YOLFTbeta
Waterdrop Inc ADR

Waterdrop Inc ADR

WDH · NYSE · Financial Services / Insurance - Diversified

1.01USD+0.01 (+1.00%)

Price History

Full chart

Market Stats

Previous Close1.00
Open0.9968
Day Range0.9909 – 1.01
52-Week Range0.96 – 1.99
Volume318.14K
Market Cap370.08M
P/E (TTM)4.90
Forward P/E0.00
EPS0.21
Dividend Yield5.83%
Beta-0.08
50-Day Avg1.04
200-Day Avg1.47

About

Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the company provides technical services to insurance brokerage or agency companies through customer relationship management systems. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People's Republic of China.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Diversified
  • CEODr. Peng Shen
  • Employees3.02K
  • HeadquartersWangjing lize zhongyuan zone 2, Beijing, China, 100101, USA
  • Websitehttps://www.waterdrop-inc.com

Leadership

  • Dr. Peng ShenCo-Founder, Chairman of the Board & CEO · b. 1988
  • Mr. Xiaojiao CuiInvestor Relations Officer

Financials

Income Statement

Currency: USD2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue238.15M1.51B3.03B3.21B2.80B2.63B2.77B3.87B
Growth (%)-+534.46%+100.40%+5.88%-12.61%-6.11%+5.36%+39.60%
Cost of Revenue45.93M291.31M742.26M1.35B1.34B1.59B1.31B1.89B
Gross Profit192.22M1.22B2.29B1.86B1.47B1.04B1.46B1.98B
Gross Margin80.71%80.72%75.49%57.89%52.31%39.71%52.57%51.15%
Operating Expense380.38M1.41B2.78B3.72B987.62M1.05B1.28B1.62B
Operating Income-188.16M-194.48M-496.25M-1.86B477.99M-6.74M178.16M360.75M
Operating Margin-79.01%-12.87%-16.39%-58.11%17.06%-0.26%6.43%9.32%
EBITDA-186.18M-187.79M-483.18M-1.84B500.96M6.81M191.71M374.67M
EBITDA Margin-78.18%-12.43%-15.96%-57.54%17.88%0.26%6.92%9.68%
Net Income-209.19M-321.54M-663.87M-1.57B607.72M167.22M367.51M553.44M
Net Income Margin-87.84%-21.28%-21.92%-49.10%21.69%6.36%13.26%14.30%
R&D69.20M214.65M244.23M378.99M291.29M299.06M216.50M226.34M
R&D as % of Total Revenue29.06%14.21%8.07%11.82%10.40%11.37%7.81%5.85%
Interest Expense2.43M19.63M269.49M95.22M81.71M---
Interest Expense % of Total Revenue1.02%1.30%8.90%2.97%2.92%---

Balance Sheet

Currency: USD2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets706.72M2.56B4.71B5.25B5.92B6.15B6.45B7.11B
Total Liabilities428.50M1.05B1.52B1.28B1.16B1.47B1.58B1.95B
Total Equity278.22M1.50B3.18B3.97B4.77B4.59B4.80B5.16B
Cash196.10M964.48M1.06B817.72M1.57B396.90M986.32M1.13B
Total Debt19.40M43.30M64.26M58.59M14.05M197.76M243.92M70.57M
Net Debt-176.69M-921.18M-997.70M-759.13M-1.56B-199.15M-742.41M-1.06B

Cash Flow

Currency: CNY2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-211.03M-532.89M-777.11M-1.10B765.71M406.52M437.25M243.92M
Investing Cash Flow31.99M-45.95M-1.22B-846.90M-139.82M-1.17B291.64M-224.74M
Financing Cash Flow362.67M1.47B2.05B2.12B-57.46M-377.24M-198.58M-373.93M
Capital Expenditure7.47M13.27M26.71M36.48M11.88M13.52M218.41M29.63M
Free Cash Flow-218.50M-546.16M-803.82M-1.13B753.82M392.99M218.84M214.29M
Dividends Paid----00158.67M130.41M
FCF to OCF103.54%102.49%103.44%103.33%98.45%96.67%50.05%87.85%
Dividend Paid to FCF----0.00%0.00%72.51%60.86%

Earnings

Report DateDec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 17, 2021Sep 8, 2021Nov 30, 2021Mar 23, 2022Jun 15, 2022Sep 9, 2022Dec 6, 2022Mar 17, 2023Jun 2, 2023Sep 7, 2023Dec 7, 2023Mar 26, 2024Apr 29, 2024Sep 4, 2024Dec 11, 2024Mar 12, 2025Jun 5, 2025Sep 4, 2025Dec 3, 2025Mar 25, 2026Jun 4, 2026Sep 8, 2026
EPS Estimate0.000.000.000.000.000.00-0.10-0.52-0.67-0.54--0.030.030.020.170.130.010.100.200.250.200.280.250.27---
EPS Actual-0.27-0.21-0.27-0.28-0.64-0.62-0.17-0.21-0.12-0.160.040.080.090.040.030.010.020.020.020.290.340.030.260.410.450.060.040.05
Surprise-------70.00%59.62%82.09%70.37%--200.00%45.33%50.00%-94.12%-84.62%117.00%-80.00%45.00%36.00%-85.00%-7.14%64.00%66.67%---
Timing------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-market

Key Statistics & Ratios

Market Cap370.08M
Enterprise Value265.69M
Trailing P/E4.90
Forward P/E0.00
Price / Sales0.07
Price / Book0.49
EPS0.21
Book Value2.11
Revenue (TTM)5.08B
Gross Profit (TTM)2.90B
EBITDA403.95M
Profit Margin10.73%
Operating Margin7.68%
Return on Equity10.56%
Return on Assets3.38%
Shares Outstanding279.11M
Shares Float140.76M
Beta-0.08
Dividend Yield5.83%
Dividend Rate0.06
Payout Ratio15.00%

Analyst Ratings

Strong Buy
Based on 5 analystsTarget 1.72
  • Strong Buy
    3
  • Buy
    2

Ownership Breakdown

Institutions
10.35%
Insiders
2.55%
Retail / Other
87.10%

Top Institutional Holders

  • Boundless Plain Holdings Ltd
    11.49M3.20%
  • IDG China Capital Fund III Associates L.P.
    5.73M1.59%
  • Morgan Stanley - Brokerage Accounts
    3.40M0.95%
  • Baader Bank INC
    1.60M0.45%
  • Avenir Tech Ltd
    859.20K0.24%
  • IDG China Capital Fund GP III Associates Ltd.
    283.18K0.08%
  • Citadel Advisors Llc
    231.74K0.06%
  • GSA Capital Partners LLP
    222.24K0.06%
  • Marshall Wace Asset Management Ltd
    199.43K0.06%
  • The Goldman Sachs Group Inc
    168.21K0.05%
  • Acadian Asset Management LLC
    126.63K0.04%
  • Amvescap Plc.
    111.24K0.03%
  • State Street Corp
    73.33K0.02%
  • Millennium Management LLC
    61.48K0.02%
  • Renaissance Technologies Corp
    57.96K0.02%

Top Fund Holders

  • The Digital Leaders Fund R
    1.28M0.36%
  • EM Digital Leaders I
    324.35K0.09%
  • FIVV-MIC-Mandat-Asien
    125.00K0.03%
  • Invesco Golden Dragon China ETF
    94.93K0.03%
  • State Street® SPDR® S&P® EM Sm Cp ETF
    64.73K0.02%

Dividends

20262×
0.03Oct 9, 20260.03Apr 24, 2026
20252×
0.03Oct 10, 20250.02Apr 11, 2025
20242×
0.02Oct 11, 20240.03Apr 18, 2024