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Webster Financial Corporation

Webster Financial Corporation

WBS-PF · NYSE · Financial Services / Banks - Regional

20.64USD+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close20.64
Open20.64
Day Range20.64 – 20.64
52-Week Range18.34 – 21.25
Volume0
Market Cap3.60B
P/E (TTM)7.91
Forward P/E0.00
EPS2.61
Dividend Yield6.36%
Beta1.00
50-Day Avg20.64
200-Day Avg20.41

About

Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States. It operates through three segments: Commercial Banking, Healthcare Financial Services, and Consumer Banking. The company offers checking, savings, and money market accounts; time deposits; individual retirement account retirement savings; certificates of deposit; mortgages; home equity loans and lines of credit; business lines of credit; overdrafts; and term, commercial mortgages, student, PPA, SBA, and personal loans. It also provides commercial lending; financial planning, life and long-term insurance, personal retirement, and portfolio management solutions; employee retirement plans; credit cards; payroll services; automated clearing house payables and wires; bill pay, remote deposit capture, merchant, and lockbox services; treasury management and investment services; private banking services; wealth management services; and online and mobile banking services. Webster Financial Corporation was founded in 1870 and is headquartered in Stamford, Connecticut.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. John R. Ciulla
  • Employees4.50K
  • Headquarters200 Elm Street, Stamford, CT, United States, 06902, USA
  • Websitehttps://www.websterbank.com

Leadership

  • Mr. John R. CiullaChairman & CEO · b. 1966
  • Mr. Luis R. MassianiPresident & COO · b. 1977
  • Mr. William Holland C.F.A., CPACFO & Executive VP · b. 1978
  • Mr. Charles L. WilkinsHead of HSA Bank · b. 1962
  • Mr. Christopher J. MotlPresident of Commercial Banking · b. 1971
  • Ms. Kristen AntonopoulosChief Accounting Officer · b. 1983
  • Mr. Vikram NafdeChief Information Officer · b. 1976
  • Mr. Emlen Briggs Harmon C.F.A.Senior MD & Director of Investor Relations
  • Ms. Kristy Berner Esq.Executive VP, General Counsel & Corporate Secretary · b. 1974
  • Mr. Javier L. EvansExecutive VP & Chief Human Resources Officer · b. 1962

Financials

Income Statement

Currency: USD1987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue--69.60M69.50M72.20M94.50M142.80M185.70M360.80M559.00M680.79M764.88M738.42M867.73M919.33M877.61M891.20M951.82M1.05B1.20B1.20B841.22M954.93M909.87M876.76M886.26M878.69M920.76M997.57M1.09B1.17B1.34B1.44B1.29B1.26B2.72B3.94B4.17B4.42B
Growth (%)----0.14%+3.88%+30.89%+51.11%+30.04%+94.29%+54.93%+21.79%+12.35%-3.46%+17.51%+5.95%-4.54%+1.55%+6.80%+10.14%+14.01%+0.52%-29.98%+13.52%-4.72%-3.64%+1.08%-0.85%+4.79%+8.34%+8.90%+7.98%+14.04%+7.64%-10.60%-1.74%+115.26%+44.79%+5.71%+6.13%
Cost of Revenue--51.10M56.70M47.20M51.70M74.40M92.50M203.30M298.00M373.76M407.73M351.28M424.19M404.16M315.31M270.20M281.95M364.01M517.19M555.15M549.78M553.70M286.38M158.46M136.09M124.41M127.75M144.72M159.75M158.22M190.49M237.26M248.41M-12.74M531.07M1.44B1.81B1.73B
Gross Profit--18.50M12.80M25.00M42.80M68.40M93.20M157.50M261.00M307.03M357.15M387.14M443.54M515.18M562.30M621.00M669.87M684.34M678.03M646.32M291.44M401.23M623.50M718.31M750.17M754.28M793.01M852.86M926.64M1.01B1.15B1.20B1.04B1.28B2.19B2.50B2.36B2.69B
Gross Margin--26.58%18.42%34.63%45.29%47.90%50.19%43.65%46.69%45.10%46.69%52.43%51.11%56.04%64.07%69.68%70.38%65.28%56.73%53.79%34.64%42.02%68.53%81.93%84.64%85.84%86.13%85.49%85.30%86.51%85.76%83.52%80.70%101.01%80.50%63.43%56.55%60.80%
Operating Expense--12.70M13.90M19.50M31.70M46.50M73.00M112.70M174.40M229.53M229.43M244.46M267.13M308.93M328.32M377.98M447.14M416.77M485.21M487.54M675.17M529.88M538.97M510.98M501.80M497.71M501.31M555.10M623.19M661.06M705.62M715.95M758.95M743.86M1.39B1.42B1.34B1.43B
Operating Income4.50M4.50M5.80M-1.10M5.50M11.10M21.90M20.20M44.80M86.60M77.50M127.71M142.68M176.41M206.25M233.98M243.02M222.73M267.57M192.82M158.78M-383.73M-128.65M84.52M207.33M248.36M256.57M291.70M297.76M303.45M353.79M441.63M486.69M279.97M533.86M797.98M1.08B1.02B1.26B
Operating Margin--8.33%-1.58%7.62%11.75%15.34%10.88%12.42%15.49%11.38%16.70%19.32%20.33%22.43%26.66%27.27%23.40%25.52%16.13%13.22%-45.62%-13.47%9.29%23.65%28.02%29.20%31.68%29.85%27.93%30.16%33.01%33.80%21.75%42.20%29.31%27.51%24.40%28.49%
EBITDA4.50M4.50M6.80M100.00K6.50M12.30M28.10M30.80M58.30M110.60M101.86M165.22M180.74M224.56M257.96M278.39M296.54M275.50M319.55M246.95M220.59M-326.79M-62.77M177.17M290.49M287.87M292.59M322.28M332.44M339.90M390.96M480.38M531.52M323.15M575.37M879.78M1.16B1.09B1.33B
EBITDA Margin--9.77%0.14%9.00%13.02%19.68%16.59%16.16%19.79%14.96%21.60%24.48%25.88%28.06%31.72%33.27%28.94%30.48%20.66%18.36%-38.85%-6.57%19.47%33.13%32.48%33.30%35.00%33.32%31.29%33.33%35.91%36.91%25.10%45.48%32.31%29.45%26.12%30.15%
Net Income4.50M4.50M2.90M-2.70M3.40M5.70M17.00M16.50M29.30M54.00M47.61M78.02M95.35M118.29M133.19M152.73M163.25M153.83M185.19M133.79M96.77M-320.97M-75.63M72.25M151.38M173.70M179.46M199.73M204.73M207.13M255.44M360.42M382.72M220.62M408.86M644.28M867.84M768.71M1.00B
Net Income Margin--4.17%-3.88%4.71%6.03%11.90%8.89%8.12%9.66%6.99%10.20%12.91%13.63%14.49%17.40%18.32%16.16%17.67%11.19%8.05%-38.15%-7.92%7.94%17.27%19.60%20.42%21.69%20.52%19.07%21.78%26.94%26.58%17.14%32.32%23.66%22.01%18.45%22.67%
R&D----------------------------0000------47.52M
R&D as % of Total Revenue----------------------------0.00%0.00%0.00%0.00%------1.07%
Interest Expense--48.70M47.10M45.20M48.70M70.40M89.60M197.60M284.90M347.31M399.63M342.28M412.39M389.76M286.31M245.20M263.95M354.51M506.19M487.40M363.48M250.70M171.38M135.96M114.59M90.91M90.50M95.42M103.40M117.32M148.49M199.46M110.66M41.76M250.45M1.29B1.59B1.52B
Interest Expense % of Total Revenue--69.97%67.77%62.60%51.53%49.30%48.25%54.77%50.97%51.02%52.25%46.35%47.53%42.40%32.62%27.51%27.73%33.82%42.35%40.57%43.21%26.25%18.84%15.51%12.93%10.35%9.83%9.56%9.52%10.00%11.10%13.85%8.60%3.30%9.20%32.74%38.13%34.45%

Balance Sheet

Currency: USD1987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets--708.50M703.80M888.30M2.06B2.17B2.76B3.22B5.61B9.10B9.84B9.93B11.25B11.86B13.47B14.57B17.02B17.84B17.10B17.20B17.58B17.74B18.03B18.71B20.15B20.85B22.53B24.64B26.07B26.49B27.61B30.39B32.59B34.92B71.28B74.95B79.03B84.07B
Total Liabilities--639.90M641.80M824.20M1.95B2.06B2.62B3.01B5.27B8.38B9.01B9.10B10.16B10.69B12.30B13.41B15.47B16.18B15.21B15.46B15.70B15.78B16.26B16.87B18.05B18.64B20.21B22.23B23.55B23.79B24.72B27.18B29.36B31.48B63.22B66.26B69.89B74.58B
Total Equity--68.60M62.00M64.10M110.00M105.60M137.90M210.00M336.80M517.30M676.03M685.24M939.95M1.01B1.04B1.15B1.54B1.65B1.87B1.74B1.87B1.95B1.77B1.85B2.09B2.21B2.32B2.41B2.53B2.70B2.89B3.21B3.23B3.44B8.06B8.69B9.13B9.49B
Cash--26.30M29.80M71.30M52.80M32.30M88.90M70.20M109.70M228.40M230.96M283.62M266.79M254.84M282.06M209.23M266.45M293.71M311.89M306.65M259.21M561.49M212.66M292.02M350.49M247.29M394.24M355.60M220.12M256.79M329.50M257.89M263.10M461.57M839.94M1.72B2.07B2.45B
Total Debt--119.10M88.60M65.50M190.70M309.00M410.70M553.10M726.00M2.55B2.58B2.79B3.03B3.53B4.46B4.94B4.70B4.38B2.59B2.94B3.59B1.99B2.44B2.97B3.24B3.61B4.34B4.04B4.02B2.55B2.63B3.70B1.88B585.70M7.71B3.87B3.36B4.32B
Net Debt--92.80M58.80M-5.80M137.90M276.70M321.80M482.90M616.30M2.32B2.34B2.50B2.76B3.28B4.17B4.73B4.43B4.08B2.28B2.63B3.34B1.43B2.23B2.68B2.89B3.37B3.94B3.69B3.80B2.29B2.31B3.45B1.62B112.36M5.69B2.15B1.29B1.87B

Cash Flow

Currency: USD1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow10.90M2.60M10.00M74.00M40.30M-56.40M73.70M44.50M77.27M151.67M167.36M213.15M12.22M-83.85M497.92M358.81M57.68M157.65M306.69M485.19M114.39M337.14M268.13M257.08M463.95M243.00M302.79M398.14M444.97M469.41M303.85M380.55M688.59M1.34B978.65M1.40B1.06B
Investing Cash Flow-3.20M-5.30M-182.10M18.60M-102.30M-34.70M-225.50M122.60M-1.74B20.09M138.98M105.79M-309.42M-1.13B-1.42B421.98M-553.02M1.58B-309.62M-1.25B-465.98M-517.84M-771.71M-1.39B-1.14B-1.67B-774.18M-1.64B-531.05M-1.32B-2.55B-2.29B-2.41B-7.19B-2.60B-3.87B-4.75B
Financing Cash Flow-6.80M2.10M173.20M-80.40M56.00M109.30M153.30M-133.70M1.69B-154.28M-273.70M-299.69M251.07M1.27B863.69M-741.19M542.08M-1.73B-2.30M695.78M263.56M169.37M539.30M1.19B644.74M1.43B457.17M1.23B122.75M921.23M2.17B1.91B1.91B6.23B2.49B2.82B4.06B
Capital Expenditure1.00M1.20M2.90M15.80M3.30M14.40M9.60M14.00M12.11M22.05M16.34M6.89M6.75M18.55M22.56M49.07M53.54M26.68M34.54M33.73M31.73M18.68M28.87M21.98M21.89M30.04M36.12M40.73M28.55M32.96M25.72M21.28M16.59M28.76M40.30M35.84M49.57M
Free Cash Flow9.90M1.40M7.10M58.20M37.00M-70.80M64.10M30.50M65.16M129.62M151.02M206.26M5.47M-102.41M475.36M309.73M4.60M130.00M272.15M448.81M82.36M318.46M239.26M235.10M442.07M212.96M266.68M357.41M416.42M436.45M278.13M359.27M672.00M1.31B938.35M1.37B1.01B
Dividends Paid1.70M1.80M1.70M2.20M4.40M4.00M7.40M14.40M17.64M21.06M20.73M28.64M33.00M35.46M37.42M44.36M52.70M57.04M64.56M73.70M34.98M21.22M17.26M33.13M59.76M77.99M89.67M97.62M102.73M122.83M148.66M152.84M152.68M261.49M294.81M291.19M283.48M
FCF to OCF90.83%53.85%71.00%78.65%91.81%125.53%86.97%68.54%84.33%85.46%90.24%96.77%44.79%122.13%95.47%86.32%7.97%82.46%88.74%92.50%72.00%94.46%89.23%91.45%95.28%87.64%88.07%89.77%93.58%92.98%91.54%94.41%97.59%97.85%95.88%97.45%95.32%
Dividend Paid to FCF17.17%128.57%23.94%3.78%11.89%-5.65%11.54%47.21%27.07%16.25%13.73%13.89%602.90%-34.63%7.87%14.32%1146.17%43.87%23.72%16.42%42.47%6.66%7.22%14.09%13.52%36.62%33.63%27.31%24.67%28.14%53.45%42.54%22.72%20.00%31.42%21.28%28.11%

Earnings

Report DateJul 19, 1995Oct 23, 1995Jan 24, 1996Apr 23, 1996Jul 17, 1996Oct 18, 1996Jan 21, 1997Apr 16, 1997Jul 17, 1997Oct 14, 1997Jan 20, 1998Apr 21, 1998Jul 16, 1998Oct 14, 1998Jan 21, 1999Apr 21, 1999Jul 21, 1999Oct 20, 1999Jan 19, 2000Apr 19, 2000Jul 19, 2000Oct 18, 2000Jan 23, 2001Apr 19, 2001Jul 19, 2001Oct 18, 2001Jan 23, 2002Apr 17, 2002Jul 24, 2002Oct 15, 2002Jan 22, 2003Apr 15, 2003Jul 16, 2003Oct 15, 2003Jan 22, 2004Apr 15, 2004Jul 15, 2004Oct 21, 2004Jan 25, 2005Apr 19, 2005Jul 19, 2005Oct 19, 2005Jan 26, 2006Apr 18, 2006Jul 25, 2006Oct 17, 2006Jan 18, 2007Apr 19, 2007Jul 24, 2007Oct 23, 2007Jan 24, 2008Apr 22, 2008Jul 22, 2008Oct 21, 2008Jan 23, 2009Apr 21, 2009Jul 17, 2009Oct 22, 2009Jan 22, 2010Apr 22, 2010Jul 16, 2010Oct 15, 2010Jan 14, 2011Apr 15, 2011Jul 15, 2011Oct 14, 2011Jan 19, 2012Apr 17, 2012Jul 13, 2012Oct 12, 2012Jan 18, 2013Apr 15, 2013Jul 12, 2013Oct 11, 2013Jan 17, 2014Apr 17, 2014Jul 17, 2014Oct 16, 2014Jan 22, 2015Apr 16, 2015Jul 16, 2015Oct 15, 2015Jan 21, 2016Apr 19, 2016Jul 20, 2016Oct 21, 2016Jan 19, 2017Apr 21, 2017Jul 21, 2017Oct 19, 2017Jan 23, 2018Apr 19, 2018Jul 19, 2018Oct 18, 2018Jan 24, 2019Apr 18, 2019Jul 18, 2019Oct 22, 2019Jan 23, 2020Apr 21, 2020Jul 23, 2020
EPS Estimate0.360.360.370.320.380.410.420.390.430.480.520.520.530.520.530.580.590.610.620.610.620.620.630.640.670.690.710.800.810.830.840.860.870.870.890.910.910.930.930.870.850.850.840.810.820.760.710.730.750.78-0.140.570.400.22-0.58-0.28-0.44-0.24-0.25-0.120.070.170.200.290.350.400.420.400.440.460.490.460.480.490.500.490.510.520.530.540.550.550.550.530.520.530.550.570.600.640.670.790.870.940.981.011.031.010.970.550.47
EPS Actual0.360.380.310.320.430.460.460.420.500.530.530.550.580.520.640.590.610.630.580.610.630.640.640.670.690.700.710.800.820.840.850.860.880.890.910.900.910.920.900.880.850.860.840.820.810.770.770.680.780.64-0.080.510.420.17-5.91-0.410.31-0.39-0.76-0.080.150.220.300.360.360.450.430.420.440.480.520.450.490.500.520.500.500.530.530.520.550.540.550.510.530.540.600.620.640.670.650.850.861.061.011.061.051.000.960.390.57
Surprise0.00%5.56%-16.22%0.00%13.16%12.20%9.52%7.69%16.28%10.42%1.92%5.77%9.43%0.00%20.75%1.72%3.39%3.28%-6.45%0.00%1.61%3.23%1.59%4.69%2.99%1.45%0.00%0.00%1.23%1.20%1.19%0.00%1.15%2.30%2.25%-1.10%0.00%-1.08%-3.23%1.15%0.00%1.18%0.00%1.23%-1.22%1.32%8.45%-6.85%4.00%-17.95%42.86%-10.53%5.00%-22.73%-918.97%-46.43%170.45%-62.50%-204.00%33.33%114.29%29.41%50.00%24.14%2.86%12.50%2.38%5.00%0.00%4.35%6.12%-2.17%2.08%2.04%4.00%2.04%-1.96%1.92%0.00%-3.70%0.00%-1.82%0.00%-3.77%1.92%1.89%9.09%8.77%6.67%4.69%-2.99%7.59%-1.15%12.77%3.06%4.95%1.94%-0.99%-1.03%-29.09%21.28%
Timing-----------------------------------------------------------------------------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap3.60B
Enterprise Value5.77B
Trailing P/E7.91
Forward P/E0.00
Price / Sales1.34
Price / Book0.00
EPS2.61
Book Value57.33
Revenue (TTM)2.77B
Gross Profit (TTM)2.77B
Profit Margin36.83%
Operating Margin50.58%
Return on Equity10.68%
Return on Assets1.22%
Shares Outstanding92.24M
Shares Float160.55M
Beta1.00
Dividend Yield6.36%
Dividend Rate1.31
Payout Ratio0.00%

Ownership Breakdown

Institutions
0.03%
Insiders
0.00%
Retail / Other
99.97%

Top Institutional Holders

  • Thompson Investment Management LLC
    1.00K0.00%
  • Thurston Springer Miller Herd & Titak Inc
    5000.00%
  • PNC Financial Services Group Inc
    2960.00%
  • Nbc Securities Inc
    00.00%
  • First Command Advisory Services, Inc.
    00.00%

Dividends

20263×
0.33Aug 31, 20260.33May 29, 20260.33Feb 27, 2026
20254×
0.33Nov 28, 20250.33Aug 29, 20250.33May 30, 20250.33Feb 28, 2025
20244×
0.33Nov 29, 20240.33Aug 30, 20240.33May 31, 20240.33Feb 29, 2024
20234×
0.33Nov 30, 20230.33Aug 31, 20230.33May 31, 20230.33Feb 28, 2023
20224×
0.33Nov 30, 20220.33Aug 31, 20220.33May 31, 20220.33Feb 28, 2022
20214×
0.33Nov 30, 20210.33Aug 31, 20210.33May 28, 20210.33Feb 26, 2021
20201×
0.33Nov 30, 2020