Skue Sparebank

SKUE · OL · Financial Services / Banks - Regional

350.05NOK-0.95 (-0.27%)

Price History

Full chart

Market Stats

Previous Close351.00

Open355.95

Day Range350.00 – 355.95

52-Week Range285.82 – 345.40

Volume188

Market Cap1.92B

P/E (TTM)13.86

Forward P/E6.23

EPS23.96

Dividend Yield6.71%

Beta0.19

50-Day Avg330.82

200-Day Avg336.88

About

Skue Sparebank provides various banking products and services for individuals and business in Norway. The company offers checking, business, deposit, tax withholding, client, agricultural, currency, investment, deposit, retirement, and group accounts; business, construction, consumer, car, other vehicle, and small loans, as well as mortgage, bank guarantee, overdraft, and leasing services; and home and leisure, car and other vehicles, pet, company and employees, agriculture, and travel insurance products. It also provides savings and pension products, online and mobile banking, bank card, and payment services. In addition, it offers financial products, commercial solutions and skills-enhancing services, funds and pensions, insurance products, card and small loan products, and real estate brokerage. The company was formerly known as Nes Prestegjelds Sparebank and changed its name to Skue Sparebank in October 2013. Skue Sparebank was founded in 1842 and is based in Geilo, Norway.

Company Details

SectorFinancial Services
IndustryBanks - Regional
CEOMr. Hans Kristian Glesne
Employees136
HeadquartersGeilovegen 34, Geilo, Norway, 3580, Norway
Websitehttps://skuesparebank.no

Leadership

Mr. Hans Kristian GlesneCEO & Bank Manager · b. 1973
Mr. Torgeir NoklebyChief Financial Officer
Ms. Ingrid Marit Lien SagabratenDirector of HR
Mr. Terje BaleChief Credit Officer
Ms. Liv Sina WaerstedHead of department Hønefoss & Vikersund
Mr. Tore BermingrudHead of Division BM Drammen
Mr. Lars Helge BerganDeputy Head of Corporate Markets of Numedal & Hallingdal
Ms. Cecilie KarlsenHead of Retail Market of Prestfoss
Aud Irene HaugenHead of Department Bø
Ms. Elisabeth TveitanHead of Insurance Department

Financials

Income Statement

Currency: NOK	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31

Currency: NOK	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	92.84M	131.42M	162.57M	174.27M	146.19M	178.56M	215.91M	282.76M	86.50M	121.81M	110.38M	99.45M	138.07M	180.75M	193.74M	199.13M	237.80M	240.62M	237.56M	254.33M	300.50M	357.81M	412.01M	491.55M	569.24M	727.59M
Growth (%)	-	+41.55%	+23.70%	+7.19%	-16.11%	+22.14%	+20.92%	+30.96%	-69.41%	+40.82%	-9.38%	-9.90%	+38.83%	+30.91%	+7.19%	+2.78%	+19.42%	+1.19%	-1.27%	+7.06%	+18.16%	+19.07%	+15.15%	+19.30%	+15.80%	+27.82%
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	0	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	129.97M	179.26M	185.78M	228.74M	233.30M	234.79M	251.21M	-	-	-	-	-	-
Gross Margin	-	-	-	-	-	-	-	-	-	-	-	-	-	71.91%	92.53%	93.30%	96.19%	96.96%	98.84%	98.77%	-	-	-	-	-	-
Operating Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-83.77M	-87.91M	106.05M	122.12M	128.08M	120.42M	121.38M	-	-	-	-	-	-
Operating Income	15.22M	23.48M	29.43M	31.58M	26.07M	37.46M	49.52M	211.14M	257.81M	212.75M	197.06M	198.98M	221.84M	213.74M	267.18M	79.73M	106.62M	105.22M	114.37M	129.83M	-	-	-	-	-	-
Operating Margin	16.39%	17.86%	18.11%	18.12%	17.83%	20.98%	22.93%	74.67%	298.04%	174.66%	178.53%	200.07%	160.67%	118.25%	137.90%	40.04%	44.84%	43.73%	48.14%	51.05%	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	267.62M	219.57M	202.23M	203.39M	226.34M	240.49M	245.89M	227.83M	224.16M	213.27M	227.26M	285.81M	245.78M	291.63M	-	-	-	-
EBITDA Margin	-	-	-	-	-	-	-	-	309.38%	180.26%	183.22%	204.51%	163.93%	133.05%	126.92%	114.42%	94.26%	88.63%	95.67%	112.38%	81.79%	81.50%	-	-	-	-
Net Income	-	-	-	-	-	-	13.94M	18.24M	-7.30M	26.20M	28.52M	15.31M	42.30M	55.95M	21.77M	61.37M	87.56M	81.37M	88.67M	100.06M	97.80M	149.27M	173.92M	206.66M	327.91M	302.55M
Net Income Margin	-	-	-	-	-	-	6.46%	6.45%	-8.43%	21.51%	25.83%	15.39%	30.63%	30.96%	11.23%	30.82%	36.82%	33.82%	37.33%	39.34%	32.54%	41.72%	42.21%	42.04%	57.61%	41.58%
Interest Expense	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	106.17M	148.03M	120.19M	94.12M	208.60M	484.65M	695.04M	789.57M
Interest Expense % of Total Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	44.69%	58.20%	39.99%	26.30%	50.63%	98.60%	122.10%	108.52%

Balance Sheet

Currency: NOK	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31

Currency: NOK	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	1.25B	1.74B	2.13B	2.20B	2.55B	3.06B	3.71B	4.47B	5.22B	5.12B	5.22B	5.29B	5.65B	7.61B	7.98B	8.26B	8.80B	8.99B	9.79B	10.52B	14.31B	15.55B	16.72B	17.38B	23.03B	27.81B
Total Liabilities	1.13B	1.62B	2.01B	2.02B	2.37B	2.86B	3.44B	4.18B	4.96B	4.80B	4.87B	4.94B	5.27B	7.00B	7.31B	7.52B	7.90B	8.03B	8.74B	9.39B	12.67B	13.75B	14.67B	15.11B	19.92B	23.80B
Total Equity	120.90M	123.50M	125.96M	178.12M	183.35M	198.95M	274.95M	288.34M	263.60M	318.48M	343.79M	349.90M	377.46M	607.69M	664.43M	738.92M	896.24M	956.05M	1.05B	1.13B	1.63B	1.79B	2.05B	2.26B	3.11B	4.01B
Cash	10.79M	14.34M	18.73M	18.33M	35.76M	37.38M	51.33M	93.20M	232.00M	249.88M	141.00M	38.19M	227.01M	77.66M	217.40M	85.12M	86.46M	88.72M	87.34M	87.36M	94.72M	89.44M	88.50M	91.77M	90.78M	100.06M
Total Debt	-	-	-	-	-	-	-	-	1.32B	894.88M	1.04B	192.18M	1.57B	1.34B	1.31B	1.30B	1.40B	1.38B	1.98B	2.33B	3.19B	3.30B	-	-	-	-
Net Debt	-	-	-	-	-	-	-	-	1.09B	644.99M	901.92M	153.99M	1.34B	1.26B	1.10B	1.22B	1.31B	1.29B	1.89B	2.24B	3.10B	3.21B	4.01B	4.15B	4.87B	4.63B

Cash Flow

Currency: NOK	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31

Currency: NOK	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-	-	200.54M	461.84M	-95.79M	122.86M	-383.07M	267.37M	502.84M	-117.90M	-463.69M	196.10M	-509.92M	-7.44M	-421.98M	425.76M	-600.66M	-42.21M	-13.19M	1.57B
Investing Cash Flow	-	-	-	-	-	-	-	56.87M	-333.59M	5.13M	296.97M	-160.39M	-34.50M	-174.38M	239.76M	-536.03M	202.96M	-69.50M	-12.53M	-415.58M
Financing Cash Flow	-	-	214.83M	-401.83M	138.53M	-30.11M	507.95M	-510.35M	-29.51M	-19.51M	168.06M	-33.44M	543.03M	261.39M	158.24M	67.23M	674.46M	-91.85M	148.09M	-965.64M
Capital Expenditure	0	0	7.77M	13.63M	3.85M	2.97M	2.40M	4.16M	3.87M	5.89M	10.24M	12.45M	723.00K	3.03M	3.00M	2.37M	2.90M	2.80M	0	23.17M
Free Cash Flow	-	-	192.77M	448.21M	-99.64M	119.89M	-385.47M	263.21M	498.97M	-123.79M	-473.94M	183.65M	-510.64M	-10.47M	-424.99M	423.39M	-604.37M	-45.01M	-13.19M	1.55B
Dividends Paid	-	-	17.55M	108.00K	6.47M	10.11M	6.55M	4.55M	6.51M	8.51M	10.32M	9.40M	13.30M	19.00M	19.95M	12.55M	23.02M	26.15M	35.57M	74.60M
FCF to OCF	-	-	96.12%	97.05%	104.02%	97.58%	100.63%	98.44%	99.23%	105.00%	102.21%	93.65%	100.14%	140.77%	100.71%	99.44%	100.62%	106.64%	100.00%	98.52%
Dividend Paid to FCF	-	-	9.11%	0.02%	-6.50%	8.43%	-1.70%	1.73%	1.31%	-6.88%	-2.18%	5.12%	-2.60%	-181.44%	-4.69%	2.96%	-3.81%	-58.10%	-269.70%	4.83%

Earnings

Report Date	Mar 3, 2009	May 12, 2009	Aug 12, 2009	Nov 6, 2009	Mar 2, 2010	May 12, 2010	Aug 12, 2010	Nov 5, 2010	Feb 9, 2011	May 11, 2011	Aug 15, 2011	Nov 4, 2011	Feb 28, 2012	May 9, 2012	Aug 15, 2012	Nov 2, 2012	Feb 26, 2013	May 14, 2013	Aug 14, 2013	Nov 8, 2013	Feb 25, 2014	May 14, 2014	Aug 13, 2014	Nov 7, 2014	Feb 11, 2015	May 13, 2015	Aug 12, 2015	Nov 6, 2015	Feb 10, 2016	May 11, 2016	Aug 10, 2016	Nov 11, 2016	Feb 8, 2017	May 10, 2017	Aug 9, 2017	Nov 6, 2017	Feb 13, 2018	May 9, 2018	Aug 14, 2018	Nov 8, 2018	Feb 13, 2019	May 8, 2019	Aug 14, 2019	Nov 8, 2019	Feb 13, 2020	May 13, 2020	Aug 13, 2020	Nov 11, 2020	Feb 11, 2021	May 11, 2021	Aug 12, 2021	Nov 11, 2021	Feb 11, 2022	May 15, 2022	Aug 12, 2022	Nov 10, 2022	Feb 7, 2023	May 11, 2023	Aug 11, 2023	Nov 9, 2023	Feb 7, 2024	May 8, 2024	Aug 14, 2024	Nov 7, 2024	Feb 7, 2025	May 14, 2025	Aug 14, 2025	Nov 12, 2025	Feb 9, 2026	May 11, 2026	Aug 13, 2026	Nov 5, 2026	Feb 5, 2027
EPS Estimate	-	-	-	-	-	1.66	2.21	2.43	1.74	1.78	2.23	2.40	-	2.03	2.84	1.97	-	-	-	-	-	4.13	-	2.68	2.49	2.62	4.03	2.84	2.54	2.14	3.75	2.50	2.73	2.38	5.56	3.05	3.91	2.60	6.10	4.17	4.83	3.93	6.55	3.93	5.66	3.32	7.15	3.56	4.11	3.39	7.60	4.67	4.77	4.87	9.13	5.52	6.11	5.88	9.95	6.64	7.00	6.39	8.87	8.13	6.23	6.48	8.43	5.97	4.44	6.67	8.93	-	-
EPS Actual	-15.18	0.48	6.23	6.29	4.47	1.90	2.30	5.38	4.80	5.03	3.27	-0.12	-0.35	4.68	4.50	2.10	2.89	4.48	6.63	3.00	16.52	2.72	3.67	3.38	1.11	2.76	5.40	-0.16	5.85	2.11	9.29	3.45	4.02	3.67	6.35	4.05	4.80	3.95	6.47	3.44	4.41	4.35	7.31	5.12	3.22	1.88	7.72	9.25	6.13	4.29	7.29	4.53	9.14	4.38	8.62	4.96	5.48	5.26	9.65	6.58	5.48	6.75	8.14	14.66	5.83	6.20	9.30	5.00	5.91	4.93	9.14	-	-
Surprise	-	-	-	-	-	14.46%	4.07%	121.40%	175.86%	182.58%	46.64%	-105.00%	-	130.54%	58.45%	6.60%	-	-	-	-	-	-34.14%	-	26.12%	-55.42%	5.34%	33.99%	-105.63%	130.31%	-1.40%	147.73%	38.00%	47.25%	54.20%	14.21%	32.79%	22.76%	51.92%	6.07%	-17.51%	-8.70%	10.69%	11.60%	30.28%	-43.11%	-43.37%	7.97%	159.83%	49.15%	26.55%	-4.08%	-3.00%	91.61%	-10.06%	-5.59%	-10.14%	-10.31%	-10.54%	-3.02%	-0.90%	-21.71%	5.63%	-8.23%	80.32%	-6.42%	-4.32%	10.32%	-16.25%	33.11%	-26.09%	2.35%	-	-
Timing	-	-	-	-	-	Pre-market	After-hours	After-hours	After-hours	After-hours	After-hours	Pre-market	-	-	Pre-market	Pre-market	-	-	-	-	-	Pre-market	-	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	-	Pre-market	After-hours	Pre-market	-	Pre-market	Pre-market	After-hours	-	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	Pre-market	After-hours	Pre-market	After-hours	After-hours	Pre-market	Pre-market

Key Statistics & Ratios

Market Cap1.92B

Enterprise Value2.96B

Trailing P/E13.86

Forward P/E6.23

PEG Ratio0.00

Price / Sales2.58

Price / Book0.50

EPS23.96

Book Value287.05

Revenue (TTM)744.89M

Gross Profit (TTM)744.89M

Profit Margin40.49%

Operating Margin55.94%

Return on Equity8.70%

Return on Assets1.17%

Shares Outstanding5.78M

Shares Float2.17M

Beta0.19

Dividend Yield6.71%

Dividend Rate22.27

Payout Ratio89.15%

Dividends

20261×

22.27Mar 26, 2026

20251×

32.52Mar 27, 2025

20241×

17.00Mar 21, 2024

20231×

12.50Mar 24, 2023

20221×

11.00Mar 25, 2022

20211×

6.00Mar 25, 2021

20201×

10.50Jun 4, 2020

20191×

10.00Mar 22, 2019

20181×

7.00Mar 16, 2018

20171×

5.00Mar 10, 2017

20161×

4.50Mar 17, 2016

20151×

4.00Feb 27, 2015

20141×

3.00Feb 28, 2014

20121×

2.48Feb 24, 2012

20111×

4.79Feb 25, 2011

20101×

4.05Feb 26, 2010

20081×

11.75Feb 29, 2008

20071×

8.10Mar 1, 2007

20061×

8.77Mar 15, 2006

20051×

6.12Mar 1, 2005

20041×

5.98Feb 27, 2004

20031×

4.24Feb 28, 2003

20021×

5.30Feb 27, 2002

20011×

8.19Mar 1, 2001

Stock Splits

Mar 28, 2006387:373