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Rogaland Sparebank

ROGS · OL · Financial Services / Banks - Regional

152.00NOK+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close152.00
Open149.40
Day Range149.40 – 152.00
52-Week Range123.21 – 154.98
Volume2.11K
Market Cap3.48B
P/E (TTM)11.32
Forward P/E12.52
EPS13.30
Dividend Yield7.77%
Beta0.13
50-Day Avg150.53
200-Day Avg147.93

About

Rogaland Sparebank, an independent savings bank, provides various banking and investment products to retail and corporate customers in Norway. The company operates through three segments: Personal Market, Corporate Market, and Real Estate. The company offers bank, BSU, mutual fund, and retirement savings account; fixed rate deposits; deposit, disability insurance plans, disability pension, and pension. It also provides car, child, household items, house, travel, dog, vehicle, agriculture, and company and employees insurance products; car and mortgage loans, consumer loans, green energy loans, loans for motorcycle, motorhomes, and ATVs, refinancing consumer debt; and bank guarantee, business loans, construction loan, factoring and invoice management, overdraft, and leasing services. In addition, the company offers bank and credit cards; mobile and online banking services; and mobile payment services. Further, it provides real estate brokerage and general investment advice services. The company was formerly known as Sandnes Sparebank and changed its name to Rogaland Sparebank in August 2024. Rogaland Sparebank was founded in 1875 and is headquartered in Sandnes, Norway.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Tomas Nordbo Middelthon
  • Employees159
  • HeadquartersRadhusgata 3, Sandnes, Norway, 4306, Norway
  • Websitehttps://www.rogalandsparebank.no

Leadership

  • Mr. Tomas Nordbo MiddelthonChief Executive Officer · b. 1977
  • Ms. Siri Aaen StylesChief Financial Officer
  • Mr. Stein HagaHR Manager
  • Ingve LerangDirector of Risk & Regulatory Affairs
  • Mr. Bjørn TjensvoldCEO of Aktiv Rogaland
  • Ms. Lene NordahlDirector of Customer & Market
  • Mr. Lars KristiansenDirector of Corporate Market
  • Lene Nevland SivertsenDirector of Retail Market

Financials

Income Statement

Currency: NOK2022-12-312023-12-312024-12-312025-12-31
Total Revenue644.58M769.69M968.65M1.03B
Growth (%)-+19.41%+25.85%+6.18%
Net Income266.17M329.89M457.60M479.50M
Net Income Margin41.29%42.86%47.24%46.62%
Interest Expense494.03M1.11B1.48B1.59B
Interest Expense % of Total Revenue76.64%144.75%152.44%154.83%

Balance Sheet

Currency: NOK2022-12-312023-12-312024-12-312025-12-31
Total Assets32.22B34.42B39.70B44.15B
Total Liabilities28.83B30.79B35.43B39.59B
Total Equity3.39B3.62B4.28B4.55B
Cash387.99M355.89M482.44M234.85M
Net Debt14.65B15.45B17.17B20.12B

Cash Flow

Currency: NOK2022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-1.35B-139.04M-506.41M-1.63B
Investing Cash Flow-60.80M118.35M240.57M31.94M
Financing Cash Flow1.47B-18.95M393.53M1.36B
Capital Expenditure0759.00K696.00K3.90M
Free Cash Flow-1.35B-139.80M-445.35M-1.63B
Dividends Paid176.84M199.16M243.71M346.82M
FCF to OCF100.00%100.55%87.94%100.24%
Dividend Paid to FCF-13.09%-142.46%-54.72%-21.24%

Earnings

Report DateMar 31, 2001Jun 30, 2001Sep 30, 2001Dec 31, 2001Feb 27, 2007May 6, 2008Aug 13, 2008Oct 28, 2008Feb 16, 2009May 5, 2009Aug 12, 2009Oct 28, 2009Feb 15, 2010May 4, 2010Aug 12, 2010Oct 27, 2010Feb 14, 2011May 5, 2011Jul 14, 2011Oct 27, 2011Feb 15, 2012May 8, 2012Jul 13, 2012Oct 25, 2012Feb 20, 2013May 7, 2013Jul 12, 2013Oct 24, 2013Feb 17, 2014Apr 23, 2014Jul 11, 2014Oct 23, 2014Feb 18, 2015Apr 22, 2015Jul 15, 2015Nov 6, 2015Feb 25, 2016Apr 21, 2016Aug 11, 2016Nov 4, 2016Feb 15, 2017May 4, 2017Aug 16, 2017Oct 26, 2017Feb 7, 2018May 8, 2018Aug 15, 2018Oct 26, 2018Feb 13, 2019May 20, 2019Aug 15, 2019Nov 5, 2019Feb 13, 2020May 13, 2020Aug 12, 2020Nov 4, 2020Feb 9, 2021May 10, 2021Aug 10, 2021Nov 2, 2021Feb 10, 2022May 11, 2022Aug 10, 2022Nov 8, 2022Feb 7, 2023May 11, 2023Aug 9, 2023Nov 7, 2023Feb 12, 2024May 8, 2024Aug 14, 2024Nov 6, 2024Feb 11, 2025May 4, 2025Aug 13, 2025Nov 5, 2025Feb 11, 2026May 6, 2026Aug 12, 2026
EPS Estimate----4.20----------2.42-1.230.991.971.35-0.862.002.16-3.003.40-3.293.973.88-3.053.190.06-1.931.141.100.860.981.46-1.121.171.67-1.611.382.571.341.521.272.781.411.661.512.521.541.701.983.141.941.751.853.201.902.222.813.762.572.272.854.242.622.203.044.08
EPS Actual2.072.491.521.075.963.383.932.09-16.330.940.711.903.562.71-6.181.400.491.901.801.221.402.172.302.205.302.193.353.305.463.184.203.570.112.405.832.120.593.187.401.700.701.301.801.391.101.102.701.301.701.602.701.701.901.003.401.801.702.102.401.802.202.003.101.501.502.003.102.802.102.804.103.802.503.703.702.902.302.735.50
Surprise----41.90%-----------42.15%-54.47%81.82%-38.07%3.70%-167.44%10.00%145.37%-11.67%-2.94%--3.34%5.79%-7.99%--21.31%82.76%3433.33%-64.77%549.12%54.55%-18.60%32.65%23.29%--1.79%-5.98%61.68%-5.59%15.94%5.06%26.87%25.00%-21.26%22.30%27.66%2.41%39.07%-4.76%16.88%29.41%1.01%-1.27%-22.68%-14.29%8.11%-3.13%47.37%-5.41%-0.36%9.04%47.86%10.13%29.82%-12.74%10.69%4.55%-10.16%34.80%
Timing----Pre-market----------After-hours-Pre-marketAfter-hoursPre-marketPre-market-After-hoursAfter-hoursAfter-hours-Pre-market------After-hours-Pre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-market-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-market-After-hours

Key Statistics & Ratios

Market Cap3.48B
Enterprise Value19.37B
Trailing P/E11.32
Forward P/E12.52
Price / Sales3.52
Price / Book0.79
EPS13.30
Book Value182.39
Revenue (TTM)988.13M
Gross Profit (TTM)988.13M
Profit Margin49.94%
Operating Margin69.33%
Return on Equity11.75%
Return on Assets1.18%
Shares Outstanding23.08M
Shares Float21.33M
Beta0.13
Dividend Yield7.77%
Dividend Rate11.70
Payout Ratio87.11%

Dividends

20261×
11.70Mar 26, 2026
20251×
9.50Apr 1, 2025
20241×
7.50Apr 11, 2024
20231×
6.05Mar 29, 2023
20221×
5.35Mar 24, 2022
20201×
5.00Apr 1, 2020
20191×
5.20Mar 29, 2019
20181×
2.80Mar 22, 2018
20171×
1.25Mar 31, 2017
20151×
1.84Mar 27, 2015
20141×
1.84Mar 27, 2014
20131×
1.84Apr 12, 2013
20121×
1.53Mar 30, 2012
20081×
9.19Mar 28, 2008