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Nidaros Sparebank

Nidaros Sparebank

NISB · OL · Financial Services / Banks - Regional

103.98NOK+2.98 (+2.95%)

Price History

Full chart

Market Stats

Previous Close101.00
Open103.98
Day Range103.98 – 103.98
52-Week Range96.08 – 114.00
Volume3
Market Cap116.83M
P/E (TTM)20.06
Forward P/E0.00
EPS5.16
Dividend Yield5.55%
Beta0.18
50-Day Avg103.53
200-Day Avg105.79

About

Nidaros Sparebank, a savings bank, provides banking services for private and corporate customers in Norway. It provides banking services, such as online and mobile banking, bank and credit cards, accounts, payment, BankID, and legal services; loan products that include mortgage, mortgages for young people, green mortgage, boat loan, car and other vehicles, and consumer loans and refinancing; and savings and retirement products, which include savings account, funds and shares, stock trading, pension, savings for children, and young housing savings. The company also offers insurance products, such as car, boat, and vehicle; life and health; house, travel, and household items; and livestock, and young friend insurance products. Nidaros Sparebank was founded in 1857 and is based in Klæbu, Norway.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Bjorn Arne Riise
  • Employees33
  • HeadquartersNordalsvegen 2, Klæbu, Norway, 7540, Norway
  • Websitehttps://www.nidaros-sparebank.no

Leadership

  • Turi G. JohnsenHead of Corporate Market & Deputy Chairman of the Board of Trustees
  • Mr. Bjorn Arne RiiseMD & CEO · b. 1963
  • Ms. Margrete Ljones ResellmoChief Financial Officer
  • Erik Fossum BergCompliance Manager
  • Mr. Christer HorgenHead of Sales & Marketing
  • Mr. Bard Einar BrenneHead of Credit
  • Ms. Vibeke Toini BogsethHead of Private Market
  • Elisabeth Maria MesseltController

Financials

Income Statement

Currency: NOK2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue--85.43M100.25M94.76M94.99M102.05M128.98M138.26M140.65M
Growth (%)---+17.35%-5.49%+0.25%+7.43%+26.39%+7.19%+1.73%
Net Income15.87M20.35M23.67M30.93M39.65M29.91M27.13M33.38M34.99M43.46M
Net Income Margin--27.71%30.86%41.84%31.49%26.59%25.88%25.31%30.90%
Interest Expense0040.59M52.18M40.05M26.67M49.79M111.90M162.21M160.74M
Interest Expense % of Total Revenue--47.51%52.05%42.27%28.08%48.79%86.76%117.32%114.29%

Balance Sheet

Currency: NOK2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets2.93B3.27B3.65B3.94B4.16B4.30B4.37B4.54B4.76B5.33B
Total Liabilities2.65B2.93B3.29B3.52B3.65B3.77B3.82B3.98B4.15B4.70B
Total Equity278.67M335.53M353.65M421.75M512.50M533.06M551.11M565.42M608.26M634.95M
Cash--41.47M41.19M3.75M62.81M63.02M64.39M57.57M58.94M
Net Debt--750.16M815.38M813.59M791.41M915.89M978.43M907.77M977.63M

Cash Flow

Currency: NOK2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow8.22M-257.65M43.68M-111.29M119.63M-109.95M99.19M34.65M71.20M92.81M
Investing Cash Flow-7.29M3.65M-3.30M2.59M4.86M10.18M-19.08M-23.20M-44.99M37.79M
Financing Cash Flow-58.08M274.48M-16.54M83.08M-25.36M18.43M-9.25M47.35M-67.61M54.95M
Capital Expenditure159.00K1.29M213.00K100.00K100.00K740.00K740.00K016.11M189.00K
Free Cash Flow--43.47M-111.29M119.53M-110.69M98.45M34.65M55.09M92.63M
Dividends Paid1.82M1.28M3.07M3.95M6.17M6.17M6.61M9.70M6.40M6.63M
FCF to OCF--99.51%100.00%99.92%100.67%99.25%100.00%77.38%99.80%
Dividend Paid to FCF--7.05%-3.55%5.16%-5.57%6.72%28.00%11.61%7.15%

Earnings

Report DateJun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Mar 4, 2021May 11, 2021Aug 12, 2021Nov 12, 2021Mar 10, 2022May 12, 2022Aug 12, 2022Nov 10, 2022Mar 8, 2023May 11, 2023Aug 10, 2023Nov 10, 2023Mar 7, 2024May 13, 2024Aug 14, 2024Nov 14, 2024Mar 12, 2025May 14, 2025Sep 3, 2025Dec 3, 2025Feb 25, 2026Jun 3, 2026Sep 2, 2026
EPS Estimate----------1.30-2.701.701.602.202.712.031.782.562.921.911.312.031.651.061.091.671.70
EPS Actual7.796.886.34-1.5112.326.165.585.9312.214.001.023.242.701.707.329.548.235.056.7410.886.885.062.002.081.642.012.261.081.90
Surprise-----------21.54%-0.00%0.00%357.50%333.64%203.69%148.77%278.65%325.00%135.62%164.92%52.67%2.45%-0.61%89.81%107.56%-35.22%11.88%
Timing------After-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-market-----

Key Statistics & Ratios

Market Cap116.83M
Enterprise Value-111.44M
Trailing P/E20.06
Forward P/E0.00
Price / Sales0.76
Price / Book0.19
EPS5.16
Book Value505.02
Revenue (TTM)153.27M
Gross Profit (TTM)153.27M
Profit Margin26.26%
Operating Margin30.82%
Return on Equity6.20%
Return on Assets0.71%
Shares Outstanding1.13M
Shares Float580.63K
Beta0.18
Dividend Yield5.55%
Dividend Rate5.75
Payout Ratio79.22%

Dividends

20261×
5.75Mar 20, 2026
20251×
5.87Mar 21, 2025
20241×
5.67Mar 22, 2024
20231×
8.60Mar 24, 2023
20221×
5.86Mar 25, 2022
20212×
5.37Oct 4, 20215.37Mar 19, 2021
20201×
5.51Mar 6, 2020