive VP & CFO · b. 1976
  • Mr. Santhosh Iyengar KeshavanExecutive VP and Chief Technology & Operations Officer · b. 1974
  • Mr. Matthew Toms C.F.A.Chief Executive Officer of Voya Investment Management · b. 1973
  • Mr. Jay Stuart KadusonChief Executive Officer of Workplace Solutions · b. 1976
  • Mr. Tony Donghui OhChief Accounting Officer & Corporate Controller
  • Mr. Trevor OgleExecutive VP & Chief Legal Officer · b. 1977
  • Mr. Mark A. SidesChair, SVP, Chief Compliance Officer and Deputy General Counsel of Government Affairs & Ethics
  • Mr. Brannigan ThompsonExecutive VP & Chief Human Resources Officer · b. 1977
  • Mr. Miles Randall EdwardsSenior Vice President and Lead Operations for Retirement Business · b. 1960

Financials

Income Statement

Currency: USD2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue9.36B9.27B9.72B9.73B8.75B10.99B8.74B8.79B7.23B8.22B7.33B7.39B3.25B5.93B7.35B8.05B7.50B
Growth (%)--0.96%+4.79%+0.10%-10.03%+25.60%-20.48%+0.51%-17.74%+13.74%-10.81%+0.85%-56.06%+82.52%+23.91%+9.55%-6.88%
Cost of Revenue385.50M382.30M207.70M260.10M5.31B6.73B5.58B6.16B4.36B-292.00M3.95B254.00M224.00M2.96B3.66B4.17B3.61B
Gross Profit-385.50M-382.30M-207.70M-260.10M3.44B4.26B3.16B2.63B2.87B8.22B7.33B7.39B3.25B2.97B3.69B3.88B3.89B
Gross Margin-4.12%-4.12%-2.14%-2.67%39.33%38.78%36.14%29.94%39.63%100.00%100.00%100.00%100.00%50.08%50.22%48.17%51.84%
Operating Expense723.10M-420.10M-485.50M-866.10M2.69B3.46B2.68B2.62B2.48B7.03B8.35B7.94B1.80B2.54B3.01B3.08B3.63B
Operating Income-1.11B37.80M277.80M606.00M756.10M801.20M476.00M10.00M385.00M1.19B-1.02B-549.00M1.45B428.00M678.00M799.00M261.00M
Operating Margin-11.84%0.41%2.86%6.23%8.64%7.29%5.44%0.11%5.33%14.50%-13.92%-7.42%44.60%7.22%9.23%9.93%3.48%
EBITDA-619.10M518.80M581.50M956.60M1.21B1.29B1.04B498.60M649.00M1.19B-961.00M-192.00M1.49B611.00M976.00M1.10B261.00M
EBITDA Margin-6.61%5.59%5.98%9.83%13.79%11.74%11.87%5.67%8.98%14.50%-13.11%-2.60%45.77%10.30%13.28%13.64%3.48%
Net Income-603.20M-122.90M-88.10M473.00M598.50M2.29B408.00M-327.00M-2.99B875.00M765.00M370.00M2.88B510.00M625.00M667.00M654.00M
Net Income Margin-6.44%-1.33%-0.91%4.86%6.84%20.87%4.67%-3.72%-41.39%10.64%10.43%5.00%88.49%8.60%8.51%8.29%8.72%
R&D------0000-------
R&D as % of Total Revenue------0.00%0.00%0.00%0.00%-------
Interest Expense385.50M382.30M207.70M260.10M365.40M399.20M469.00M390.00M264.00M221.00M176.00M159.00M186.00M183.00M298.00M299.00M117.00M
Interest Expense % of Total Revenue4.12%4.12%2.14%2.67%4.17%3.63%5.36%4.44%3.65%2.69%2.40%2.15%5.72%3.09%4.06%3.71%1.56%

Balance Sheet

Currency: USD2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-204.38B203.57B216.39B221.02B226.93B218.22B214.59B222.53B154.39B168.99B180.31B171.26B147.65B157.09B163.89B178.86B
Total Liabilities-196.31B189.65B200.33B205.51B208.37B201.95B200.27B211.49B145.45B158.83B169.00B161.44B141.53B151.03B157.88B171.82B
Total Equity-6.83B12.35B13.87B13.27B16.15B13.44B12.99B10.01B8.21B9.34B11.31B9.82B6.12B4.19B4.00B4.95B
Cash-810.00M775.00M2.23B3.55B3.24B2.98B2.23B1.44B1.57B1.25B1.50B1.40B919.00M1.12B1.51B1.23B
Total Debt-9.88B4.45B8.07B8.68B10.35B10.42B5.52B4.51B3.68B3.52B4.21B2.83B2.62B3.43B3.60B2.10B
Net Debt-9.07B3.68B5.84B5.12B7.11B7.44B3.29B3.07B2.11B2.27B1.54B1.19B1.32B2.31B2.09B876.00M

Cash Flow

Currency: USD2009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow4.87B2.55B4.36B3.28B3.26B3.63B3.25B3.69B1.58B1.87B1.31B1.21B72.00M1.35B1.64B911.00M1.29B
Investing Cash Flow280.90M-1.66B-2.95B-2.38B-1.89B-3.31B-4.27B-3.68B-2.43B-282.00M-1.25B-2.46B-327.00M-1.95B2.53B-141.00M-1.37B
Financing Cash Flow-6.09B-1.55B-1.38B242.60M-323.80M-624.60M1.01B389.00M-349.00M-1.76B-121.00M1.70B-265.00M28.00M-4.06B-759.00M-85.00M
Capital Expenditure1.78B1.62B118.10M1.87B40.70M32.70M60.10M66.70M1.94B158.00M233.00M0484.00M0000
Free Cash Flow4.87B2.55B4.36B3.28B3.26B3.63B3.25B3.69B1.58B1.87B1.08B1.21B556.00M1.35B1.64B911.00M1.29B
Dividends Paid----5.20M10.10M9.00M8.00M8.00M6.00M72.00M112.00M116.00M119.00M163.00M209.00M219.00M
FCF to OCF100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%82.21%100.00%772.22%100.00%100.00%100.00%100.00%
Dividend Paid to FCF----0.16%0.28%0.28%0.22%0.51%0.32%6.69%9.26%20.86%8.80%9.95%22.94%17.00%

Earnings

Report DateMay 23, 2013Aug 7, 2013Nov 6, 2013Feb 12, 2014May 7, 2014Aug 6, 2014Nov 5, 2014Feb 11, 2015May 6, 2015Aug 5, 2015Nov 4, 2015Feb 10, 2016May 4, 2016Aug 3, 2016Nov 2, 2016Feb 8, 2017May 3, 2017Aug 1, 2017Oct 31, 2017Feb 13, 2018May 1, 2018Aug 1, 2018Oct 30, 2018Feb 5, 2019May 7, 2019Aug 6, 2019Nov 5, 2019Feb 10, 2020May 5, 2020Aug 5, 2020
EPS Estimate-0.840.620.660.690.650.700.740.760.750.830.790.790.700.790.800.790.720.850.900.710.861.091.181.221.121.471.401.100.880.79
EPS Actual0.730.711.080.750.570.830.750.990.820.780.420.910.550.790.370.910.810.670.510.870.771.130.841.321.071.520.811.070.830.15
Surprise186.90%14.52%63.64%8.70%-12.31%18.57%1.35%30.26%9.33%-6.02%-46.84%15.19%-21.43%0.00%-53.75%15.19%12.50%-21.18%-43.33%22.54%-10.47%3.67%-28.81%8.20%-4.46%3.40%-42.14%-2.73%-5.68%-81.01%
Timing-------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap7.31B
Enterprise Value7.26B
Trailing P/E2.74
Forward P/E0.00
Price / Sales0.89
Price / Book0.00
EPS8.44
Book Value51.72
Revenue (TTM)8.17B
Gross Profit (TTM)4.54B
EBITDA1.10B
Profit Margin7.45%
Operating Margin5.38%
Return on Equity9.61%
Return on Assets0.35%
Shares Outstanding155.52M
Shares Float90.15M
Beta0.89
Dividend Yield5.76%
Dividend Rate1.34
Payout Ratio0.00%

Ownership Breakdown

Institutions
42.20%
Insiders
0.00%
Retail / Other
57.80%

Top Institutional Holders

  • PNC Financial Services Group Inc
    2920.00%
  • Nbc Securities Inc
    00.00%
  • First Command Advisory Services, Inc.
    00.00%

Dividends

20263×
0.33Aug 26, 20260.33May 26, 20260.33Feb 25, 2026
20254×
0.33Nov 26, 20250.33Aug 26, 20250.33May 27, 20250.33Feb 25, 2025
20244×
0.33Nov 26, 20240.33Aug 27, 20240.33May 28, 20240.33Feb 23, 2024
20234×
0.33Nov 24, 20230.33Aug 25, 20230.33May 25, 20230.33Feb 23, 2023
20224×
0.33Nov 25, 20220.33Aug 25, 20220.33May 24, 20220.33Feb 24, 2022
20214×
0.33Nov 26, 20210.33Aug 25, 20210.33May 25, 20210.33Feb 25, 2021
20201×
0.33Nov 27, 2020