YOLFTbeta
Woori Financial Group Inc

Woori Financial Group Inc

WF · NYSE · Financial Services / Banks - Regional

72.13USD+2.29 (+3.28%)

Price History

Full chart

Market Stats

Previous Close69.84
Open72.32
Day Range71.25 – 72.32
52-Week Range47.30 – 82.06
Volume151.80K
Market Cap19.34B
P/E (TTM)8.63
Forward P/E2.46
EPS9.23
Dividend Yield3.62%
Beta0.52
50-Day Avg72.52
200-Day Avg66.84

About

Woori Financial Group Inc., together with its subsidiaries, operates as a bank which provides various financial services in Korea, China, the United States, the United Kingdom, Japan, and internationally. The company operates through Banking Insurance, Credit Card Capital, Investment Securities, and Others segments. It offers loans, deposits, and relevant services; and contracting and maintenance of insurance policies, payment of insurance benefits, insurance agents and brokers, and provision of life insurance-related services. The company also offers debit and credit cards, cash services, card loans, and related services; lease financing; and securities operation, sale of financial instruments, project financing, and other related solutions. In addition, it provides brokerage, lending fees, electronic financial, foreign exchange handling, guarantee, import and export-related services, and foreign currency securities investment, as well as investment trust products, professional services, and private equity funds. Further, the company is involved in real estate, system software development and maintenance, financing, credit information, securities investment and trading, derivatives trading, and asset securitization. Additionally, it offers life insurance; and retirement pension services, and asset management services. Woori Financial Group Inc. was founded in 1899 and is headquartered in Seoul, South Korea.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Jong-Yong Yim
  • Employees88
  • Headquarters51, Sogong-ro, Seoul, South Korea, 04632, USA
  • Websitehttps://www.woorifg.com

Leadership

  • Mr. Jong-Yong YimPresident, CEO & Group Chairman · b. 1959
  • Mr. Soo Lee JeongDirector of Investor Relations · b. 1967
  • Mr. Seong-Min KwakDeputy President & CFO · b. 1969
  • Hong Sung HanHead of IR
  • Mr. Tae-Joong HaExecutive Vice President of Corporate Banking Business Group · b. 1959
  • Mr. Chai-Pong CheongExecutive Vice President of Business Promotion Unit/Retail Banking Business Group · b. 1959
  • Mr. Su Hyeong ChoDeputy Executive Vice President of Consumer & Brand Group
  • Ms. Jong Sook JeongDeputy Executive Vice President of Wealth Management Group
  • Mr. Jong Deuk KimDeputy Executive Vice President of Financial Market Business Group · b. 1963
  • Cheol-soo KimChief of Department

Financials

Income Statement

Currency: KRW2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue4.55T3.29T4.56T11.07T9.75T10.57T11.49T12.43T11.25T12.51T17.39T23.70T25.75T4.12T
Growth (%)--27.70%+38.57%+142.72%-11.97%+8.46%+8.69%+8.14%-9.47%+11.17%+39.01%+36.31%+8.65%-84.02%
Cost of Revenue--22.77M0.014.33T4.12T4.36T5.06T4.31T3.44T6.84T13.77T14.84T14.44T
Gross Profit4.55T3.29T4.56T11.07T5.42T6.46T7.13T7.37T6.94T9.07T10.55T9.93T10.91T4.12T
Gross Margin100.00%100.00%100.00%100.00%55.61%61.07%62.03%59.32%61.70%72.49%60.65%41.89%42.38%100.00%
Operating Expense2.80T3.03T3.63T9.79T3.87T4.51T4.32T4.65T4.94T5.38T6.00T6.41T6.69T0
Operating Income1.75T263.90B928.49B1.28T1.55T1.95T2.80T2.72T2.00T3.69T4.55T3.52T4.22T4.12T
Operating Margin38.41%8.02%20.35%11.54%15.94%18.44%24.41%21.91%17.79%29.48%26.16%14.84%16.40%100.00%
EBITDA-254.93B-96.20B-255.14B2.63T1.81T2.19T3.08T3.23T2.54T4.48T5.48T4.51T5.39T5.37T
EBITDA Margin-5.60%-2.92%-5.59%23.76%18.52%20.67%26.78%25.98%22.55%35.81%31.50%19.03%20.92%130.39%
Net Income1.14T132.61B385.16B875.84B1.26T1.51T2.03T1.87T1.31T2.54T3.19T2.51T3.09T3.24T
Net Income Margin24.97%4.03%8.44%7.91%12.94%14.30%17.69%15.07%11.62%20.33%18.33%10.58%11.98%78.83%
R&D--000000------
R&D as % of Total Revenue--0.00%0.00%0.00%0.00%0.00%0.00%------
Interest Expense--0924.51B3.49T3.33T4.03T4.68T3.53T2.91T5.96T11.90T13.13T12.32T
Interest Expense % of Total Revenue--0.00%8.35%35.83%31.50%35.11%37.69%31.34%23.26%34.27%50.21%50.98%299.42%

Balance Sheet

Currency: KRW2010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets271.14B312.79B325.71B327.10B270.16T291.86T310.68T316.30T340.45T361.98T399.08T447.18T480.47T498.00T525.75T601.46T
Total Liabilities44.47B290.72B302.70B304.07B252.06T272.55T293.71T295.73T318.49T336.49T372.36T418.33T448.85T464.61T489.86T567.31T
Total Equity226.68B22.07B23.00B23.03B18.09T19.31T16.97T20.37T21.74T21.51T26.73T28.85T31.63T31.67T34.10T32.31T
Cash13.56B6.42B5.78B5.78B5.96T6.64T-15.95T6.91T6.75T6.39T9.99T7.57T34.22T30.56T27.28T26.36T
Total Debt44.47B----39.18T45.91T46.56T49.66T51.92T61.33T69.99T73.12T76.36T83.82T94.52T
Net Debt30.91B-6.42B-5.78B-5.78B-5.96T-6.64T61.86T39.65T42.91T45.52T48.29T61.40T33.37T45.80T56.54T68.16T

Cash Flow

Currency: KRW2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow306.59B-6.52T-12.70T-13.77T2.46T4.91T-1.98T9.16T1.87T3.61T-1.80T18.62T1.62T-6.13T13.64T
Investing Cash Flow----1.04B-22.37T-4.23T1.88T-11.07T-8.59T-1.46T-10.67T-6.97T-2.25T-34.30B-9.88T
Financing Cash Flow103.79B3.69T13.89T14.36T20.32T333.06B-61.10B1.52T6.17T2.37T9.08T1.92T-2.86T1.25T7.69T
Capital Expenditure0252.47B166.70B140.64B227.34B322.17B358.17B294.74B555.89B264.19B258.14B347.63B393.20B411.98B506.43B
Free Cash Flow306.59B-6.77T-12.87T-13.91T2.24T4.58T-2.34T8.87T1.31T3.34T-2.06T18.28T1.23T-6.54T13.14T
Dividends Paid201.50B228.13B230.90B853.73B504.95B168.32B336.64B336.64B437.63B505.59B368.36B655.00B978.38B878.33B927.30B
FCF to OCF100.00%103.88%101.31%101.02%90.77%93.43%118.10%96.78%70.28%92.67%114.33%98.13%75.76%106.72%96.29%
Dividend Paid to FCF65.72%-3.37%-1.79%-6.14%22.59%3.67%-14.40%3.80%33.29%15.13%-17.89%3.58%79.62%-13.43%7.06%

Earnings

Report DateMay 6, 2009Aug 10, 2009Oct 28, 2009Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Nov 1, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Nov 1, 2013Feb 6, 2014May 9, 2014Aug 1, 2014Nov 17, 2014Mar 12, 2015Apr 29, 2015Jul 29, 2015Oct 29, 2015Feb 4, 2016May 17, 2016Jul 19, 2016Nov 14, 2016Mar 6, 2017May 15, 2017Jul 20, 2017Oct 26, 2017Feb 8, 2018Apr 19, 2018Jul 19, 2018Oct 26, 2018Feb 10, 2019Apr 24, 2019Aug 14, 2019Nov 14, 2019Feb 7, 2020Apr 26, 2020Jul 27, 2020Oct 25, 2020Feb 5, 2021May 5, 2021Jul 21, 2021Oct 25, 2021Mar 15, 2022May 17, 2022Aug 23, 2022Nov 14, 2022Mar 7, 2023Apr 24, 2023Aug 15, 2023Nov 14, 2023Feb 6, 2024May 16, 2024Aug 14, 2024Nov 14, 2024Feb 6, 2025May 15, 2025Aug 14, 2025Nov 13, 2025Feb 15, 2026Apr 24, 2026Jul 24, 2026Nov 13, 2026
EPS Estimate---0.000.000.000.000.000.00------------------------1.892.272.360.842.252.211.760.951.740.611.820.544.962.032.601.262.912.793739.142287.652.813281.323212.020.942813.972945.653012.701560.262919.973565.683376.851536.532.583658.39-
EPS Actual0.510.521.300.070.681.100.610.450.860.390.691.470.110.360.02-0.020.250.260.24-0.260.340.240.340.210.510.330.411.400.61874.01623.08358.17143.372.342.842.360.492.152.321.780.761.770.581.820.612.502.652.571.302.832.773618.001863.002.832442.003366.000.063168.003618.003516.001482.002343.003675.004953.001275.001.582.66-
Surprise---------------------------------23.81%25.11%0.00%-42.21%-4.44%4.98%1.14%-19.77%1.72%-4.72%0.00%14.31%-49.60%30.54%-1.15%3.17%-2.75%-0.72%-3.24%-18.56%0.71%-25.58%4.79%-93.62%12.58%22.83%16.71%-5.02%-19.76%3.07%46.68%-17.02%-38.57%-99.93%-
Timing------------------After-hoursPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hours---

Key Statistics & Ratios

Market Cap19.34B
Enterprise Value54.00T
Trailing P/E8.63
Forward P/E2.46
PEG Ratio2.46
Price / Sales0.00
Price / Book0.69
EPS9.23
Book Value96.28
Revenue (TTM)10.86T
Gross Profit (TTM)10.83T
Profit Margin29.29%
Operating Margin45.35%
Return on Equity8.61%
Return on Assets0.56%
Shares Outstanding242.68M
Shares Float221.33M
Beta0.52
Dividend Yield3.62%
Dividend Rate2.87
Payout Ratio0.04%

Analyst Ratings

Strong Buy
Based on 1 analystsTarget 94.61
  • Strong Buy
    1

Ownership Breakdown

Institutions
4.48%
Insiders
0.00%
Retail / Other
95.52%

Top Institutional Holders

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    2.44M1.00%
  • Morgan Stanley - Brokerage Accounts
    1.43M0.58%
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    682.28K0.28%
  • Connor Clark & Lunn Inv Mgmt Ltd
    441.92K0.18%
  • Creative Planning Inc
    390.68K0.16%
  • Quantinno Capital Management LP
    198.92K0.08%
  • Ethic Inc.
    181.30K0.07%
  • JustInvest LLC
    165.35K0.07%
  • Acadian Asset Management LLC
    136.77K0.06%
  • Millennium Management LLC
    120.93K0.05%
  • Vident Advisory, LLC
    117.32K0.05%
  • Arrowstreet Capital Limited Partnership
    105.38K0.04%
  • Dimensional Fund Advisors, Inc.
    103.51K0.04%
  • Laird Norton Tyee Trust Co
    99.90K0.04%
  • O'Shaughnessy Asset Management LLC
    96.33K0.04%
  • B Metzler seel Sohn & Co AG
    92.85K0.04%
  • Bank of America Corp
    84.59K0.03%
  • The Goldman Sachs Group Inc
    71.64K0.03%

Top Fund Holders

  • CC&L Q Emerging Markets Equity A USD Acc
    98.79K0.04%
  • Sun Life Acadian International Eq I
    97.18K0.04%

Dividends

20263×
0.47Aug 10, 20260.42May 11, 20261.53Feb 27, 2026
20254×
0.30Nov 10, 20250.43Aug 8, 20250.44May 9, 20251.39Feb 28, 2025
20245×
0.39Sep 30, 20240.39Jun 28, 20241.43Mar 28, 20240.39Mar 27, 20241.45Feb 28, 2024
20232×
0.41Sep 28, 20230.41Jun 29, 2023
20222×
2.26Dec 29, 20220.27Jun 29, 2022
20213×
1.84Dec 31, 20211.53Dec 30, 20210.38Jul 29, 2021
20201×
0.96Dec 30, 2020
20191×
1.73Dec 30, 2019
20181×
1.32Dec 28, 2018
20172×
1.41Dec 28, 20170.26Jun 29, 2017

Stock Splits

  • May 22, 2014839:1000