Gjensidige Forsikring ASA

Gjensidige Forsikring ASA

GJF · OL · Financial Services / Insurance - Property & Casualty

260.4NOK+0.80 (+0.31%)

Price History

Full chart

Market Stats

Previous Close259.6
Open260.4
Day Range260.4 – 260.4
52-Week Range240.62 – 287.4
Volume3.30K
Market Cap128.29B
P/E (TTM)20.08
Forward P/E14.68
EPS12.78
Dividend Yield3.90%
Beta0.20
50-Day Avg276.98
200-Day Avg270.2

About

Gjensidige Forsikring ASA, together with its subsidiaries, provides general insurance and pension products in Norway, Sweden, Denmark, Finland, Latvia, Lithuania, and Estonia. It operates in four segments: General Insurance Private, General Insurance Commercial, General Insurance Sweden, and Pension. The company offers motor, property, travel, accident and health, general liability, natural perils, agriculture, medical treatment and expense, disability, income protection, workers' compensation, motor vehicle liability, marine, aviation, transport, fire and other damage to property, assistance, other non-life, and life insurance products, as well as non-proportional non-life reinsurance products. It also provides defined contribution occupational pension schemes for businesses, including disability pension, spouse/cohabitant pension, and child's pension; and individual pension savings agreements. The company sells its products to private individuals, commercial and agricultural customers, and private and commercial markets through various distribution channels comprising customer service centres, office channel, call center, Internet, partners, agents, and external brokers. Gjensidige Forsikring ASA was founded in 1816 and is headquartered in Oslo, Norway.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Property & Casualty
  • CEOMr. Geir Holmgren
  • Employees4.16K
  • HeadquartersSchweigaardsgate 21, Oslo, Norway, 0192, Norway
  • Websitehttps://www.gjensidige.com

Leadership

  • Mr. Geir HolmgrenChief Executive Officer · b. 1972
  • Mr. Jostein AmdalExecutive VP & CFO · b. 1965
  • Mr. Sverre Johan RostoftExecutive Vice President of Technology & Insight · b. 1972
  • Ms. Berit NilsenHead of Investor Relations · b. 1973
  • Ms. Siri LangangenExecutive Vice President of People & Communication · b. 1975
  • Ms. Catharina Elisabeth HellerudChief Risk Officer · b. 1968
  • Mr. Lars Goran BjerklundExecutive Vice President of Commercial · b. 1971
  • Mr. Rene FloystolExecutive Vice President of Private · b. 1981
  • Ms. Vivi KofoedExecutive Vice President of Claims · b. 1976
  • Bernard ZysmanChief Legal Officer

Financials

Income Statement

Line item2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue14.98B17.33B18.38B21.50B25.55B19.46B21.54B21.76B22.13B23.23B25.38B25.58B27.50B28.79B26.80B29.25B29.23B31.91B32.76B39.79B40.58B44.94B
Cost of Revenue----------16.72B16.88B17.89B18.06B17.36B17.59B------
Gross Profit14.98B17.33B18.38B21.50B25.55B19.46B21.54B21.76B22.13B23.23B25.38B25.58B27.50B28.79B26.80B29.25B29.23B31.91B32.76B39.79B--
Operating Income1.57B3.41B3.16B3.02B307.20M3.17B3.25B3.65B6.21B5.23B6.17B5.71B6.82B6.48B4.60B7.62B6.16B8.56B5.82B1.14B--
EBITDA1.57B3.41B3.16B4.03B401.80M3.49B3.73B4.22B6.09B5.39B6.34B5.92B6.92B5.80B4.87B8.57B6.71B7.87B4.97B---
Net Income1.71B3.40B3.26B2.48B486.30M2.30B2.95B2.75B4.28B3.67B4.19B3.79B4.67B4.52B3.72B6.59B4.95B7.14B3.44B4.13B5.14B6.56B
Interest Expense0000000550.00M575.10M656.00M765.90M652.20M680.10M649.80M049.90M216.70M269.50M74.20M---

Balance Sheet

Line item2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets32.60B41.29B46.33B58.12B65.55B74.87B84.11B88.49B94.21B108.95B113.98B129.26B135.93B149.07B156.76B112.41B118.31B129.82B135.15B148.28B171.49B191.90B
Total Liabilities23.49B28.80B30.89B37.82B45.73B52.90B60.97B65.26B68.59B82.66B92.33B105.93B113.60B125.37B132.92B86.21B93.03B104.62B109.28B124.05B145.47B163.59B
Total Equity9.11B12.49B15.44B20.30B19.82B21.97B23.14B23.23B25.62B26.29B21.66B23.31B22.31B23.69B23.84B26.19B25.28B25.20B25.87B24.23B26.01B28.31B
Cash588.80M1.09B1.01B4.09B3.01B3.10B2.89B3.51B2.33B2.73B2.40B3.15B2.16B2.69B2.36B2.42B2.86B2.35B3.20B2.99B3.69B4.43B
Total Debt-----4.92B5.25B5.26B5.36B9.77B11.75B19.35B21.54B25.03B1.50B2.62B2.52B3.67B3.78B4.36B--
Net Debt-588.80M-1.09B-1.01B-4.09B-3.01B1.81B2.37B1.75B3.02B7.04B9.34B16.20B19.38B22.35B-865.30M204.00M-345.90M1.32B588.80M1.37B405.10M-

Cash Flow

Line item2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow5.09B5.57B3.76B4.17B-59.10M-3.91B4.25B2.72B4.41B3.83B4.36B4.00B4.92B4.78B3.98B-1.24B7.33B7.03B4.71B4.81B--
Investing Cash Flow----------2.96B2.46B-248.40M-834.60M-438.30M4.82B-513.20M-1.40B2.75B---
Financing Cash Flow911.00M2.77B-315.00M663.40M-1.90B4.29B-1.62B-2.44B-2.34B837.20M-6.75B4.65B-3.22B-397.50M2.49B-4.00B-6.44B-6.11B-4.18B-4.02B--
Capital Expenditure03.58B141.00M380.50M226.50M174.70M214.80M56.90M101.30M24.70M285.90M58.00M156.20M332.00M403.60M438.50M513.20M532.60M565.10M726.00M419.70M163.40M
Free Cash Flow5.09B1.98B3.62B3.79B-285.60M-4.09B4.04B2.66B4.31B3.81B4.07B3.94B4.77B4.45B3.58B-1.67B6.82B6.49B4.15B4.09B3.81B6.26B
Dividends Paid----939.90M3.60M1.68B2.35B2.27B3.42B8.35B2.95B6.15B3.46B3.55B3.55B6.12B6.90B3.85B4.12B4.37B5.00B

Earnings

Report DateFeb 17, 2011May 11, 2011Aug 11, 2011Nov 10, 2011Feb 9, 2012May 4, 2012Jul 17, 2012Oct 24, 2012Feb 14, 2013May 7, 2013Jul 16, 2013Oct 22, 2013Feb 5, 2014May 14, 2014Jul 15, 2014Oct 21, 2014Feb 4, 2015May 6, 2015Jul 14, 2015Oct 23, 2015Feb 3, 2016Apr 28, 2016Jul 15, 2016Oct 26, 2016Feb 9, 2017May 4, 2017Jul 14, 2017Oct 26, 2017Jan 26, 2018Apr 25, 2018Jul 13, 2018Oct 25, 2018Jan 24, 2019Apr 25, 2019Jul 12, 2019Oct 23, 2019Jan 22, 2020Apr 22, 2020Jul 14, 2020Oct 19, 2020Jan 22, 2021Apr 21, 2021Jul 14, 2021Oct 20, 2021Jan 26, 2022Apr 27, 2022Jul 15, 2022Oct 21, 2022Jan 24, 2023Apr 27, 2023Jul 13, 2023Oct 20, 2023Jan 24, 2024Apr 25, 2024Jul 15, 2024Oct 22, 2024Jan 22, 2025Apr 27, 2025Jul 8, 2025Oct 22, 2025Jan 29, 2026Apr 29, 2026Jul 13, 2026Oct 23, 2026
EPS Estimate1.401.181.430.991.421.381.652.161.64-1.642.201.89-2.132.071.451.762.011.712.051.502.352.522.211.872.422.352.211.442.092.071.732.382.372.182.27-1.123.412.662.682.363.102.803.112.351.392.422.772.202.981.942.701.943.333.032.132.483.233.723.113.164.574.47
EPS Actual2.321.301.801.251.322.181.902.502.010.631.782.662.271.852.612.001.931.502.391.192.491.562.602.532.292.222.192.632.011.072.011.612.595.502.681.992.95-0.963.903.103.862.683.642.994.972.641.622.212.642.262.041.632.181.592.723.262.342.534.423.042.563.014.18-
Surprise65.71%10.17%25.87%26.26%-7.04%57.97%15.15%15.74%22.56%-8.54%20.91%20.11%-22.54%-3.38%33.10%-14.77%18.91%-30.41%21.46%4.00%10.64%0.40%3.62%18.72%-9.50%11.91%-9.05%-25.69%-3.83%-22.22%49.71%131.09%13.08%-8.72%29.96%14.29%14.37%16.54%44.03%13.56%17.42%6.79%59.81%12.34%16.55%-8.68%-4.69%2.73%-31.54%-15.98%-19.26%-18.04%-18.32%7.59%9.86%2.02%36.84%-18.28%-17.68%-4.75%-8.57%-
TimingPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-market-Pre-market-Pre-market-----Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap128.29B
Enterprise Value130.93B
Trailing P/E20.08
Forward P/E14.68
PEG Ratio1.62
Price / Sales2.84
Price / Book5.58
EPS12.78
Book Value42.89
Revenue (TTM)47.57B
Gross Profit (TTM)17.76B
EBITDA9.64B
Profit Margin14.23%
Operating Margin24.42%
Return on Equity27.25%
Return on Assets3.04%
Shares Outstanding499.96M
Shares Float187.66M
Beta0.20
Dividend Yield3.90%
Dividend Rate10
Payout Ratio113.37%

Dividends

20261×
14.50Mar 27, 2026
20251×
10.00Mar 21, 2025
20241×
8.75Mar 21, 2024
20231×
8.25Mar 24, 2023
20221×
7.70Mar 25, 2022
20213×
4.00Nov 8, 20217.40Mar 25, 20212.40Jan 27, 2021
20201×
5.00Sep 22, 2020
20191×
7.10Mar 29, 2019
20181×
7.10Apr 6, 2018
20171×
6.80Apr 7, 2017
20162×
4.00Nov 1, 20166.40Apr 8, 2016
20151×
5.90Apr 24, 2015
20142×
4.00Oct 28, 201412.80Apr 25, 2014
20131×
6.85Apr 26, 2013
20121×
4.55Apr 20, 2012
20111×
4.70Apr 28, 2011