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Sparebanken Ost

Sparebanken Ost

SPOG · OL · Financial Services / Banks - Regional

70.99NOK+0.27 (+0.38%)

Price History

Full chart

Market Stats

Previous Close70.72
Open70.73
Day Range70.00 – 70.99
52-Week Range64.43 – 82.62
Volume19.17K
Market Cap1.49B
P/E (TTM)13.55
Forward P/E13.16
EPS5.29
Dividend Yield9.62%
Beta0.27
50-Day Avg72.09
200-Day Avg76.29

About

Sparebanken Øst operates as a savings bank in eastern Norway. The company offers savings, tax withholding, guardianship, investment, high-interest business, and other accounts; retirement savings; corporate and other deposits; agricultural operating and agricultural credits; letters of credit; interest rate swaps; commercial property financing; commercial property upgrade, green business, car, framework, and installment loans, as well as construction loans for businesses; mortgages; guarantees; and overdrafts. It also provides cyber, warranty, group life, health, truck and construction machinery, project, travel, child, car, home, contents, life, disability, boats, and other vehicle insurance products, as well as homeowners insurance for commercial buildings; debit and bank cards; and refinancing, pension, payment, mobile and online banking, and other banking services. In addition, the company buys, sells, and stores cryptocurrencies; trades in shares and funds; operates as a real estate agent; and provides investment banking services. Sparebanken Øst was founded in 1843 and is headquartered in Drammen, Norway.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Pal Strand
  • Employees193
  • HeadquartersBragernes Torg 2, Drammen, Norway, 3301, Norway
  • Websitehttps://www.oest.no

Leadership

  • Mr. Pal StrandChief Executive Officer · b. 1965
  • Mr. Kjell EngenDeputy Chief Executive Officer & CFO · b. 1969
  • Kristoffer VoldenChief Compliance Officer
  • Mr. Frode LindbeckChief Risk Officer
  • Mr. Arne K. StokkeDirector · b. 1946
  • Mr. Vegard KvammeChief Financial Officer · b. 1975
  • Ms. Kristin Wittussen MyhreHead of Personnel
  • Mr. Halvor KirkebøenHead of Management & Control Department · b. 1955

Financials

Income Statement

Currency: NOK2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.00B1.21B1.26B1.19B878.33M874.60M952.04M1.35B78.10M784.30M724.00M583.70M671.60M685.90M851.60M611.30M718.40M680.80M746.30M721.40M824.60M757.80M697.70M916.70M1.04B1.04B
Growth (%)-+21.17%+4.13%-5.80%-26.10%-0.42%+8.85%+41.51%-94.20%+904.23%-7.69%-19.38%+15.06%+2.13%+24.16%-28.22%+17.52%-5.23%+9.62%-3.34%+14.31%-8.10%-7.93%+31.39%+13.42%-0.16%
Cost of Revenue-------------000000-------
Gross Profit-------------682.70M829.20M628.80M711.70M724.50M740.00M702.80M------
Gross Margin-------------99.53%97.37%102.86%99.07%106.42%99.16%97.42%------
Operating Expense--------------415.10M-447.40M287.50M272.70M287.00M299.20M293.90M------
Operating Income346.07M421.80M370.95M448.60M416.40M419.71M440.99M1.12B693.50M1.08B937.90M944.50M1.11B1.10B1.28B341.30M439.00M437.50M440.80M408.90M------
Operating Margin34.61%34.81%29.40%37.74%47.41%47.99%46.32%83.15%887.96%138.21%129.54%161.81%164.86%160.05%149.91%55.83%61.11%64.26%59.06%56.68%------
EBITDA--------705.90M1.10B981.20M956.50M1.12B1.12B1.30B937.90M947.70M907.90M936.80M1.08B1.03B803.60M----
EBITDA Margin--------903.84%139.88%135.52%163.87%167.35%162.66%152.23%153.43%131.92%133.36%125.53%149.94%125.36%106.04%----
Net Income124.38M102.91M44.01M129.94M184.26M--207.00M-385.80M294.40M305.30M155.70M264.10M282.70M428.70M256.00M331.20M332.40M362.50M311.50M437.20M361.40M296.40M440.50M523.30M522.80M
Net Income Margin12.44%8.49%3.49%10.93%20.98%--15.37%-493.98%37.54%42.17%26.67%39.32%41.22%50.34%41.88%46.10%48.82%48.57%43.18%53.02%47.69%42.48%48.05%50.33%50.37%
Interest Expense000000000000000000483.90M649.00M489.40M335.30M669.20M1.42B1.80B1.80B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%64.84%89.96%59.35%44.25%95.92%154.49%172.82%173.43%

Balance Sheet

Currency: NOK2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets11.82B13.43B15.57B15.51B18.40B19.06B21.34B22.03B25.18B21.97B24.75B28.50B29.64B31.08B35.01B34.51B35.79B36.99B41.98B42.39B44.07B48.13B44.08B45.38B46.43B45.82B
Total Liabilities10.96B12.52B14.65B14.51B17.26B17.72B19.91B20.49B24.07B20.38B22.88B26.59B27.51B28.55B32.24B31.56B32.62B33.61B38.04B38.24B39.63B43.43B39.29B40.47B41.40B40.78B
Total Equity856.92M913.69M925.03M1.00B1.14B1.34B1.43B1.55B1.11B1.58B1.87B1.91B2.13B2.53B2.77B2.95B3.18B3.38B3.94B4.14B4.44B4.69B4.79B4.91B5.02B5.04B
Cash520.98M663.41M1.18B2.21B1.31B528.04M684.74M1.14B1.65B360.70M696.50M580.90M703.30M357.50M481.50M378.00M311.90M341.20M603.10M302.50M409.40M302.60M486.40M417.30M431.10M256.40M
Total Debt--------669.40M660.50M599.30M600.10M14.61B14.89B18.25B17.91B20.51B20.60B24.86B24.11B23.56B25.13B----
Net Debt---------982.80M299.80M-97.20M19.20M13.91B14.53B17.77B17.53B18.01B18.59B21.77B22.41B23.15B24.82B22.21B23.15B23.40B23.08B

Cash Flow

Currency: NOK2000-12-312001-12-312002-12-312003-12-312004-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-------366.00M897.80M-1.82B-2.02B1.48B-1.07B-2.36B125.00M-452.80M-1.16B-3.50B-487.30M1.54B-1.50B4.31B-1.22B551.50M113.20M
Investing Cash Flow-----------98.70M236.30M163.70M-53.00M372.10M49.00M-37.00M18.70M-14.30M-4.10M-28.10M-110.10M228.60M
Financing Cash Flow------930.20M-1.74B2.53B2.23B-1.96B136.60M2.25B-391.60M441.10M813.50M3.71B230.00M840.90M1.40B-4.12B631.30M-425.90M-510.80M
Capital Expenditure00000050.00M12.20M75.10M243.40M70.40M17.20M20.60M87.80M63.90M21.10M20.00M19.00M13.70M21.80M12.30M24.60M19.40M9.90M
Free Cash Flow-------416.00M885.60M-1.90B-2.27B1.41B-1.09B-2.38B37.20M-516.70M-1.18B-3.52B-506.30M1.53B-1.52B2.47B-1.24B520.80M95.90M
Dividends Paid------54.60M-82.90M-41.50M62.20M62.20M103.70M68.40M82.90M103.70M95.40M74.60M93.30M97.40M78.80M689.00M482.00M
FCF to OCF------113.66%98.64%104.12%112.03%95.25%101.60%100.87%29.76%114.11%101.82%100.57%103.90%99.11%101.46%57.32%102.02%94.43%84.72%
Dividend Paid to FCF-------13.13%--4.36%-2.94%-5.71%-2.61%278.76%-13.24%-7.02%-2.95%-18.84%4.89%-6.15%3.94%-6.33%132.30%502.61%

Earnings

Report DateMay 9, 2006Aug 8, 2006Oct 31, 2006Feb 20, 2007May 8, 2007Aug 7, 2007Nov 5, 2007Feb 19, 2008Apr 30, 2008Aug 12, 2008Nov 7, 2008Feb 17, 2009Apr 29, 2009Aug 12, 2009Nov 3, 2009Feb 16, 2010Apr 27, 2010Jul 15, 2010Oct 27, 2010Feb 16, 2011May 11, 2011Aug 11, 2011Nov 2, 2011Feb 15, 2012May 2, 2012Jul 13, 2012Oct 31, 2012Feb 12, 2013May 1, 2013Jul 12, 2013Oct 30, 2013Feb 12, 2014May 8, 2014Aug 13, 2014Oct 29, 2014Feb 10, 2015May 6, 2015Jul 14, 2015Oct 28, 2015Feb 10, 2016May 11, 2016Jul 14, 2016Nov 2, 2016Feb 8, 2017May 10, 2017Jul 13, 2017Nov 1, 2017Feb 7, 2018May 9, 2018Jul 13, 2018Oct 31, 2018Feb 13, 2019May 8, 2019Jul 12, 2019Oct 30, 2019Feb 13, 2020May 13, 2020Jul 15, 2020Oct 27, 2020Feb 11, 2021May 11, 2021Jul 15, 2021Oct 26, 2021Feb 10, 2022May 10, 2022Jul 15, 2022Nov 1, 2022Feb 10, 2023May 10, 2023Jul 13, 2023Oct 31, 2023Feb 9, 2024May 8, 2024Jul 12, 2024Nov 1, 2024Feb 12, 2025May 13, 2025Jul 14, 2025Oct 29, 2025Feb 10, 2026May 13, 2026Jul 14, 2026
EPS Estimate---4.10----------1.84-1.243.140.810.700.691.460.830.68-1.281.271.33-1.471.491.491.47-1.981.311.761.390.981.091.111.491.301.121.081.301.321.321.191.521.111.081.151.251.141.200.613.551.041.161.011.161.071.050.931.610.781.041.181.961.401.521.571.671.711.611.521.971.391.391.401.42
EPS Actual1.271.461.290.721.961.455.511.672.241.90-2.74-44.007.764.592.823.472.073.181.560.411.141.680.340.323.151.331.621.372.781.701.561.441.761.474.111.221.641.280.811.061.221.931.411.461.361.761.351.341.301.700.881.110.951.281.421.230.973.511.101.040.871.970.971.340.801.010.791.231.271.421.531.451.941.731.681.451.382.781.411.241.181.46
Surprise----82.44%----------53.26%-66.94%1.27%92.59%-41.43%65.22%15.07%-59.04%-52.94%-3.91%27.56%3.01%-15.65%4.70%-3.36%19.73%-107.58%-6.87%-6.82%-7.91%-17.35%-2.75%9.91%29.53%8.46%30.36%25.93%35.38%2.27%1.52%9.24%11.84%-20.72%2.78%-17.39%2.40%24.56%2.50%59.02%-1.13%5.77%-10.34%-13.86%69.83%-9.35%27.62%-13.98%-37.27%1.28%18.27%7.63%-27.55%9.29%-4.61%23.57%3.59%-1.75%-9.94%-9.21%41.36%1.44%-10.79%-15.71%2.82%
Timing---Pre-market----------After-hours-After-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-market-Pre-market-After-hours-Pre-market-After-hoursPre-market--After-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-market

Key Statistics & Ratios

Market Cap1.49B
Enterprise Value15.11B
Trailing P/E13.55
Forward P/E13.16
PEG Ratio0.00
Price / Sales1.65
Price / Book0.31
EPS5.29
Book Value211.40
Revenue (TTM)901.20M
Gross Profit (TTM)901.20M
Profit Margin45.73%
Operating Margin63.55%
Return on Equity8.59%
Return on Assets0.88%
Shares Outstanding20.73M
Shares Float12.88M
Beta0.27
Dividend Yield9.62%
Dividend Rate6.90
Payout Ratio130.43%

Dividends

20261×
6.90Mar 27, 2026
20251×
6.40Mar 28, 2025
20241×
5.40Mar 22, 2024
20231×
3.80Mar 24, 2023
20221×
3.85Mar 25, 2022
20212×
1.00Nov 9, 20213.50Mar 26, 2021
20201×
3.60Nov 10, 2020
20191×
4.60Mar 29, 2019
20181×
5.00Mar 23, 2018
20171×
4.00Mar 31, 2017
20161×
3.30Apr 1, 2016
20151×
5.00Mar 27, 2015
20141×
3.00Mar 28, 2014
20131×
3.00Mar 22, 2013
20121×
2.00Mar 30, 2012
20111×
5.00Mar 25, 2011
20101×
4.00Mar 26, 2010
20081×
6.46Mar 28, 2008
20071×
6.46Mar 30, 2007
20061×
4.31Apr 21, 2006
20052×
7.76Oct 19, 20058.62Mar 11, 2005
20041×
5.60Mar 12, 2004

Stock Splits

  • Mar 17, 20092543:1096
  • May 18, 199948:47
  • Oct 22, 1997835:798
  • Sep 15, 19942615:2561
  • Nov 1, 1993452:439
  • Feb 1, 1991321:314